109 E Main St, Waterloo, NY 13165
Property image
Property image
FOR SALE
0.25 ACRES

$179,900

  • 4 Beds
  • 2 Baths
  • 2,240 sqft (on 0.25 acres)

109 E Main St, Waterloo, NY 13165

Est. Mortgage $1,381/mo*
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Home Highlights

Multi-Family
Built in 1835
0.25 acre lot
$80/sqft
Garage

Local Information

  • Map ViewExplore the area around 109 E Main St.
  • Schools1 Preschool School2 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

What's unique:Spacious unitsDining roomFunctional layout
Well-maintained two-family with long-term tenants and separate utilities! This well cared-for property offers an attractive opportunity for investors seeking an established multifamily property.Both units have been exceptionally maintained by the respective tenants and feature a functional layout with a kitchen, living room, dining room, 2 bedrooms, and 1 full bath. Each unit also offers its own laundry hookups. Utilities are separately metered, with the exception of water. Outside, the property offers a large fenced-in portion of the yard, along with a 2-car garage providing valuable parking and storage space. The driveway entrance is shared, while off-street parking areas are separate, providing defined parking for each unit. Additional street parking is also available. With long-term tenants already in place, separate utilities, spacious units, and garage parking, this is a great opportunity to add an established two-family to your investment portfolio.
Last check for updates: about 10 hours ago
Listing by: Real Estate by JENN, LLC., (315) 730-1890
Jennifer E. Pronti, (315) 730-1890
Originating MLS: Rochester
Source: NYSAMLSs, MLS#R1720333
Also Listed on NYSAMLSs.

Home Details for 109 E Main St

Interior Features

Interior Details
Basement: Partial
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 2240 Square Feet
Appliances & Utilities
Utilities: Cable Available, Sewer Connected, Water ConnectedAppliances: Gas Water Heater
Heating & Cooling
Heating: Gas,Forced AirHas HeatingHeating Fuel: Gas
Fireplace & Spa
No Fireplace
Gas & Electric
Electric: Circuit Breakers
Windows, Doors, Floors & Walls
Flooring: Carpet, Linoleum, Varies, Vinyl
Levels, Entrance, & Accessibility
Stories: 2Number of Stories: 2Levels: TwoFloors: Carpet, Linoleum, Varies, Vinyl

Exterior Features

Exterior Home Features
Roof: AsphaltFencing: PartialExterior: FenceFoundation: Stone
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageParking Spaces: 2Parking: Common,Gravel
Frontage
Road Frontage: City Street, Main ThoroughfareNot on Waterfront
Water & Sewer
Sewer: Connected

Days on Market

Days on Market: 5

Property Information

Year Built
Year Built: 1835
Property Type / Style
Property Type: ResidentialProperty Subtype: Duplex, Multi FamilyStructure Type: DuplexArchitecture: Duplex
Building
Construction Materials: Brick, Vinyl Siding
Property Information
Condition: ResaleParcel Number: 45380101000000030490000000

Price & Status

Price
List Price: $179,900Price Per Sqft: $80
Status Change & Dates
Possession Timing: Close Of Escrow

Active Status

MLS Status: Active

Location

Direction & Address
City: Fayette
School Information
Elementary School District: WaterlooJr High / Middle School District: WaterlooHigh School District: Waterloo

Agent Information

Listing Agent
Listing ID: R1720333

Building

Building Area
Building Area: 2240 Square Feet

Community

Units in Building: 2

HOA

Association for this Listing: Rochester

Lot Information

Lot Area: 10890 sqft

Listing Info

Special Conditions: Relocation

Offer

Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Rental Terms, Policies & Fees

Rent Includes: Trash CollectionOwner Pays: Trash Collection

Miscellaneous

BasementMls Number: R1720333Living Area Range Units: Square FeetUniversal Property Id: US-36099-N-45380101000000030490000000-R-N

Around this home

View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Waterloo

This October

Trick-or-Treat Score

Built from what locals say about this neighborhood.
  • 68% say there's holiday spirit
  • 60% say neighbors are friendly
  • 60% say there are sidewalks
Trulia Trick or TreatStart Ghost Hunt
At least 34 Trulia users voted on each feature.

