1240 Willowgate Ln, Saint Charles, IL 60174
Property image
Property image
FOR SALE
3D VIEW

$1,150,000

  • 3 Beds
  • 3.5 Baths
  • 3,636 sqft

1240 Willowgate Ln, Saint Charles, IL 60174

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Home Highlights

Multi-Family
Built in 1993
$316/sqft
2 Car Garage
HOA $623/mo

Local Information

  • Map ViewExplore the area around 1240 Willowgate Ln.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Rare opportunity to own a Fox River waterfront luxury duplex with a first-floor primary suite in Willowgate, one of St. Charles' most desirable maintenance-free communities. Offering 2,716 square feet above grade and approximately 3,600 finished square feet including the walkout basement, this home combines an exceptional riverfront setting with a highly sought-after floor plan just minutes from downtown St. Charles, downtown Geneva, the Fox River Trail, shopping, dining, parks, and the Metra. The main level features a private den, vaulted family room filled with natural light and panoramic Fox River views, a beautifully appointed kitchen with premium Poggenpohl cabinetry, laundry room, and the first-floor primary suite. Upstairs are two spacious bedrooms connected by a Jack-and-Jill bath. The finished walkout basement offers a large recreation room, family room, bar area, full bath, and direct access to the backyard. Enjoy spectacular river views from the screened porch and paver patio. Additional highlights include a new roof (2021) and new HVAC systems (2025). Luxury riverfront homes in Willowgate rarely become available, making this an exceptional opportunity to enjoy Fox River waterfront living in one of St. Charles' premier locations.
Last check for updates: about 3 hours ago
Listing courtesy of: Cory Jones, (630) 400-9009
eXp Realty - St. Charles
Source: MRED as distributed by MLS GRID, MLS#12694179
Also Listed on MRED as distributed by MLS GRID, eXp Realty, MRED as distributed by MLS GRID.

Home Details for 1240 Willowgate Ln

Active Status

MLS Status: Active

Interior Features

Interior Details
Basement: Finished,Walk-Out AccessNumber of Rooms: 11Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bar Entertainment, Den, Dining Room, Family Room, Family Room Down, Foyer, Kitchen, Laundry, Living Room, Recreation Room, Sitting RoomWet Bar
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 3636 Square Feet
Appliances & Utilities
Appliances: Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Cooktop, Range Hood, Water Softener OwnedDishwasherDisposalDryerLaundry: Main LevelMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Natural Gas,Forced AirHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
Number of Fireplaces: 2Fireplace: Gas Log, Gas Starter, Family Room, BasementHas a FireplaceNo Spa
Windows, Doors, Floors & Walls
Window: ScreensCommon Walls: End Unit
Levels, Entrance, & Accessibility
Number of Stories: 2Accessibility: No Disability Access
View
No ViewView: Back of Property, Side(s) of Property
Security
Security: Carbon Monoxide Detector(s)

Exterior Features

Exterior Home Features
Roof: AsphaltPatio / Porch: PatioFoundation: Concrete Perimeter
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageHas an Attached GarageHas Open ParkingParking Spaces: 2Parking: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Frontage
WaterfrontWaterfront: River FrontOn Waterfront
Water & Sewer
Sewer: Public SewerWater Body: FOX RIVER

Days on Market

Days on Market: 57

Property Information

Year Built
Year Built: 1993
Property Type / Style
Property Type: ResidentialProperty Subtype: Duplex, Single Family Residence
Building
Construction Materials: BrickNot a New Construction
Property Information
Parcel Number: 0934482033

Price & Status

Price
List Price: $1,150,000Price Per Sqft: $316
Status Change & Dates
Possession Timing: Close Of Escrow

Media

Location

Direction & Address
City: St. Charles
School Information
Elementary School District: 303Jr High / Middle School District: 303High School District: 303

Agent Information

Listing Agent
Listing ID: 12694179

HOA

HOA Fee Includes: Insurance, Exterior Maintenance, Lawn Care, Snow RemovalHas an HOAHOA Fee: $623/Monthly

Lot Information

Lot Area: 4255 sqft

Listing Info

Special Conditions: None

Business

Business Information
Ownership: Fee Simple w/ HO Assn.

