124 Ruby Dr, Waterloo, IA 50702
Property image
Property image
SOLD
OCT 31, 2025

124 Ruby Dr
Waterloo, IA 50702

  • 3 Beds
  • 2 Baths
  • 1,104 sqft (on 0.33 acres)

$178,000

Last Sold: Oct 31, 2025
4% below list $185K
$161/sqft
Est. Refi. Payment $1,210/mo*
Refinance Your Home

$178,000

Last Sold: Oct 31, 2025
4% below list $185K
$161/sqft
Est. Refi. Payment $1,210/mo*
Refinance Your Home
3 Beds
2 Baths
1,104 sqft
(on 0.33 acres)

Local Information

  • Map ViewExplore the area around 124 Ruby Dr.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1958
Lot Size
0.33 acres
Living Area
1,104 sqft
Price/Sqft
$161/sqft
Parking
1 Parking Spaces
HOA
None

About this House

Welcome to 124 Ruby Drive in Waterloo! Step inside this inviting 3-bedroom, 2 and ¾ bath home, perfectly tucked into a peaceful neighborhood. From the moment you walk in, you’ll notice the comfortable layout that makes this house feel like home. The main floor offers bright living spaces, a functional kitchen with a dining space, and plenty of room for everyday living or entertaining. Each bedroom is well-sized, giving everyone their own corner of comfort. Downstairs, you’ll find a full finishable basement—the perfect opportunity to create extra living space, a home gym, or the family rec room you’ve always dreamed about. Out back, enjoy a partially fenced yard that balances privacy with openness. Whether you’re hosting summer cookouts, letting pets play, or gardening, this backyard has space to make it yours. A single-stall garage with a carport adds extra storage for tools, bikes, or hobbies. This home blends solid, traditional features with potential for modern updates, making it a wonderful option whether you’re starting out, growing, or downsizing.
124 Ruby Dr, Waterloo, IA 50702 is a 3 bedroom, 2 bathroom, 1,104 sqft single-family home built in 1958. It last sold for $178,000 on Oct 31, 2025 (4% below the $185,000 asking price). It is currently off market. The Trulia Estimate is $182,500, with a rent estimate of $1,347/month.

Home Details for 124 Ruby Dr

Interior Features

Interior Details
Basement: ConcreteNumber of Rooms: 3
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 1Number of Bathrooms (three quarters): 1
Dimensions and Layout
Living Area: 1104 Square Feet
Appliances & Utilities
Appliances: Appliances NegotiableLaundry: Lower Level
Heating & Cooling
Heating: Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Fireplace & Spa
Fireplace: NoneNo Fireplace

Exterior Features

Exterior Home Features
Roof: Shingle Asphalt
Parking & Garage
Number of Carport Spaces: 1Number of Covered Spaces: 1Parking Spaces: 1Parking: 1 Stall,Carport
Frontage
Road Surface Type: Concrete
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 15

Property Information

Year Built
Year Built: 1958
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Shingle Siding, Vinyl SidingNo Additional Parcels
Property Information
Parcel Number: 881207153028

Price & Status

Price
List Price: $185,000Price Per Sqft: $161/sqft
Status Change & Dates
Off Market Date: Sun Sep 21 2025

Active Status

MLS Status: Closed

Location

Direction & Address
City: Waterloo
School Information
Elementary School: Orange ElementaryJr High / Middle School: Hoover IntermediateHigh School: West High

Lot Information

Lot Area: 0.33 acres

Listing Info

Special Conditions: Standard

Miscellaneous

BasementMls Number: 20254381
Last check for updates: about 7 hours ago
Listed by Janae M Ohrt, (319) 415-1188
Century 21 Signature Real Estate - Cedar Falls
Bought with: Janae M Ohrt, (319) 415-1188, Century 21 Signature Real Estate - Cedar Falls
Source: Northeast Iowa Regional BOR as distributed by MLS GRID, MLS#20254381