  • 95 % Say yards are well-kept

  • 91 % Say car is needed

  • 89 % Say it's dog friendly

  • 80 % Say parking is easy

  • 74 % Say people would walk alone at night

  • 68 % Say there's holiday spirit

  • 66 % Say it's walkable to restaurants

  • 66 % Say they plan to stay for at least 5 years

  • 60 % Say neighbors are friendly

  • 60 % Say there are sidewalks

  • 57 % Say it's quiet

  • 57 % Say streets are well-lit

  • 56 % Say there's wildlife

  • 53 % Say kids play outside

  • 36 % Say there are community events

  • 26 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Captainn4177
    "Great, small town feel. Seems very safe. Very relaxed and subdue feel to the whole community. Some people might think it’s boring and kind of in the middle of nowhere, but it feels safe and secure."
    0
    Flag
  • Rich O.
    "There is a lot of history with nearby St Mary's cemetery, the Seneca County courthouse, and Lafayette Park which celebrates the birthplace of Memorial Day and our veterans."
    0
    Flag
  • Rain3208
    "The area is beautiful. No sidewalks rural roads a nearby apple orchard close to the thruway and outlet mall"
    0
    Flag
  • Mark L.
    "country life pretty much.but not far from stores etc.nice lakes and activities but gets cold in the winter session .sumerers don't seem long enough. "
    0
    Flag
  • Lcalos60
    "I’ve lived in my neighborhood for 4 years. My neighbors are friendly and helpful. I have a good and safe walking loop for personal exercise and for walking the dog"
    5
    Flag
  • Lcalos60
    "I can , but don’t, walk to my work each day. It is only a mile away and a very easy commute. Others might want to choose to walk or bike to their job site."
    1
    Flag
  • Lcalos60
    "There are many dog owners in the neighborhood. Dogs are well behaved on leads. There is a nice horseshoe road for walking the dog."
    2
    Flag

Market trends in Waterloo

Last updated September 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
18
5MoM
Sourced by Trulia Market Trends

Home Value

Learn more about this home's value by checking out the value of nearby homes and how much similar homes have sold for.

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
107 E Elizabeth St, Waterloo, NY
0.23
Multi-Family Home
$100,000
02/19/26
4
2
1,989
91 Virginia St, Waterloo, NY
0.39
Multi-Family Home
$150,000
02/06/26
2
3
2,924
21 Church St, Waterloo, NY
0.14
Multi-Family Home
$195,000
07/22/26
8
4
3,396
11 Reed St, Waterloo, NY
0.78
Multi-Family Home
$120,000
07/02/26
4
2.5
2,204
223 W Main St, Waterloo, NY
0.48
Multi-Family Home
$300,000
01/08/26
5
4
3,352
192 Fall St, Seneca Falls, NY
2.83
Multi-Family Home
$153,700
08/14/26
4
2
2,172
17 Mechanic St, Seneca Falls, NY
2.99
Multi-Family Home
$95,000
04/15/26
4
2
1,850

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
109 E Main St, Waterloo, NY 13165
0.00
$177,200
4
2
2,240
Off Market
113 E Main St, Waterloo, NY 13165
0.01
-
3
2
2,408
Off Market
107 E Main St, Waterloo, NY 13165
0.01
$99,900
4
2
1,984
Off Market
109 E Main St, Waterloo, NY 13165
0.01
-
4
2
2,240
Off Market
105 E Main St, Waterloo, NY 13165
0.02
$144,500
4
2
1,788
Off Market
115 E Main St, Waterloo, NY 13165
0.02
$223,500
4
3
4,727
Off Market
E Williams St, Waterloo, NY 13165
0.03
-
-
-
-
Off Market
103 E Main St, Waterloo, NY 13165
0.03
$87,500
2
2
1,674
Off Market
106 E Williams St, Waterloo, NY 13165
0.03
$231,400
4
1.5
1,919
Off Market
104 E Williams St, Waterloo, NY 13165
0.03
$139,100
4
2
2,588
Off Market
2 Church St, Waterloo, NY 13165
0.03
$125,700
3
2
1,760
Off Market
4 Church St, Waterloo, NY 13165
0.03
$123,800
3
1
2,012
Off Market
108 E Williams St, Waterloo, NY 13165
0.04
$122,300
2
1
1,756
Off Market
110 E Williams St, Waterloo, NY 13165
0.04
$229,200
3
1.5
2,500
Off Market
101 E Main St, Waterloo, NY 13165
0.04
$135,100
2
1
1,136
Off Market
6 Church St, Waterloo, NY 13165
0.04
$125,400
2
1
1,693
Off Market
102 E Williams St, Waterloo, NY 13165
0.04
-
3
2
1,890
Off Market
123 E Main St, Waterloo, NY 13165
0.04
$186,400
4
3
3,168
Off Market
112 E Williams St, Waterloo, NY 13165
0.04
$186,100
3
2
1,684
Off Market
112 E Williams St, Waterloo, NY 13165
0.04
-
-
-
-
Off Market

Price and Tax history

DateEventPrice
Oct 12, 2026
Source: NYSAMLSs #R1720333
Listed For Sale
$179,900
Jul 11, 2025
Source: Zillow Rentals
ListingRemoved
$1,100
Jun 18, 2025
Source: Zillow Rentals
Listed For Rent
$1,100
May 19, 2025
Source: Zillow Rentals
ListingRemoved
$1,100
Apr 30, 2025
Source: Zillow Rentals
PriceChange
$1,100
Price decreased by 8%

LGBTQ Local Legal Protections

Jennifer E. Pronti, Real Estate by JENN, LLC., (315) 730-1890
Agent Phone: (315) 730-1890
The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, UNYREIS and WNYREIS. Real estate listings held by firms other than Zillow, Inc. are marked with the IDX logo and include the Listing Broker’s Firm Name. Listing Data last updated at 2026-10-17 04:00:43 PDT. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Zillow, Inc. shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. © 2026 CNYIS, UNYREIS, WNYREIS. All rights reserved.

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109 E Main St, Waterloo, NY 13165 is a 4 bedroom, 2 bathroom, 2,240 sqft multi-family built in 1835. This property is currently available for sale and was listed by NYSAMLSs on Oct 12, 2026. The MLS # for this home is MLS# R1720333.