123 Ruggles St, Dunkirk, NY 14048
SOLD
DEC 3, 2025

$91,000

Trulia Estimate
  • 4 Beds
  • 2 Baths
  • 2,146 sqft

123 Ruggles St, Dunkirk, NY 14048

Est. Refi. Payment $714/mo*
Refinance Your Home
Currently Off Market - Sold Dec 3, 2025 for $87,000 (10% below list price)

Home Value

Trulia Estimate
$91K
Since last month
Increased$700 (+0.8%)
Since last year
Decreased$15K (-13.9%)
Since last sale
Increased$4K (+4.6%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +301% in the last 10 years
MonthEstimated value
2026
September 2026$91K
August 2026$90K
July 2026$91K
June 2026$91K
May 2026$89K
April 2026$89K
March 2026$88K
February 2026$88K
January 2026$88K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
25 E Talcott St, Dunkirk, NY
0.20
Multi-Family Home
$80,000
01/30/26
3
2
1,941
123 Maple Ave, Dunkirk, NY
0.16
Multi-Family Home
$117,200
12/23/25
4
2
2,020
77 King St, Dunkirk, NY
0.21
Multi-Family Home
$82,000
01/16/26
5
2
2,370
306 Lord St, Dunkirk, NY
0.34
Multi-Family Home
$78,000
08/17/26
4
2
1,978
212 King St, Dunkirk, NY
0.30
Multi-Family Home
$95,000
12/19/25
6
2
2,300
213 King St, Dunkirk, NY
0.31
Multi-Family Home
$95,000
12/08/25
6
2
2,374

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
138 Lincoln Ave, Dunkirk, NY 14048
0.03
$92,200
3
1
1,298
Off Market
117 Ruggles St, Dunkirk, NY 14048
0.02
-
5
1
1,868
Off Market
137 Lincoln Ave, Dunkirk, NY 14048
0.03
$100,200
6
2
2,304
Off Market
124 Ruggles St, Dunkirk, NY 14048
0.02
$119,999
4
1
1,518
For Sale
109 Ruggles St, Dunkirk, NY 14048
0.04
$74,100
3
1
936
Off Market
86 Ruggles St, Dunkirk, NY 14048
0.10
$45,400
1
1
865
Off Market
84 Ruggles St, Dunkirk, NY 14048
0.11
$105,000
3
1
1,380
For Sale
154 Maple Ave, Dunkirk, NY 14048
0.14
$77,500
2
1
857
For Sale
170 King St, Dunkirk, NY 14048
0.15
$128,400
4
2
2,524
Off Market
167 King St, Dunkirk, NY 14048
0.15
$91,500
4
1
1,602
Off Market
152 Maple Ave, Dunkirk, NY 14048
0.15
$151,500
3
1.5
1,634
For Sale

Local Information

  • Map ViewExplore the area around 123 Ruggles St.
  • Schools1 Preschool School4 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Multi-Family
Built in 1893
2,146 sqft
$41/sqft
Garage

About this House

What's unique:Dining roomDouble lotSpacious apartmentsNewer kitchenBeautiful wood floors
Take charge of your future and invest in this 2-unit home with great rental income!! Home is on a double lot with a 2 car garage! There are 2 spacious apartments, one lower and one upper, each offering a living room, dining room, 2 bedrooms and a bathroom. Beautiful wood floors and newer kitchen in upper apartment. 2 new hot water tanks, separate utility meters and plenty of parking! Do the math- time to make some some money! Whether you live in one apartment yourself or rent out both, either choice creates cash flow!!! Make the move!!!
123 Ruggles St, Dunkirk, NY 14048 is a 4 bedroom, 2 bathroom, 2,146 sqft multi-family built in 1893. It last sold for $87,000 on Dec 3, 2025 (10% below the $97,000 asking price). This property is not currently displayed as for sale or rent on Trulia. The Trulia Estimate is $91,000, with a rent estimate of $1,137/month.
Last check for updates: about 10 hours ago
Listed by Renee Pchelka, (716) 680-3397
Howard Hanna Holt - Fredonia
Bought with: Tammy Martous-Wilcox, (716) 450-0852, Howard Hanna Holt - Lakewood
Originating MLS: Chautauqua-Cattaraugus
Source: NYSAMLSs, MLS#R1629658

Home Details for 123 Ruggles St

Interior Features

Interior Details
Basement: Full
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2146 Square Feet
Appliances & Utilities
Utilities: Electricity Connected, Sewer Connected, Water ConnectedAppliances: Gas Water Heater
Heating & Cooling
Heating: Gas,Baseboard,Forced AirHas HeatingHeating Fuel: Gas
Fireplace & Spa
No Fireplace
Windows, Doors, Floors & Walls
Flooring: Ceramic Tile, Hardwood, Tile, Varies
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Ceramic Tile, Hardwood, Tile, Varies

Exterior Features

Exterior Home Features
Roof: Asphalt
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageParking Spaces: 2Parking: Garage
Frontage
Road Frontage: City StreetNot on Waterfront
Water & Sewer
Sewer: Connected