Miscellaneous

BasementMls Number: 12694179Water ViewWater View: Back of Property, Side(s) of PropertyAttribution Contact: (630) 400-9009Activation Date: Wed Jul 08 2026

Additional Information

Source Internet Consumer CommentMRD SHARE WITH CLIENTS: YesSource Internet Entire Listing DisplayMRD IDX Comments Reviews: YesMRD Listing On IDX Display: YesMRD AVM On IDX Display: YesMRD Address On VOW Display: YesSource Internet Automated Valuation DisplayMRD Price History On IDX Display: YesMRD Market Time On IDX Display: YesSource Internet Address DisplayMRD REMARKSINTERNET: YesMRD Remarks On VOW Display: Yes

Around this home

What Locals Say about Saint Charles

At least 235 Trulia users voted on each feature.

  • 94 % Say it's dog friendly

  • 88 % Say car is needed

  • 87 % Say parking is easy

  • 84 % Say people would walk alone at night

  • 80 % Say yards are well-kept

  • 80 % Say there are sidewalks

  • 79 % Say there's holiday spirit

  • 75 % Say kids play outside

  • 71 % Say there's wildlife

  • 70 % Say streets are well-lit

  • 70 % Say it's quiet

  • 60 % Say neighbors are friendly

  • 58 % Say they plan to stay for at least 5 years

  • 57 % Say it's walkable to restaurants

  • 53 % Say it's walkable to grocery stores

  • 40 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Stevegrant753
    "I like that there is a downtown area with lots of bars, restaurants, coffee shops, etc. and plenty of parking. Great park district with excellent pools and playgrounds. Lots of bike paths, including one that runs along the Fox River for 20+ miles. "
    0
    Flag
  • Adam Mcgrew
    "If you are going to live in the state of Illinois there is no better town to live in than Saint Charles!!!!!! "
    1
    Flag
  • Renncarol
    "Family friendly, safe, great downtown area, good schools, low taxes low crime fun bars and restaurants "
    0
    Flag
  • Edward W.
    "Scarecrow Fest and other citywide events make this a wonderful place to live in. Friendly neighbors and an established neighborhood."
    3
    Flag
  • Ducharm
    "Lots and lots of dog owners. Dog parks nearby. Sidewalks for walks. Community parks. Most waste picked up. "
    0
    Flag
  • Renncarol
    "Best little town East of the Mississippi... all about FAMILY and made Good Housekeeping #1 place to live a few years ago, great schools and great community"
    3
    Flag
  • Menaka L.
    "A reputable neighborhood for raising a family, quiet, well managed. Very clean. A lot of well kept parks."
    1
    Flag
  • Aganderson1
    "It has beautiful parks, friendly people, a variety of activities, and schools that will help your child be successful."
    0
    Flag
  • Pamcrovedi
    "They have festival that you can enjoy as a family. When I lived in Bartlett I used to bring our children here."
    0
    Flag
  • Tim K.
    "It’s a great place to live and own a business. I’ve raised my children here. And they love St. Charles as home!"
    0
    Flag
  • Jodi M.
    "There are festivals and multiple family events throughout the year. Scarecrow Fest is my favorite!! The bike paths and parks are also amazing. "
    2
    Flag
  • Jacqi F.
    "great access to downtown st. charlres as well as shopping, busses and trains. great quiet neighborhoods, parks and schools."
    0
    Flag
  • Aenchilada
    "Easy to get to work since I work in downtown Geneva. The train in Geneva is an hour or so ride into Chicago "
    0
    Flag
  • TRE_MAR
    "They love the openness of the area and the many areas in which to walk their dogs. Along with meeting other dogs in the neighborhood friendly area."
    0
    Flag
  • Jdladeur
    "This is a great place to raise a family. Good schools, friendly neighborhoods, overall very calm environment. Downtown is fun to walk around in as well as the surrounding historic homes by the river. Love living here."
    0
    Flag
  • Mnoeth1704
    "Quiet working class neighborhood except for Barking dogs! Few kids, most homeowners take good care of their yards, managers, technicians, teachers and retired folks."
    1
    Flag
  • Renee K.
