125 KEY Road, Palatka, FL 32177
Property image
Property image
FOR SALE
3D VIEW
22.46 ACRES

$825,000

Original price: $850,000
  • 5 Beds
  • 2 Baths
  • 2,509 sqft (on 22.46 acres)

125 KEY Road, Palatka, FL 32177

Est. Mortgage $5,545/mo*
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Home Highlights

Single-Family Home
Built in 1955
22.46 acre lot
$329/sqft
Garage

Local Information

  • Map ViewExplore the area around 125 KEY Road.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

2.99% ASSUMABLE LOAN! Seller will also contribute 1% to the buyer for a rate buy down / down payment and is flexible with closing. Plus...get ANOTHER 1% credit if using seller preferred lender. 2% TOTAL! Seller is also offering 1 year home warranty for added peace of mind.

Welcome to your own private country retreat in the small town of Bardin, a close knit community surrounded by natural beauty and open spaces where neighbors know and look out for each other. This beautifully remodeled 5 bedroom, 2 bath split floor plan home combines modern updates with the peaceful lifestyle you've been dreaming of. Retreat to an oversized primary suite designed for ultimate comfort and relaxation. The spa-like bathroom features a luxurious walk-in shower, creating a serene space to unwind at the end of the day. A spacious walk-in closet provides ample room while keeping everything beautifully organized. Every major improvement has been completed, including a new HVAC system, new on-demand hot water heater, newer metal roof, new well pump, new flooring, new interior and exterior paint, new $3000 refrigerator, and a newer whole-house water filtration system with reverse osmosis, making this home truly move in ready.

Arrive home each day on your private driveway lined with majestic oak trees and natural beauty. Whether you're looking for a hobby farm (check out the large elevated garden beds!), equestrian property, family compound, or simply room to roam, this property is ready for it all. Bring your chickens, ducks, cows, and horses! The fenced front yard provides a safe space for dogs while the fenced pasture is ideal for horses and livestock. A brand new chicken coop, barn for your tractor, workshop, and two separate one-car garages offer plenty of space for equipment, storage, and hobbies.

Step outside and enjoy the tranquil beauty of your goldfish ponds complete with cascading waterfalls, creating the perfect setting to relax and unwind. Nature lovers will appreciate the abundant wildlife, including wild peacocks, turkeys, and deer that frequently visit the property.

Adventure awaits just beyond your back door; sit at the firepit, wander through the trails perfect for hiking, dirt biking, horseback riding, or ATV riding. Whether you're seeking peaceful country living, outdoor recreation, or space for animals, this exceptional property offers a rare combination of comfort, privacy, and endless possibilities.
Last check for updates: about 10 hours ago
Listing courtesy of CHRISTOPHER T SNOW, (904) 329-7895
LPT REALTY LLC, (904) 785-8525
GRETCHEN SCHMIDT, (386) 546-5064
(904) 395-4543
Source: realMLS, MLS#2154727
Also Listed on realMLS.

Home Details for 125 KEY Road

Active Status

MLS Status: Active

Interior Features

Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2509 Square Feet
Appliances & Utilities
Utilities: Electricity ConnectedAppliances: Dishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Instant Hot Water, Refrigerator, Tankless Water Heater, Washer, Water Softener OwnedDishwasherDryerLaundry: Electric Dryer Hookup,In Unit,Lower Level,Washer HookupRefrigeratorWasher
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Windows, Doors, Floors & Walls
Flooring: Tile, Wood
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Tile, Wood
View
Has a ViewView: Trees/Woods

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Covered, Deck, Front Porch, Porch, Rear Porch, Side PorchFencing: Fenced, Back Yard, Cross FencedOther Structures: Barn(s), Shed(s), WorkshopExterior: Fire Pit
Parking & Garage
Number of Garage Spaces: 2Number of Carport Spaces: 2Number of Covered Spaces: 4Has a CarportHas a GarageNo Attached GarageParking Spaces: 4Parking: Additional Parking,Carport,Detached Carport,Garage,Guest,Off Street
Frontage
Road Frontage: County RoadRoad Surface Type: AsphaltNot on Waterfront
Water & Sewer
Sewer: Septic Tank

