$995,000
3 Beds
3 Baths
1,576 sqft
109 Durango Rd, Destin, FL 32541
Est. Mortgage $6,359/mo*
Get Pre-QualifiedHome Highlights
Townhouse
Built in 1982
$631/sqft
2 Parking Spaces
Local Information
- Map ViewExplore the area around 109 Durango Rd.
- Schools1 Preschool School2 Elementary Schools1 Middle School1 High School
- Shop & Eat
-- mins to
About this House
Boat or beach - you don't have to choose. Set waterfront along the protected canals of the Destin Harbor, 109 Durango Road pairs a private boat slip with a 20,000-lb boat lift, currently accommodating a 35-foot boat, and walking distance to Holiday Isle's private beach access. Completely transformed by a local design team, this three-bedroom, three-bath waterfront townhome feels less like a typical townhouse and more like a curated coastal retreat designed around life on the water.
Custom white oak cabinetry and millwork, Venetian plaster, Italian and Moroccan tile, quartz surfaces, designer lighting and fixtures, and rich Ipe decking create an elevated finish rarely found in this location at this price point. The first-floor primary king suite opens to a private waterfront terrace just steps from the boat slip and features a spa-like bath with jetted tub and separate shower. Custom white oak barn doors and fitted built-ins continue throughout all closets in the home, while an additional king suite with ensuite bath completes the first level.
Upstairs, the home opens dramatically into a light-filled living, kitchen and dining space with wide-open sightlines and an unexpectedly generous sense of scale. The kitchen is anchored by mitered-edge waterfall quartz countertops, custom-milled white oak cabinetry and a striking marble backsplash, while Venetian plaster adds another layer of texture and refinement. A wall of glass doors extend the living space onto an expansive waterfront terrace that feels like a destination of its own. Multiple conversation and lounge areas create room for entertaining or unwinding, while a full summer kitchen with quartz countertops, built-in grill and refrigerator makes outdoor living effortless. Sleek glass railings preserve the open water views and reinforce the modern coastal aesthetic found throughout the residence. A flexible third bedroom adds a custom queen Murphy bed surrounded by built-in shelving and drawers, allowing the space to transition easily between guest accommodations and additional living space.
But perhaps the greatest luxury here is how effortlessly the water becomes part of everyday life. Start the morning with coffee and a quiet cruise through the Destin Harbor. Spend the afternoon anchored at Crab Island, head offshore through East Pass for a day of Gulf fishing, or leave the boat behind and make the short trip to the beach. As the day winds down, take the boat out for a sunset cruise, pour a glass of wine and watch the harbor lights come alive.
Few Destin waterfront properties bring together this level of design, private boating access and proximity to a private beach. A special harbor deserves a special residence. This is waterfront Destin living reimagined.
Custom white oak cabinetry and millwork, Venetian plaster, Italian and Moroccan tile, quartz surfaces, designer lighting and fixtures, and rich Ipe decking create an elevated finish rarely found in this location at this price point. The first-floor primary king suite opens to a private waterfront terrace just steps from the boat slip and features a spa-like bath with jetted tub and separate shower. Custom white oak barn doors and fitted built-ins continue throughout all closets in the home, while an additional king suite with ensuite bath completes the first level.
Upstairs, the home opens dramatically into a light-filled living, kitchen and dining space with wide-open sightlines and an unexpectedly generous sense of scale. The kitchen is anchored by mitered-edge waterfall quartz countertops, custom-milled white oak cabinetry and a striking marble backsplash, while Venetian plaster adds another layer of texture and refinement. A wall of glass doors extend the living space onto an expansive waterfront terrace that feels like a destination of its own. Multiple conversation and lounge areas create room for entertaining or unwinding, while a full summer kitchen with quartz countertops, built-in grill and refrigerator makes outdoor living effortless. Sleek glass railings preserve the open water views and reinforce the modern coastal aesthetic found throughout the residence. A flexible third bedroom adds a custom queen Murphy bed surrounded by built-in shelving and drawers, allowing the space to transition easily between guest accommodations and additional living space.
But perhaps the greatest luxury here is how effortlessly the water becomes part of everyday life. Start the morning with coffee and a quiet cruise through the Destin Harbor. Spend the afternoon anchored at Crab Island, head offshore through East Pass for a day of Gulf fishing, or leave the boat behind and make the short trip to the beach. As the day winds down, take the boat out for a sunset cruise, pour a glass of wine and watch the harbor lights come alive.
Few Destin waterfront properties bring together this level of design, private boating access and proximity to a private beach. A special harbor deserves a special residence. This is waterfront Destin living reimagined.
Last check for updates: about 12 hours ago
Listing courtesy of The Neals, (850) 598-1655
Berkshire Hathaway HomeServices
Source: ECAOR, MLS#1011521
Also Listed on BHHS broker feed, ECAOR.
