1106 Thatch Ln, Cudjoe Key, FL 33042
Property image
Property image
FOR SALE

$2,099,000

  • 4 Beds
  • 3.5 Baths
  • 2,548 sqft

1106 Thatch Ln, Cudjoe Key, FL 33042

Est. Mortgage $12,568/mo*
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Home Highlights

Single-Family Home
Built in 2016
$824/sqft
Open Parking

Local Information

  • Map ViewExplore the area around 1106 Thatch Ln.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Set along a peaceful canal on Cudjoe Key, this 2016 residence pairs solid CBS construction with an unmistakably elevated sense of island living. This 4 bedroom, 3.5 bath home features impact windows and doors and a standing seam metal roof, speaking to a level of craftsmanship built to endure, while 2,548 square feet of living space and roughly 1,370 square feet of balconies invite the surrounding water views and tropical air into everyday life. The main level is designed for both privacy and gathering, offering 3 guest bedrooms, 2 full baths and a laundry room alongside a second living area that opens onto a spacious covered balcony. One bedroom enjoys its own ensuite, while the remaining two share a well-appointed Jack and Jill bath. Ascend to the main living level and the home opens into a bright and airy Great room where kitchen, dining and living areas unfold together. Anchored by a substantial island and dining bar, the kitchen is finished with Silestone countertops, a sea glass tile backsplash and abundant custom cabinetry. Beyond, another expansive balcony extends the living space into the open air, ideal for evening entertaining or a quiet morning coffee. The primary suite occupies its own private wing upstairs, offering generous closets and a spa inspired ensuite with a jetted tub and separate walk-in shower. Outside, a heated and chilled concrete pool sets the stage for effortless indoor-outdoor living, while a 30-foot concrete dock with lighting and bubblers provides canal access for boating, paddling or an evening line in the water, with the open water just minutes beyond.
Located just minutes from local restaurants, shopping and coffee shops, this a rare balance of quality, privacy and island sophistication, backed by a proven rental history that makes it as compelling an investment as it is a home.
Last check for updates: 1 day ago
Listing courtesy of Lisa H Ferringo, (305) 797-1221
Coldwell Banker Schmitt Real Estate Co
John Salvatore, (724) 454-3103
Coldwell Banker Schmitt Real Estate Co
Source: FLKMLS, MLS#621161
Also Listed on FLKMLS.

Home Details for 1106 Thatch Ln

Interior Features

Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 4Number of Bathrooms (full): 3Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2548 Square Feet
Appliances & Utilities
Appliances: Washer, Dryer, Dishwasher, Refrigerator, Range, Oven, Microwave, Stainless Steel Appliance(s)DishwasherDryerMicrowaveRefrigeratorWasher
Heating & Cooling
Has CoolingAir Conditioning: Central Air,Ceiling Fans(s)
Windows, Doors, Floors & Walls
Flooring: Tile
Levels, Entrance, & Accessibility
Floors: Tile
View
No View

Exterior Features

Exterior Home Features
Patio / Porch: Open Porch/Balcony, Deck, PatioFencing: FencedExterior: StorageHas a Private Pool
Parking & Garage
No Attached GarageHas Open ParkingParking: Open,RV Access/Parking,Storage
Pool
Pool: In Ground, ConcretePool
Frontage
WaterfrontOn Waterfront

Days on Market

Days on Market: 20

Property Information

Year Built
Year Built: 2016
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Building: Medium - 5Ft - 9FtConstruction Materials: CBSNot a New Construction
Property Information
Condition: Updated/RemodeledParcel Number: 00186610000000

Price & Status

Price
List Price: $2,099,000Price Per Sqft: $824

Active Status

MLS Status: Active

Location

Direction & Address
City: Cudjoe KeyCommunity: Cutthroat Harbor Est (23.0)

Agent Information

Listing Agent
Listing ID: 621161

Building

Building Area
Building Area: 2548 Square Feet

Community

Community Features: Bike Paths

HOA

HOA Fee Includes: NoneNo HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 8276.4 sqft

