Are yards well-kept in Effingham, IL?

As of early 2026, 92% of users say yards are well-kept

Is parking easy in Effingham, IL?

As of early 2026, 86% of users say parking is easy

Is Effingham, IL dog-friendly?

As of early 2026, 85% of users say it's dog friendly

Is a car needed in Effingham, IL?

As of early 2026, 80% of users say car is needed

Does Effingham, IL show holiday spirit?

As of early 2026, 78% of users say there's holiday spirit

Would people walk alone at night in Effingham, IL?

As of early 2026, 77% of users say people would walk alone at night

Do residents of Effingham, IL plan to stay at least 5 years?

As of early 2026, 73% of users say they plan to stay for at least 5 years

Does Effingham, IL have sidewalks?

As of early 2026, 72% of users say there are sidewalks

Do kids play outside in Effingham, IL?

As of early 2026, 67% of users say kids play outside

Are the streets well-lit in Effingham, IL?

As of early 2026, 64% of users say streets are well-lit

Is Effingham, IL quiet?

As of early 2026, 60% of users say it's quiet

Is Effingham, IL walkable to grocery stores?

As of early 2026, 55% of users say it's walkable to grocery stores

Is Effingham, IL walkable to restaurants?

As of early 2026, 45% of users say it's walkable to restaurants

Are neighbors friendly in Effingham, IL?

As of early 2026, 40% of users say neighbors are friendly

Is there wildlife in Effingham, IL?

As of early 2026, 40% of users say there's wildlife

Are there community events in Effingham, IL?

As of early 2026, 27% of users say there are community events

OFF MARKET

109 E Elm Ave
Effingham, IL 62401

1 Bed
2 Baths
1,728 sqft (on 0.50 acres)

$272,300

Trulia Estimate

as of Jul 23, 2026

Est. Refi. Payment $1,806/mo*

Refinance Your Home

$272,300

Trulia Estimate

as of Jul 23, 2026

Est. Refi. Payment $1,806/mo*

Refinance Your Home

1 Bed

2 Baths

1,728 sqft

(on 0.50 acres)

Local Information

Map ViewExplore the area around 109 E Elm Ave.
Schools3 Elementary Schools1 Middle School1 High School
Shop & Eat

-- mins to

Commute Destination

Home Highlights

Property Type

Single-Family Home

Year Built

1992

Lot Size

0.5 acres

Living Area

1,728 sqft

Price/Sqft

$158

Parking

Garage

About this House

This single-family home is located at 109 E Elm Ave, Effingham, IL. 109 E Elm Ave is in Effingham, IL and in ZIP code 62401. This property has 1 bedroom, 2 bathrooms and approximately 1,728 sqft of floor space. This property has a lot size of 0.50 acres and was built in 1992.

109 E Elm Ave, Effingham, IL 62401 is a 1 bedroom, 2 bathroom, 1,728 sqft single-family home built in 1992. It last sold for $89,000 on Dec 17, 2010. It is currently off market. The Trulia Estimate is $272,300, with a rent estimate of $1,176/month.

Home Details for 109 E Elm Ave

Interior Features
Interior Details Basement
Levels, Entrance, & Accessibility Stories: 1

Property Information
Year Built Year Built: 1992
Property Type / Style Property Type: Single Family Home

Exterior Features
Exterior Home Features Foundation Type: Crawl Raised
Parking & Garage GarageParking: Garage Attached

Lot Information
Lot Area: 0.50 acres

Price History for 109 E Elm Ave

Date	Price	Event	Source
12/17/2010	$89,000	Sold	N/A
Recording Date 12/17/2010 Contract Date 12/16/2010 County Transfer Tax $45 Total Transfer Tax $134