Days on Market

Days on Market: 57

Property Information

Year Built
Year Built: 1955
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Not a New ConstructionNot Attached Property
Property Information
Condition: Updated/RemodeledParcel Number: 170926000004000000

Price & Status

Price
List Price: $825,000Price Per Sqft: $329
Status Change & Dates
Possession Timing: Close Of Escrow

Location

Direction & Address
City: PalatkaCommunity: Metes & Bounds

Agent Information

Listing Agent
Listing ID: 2154727

Community

Not Senior Community

HOA

No HOA

Lot Information

Lot Area: 22.46 Acres

Offer

Listing Terms: Assumable, Cash, Conventional, FHA, USDA Loan, VA Loan

Energy

Energy Efficiency Features: Appliances, Thermostat

Miscellaneous

Mls Number: 2154727

Around this home

What Locals Say about Palatka

At least 123 Trulia users voted on each feature.
  • 89 % Say car is needed

  • 84 % Say parking is easy

  • 83 % Say yards are well-kept

  • 69 % Say there's holiday spirit

  • 50 % Say kids play outside

  • 47 % Say it's dog friendly

  • 45 % Say neighbors are friendly

  • 45 % Say there's wildlife

  • 44 % Say it's quiet

  • 44 % Say there are sidewalks

  • 40 % Say they plan to stay for at least 5 years

  • 38 % Say streets are well-lit

  • 37 % Say people would walk alone at night

  • 34 % Say it's walkable to restaurants

  • 30 % Say it's walkable to grocery stores

  • 26 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Cbharra
    "It’s easy to get where you’re going… and everything locally is a short drive. I can go to Lowe’s and be back home in 20 minutes, but getting to any other metro area is at least a half-hour drive. Jacksonville and Gainesville are an hour drive. "
  • Lurey C.
    "Blue crab festival /Azalea Festival / Palatka Christmas Parade/ Martin Luther King Parade/ Fourth of July Parade"
  • Lurey C.
    "Blue crab festival and the Azalea festival Our beautiful St John River The Ravins Garden Fast foods "
  • Brettdixon2173
    "It is a great neighborhood and it is easy to get in and out of, commuting is always nice and easy, and it is centrally located so it is easy to find your way anywhere in town"
  • D
    "here is horrible. people getting drugs from almost every house. ion go outside and all you smell is weed. and your scared to go outside bc of people shooting"
  • Elizabeth B.
    "My commute to school is about 15 minutes to downtown palatka and to work it is about 20 minutes if there is no traffic. Everything is pretty close so it doesn’t take long to get to where you need to go here."
  • Codi C.
    "This is not the place to raise your kids! There is nothing for them to do. The mall is all but run down there are things for toddlers and younger children to do (parks) but even those are iffy at times. "
  • Alexnunezfuentes
    "Regardless of ware you live you have t be extra careful with your kids. You never know who is good and who is bad"
  • Nene L.
    "I lived in palatka for 6 years and it's not the best place unless you moved closer to the stores and banks then maybe but overall not a family friendly place ."
  • Jason L.
    "Usually not much traffic just watch for the trucks with the back end dragging usually not the greatest drivers"
  • Judy
    "I do not commute to work but the drive to St. Augustine is easy. it is also an easy drive to Gainesville. "
  • Lxxljumplxxl
    "Not a lot to be offered here. Limited jobs. Poor opportunity for growth. A struggling city. Terrible schools. "
  • Dufmonkey70
    "The Ravine State Garden is right in my front yard. Nice neighborhood and not high volume traffic. Close to high school football and baseball stadiums as well as the river front is literally right around the corner."
  • Alexnunezfuentes
    "none that iknow of . its a very quiet place to leave but it doesn't have anything to do or go to nk malls "
  • Rachel M.
    "I have lived here all my life. Palatka has grown over the years. Good place to retire from. More job opportunities here that have evolved. "
  • Anneholmes29
    "There are many kids in the neighborhood and there needs to be more parks and playgrounds for the kids in the area."
  • Karyssa S.
    "I live in the woods it’s best to own a truck Incase it rains, because the dirt roads will turn to mud "
  • Toyecrosby45
    "l've lived here for 9 years in this neighborhood it's quiet more people i no my friend and family live close by i can walk to their house but different people are moving now in our neighborhood and it is not quiet any more it time for me to move."
  • Jennifer b.
    "the St johns river. it's a beautiful river that is definitely nice to be around. love the view. the area needs some revitalization and some new houses. and bigger apartments"
  • Lezahgayle55
    "I have lived in many places, in my life, but none quite as quaint as Palatka. my neighborhood is very quiet, neighbors are friendly and watch out for each other. I have been away on travel and come back to packages left on my front porch. We also have a neighborhood watch."
  • Rugg
    "people have small town manners. tired of big cities.moved here and love it. love being close to St John's river and downtown area as well as shopping"
  • Joshuatmccarty
    "the historical area and parks are well maintained the river walk is nice too. it's nice sometimes but have to keep your eyes open on your property or gates locked up "