Price History for 124 Ruby Dr

DatePriceEventSource
10/31/2025$178,000Sold
Northeast Iowa Regional BOR as distributed by MLS GRID #20254381
09/22/2025$185,000PendingNortheast Iowa Regional BOR as distributed by MLS GRID #20254381
09/07/2025$185,000Listed For SaleNortheast Iowa Regional BOR as distributed by MLS GRID #20254381
07/18/2023$135,000Sold
N/A
05/01/2007$113,000Sold
N/A
06/28/2005$115,000Sold
N/A

Market trends in Waterloo

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$187K
$10.67KMoM
Sale-to-List Price
99.2%
1.3%MoM
Price per sq ft
$126
$4MoM
Available listings
237
16MoM
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Property Tax and Assessment

Year2025
Tax$3,473
Assessment$161,960
Home facts updated by county records

Comparable Sales for 124 Ruby Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
322 Belle St, Waterloo, IA
0.09
Single-Family Home
$235,000
04/06/26
3
1
1,162
322 Crestridge Dr, Waterloo, IA
0.13
Single-Family Home
$215,000
07/31/26
3
1
1,300
825 Belle St, Waterloo, IA
0.41
Single-Family Home
$240,000
07/24/26
3
2
1,675
315 Belle St, Waterloo, IA
0.09
Single-Family Home
$293,100
11/07/25
3
1.5
1,718
306 Southcrest Dr, Waterloo, IA
0.27
Single-Family Home
$177,000
12/18/25
2
1.5
913
408 Crestridge Dr, Waterloo, IA
0.27
Single-Family Home
$160,000
11/07/25
2
1
1,492
836 Juniper Dr, Waterloo, IA
0.52
Single-Family Home
$260,000
03/10/26
2
2
1,369
420 Crestridge Dr, Waterloo, IA
0.32
Single-Family Home
$135,000
06/01/26
2
1
790

Nearby homes

Get a sense of prices in the area by checking nearby homes.
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Assigned Schools

These are the assigned schools for 124 Ruby Dr.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Waterloo

At least 264 Trulia users voted on each feature.