Market trends in Effingham

Last updated June 2026

Avg. sale price

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Sale-to-List Price

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Price per sq ft

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Available listings

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Property Tax and Assessment

Year	2024
Tax	$3,895
Assessment	$271,200

Home facts updated by county records

Comparable Sales for 109 E Elm Ave

Address	Distance	Property Type	Sold Price	Sold Date	Bed	Bath	Sqft
309 W Poplar Dr, Effingham, IL	0.38	Single-Family Home	$146,500	10/30/25	3	2	1,718
103 E Mount Vernon Ave, Effingham, IL	0.09	Single-Family Home	$255,000	12/17/25	3	2.5	1,556
307 W Poplar Dr, Effingham, IL	0.35	Single-Family Home	$253,000	08/11/25	3	2	1,732
304 W Poplar Dr, Effingham, IL	0.36	Single-Family Home	$240,000	11/25/25	3	2	1,875
2701 Deerhaven Dr, Effingham, IL	0.16	Single-Family Home	$300,000	05/11/26	3	2.5	1,610
2403 S 3rd St, Effingham, IL	0.45	Single-Family Home	$229,900	08/01/25	3	2	1,768
103 E Pine Dr, Effingham, IL	0.19	Single-Family Home	$280,500	11/07/25	4	2.5	2,168
3020 Sugar Mill Ct, Effingham, IL	0.22	Single-Family Home	$185,000	01/21/26	2	2	1,291
107 W Edgewood Ave, Effingham, IL	0.19	Single-Family Home	$249,000	08/18/25	3	2	1,596
206 W Jaycee Ave, Effingham, IL	0.32	Single-Family Home	$145,000	10/02/25	3	1.5	1,248

Nearby homes

Get a sense of prices in the area by checking nearby homes.

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SOLD
MAR 30, 2026
$349,900
3 bd
3.5 ba
2,478 sqft
2806 Deerhaven Dr,
Effingham, IL 62401
SOLD
DEC 17, 2025
$255,000
3 bd
2.5 ba
1,556 sqft
103 E Mount Vernon Ave,
Effingham, IL 62401
OFF MARKET
Est. $326,900
4 bd
3 ba
2,757 sqft
2807 Deerhaven Dr,
Effingham, IL 62401
OFF MARKET
Est. $273,300
3 bd
3 ba
2,829 sqft
2803 Deerhaven Dr,
Effingham, IL 62401
SOLD
APR 16, 2026
$190,000
3 bd
2 ba
1,342 sqft
3004 Sugar Mill Ct,
Effingham, IL 62401
OFF MARKET
Est. $267,700
3 bd
2 ba
1,815 sqft
101 W Elm Ave,
Effingham, IL 62401
OFF MARKET
Est. $371,200
3 bd
2 ba
1,669 sqft
106 E Jaycee Ave,
Effingham, IL 62401
OFF MARKET
Est. $243,300
3 bd
2 ba
1,840 sqft
2904 S 4th St,
Effingham, IL 62401
OFF MARKET
Est. $213,400
2 bd
2 ba
1,222 sqft
3016 S Sugar Mill Ct,
Effingham, IL 62401
SOLD
NOV 19, 2025
$111,000
3 bd
2 ba
1,240 sqft
102 W Mount Vernon Ave,
Effingham, IL 62401
Fulton Grace Realty, Closed
SOLD
JAN 21, 2026
$185,000
2 bd
2 ba
1,291 sqft
3020 Sugar Mill Ct,
Effingham, IL 62401
OFF MARKET
Est. $196,400
3 bd
1.5 ba
1,129 sqft
102 W Jaycee Ave,
Effingham, IL 62401

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Additional Cost

Assigned Schools

These are the assigned schools for 109 E Elm Ave.

View nearby schools on GreatSchools

The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Effingham

At least 38 Trulia users voted on each feature.

92 % Say yards are well-kept
86 % Say parking is easy
85 % Say it's dog friendly
80 % Say car is needed
78 % Say there's holiday spirit
77 % Say people would walk alone at night
73 % Say they plan to stay for at least 5 years
72 % Say there are sidewalks
67 % Say kids play outside
64 % Say streets are well-lit
60 % Say it's quiet
55 % Say it's walkable to grocery stores
45 % Say it's walkable to restaurants
40 % Say neighbors are friendly
40 % Say there's wildlife
27 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.

Laynetyler18
Prev. Resident
1mo ago
"It’s been about 10 years since I lived here but I remember everybody was real nice and neighborly. And the city employees do a great job maintaining the community "
0
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Kathy V. D.
Resident
6y ago
"Christ church, AMCTheater, schools, park, skate park, edge of town, shopping, minutes from down town."
2
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Kathleen T.
Resident
6y ago
"Farmers market! And just so many alcohol in the courtyard events. I mean, there’s the artisan fair with the craft beer, craft wine, and craft whiskey as the big event. Then there’s the food events featuring spirits as the main event. And also, of course, the craft beer and craft liquor events."
2
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Kathleen W.
Resident
6y ago
"Public and private schools are excellent. There’s a surprising amount of predators in such a small town."
1
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Lee.querubin
Resident
7y ago
"Area has limited public transportation. Mostly residents use private vehicles but roads are not crowded."
1
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