115 E Congress St, Belding, MI 48809
Property image
Property image
FOR SALE

$192,900

Original price: $199,900
  • 5 Beds
  • 2 Baths

115 E Congress St, Belding, MI 48809

Est. Mortgage $1,249/mo*
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Home Highlights

Parking
4 Parking Spaces
Listed
45 days ago
Climate Control
Forced Air Heating

Local Information

  • Map ViewExplore the area around 115 E Congress St.
  • Schools1 Preschool School2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Great investment opportunity in Belding! This well-maintained duplex features two spacious units, each with separate ground-level entrances, individually metered utilities, and private basement laundry areas with washer and dryer hookups. One unit offers 3 beds and 1 full bath, while the second features 2 beds plus a pass-through room that can easily function as a 3rd bed, along with 1 full bath. Both units include a main-floor bedroom for added convenience. A detached two-stall garage provides one dedicated stall for each unit. Long-term tenants with a strong payment history are already in place, making this a turnkey investment opportunity. Current rents offer potential for future income growth while providing the stability of established tenancy. Whether you're looking to expand your investment portfolio or occupy one unit while generating rental income from the other, this property offers excellent potential.
Last check for updates: about 4 hours ago
Listing courtesy of Christina Rice, (616) 375-1606
Five Star Real Estate (Courtland), (616) 884-4200
Source: MichRIC, MLS#26036622
Also Listed on MichRIC, Realcomp II.

Home Details for 115 E Congress St

Active Status

MLS Status: Active

Interior Features

Interior Details
Basement: Crawl Space,Michigan Basement
Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 2
Appliances & Utilities
Utilities: Natural Gas Available, Cable Available, Natural Gas Connected, Electricity Connected, Cable Connected
Heating & Cooling
Heating: Forced AirHas HeatingHeating Fuel: Forced Air
Gas & Electric
Has Electric on Property

Exterior Features

Parking & Garage
Parking Spaces: 4
Frontage
Road Surface Type: PavedNot on Waterfront

Days on Market

Days on Market: 45

Property Information

Year Built
Year Built: 1901
Property Type / Style
Property Type: Residential IncomeProperty Subtype: 2 to 4 Units
Building
Construction Materials: Vinyl SidingNot a New Construction
Property Information
Parcel Number: 40318000037000

Price & Status

Price
List Price: $192,900

Location

Direction & Address
City: Belding
School Information
High School District: Belding

Agent Information

Listing Agent
Listing ID: 26036622

Lot Information

Lot Area: 8712 sqft

Offer

Listing Terms: Cash, Conventional

Business

Expense
Tenant Pays: Electricity, Gas

Rental Terms, Policies & Fees

Owner Pays: Water, Sewer

Miscellaneous

BasementMls Number: 26036622

Around this home

What Locals Say about Belding

At least 44 Trulia users voted on each feature.

  • 94 % Say it's dog friendly

  • 89 % Say parking is easy

  • 85 % Say yards are well-kept

  • 84 % Say kids play outside

  • 74 % Say there's holiday spirit

  • 70 % Say car is needed

  • 69 % Say there are sidewalks

  • 68 % Say people would walk alone at night

  • 67 % Say it's walkable to grocery stores

  • 64 % Say it's walkable to restaurants

  • 61 % Say neighbors are friendly

  • 61 % Say it's quiet

  • 58 % Say streets are well-lit

  • 55 % Say there's wildlife

  • 55 % Say they plan to stay for at least 5 years

  • 33 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "Community is animal friendly, however some owners are not always responsible for their animals, which leads to increased run away and stray rates. "
    0
    Flag
  • Alex G.
    "Belding is a nice city for a family. Some beautiful areas and close to all major cities in Central Western Michigan like Lansing and Grand Rapids."
    0
    Flag
  • Wrighkat
    "School system is awesome. Up and coming. Superintendent, administration, teachers and coaches are amazing. Small town feel with caring and supportive community. "
    2
    Flag
  • Tory B.
    "I've live here since I was 13 And am now 34. It's small. And ppl are alright with each other. It's one of those every knew knows not just you're name but all your business too "
    0
    Flag
  • Breanna P.
    "belding is a small town... but for the most park a good place to live. not a lot of store options, but good environment! "
    0
    Flag
  • Mercedes H.
    "small town lots of people know the same people. lots of parks and nice people and community events. lots of historical landmarks."
    0
    Flag
  • Brad C.
    "Nice place to live. Conveniently located for travel to Greenville, Ionia, Rockford, and Grand Rapids, to name a few."
    0
    Flag
  • ellie
    "Quiet, safe and friendly neighborhood. Homes are well kept. Walking distance to church, downtown shopping, bike/hike trails and Flat River with public access. Lovely neighborhood to raise a family in. "
    1
    Flag
  • Khissaa
    "Belding is a great place to raise children or simply relax and enjoy the quiet small community. There are parks and activities to keep everyone entertained. It has a relaxed small town atmosphere with excellent schools."
    1
    Flag

