10989 Cold Spring Dr, Centerville, OH 45458
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Property image
FOR SALE
3D VIEW
0.64 ACRES

10989 Cold Spring Dr
Centerville, OH 45458

  • 5 Beds
  • 4.5 Baths
  • 5,279 sqft (on 0.64 acres)

$885,000

Original price: $899,900
Est. Mortgage $5,942/mo*

$885,000

Original price: $899,900
Est. Mortgage $5,942/mo*
5 Beds
4.5 Baths
5,279 sqft
(on 0.64 acres)

Home Highlights

Parking
3 Car Garage
Outdoor
Porch, Patio
Climate Control
Heating & Cooling
HOA
$81/Monthly
Price/Sqft
$168
Listed
83 days ago

Local Information

  • Map ViewExplore the area around 10989 Cold Spring Dr.
  • Schools1 Preschool School2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Nestled on one of the most picturesque lots in Washington Township, this stunning Design Homes built Gabriel floor plan offers 5,241 sq. ft. of thoughtfully designed living space, including a beautifully finished 1,413 sq. ft. walkout lower level. From the moment you arrive, you’ll appreciate the exceptional curb appeal, upscale finishes, and unbeatable location that make this home truly stand out. The striking brick and stone exterior, walkout design, and spacious 3-car garage set the tone for the luxury found throughout. Inside, you’ll find a desirable first-floor primary suite with a spa-like bath featuring a walk-in tile shower, an upstairs game room, and a convenient Jack-and-Jill bath. The gourmet kitchen is loaded with high-end finishes including granite countertops, a large island, gas range, custom wood hood, pantry, and tile backsplash, all flowing seamlessly into warm and inviting living spaces designed for both everyday comfort and entertaining. Step outside to enjoy the covered rear deck overlooking a breathtaking wooded setting complete with a scenic creek and a custom-built bridge, creating a truly one-of-a-kind backyard retreat. With beautiful finishes, incredible views, and access to community amenities including a pool, clubhouse, fitness center, and ponds, this home offers luxury living in an exceptional Washington Township location.

Home Details for 10989 Cold Spring Dr

Interior Features

Interior Details
Basement: Full,Walk-Out AccessNumber of Rooms: 14Types of Rooms: Master Bedroom, Bedroom, Bonus Room, Breakfast Room Nook, Dining Room, Entry Foyer, Great Room, Kitchen, Office, Recreation, Utility Room
Beds & Baths
Number of Bedrooms: 5Number of Bathrooms: 5Number of Bathrooms (full): 4Number of Bathrooms (half): 1Number of Bathrooms (main level): 2
Dimensions and Layout
Living Area: 5279 Square Feet
Appliances & Utilities
Appliances: Built-In Oven, Cooktop, Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Water Softener, Washer, Gas Water HeaterDishwasherDisposalDryerMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 1Fireplace: One, Gas, Glass DoorsHas a Fireplace
Windows, Doors, Floors & Walls
Window: Casement Window(s), Vinyl
Levels, Entrance, & Accessibility
Stories: 2Levels: Two
Security
Security: Smoke Detector(s)

Exterior Features

Exterior Home Features
Patio / Porch: Patio, PorchExterior: Porch, Patio
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3Has a GarageHas an Attached GarageParking Spaces: 3Parking: Attached,Garage
Frontage
Not on Waterfront

Days on Market

Days on Market: 83

Property Information

Year Built
Year Built: 2013
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Brick, Cedar, Stone
Property Information
Parcel Number: O67223390040

Price & Status

Price
List Price: $885,000Price Per Sqft: $168
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Media

See Virtual Tour: <iframe src="https://dl.dropboxusercontent.com/scl/fi/7so0h4qxtowytfe5i6k36/10989-Cold-Spring-Dr.mp4?rlkey=10c571xexooivxcyblcw392ct&raw=1" width="640" height="360" frameborder="0" allow="autoplay; fullscreen" allowfullscreen></iframe>

Location

Direction & Address
City: Washington TwpCommunity: Springs/Villages/Winding Crk S
School Information
Elementary School District: CentervilleJr High / Middle School District: CentervilleHigh School District: Centerville

Agent Information

Listing Agent
Listing ID: 960019

Building

Building Area
Building Area: 5279 Square Feet

Community

Not Senior Community

HOA

HOA Fee Includes: Clubhouse, Fitness Facility, Pool(s)HOA Name: Towne PropertiesHOA Phone: 513-381-8696Association for this Listing: Dayton Area Board of REALTORSHas an HOAHOA Fee: $975/Annually

Lot Information

Lot Area: 0.64 acres

Offer

Listing Terms: Conventional, VA Loan

Rental Terms, Policies & Fees

Miscellaneous

BasementMls Number: 960019Living Area Range Units: Square FeetAttribution Contact: (937) 439-4500Universal Property Id: US-39113-N-O67223390040-R-N
Last check for updates: about 2 hours ago
Listing courtesy of Jamie Wilson, (937) 439-4500
Coldwell Banker Heritage
Originating MLS: Dayton Area Board of REALTORS
Source: DABR MLS, MLS#960019
Also Listed on DABR MLS, DABR MLS.