Days on Market

Cumulative Days on Market: 42

Property Information

Year Built
Year Built: 1893
Property Type / Style
Property Type: ResidentialProperty Subtype: Multi Family
Building
Construction Materials: Composite Siding
Property Information
Condition: ResaleParcel Number: 0603000790190003015000

Price & Status

Price
List Price: $97,000Price Per Sqft: $41/sqft
Status Change & Dates
Off Market Date: Wed Oct 01 2025Possession Timing: Close Of Escrow

Active Status

MLS Status: Closed

Location

Direction & Address
City: Dunkirk
School Information
Elementary School: Other - See RemarksElementary School District: DunkirkJr High / Middle School: Dunkirk MiddleJr High / Middle School District: DunkirkHigh School: Dunkirk Senior HighHigh School District: Dunkirk

Building

Building Area
Building Area: 2146 Square Feet

Community

Not Senior CommunityUnits in Building: 2

HOA

Association for this Listing: Chautauqua-Cattaraugus

Lot Information

Lot Area: 5998.212 sqft

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, VA Loan

Rental Terms, Policies & Fees

Rent Includes: Trash CollectionOwner Pays: Trash Collection

Miscellaneous

BasementMls Number: R1629658Living Area Range Units: Square FeetAttribution Contact: 716-680-3397Universal Property Id: US-36013-N-0603000790190003015000-R-N

Price and Tax history

DateEventPrice
Dec 3, 2025
Source: NYSAMLSs #R1629658
Sold
$87,000
Oct 2, 2025
Source: NYSAMLSs #R1629658
Pending
$97,000
Aug 20, 2025
Source: NYSAMLSs #R1629658
Listed For Sale
$97,000
Feb 13, 2015
Source: N/A
Sold
$22,500

Market trends in Dunkirk

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
47
6MoM

Around this home

View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Dunkirk

At least 48 Trulia users voted on each feature.

  • 88 % Say yards are well-kept

  • 88 % Say parking is easy

  • 83 % Say there's holiday spirit

  • 80 % Say it's dog friendly

  • 78 % Say there are sidewalks

  • 75 % Say kids play outside

  • 73 % Say car is needed

  • 73 % Say people would walk alone at night

  • 61 % Say it's quiet

  • 60 % Say streets are well-lit

  • 56 % Say neighbors are friendly

  • 52 % Say there's wildlife

  • 50 % Say it's walkable to grocery stores

  • 44 % Say they plan to stay for at least 5 years

  • 44 % Say there are community events

  • 43 % Say it's walkable to restaurants

Sourced by Trulia users. Learn more about our methodology.
  • Thomas E. .
    "This town has small town charm .a real 4 seasons enviornment . Great place to live thats both friendly yet charming . "
    1
    Flag
  • Stephaniecolgrove555
    "we have Lake Erie, and plenty of different places to go hiking, fishing, biking, sailing, and plenty of beaches to relax at."
    1
    Flag
  • Tetravel92264
    "This is a quaint lakeside little town with an eclectic mix of people . The greenery along with the shores of Lake Erie make for an ideal setting . Relatively low crime rates an affordable housing make for a good mix in a family friendly environment. "
    3
    Flag
  • Greg N.
    "Great neighborhood, quiet, nice and quiet area to live, low crime and great lake views, a lots opportunity to find a job, easy way to get into the driveway "
    1
    Flag
  • Suzy E
    "I feel safe when I go out on walks, that's extremely important to me. my neighbors are all very friendly and most had lived here for years before we moved here 4 yrs ago my son loves to talk to our neighbors as well he is 2"
    2
    Flag
  • Brian O. r.
    "Most streets have side walks. If your dog barks at a lot of things that pass your house, your dog will bark a lot."
    1
    Flag
  • Monica P.
    "I've lived here for many years and I love it here . we are hopeful to find our future home close to the neighborhood that we're in now "
    1
    Flag
  • timt
    "Great family town. The lake is excellent and you are in between Buffalo, Erie, and Jamestown. Only 90 minutes to Niagara Falls."
    2
    Flag
  • timt
    "Great place to live, close to a park and schools, all within walking distance. "
    0
    Flag
  • Wallaceeward
    "Great scenic walks, Lake Views, State Park. Summer & Winter sports!"
    0
    Flag

LGBTQ Local Legal Protections

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, UNYREIS and WNYREIS. Real estate listings held by firms other than Zillow, Inc. are marked with the IDX logo and include the Listing Broker’s Firm Name. Listing Data last updated at 2026-09-22 20:57:49 PDT. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Zillow, Inc. shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. © 2026 CNYIS, UNYREIS, WNYREIS. All rights reserved.

Frequently asked questions about 123 Ruggles St

  • What is 123 Ruggles St estimated to be worth?
    Trulia's estimated value for 123 Ruggles St in Dunkirk, NY is $91,000.
  • What is the price history for 123 Ruggles St?
    123 Ruggles St in Dunkirk, NY last sold for $87,000 in December 2025.
  • Is Dunkirk a buyer's or seller's market?
    Dunkirk is currently a balanced market, based on recent for-sale activity.
  • What do residents say about Dunkirk?
    Residents describe Dunkirk, NY as well-kept, easy to park in, and dog-friendly. Most residents say you need a car. See recently sold homes in Dunkirk, NY.

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