Market trends in Belding

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
28
1MoM

Home Value

Trulia Estimate
$193K
Since last month
Decreased$23K (-10.6%)
Since last year
Decreased$15K (-7%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +131% in the last 10 years
MonthEstimated value
2026
August 2026$193K
July 2026$216K
June 2026$221K
May 2026$216K
April 2026$210K
March 2026$207K
February 2026$207K
January 2026$204K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
415 Ionia St, Belding, MI
0.18
Multi-Family Home
$199,000
08/07/26
3
2
1,374
107 W Center St, Belding, MI
0.19
Multi-Family Home
$160,000
07/13/26
3
2
1,486
813 E Fairplains St, Greenville, MI
5.11
Multi-Family Home
$255,000
09/15/25
5
3
2,606
210 E Washington St, Greenville, MI
5.73
Multi-Family Home
$205,000
02/09/26
4
2
1,570
804 S Clay St, Greenville, MI
5.41
Multi-Family Home
$135,500
11/13/25
3
2
1,448
209 E Washington St, Greenville, MI
5.68
Multi-Family Home
$210,000
07/27/26
4
3
1,945
120 E Montcalm St, Greenville, MI
6.02
Multi-Family Home
$250,000
05/22/26
5
3
1,988

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
111 E Congress St, Belding, MI 48809
0.01
$212,500
3
1
1,163
Off Market
107 E Congress St, Belding, MI 48809
0.02
$249,500
4
2
1,842
Off Market
215 Alderman St, Belding, MI 48809
0.01
$190,800
3
1
1,100
Off Market
209 E Congress St, Belding, MI 48809
0.05
$223,300
4
2
1,630
Off Market
313 Alderman St, Belding, MI 48809
0.03
$206,600
3
1.5
1,316
Off Market
209 Hanover St, Belding, MI 48809
0.08
$208,900
3
1.5
1,775
Off Market
220 S Pleasant St, Belding, MI 48809
0.09
$226,500
4
2
2,772
Off Market
322 Alderman St, Belding, MI 48809
0.10
$220,000
3
2
1,810
Recently Sold
115E E Liberty St, Belding, MI 48809
0.12
$202,100
4
2
1,500
Off Market
404 S Bridge St, Belding, MI 48809
0.12
$243,000
4
2
1,480
Recently Sold

Price and Tax history

DateEventPrice
Aug 19, 2026
Source: MichRIC #26036622
PriceChange
$192,900
Price decreased by 4%
Aug 12, 2026
Source: MichRIC #26036622
PriceChange
$199,900
Price decreased by 5%
Aug 6, 2026
Source: MichRIC #26036622
PriceChange
$210,000
Price decreased by 5%
Jul 29, 2026
Source: MichRIC #26036622
PriceChange
$220,000
Price decreased by 2%
Jul 16, 2026
Source: MichRIC #26036622
Listed For Sale
$225,000

LGBTQ Local Legal Protections

Christina Rice, Five Star Real Estate (Courtland), (616) 884-4200
Agent Phone: (616) 375-1606
Information is deemed reliable but not guaranteed. Copyright 2026 MichRIC, LLC. All rights reserved.

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Frequently asked questions about 115 E Congress St

  • What is the estimated monthly payment for 115 E Congress St?
    Based on a $192,900 list price with 20% down at today's rates, the estimated monthly payment for 115 E Congress St in Belding, MI is approximately $1,267 (about $1,017 principal & interest, $175 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Belding?
    Residents describe Belding, MI as dog-friendly, easy to park in, and well-kept. Most residents say you need a car. See homes for sale in Belding, MI.
  • What are the closest schools to 115 E Congress St?
    The closest schools to 115 E Congress St in Belding, MI are Belding High School (rated 3/10), Belding Middle School (rated 5/10), Ellis Elementary School (Pre-K).
  • What is 115 E Congress St estimated to be worth?
    Trulia's estimated value for 115 E Congress St in Belding, MI is $193,100.
  • Does 115 E Congress St have parking?
    Yes, 115 E Congress St in Belding, MI has on-site parking.
115 E Congress St, Belding, MI 48809 is a 5 bedroom, 2 bathroom multi-family built in 1901. This property is currently available for sale and was listed by MichRIC on Jul 16, 2026. The MLS # for this home is MLS# 26036622.