Market trends in Centerville

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$398K
$12.83K
MoM
Sale-to-List Price
100.0%
0.3%
MoM
Price per sq ft
$170
$4
MoM
Available listings
198
15
MoM

Price and Tax history

DateEventPrice
Aug 3, 2026
Source: DABR MLS #960019
PriceChange
$885,000
Price decreased by 2%
Jun 27, 2026
Source: DABR MLS #960019
PriceChange
$899,900
Price decreased by 2%
May 26, 2026
Source: DABR MLS #960019
Listed For Sale
$915,000
Sep 24, 2014
Source: Cincy MLS #1419481
Sold
$593,700
Jan 31, 2013
Source: N/A
Sold
$99,900

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Home Value

Trulia Estimate
$863K
Since last month
Decreased$7K (-0.8%)
Since last year
Increased$2K (+0.3%)
Since last sale
Increased$269K (+45.3%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +37% in the last 10 years
MonthEstimated value
2026
August 2026$863K
July 2026$870K
June 2026$878K
May 2026$915K
April 2026$873K
March 2026$883K
February 2026$859K
January 2026$855K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.17
Single-Family Home
$1,035,000
05/04/26
5
5.5
5,907
0.31
Single-Family Home
$644,900
06/18/26
5
5
3,090
0.31
Single-Family Home
$644,500
08/25/25
6
4
3,769
0.32
Single-Family Home
$599,900
09/19/25
4
4.5
5,501
0.44
Single-Family Home
$550,000
01/30/26
4
3.5
4,116
0.35
Single-Family Home
$570,000
07/15/26
4
3.5
3,974
0.37
Single-Family Home
$520,000
04/15/26
4
3.5
3,290
0.43
Single-Family Home
$490,000
11/28/25
4
4
3,596
0.56
Single-Family Home
$650,000
06/05/26
5
5
4,807
0.65
Single-Family Home
$610,000
05/20/26
5
3.5
4,246

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.13
$494,200
4
2.5
2,800
Off Market
0.11
$626,800
4
4.5
4,634
Off Market
0.19
$835,900
4
3.5
3,054
Off Market
0.17
$603,000
6
5
3,798
Off Market
0.17
$1,035,000
5
5.5
5,907
Recently Sold
0.13
-
5
4
4,033
Off Market
0.20
-
-
-
-
Off Market
0.17
$957,700
5
4.5
5,972
Off Market
0.23
$954,600
5
4.5
5,624
Off Market
0.19
$664,800
4
4.5
5,027
Off Market
0.19
$1,017,900
4
3.5
5,336
Off Market