Miscellaneous

Mls Number: 621161

Additional Information

Bike Paths

Around this home

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Summerland Key

At least 14 Trulia users voted on each feature.
  • 82 % Say it's dog friendly

  • 82 % Say yards are well-kept

  • 79 % Say people would walk alone at night

  • 78 % Say car is needed

  • 76 % Say parking is easy

  • 71 % Say it's quiet

  • 70 % Say there's holiday spirit

  • 59 % Say neighbors are friendly

  • 58 % Say they plan to stay for at least 5 years

  • 58 % Say it's walkable to restaurants

  • 47 % Say there are community events

  • 44 % Say there's wildlife

  • 29 % Say kids play outside

  • 15 % Say it's walkable to grocery stores

  • 14 % Say streets are well-lit

  • 11 % Say there are sidewalks

Sourced by Trulia users. Learn more about our methodology.
  • Kristyharvey13
    "Very safe feel day to day. Small schools and class sizes. Lots of outdoor activities to do together "
  • Wesley.seefried
    "Not a lot of places to actually walk your dog out here a lot of rocks not grass a lot of private property"
  • Donna Pezzi
    "This is a superb community - the people who live here take great pride in their homes and canals. Phenomenal boating - snorkel at Looe Key, lobster in the Gulf, or fish on the reef. Great area for walking or paddle boarding."
  • Trulia User
    "Great neighborhood, very peaceful and quite. Fishing and diving paradise. Close to all the Key West fun! "
  • b4194
    "Outstanding Views of the Atlantic. Wonderful SUNSETS !"
  • Nate M.
    "I'm a Realtor in Sugarloaf and have lived here since 1995. I've raised 2 children here, and the schools are absolutely fantastic! Sugarloaf is the perfect place to live - offering outstanding boating, fishing, diving, etc., miles of walking paths, surrounded by ocean and nature, yet just a quick hop to the fun and excitement of Key West."
  • Jerry L.
    "near key west, but far enough away for peace and quiet. Great waterfront life!"
  • Robert K.
    "There are a few areas in the Keys in the entire Keys chain which have that private resort feel. Summerland Key is one of those Keys! Has restaurants, grocery store, gas stations, marinas, post office, hardware stores, wine store, etc... All the essentials!"
  • Jerry L.
    "right on Cudjoe Bay, perfect for boating, paddleboarding, sailing, etc"
  • Wkinseyii
    "I used to live on Cudjoe Key. It was by far the safest, most friendly place I have ever lived. Fantastic location with plenty to do."
  • billberit
    "A well organized comunity"

Market trends in Summerland Key

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
90
14
MoM

Home Value

Trulia Estimate
$1.99M
Since last month
Increased$292K (+17.1%)
Since last year
Increased$303K (+18%)
Since last sale
Increased$317K (+18.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +168% in the last 10 years
MonthEstimated value
2026
September 2026$1.99M
August 2026$1.7M
July 2026$1.71M
June 2026$1.71M
May 2026$1.67M
March 2026$1.66M
February 2026$1.68M
January 2026$1.66M
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.19
Single-Family Home
$950,000
03/03/26
3
2
1,188
0.22
Single-Family Home
$1,460,000
07/02/26
2
2
1,127
0.06
Single-Family Home
$2,280,000
04/02/26
2
2
1,577
0.24
Single-Family Home
$1,300,000
03/03/26
2
2
1,152
0.78
Single-Family Home
$1,800,000
04/30/26
3
3.5
2,100
0.89
Single-Family Home
$1,000,000
08/06/26
4
3
2,448
0.30
Single-Family Home
$808,000
03/24/26
2
2
900
0.80
Single-Family Home
$1,449,000
09/01/26
3
3
1,500
0.97
Single-Family Home
$1,700,000
01/30/26
4
2
2,074

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.00
-
-
-
-
Off Market
0.00
-
-
-
-
Off Market
0.00
-
-
-
-
Off Market
0.00
-
-
-
-
Off Market
0.03
$1,228,400
3
2
1,318
Off Market
0.03
$1,087,000
3
2
1,440
Off Market
0.05
$249,000
-
-
-
For Sale
0.04
$175,000
-
-
-
Recently Sold
0.05
-
-
-
-
Off Market
0.06
$2,280,000
2
2
1,577
Recently Sold
0.06
$1,306,600
3
2
1,488
Off Market

Price and Tax history

DateEventPrice
Aug 31, 2026
Source: FLKMLS #621161
Listed For Sale
$2,099,000
Oct 23, 2024
Source: FLKMLS #611099
Sold
$1,675,000
Oct 3, 2024
Source: FLKMLS #611099
Pending
$1,850,000
Sep 13, 2024
Source: FLKMLS #611099
Contingent
$1,850,000
Aug 15, 2024
Source: FLKMLS #611099
Listed For Sale
$1,850,000

LGBTQ Local Legal Protections

Lisa H Ferringo, Coldwell Banker Schmitt Real Estate Co
Agent Phone: (305) 797-1221
MLS Internet Data Exchange (IDX) information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the Florida Keys MLS.

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Frequently asked questions about 1106 Thatch Ln

  • What is the estimated monthly payment for 1106 Thatch Ln?
    Based on a $2,099,000 list price with 20% down at today's rates, the estimated monthly payment for 1106 Thatch Ln in Cudjoe Key, FL is approximately $12,902 (about $11,393 principal & interest, $1,434 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Cudjoe Key?
    Residents describe Cudjoe Key, FL as dog-friendly, well-kept, and easy to park in. Most residents say you need a car. See homes for sale in Cudjoe Key, FL.
  • What are the closest schools to 1106 Thatch Ln?
    The closest schools to 1106 Thatch Ln in Cudjoe Key, FL are Key West High School (rated 4/10), Sugarloaf School (Pre-K/Elementary/Middle, rated 6/10).
  • What is 1106 Thatch Ln estimated to be worth?
    Trulia's estimated value for 1106 Thatch Ln in Cudjoe Key, FL is $1,992,100.
  • Does 1106 Thatch Ln have air conditioning?
    Yes, 1106 Thatch Ln in Cudjoe Key, FL has air conditioning.
  • Does 1106 Thatch Ln have a pool?
    Yes, 1106 Thatch Ln in Cudjoe Key, FL has a pool.
1106 Thatch Ln, Cudjoe Key, FL 33042 is a 4 bedroom, 4 bathroom, 2,548 sqft single-family home built in 2016. This property is currently available for sale and was listed by FLKMLS on Aug 31, 2026. The MLS # for this home is MLS# 621161.