    "it's got that small town charm. downtown is beautiful and many places to shop and dine. people for the most part are cordial and quiet. great place to raise kids. be prepared to spend money here though."
    0
    Flag
  • Steven N.
    "When you are out walking your dog, everyone waves, it's the same when you are home. People are very friendly. "
    0
    Flag
  • Kim P.
    "I’ve lived in this neighborhood for over 20 years. I couldn’t imagine myself living anywhere else. Saint Charles is a great place to live and grow up in. "
    0
    Flag
  • Heidi R.
    "Dogs are mostly friendly, but no one picks up their dog poop. Kids will run up and bark at your dog so if you don’t have a friendly dog just be aware that the children have no manners"
    0
    Flag
  • Deanna H.
    "Traffic can get a bit heavy, down town is a real struggle during rush hour. But once you figure out the alternate routes, it's not too bad. "
    0
    Flag
  • Julie
    "My neighborhood is friendly and very kid and dog friendly. It is also convenient to downtown Geneva and St Charles. "
    0
    Flag
  • Ronna2194
    "you see people walking their dogs all the time. they have doggie stations and are strict on picking up after your dog. may have more than 1 dog in the household."
    0
    Flag
  • Ronna2194
    "it has its pro's and con's. there really is not much else to say besides, you pay way more for what you are getting around here..and... with what is considered acceptable for the cost of living around here."
    1
    Flag
  • Mvcarlson
    "Great area neighbors look out for one another. Quiet and very friendly plus close to the river and downtown"
    0
    Flag
  • Lynnetteiboyd
    "my neighborhood has a nice walking path so I can walk my dog at all times of the day or night don't really get bothered not a lot of crime that I know of"
    0
    Flag
  • Julie
    "Our neighborhood is very dog friendly and most people have fenced in back yards. Most houses in our neighborhood have dogs. "
    0
    Flag
  • Flanaganherself
    "Local. I work 20 minutes away, I take the train when I need to go downtown, and its easy to get to the station. "
    0
    Flag
  • Julie
    "Wonderful neighborhood for families. Lots of kids, dogs, activities, etc... We can't imagine living anywhere else. "
    0
    Flag
  • Klespo
    "There is public transportation available but It has to be arranged 24hours in advance. It will take you anywhere within the local community."
    0
    Flag
  • Julie
    "We have lived in 3 different homes within St. Charles and we can't imagine living anywhere else. We love it here and everything it has to offer. "
    2
    Flag
  • Casey m. d.
    "Plenty of parks and trails for walking dogs, Riverbend Community Park and Tekawatha Woods have paths, and Jon Duerr and 4-H pavilions just across Fox River walking bridge. Very beautiful and scenic."
    0
    Flag

Market trends in Saint Charles

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$447K
$24.98KMoM
Sale-to-List Price
101.4%
0.6%MoM
Price per sq ft
$232
$4MoM
Available listings
110
1MoM

Home Value

Trulia Estimate
$1.1M
Since last month
$200 (0%)
Since last year
Increased$325K (+42%)
Since last sale
Increased$520K (+89.6%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +94% in the last 10 years
MonthEstimated value
2026
September 2026$1.1M
August 2026$1.09M
July 2026$1.1M
June 2026$830K
May 2026$818K
April 2026$793K
March 2026$789K
February 2026$762K
January 2026$766K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
515 Peyton St, Geneva, IL
0.72
Multi-Family Home
$665,000
12/17/25
4
3.5
2,875
101 Horne St, Saint Charles, IL
0.42
Multi-Family Home
$640,000
06/26/26
6
3
-
231 Sedgewick Cir, Saint Charles, IL
1.50
Multi-Family Home
$425,000
04/02/26
3
3
1,630
38 Crissey Ave, Geneva, IL
1.04
Multi-Family Home
$368,421
03/20/26
3
2
-
202 N 5th St, Saint Charles, IL
1.27
Multi-Family Home
$394,000
07/30/26
4
2
-
905 Thornwood Ct, Saint Charles, IL
2.29
Multi-Family Home
$441,000
06/18/26
3
2.5
2,329
262 Charlestowne Lakes Dr, Saint Charles, IL
2.45
Multi-Family Home
$499,990
06/09/26
3
2.5
1,794
448 Cannon Dr, Geneva, IL
2.35
Multi-Family Home
$435,000
03/27/26
3
2.5
2,045
515 Cannon Dr, Geneva, IL
2.31
Multi-Family Home
$429,000
04/06/26
3
2.5
2,045