What Locals Say about Centerville

At least 113 Trulia users voted on each feature.
  • 95 % Say it's dog friendly

  • 93 % Say car is needed

  • 85 % Say parking is easy

  • 80 % Say people would walk alone at night

  • 77 % Say there's holiday spirit

  • 76 % Say there are sidewalks

  • 73 % Say kids play outside

  • 70 % Say yards are well-kept

  • 65 % Say it's quiet

  • 54 % Say neighbors are friendly

  • 54 % Say streets are well-lit

  • 53 % Say it's walkable to restaurants

  • 52 % Say there's wildlife

  • 48 % Say they plan to stay for at least 5 years

  • 40 % Say it's walkable to grocery stores

  • 26 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "I only need to drive across Main St to get to my office. It's just 3 minutes away. The streets do get busy at rush hour times, especially going north in the morning and south in the evening. Main backup is in center of the city at Main St. & Franklin "
  • Aceckert2206
    "Consistently 20mins with a number of alternate routs if needed. 48 gets a little repetitive as main route to anything. "
  • Supersue1029
    "There are many families in this area, and a whole lot of great parks. There are always families out walking together and people taking their dogs for walks. "
  • Rocky Matthews
    "Centerville, Ohio, is a charming gem known for its rich history and welcoming community! One of its standout features is its collection of stunning historic stone houses—more than any other city in Ohio—giving it a unique architectural character. The town also boasts beautiful parks like Stubbs Park, where people can enjoy concerts and scenic trails. Plus, Centerville's vibrant sense of community shines through in its local events and friendly atmosphere. It's a lovely place to call home or visit!"
  • Edward Fear
    "This is the best neighborhood I’ve lived in since I moved to Dayton 12 years ago. It’s lovely. All the houses are different and the neighbors are really friendly."
  • Stephanie I.
    "Neighborhood has a lot of diversity in age groups. Quiet area that has ongoing improvements in quality of life. People are nice and welcoming to minorities which is a huge plus. Centerville police do patrol neighborhoods. Lots of family friendly activities in the outdoors which will feel like a private family moment."
  • Kenecia K.
    "The commute is great because I’m close to the major highways. Makes commuting easy. The public transport system isn’t as developed as major cities. Definitely need a car"
  • Kenecia K.
    "My neighborhood is very convenient to highways, and traffic is very minimal. I font take public transportation so it makes it easier to get around. There aren’t very many bus stops in this area."
  • Phyllis Y.
    "everyone is friendly. it's a quiet area. A lot of families with kids. lots of dogs and people walking. "
  • Shila B.
    "Very nice neighborhood. Respectful neighbors and great parks for kids. The school systems are some of the best in the area as well "
  • Sarah K.
    "I’m not a parent but it’s a safe place to live and I have heard that the school system is high quality!"
  • Ahulvey
    "25 minutes To downtown Dayton, but 2 miles to excellent shopping. Hospitals and educational opportunities are also within 2 miles. I feel very safe and secure in Centerville."
  • Bambisorg
    "Great school system.. wonderful city and friendly people. Great firework shows and parades. I feel safe in this neighborhood. Easily to walk downtown and enjoy dinner"
  • Abbie H.
    "Can be difficult to commute depending on the time of day. Downtown CENTERVILLE during 8am or 5pm is very busy with kids getting out of school and people headed home from work. "
  • Bambisorg
    "I lived in this neighborhood for 11 years to make sure my child had a wonderful education from kindergarten to senior year. Very quiet nice neighbors I could go on"
  • Brent S.
    "well maintained homes, parks convenient shopping, close access to highway,good schools and no crime. good diversity in housing and many areas feature wooded lots with swim clubs near"
  • Betty F.
    "Nice friendly place to raise children. The schools are great. There are plenty of parks, some with water play equipment which is nice in then summer months. Shopping is convenient with numerous stores and restaurants. Hospitals are close incase you need one"
  • Ridotson79
    "I have lived in this area for over 20 years. The area is welcoming and inviting. There is public transit nearby."
  • Ridotson79
    "My neighborhood has great access to public transportation and the commute downtown is not long. Most people keep to themselves."
  • Betty F.
    "Lots of parks, water park and fun things to do. Lots of shopping and holiday events Schools are top rate. Nice libraries "
  • Ridotson79
    "I've lived in the neighborhood for about six or seven years. Most everyone I have met has been friendly."
  • Joya.januleski
    "We have a neighborhood Facebook page so we always know what is going on in our neighborhood. We also have a pool in our area that often has events going on. "
  • Rich P.
    "Twenty seven year resident. Nice quiet plat with a lot of friendly neighbors. Older homes, but well kept. "
  • Rixieeraee
    "its quite the snobby neighborhood. o miss and would much rather live in Dayton. On the east side of Dayton particularly. Schools are great but the people are typically rude."
  • Amy
    "It's quiet all the time. I don't find it unique, but antiquated. There is no where to eat after 10 pm."
  • Ndabambalire
    " Parks. Safety. Great Schools & Libraries. Walkable Neighborhoods. Rec Center. Decent traffic conditions. Restored Downtown. "

LGBTQ Local Legal Protections

Frequently asked questions about 10989 Cold Spring Dr

  • What is the estimated monthly payment for 10989 Cold Spring Dr?
    Based on a $885,000 list price with 20% down at today's rates, the estimated monthly payment for 10989 Cold Spring Dr in Centerville, OH is approximately $5,925 (about $4,618 principal & interest, $1,232 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 10989 Cold Spring Dr compare to homes in Centerville?
    10989 Cold Spring Dr in Centerville, OH is listed at $885,000, about 122% above the $398K median sale price in Centerville.
  • What do residents say about Centerville?
    Residents describe Centerville, OH as dog-friendly, easy to park in, and pedestrian-friendly. See homes for sale in Centerville, OH.
  • What are the closest schools to 10989 Cold Spring Dr?
    The closest schools to 10989 Cold Spring Dr in Centerville, OH are Centerville High School (rated 8/10), Centerville Primary Village South (Pre-K), Magsig Middle School (rated 8/10).
  • Does 10989 Cold Spring Dr have air conditioning?
    Yes, 10989 Cold Spring Dr in Centerville, OH has air conditioning.
  • Does 10989 Cold Spring Dr have a pool?
    Yes, 10989 Cold Spring Dr in Centerville, OH has a pool.
Jamie Wilson, Coldwell Banker Heritage
Agent Phone: (937) 439-4500
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Copyright Dayton Area Board of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.
10989 Cold Spring Dr, Centerville, OH 45458 is a 5 bedroom, 5 bathroom, 5,279 sqft single-family home built in 2013. This property is currently available for sale and was listed by DABR MLS on May 26, 2026. The MLS # for this home is MLS# 960019.