Market trends in Palatka

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
121
8
MoM

Home Value

Trulia Estimate
$784K
Since last month
Increased$10K (+1.3%)
Since last year
Increased$269K (+51.1%)
Since last sale
Increased$509K (+178.6%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +337% in the last 10 years
MonthEstimated value
2026
August 2026$794K
August 2026$784K
June 2026$550K
May 2026$557K
April 2026$554K
March 2026$570K
February 2026$543K
January 2026$516K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.71
Single-Family Home
$140,000
03/05/26
3
1
1,008
2.98
Single-Family Home
$345,000
01/15/26
3
2
1,530
3.42
Single-Family Home
$319,850
10/07/25
3
3
1,792
4.91
Single-Family Home
$379,000
04/30/26
4
2
2,122
5.29
Single-Family Home
$570,000
05/19/26
3
2.5
1,804

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.10
$273,900
4
2
1,456
Off Market
0.24
$219,700
2
1
928
Off Market
0.46
$668,800
4
2.5
2,539
Off Market
0.64
$431,600
3
2
1,612
Off Market
0.71
$140,000
3
1
1,008
Recently Sold
0.86
$369,900
4
2
2,816
For Sale
0.88
$210,000
3
2
1,620
Recently Sold
1.04
$300,000
3
2
1,596
For Sale
1.09
$203,800
4
2
1,536
Off Market
1.15
$55,700
2
1
672
Off Market
1.20
$170,000
3
2
1,404
Recently Sold

Price and Tax history

DateEventPrice
Aug 20, 2026
Source: realMLS #2154727
PriceChange
$825,000
Price decreased by 3%
Jul 30, 2026
Source: realMLS #2154727
Listed For Sale
$850,000
Apr 3, 2020
Source: realMLS #973117
Sold
$285,000
Feb 2, 2020
Source: Agent Provided
Pending
$319,900
Sep 11, 2019
Source: Agent Provided
PriceChange
$319,900
Price decreased by 3%

LGBTQ Local Legal Protections

CHRISTOPHER T SNOW, LPT REALTY LLC, (904) 785-8525
Agent Phone: (904) 329-7895
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by realMLS.

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Frequently asked questions about 125 KEY Road

  • What is the estimated monthly payment for 125 KEY Road?
    Based on a $825,000 list price with 20% down at today's rates, the estimated monthly payment for 125 KEY Road in Palatka, FL is approximately $5,591 (about $4,340 principal & interest, $1,176 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Palatka?
    Residents describe Palatka, FL as easy to park in and well-kept. Most residents say you need a car. See homes for sale in Palatka, FL.
  • What are the closest schools to 125 KEY Road?
    The closest schools to 125 KEY Road in Palatka, FL are James A. Long Elementary School (rated 6/10), Palatka High School (Middle, rated 3/10).
  • What is 125 KEY Road estimated to be worth?
    Trulia's estimated value for 125 KEY Road in Palatka, FL is $783,800.
  • Does 125 KEY Road have air conditioning?
    Yes, 125 KEY Road in Palatka, FL has air conditioning.
  • Does 125 KEY Road have laundry facilities?
    Yes, 125 KEY Road in Palatka, FL has in-unit laundry.
125 KEY Road, Palatka, FL 32177 is a 5 bedroom, 2 bathroom, 2,509 sqft single-family home built in 1955. This property is currently available for sale and was listed by realMLS on Jul 10, 2026. The MLS # for this home is MLS# 2154727.