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
14 White Oak Cir, Saint Charles, IL 60174
0.09
$322,500
2
2.5
1,597
Recently Sold
15 White Oak Cir, St Charles, IL 60174
0.09
$427,000
3
2.5
1,610
Recently Sold
1719 Riverside Ave, St Charles, IL 60174
0.14
$883,400
4
2.5
3,167
Off Market
1186 Willowgate Ln, Saint Charles, IL 60174
0.11
$1,265,000
5
4
3,831
Recently Sold
10 Roosevelt St, Saint Charles, IL 60174
0.11
$347,400
3
2.5
1,588
Off Market
1627 Riverside Ave, Saint Charles, IL 60174
0.15
$549,500
3
3
2,355
For Sale
12 Roosevelt St, St Charles, IL 60174
0.12
$378,400
2
2.5
1,783
Off Market
16 Roosevelt St, Saint Charles, IL 60174
0.12
$371,400
3
2.5
1,588
Off Market
63 White Oak Cir #63, Saint Charles, IL 60174
0.13
$425,000
3
2.5
-
Recently Sold
60 White Oak Cir, Saint Charles, IL 60174
0.14
$399,200
4
3.5
1,610
Off Market
81 White Oak Cir, Saint Charles, IL 60174
0.13
$404,800
3
2.5
1,610
Off Market

Price and Tax history

DateEventPrice
Jul 8, 2026
Source: MRED as distributed by MLS GRID #12694179
Listed For Sale
$1,150,000
May 23, 2001
Source: N/A
Sold
$580,000
Jul 10, 1997
Source: N/A
Sold
$464,000

LGBTQ Local Legal Protections

Cory Jones, eXp Realty - St. Charles
Agent Phone: (630) 400-9009
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information

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Frequently asked questions about 1240 Willowgate Ln

  • What is the estimated monthly payment for 1240 Willowgate Ln?
    Based on a $1,150,000 list price with 20% down at today's rates, the estimated monthly payment for 1240 Willowgate Ln in Saint Charles, IL is approximately $8,216 (about $6,081 principal & interest, $2,060 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 1240 Willowgate Ln compare to homes in Saint Charles?
    1240 Willowgate Ln in Saint Charles, IL is listed at $1,150,000, about 157% above the $447K median sale price in Saint Charles.
  • What do residents say about Saint Charles?
    Residents describe Saint Charles, IL as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See homes for sale in Saint Charles, IL.
  • What are the closest schools to 1240 Willowgate Ln?
    The closest schools to 1240 Willowgate Ln in Saint Charles, IL are Munhall Elementary School (rated 8/10), St Charles East High School (rated 7/10), Thompson Middle School (rated 7/10).
  • Does 1240 Willowgate Ln have air conditioning?
    Yes, 1240 Willowgate Ln in Saint Charles, IL has air conditioning.
  • Does 1240 Willowgate Ln have laundry facilities?
    Yes, 1240 Willowgate Ln in Saint Charles, IL has in-unit laundry.
1240 Willowgate Ln, Saint Charles, IL 60174 is a 3 bedroom, 4 bathroom, 3,636 sqft multi-family built in 1993. This property is currently available for sale and was listed by MRED as distributed by MLS GRID on Jul 8, 2026. The MLS # for this home is MLS# 12694179.