  • 89 % Say car is needed

  • 83 % Say yards are well-kept

  • 80 % Say parking is easy

  • 77 % Say it's dog friendly

  • 70 % Say there's holiday spirit

  • 66 % Say kids play outside

  • 64 % Say there are sidewalks

  • 48 % Say it's quiet

  • 47 % Say neighbors are friendly

  • 47 % Say people would walk alone at night

  • 44 % Say streets are well-lit

  • 42 % Say there's wildlife

  • 42 % Say they plan to stay for at least 5 years

  • 33 % Say it's walkable to grocery stores

  • 29 % Say it's walkable to restaurants

  • 20 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Misslindsayb
    "Centrally located, traffic can be heavy/frustrating. You can make good time if you hit the stoplights just right, which is hard to do most days. "
    0
    Flag
  • Susanward13
    "Consider this a safe neighborhood and there are lots of kids living here. A policeman lives on the street."
    0
    Flag
  • Jovanti Rucker
    "It is very busy most of the time the light are a headache. They’re a lot of lights to go through to get to where I need to go."
    0
    Flag
  • Dontreal3
    "It’s ok. It’s not the worst but it’s also not the best. "
    0
    Flag
  • Trulia User
    "Peacefully quiet neighborhood. neighbors keep to themselves mostly. Alot of dogs throughout the whole area, which is nice to know, it's a pet friendly area to live in. "
    4
    Flag
  • Trulia User
    "I’ve lived here for years mostly everybody that lives in the neighborhood is really nice & friendly but I live with my dad & trying to find my own apartment right now. "
    4
    Flag
  • Susan.wirtjes
    "This is a safe and friendly neighborhood. Kids play outside. We are close to good schools. Shopping is close by. "
    8
    Flag
  • Dominique K. .
    " The community is really good if you get into people like that. There is not a lot to do around here unless you have money. There are a lot of trains around. People have dogs around here a lot and I hear gunshots a lot. I grew up here so I don’t find it very exciting. Most people got to work come home and stay away from each other. "
    1
    Flag
  • Tali S.
    "Very quiet neighborhood other than the occasional car driving by & faint sound of trains. Great neighbors, mostly homeowners with kids & elderly."
    0
    Flag
  • Lache S.
    "... I don’t know I been here only a year and aside from the bad I seen few good most people stay to they self "
    0
    Flag
  • Holly W.
    "schools are over crowded and children are often let slip through the cracks in the education system here "
    1
    Flag
  • Charles A.
    "15 minutes to work. Waterloo is easy to get around and not a lot of traffic .... zzzz xxdrc then. Gyyhbb"
    1
    Flag
  • Lamont S.
    "Lots of retirees here now. Mixed bag for the rest. I had seen several first time owners buying in. Plenty of remodeling and renovations going on now too."
    4
    Flag
  • Trulia User
    "it has some nice people, with sketchy people mixed in. it's too loud with harleys speeding hard through here and people thumping music too loud at all hours. I would not recommend this neighborhood to a young professional person. "
    0
    Flag
  • Kimmy21920
    "Convenient location and traffic is not as congested as the big city. Used to be a great place, but not so much anymore."
    1
    Flag
  • Mkesterson79
    "Listening to gun shots and train whistles at night to fall asleep to. Creates a uniquely unpleasant experience. "
    0
    Flag
  • Trulia User
    "Would love a dog park close by, or even respectful owners who pick up after their dog when they walk them"
    6
    Flag
  • Chris Wright
    "I lived in neighborhood for ten years as a kid, I always love the area, would love to own a house in that again, hope in very near future."
    1
    Flag
  • Mary Sue Adams
    "Safe streets, quality neighbors,clean, near a park,rural feeling- plenty of room between everyone. Lots of family and open spaces, but still near shopping and eats."
    3
    Flag
  • Kathy Cox White Dickerson
    "I moved to this neighborhood last summer and love it. I feel safe and secure,and neighbors are very nice."
    0
    Flag
  • Aley S.
    "Is a small neighborhood and quite and seems like a very lovely place to have a family and there are a lot of kid in the neighborhood "
    2
    Flag
  • Aschot12
    "It's better than north Waterloo for crime and lots of shade trees. It's nice to be near to 4th street for convenience even with traffic noise. "
    0
    Flag

LGBTQ Local Legal Protections

Apartments for Rent

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Explore by feature - Pet Friendly

63 pet-friendly rentals in Waterloo, IA

Explore by feature - Garage

26 rentals with a garage in Waterloo, IA

Explore by feature - Air Conditioning

43 rentals with air conditioning in Waterloo, IA

Explore by feature - Washer/dryer

22 rentals with a washer/dryer in Waterloo, IA

Explore by feature - Outdoor Space

14 rentals with an outdoor space in Waterloo, IA

Homes for sale near 124 Ruby Dr

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Off Market Homes Near 124 Ruby Dr

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Frequently asked questions about 124 Ruby Dr

  • What is 124 Ruby Dr estimated to be worth?
    Trulia's estimated value for 124 Ruby Dr in Waterloo, IA is $182,500.
  • What is the price history for 124 Ruby Dr?
    124 Ruby Dr in Waterloo, IA last sold for $178,000 in October 2025.
  • Is Waterloo a buyer's or seller's market?
    Waterloo is currently a seller's market, based on recent for-sale activity.
  • What's the median sale price in Waterloo?
    The median sale price in Waterloo is $187K. That is up $10.67K from the prior month.
  • Does 124 Ruby Dr have air conditioning?
    Yes, 124 Ruby Dr in Waterloo, IA has air conditioning.
  • Does 124 Ruby Dr have laundry facilities?
    Yes, 124 Ruby Dr in Waterloo, IA has laundry facilities.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.
Based on information submitted to the MLS GRID as of 2026-08-07 12:42:35 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information