Home Details for 109 Durango Rd
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Interior Details Number of Rooms: 5Types of Rooms: Master Bedroom, Bedroom, Kitchen, Living Room |
Beds & Baths Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 3 |
Dimensions and Layout Living Area: 1576 Square Feet |
Appliances & Utilities Appliances: Dishwasher, Disposal, Electric Water HeaterDishwasherDisposalLaundry: Washer/Dryer Hookup |
Heating & Cooling Heating: CentralHas CoolingAir Conditioning: Central Air,Ceiling Fan(s)Has HeatingHeating Fuel: Central |
Windows, Doors, Floors & Walls Window: Double Pane Windows, Window TreatmentsFlooring: Tile, Vinyl |
Levels, Entrance, & Accessibility Stories: 2Floors: Tile, Vinyl |
View Has a ViewView: Canal, Harbor |
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Exterior Home Features Roof: MetalPatio / Porch: Covered, DeckExterior: Outdoor Grill, Balcony, Boat Slip, Outdoor Shower |
Parking & Garage No CarportNo GarageParking Spaces: 2 |
Frontage Waterfront: Canal Access, SeawallRoad Frontage: City StreetRoad Surface Type: PavedNot on Waterfront |
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Days on Market: 11 |
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Year Built Year Built: 1982 |
Property Type / Style Property Type: ResidentialProperty Subtype: TownhouseStructure Type: TownhouseArchitecture: Townhouse |
Building Construction Materials: Frame, Siding Brick Some, Siding CmntFbrHrdBrdNot a New Construction |
Property Information Condition: Construction CompleteParcel Number: 002S242186000F1211 |
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Price List Price: $995,000Price Per Sqft: $631 |
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MLS Status: Active |
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Direction & Address City: DestinCommunity: HOLIDAY ISLE |
School Information Elementary School: DestinJr High / Middle School: DestinHigh School: Fort Walton Beach |
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Listing Agent Listing ID: 1011521 |
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Building Area Building Area: 1576 Square Feet |
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Lot Area: 2178 sqft |
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Special Conditions: Accept Backup Offers |
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Furnished |
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Mls Number: 1011521Water ViewWater View: Canal, Harbor |
Around this home
What Locals Say about Destin
At least 291 Trulia users voted on each feature.
86 % Say it's dog friendly
81 % Say car is needed
76 % Say there are sidewalks
73 % Say people would walk alone at night
73 % Say there's holiday spirit
71 % Say yards are well-kept
70 % Say it's quiet
68 % Say kids play outside
65 % Say parking is easy
63 % Say streets are well-lit
57 % Say it's walkable to restaurants
53 % Say they plan to stay for at least 5 years
46 % Say it's walkable to grocery stores
45 % Say neighbors are friendly
40 % Say there's wildlife
35 % Say there are community events
Sourced by Trulia users. Learn more about our methodology.
Market trends in Destin
Last updated August 2026
Avg. sale price
$578K
$13.12KMoM
Sale-to-List Price
95.2%
0.2%MoM
Price per sq ft
$370
$4MoM
Available listings
760
28MoM
Home Value
Trulia Estimate
$935KSince last month
Increased$165K (+20.5%)Since last year
Increased$411K (+73.6%)Since last sale
Increased$174K (+21.8%)Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.
Trulia Estimate
The of this home's value increased by +179% in the last 10 years
| Month | Estimated value |
|---|---|
2026 | |
| September 2026 | $969K |
| August 2026 | $804K |
| July 2026 | $804K |
| June 2026 | $805K |
| May 2026 | $805K |
| April 2026 | $803K |
| March 2026 | $808K |
| February 2026 | $834K |
| January 2026 | $538K |
2025 | |
2024 | |
2023 | |
2022 | |
2021 | |
2020 | |
2019 | |
2018 | |
2017 | |
2016 | |
Comparable sales
These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.Address | Distance | Property Type | Sold Price | Sold Date | Bed | Bath | Sqft |
|---|---|---|---|---|---|---|---|
0.03 | Townhouse | $715,000 | 04/27/26 | 3 | 3 | 1,416 | |
0.06 | Townhouse | $479,000 | 03/18/26 | 3 | 2.5 | 1,523 | |
0.17 | Townhouse | $777,000 | 10/31/25 | 4 | 3 | 1,800 | |
0.11 | Townhouse | $845,000 | 08/05/26 | 3 | 3.5 | 1,584 | |
0.07 | Townhouse | $405,000 | 02/25/26 | 2 | 2.5 | 1,523 | |
0.16 | Townhouse | $945,000 | 08/31/26 | 3 | 3.5 | 1,430 | |
0.05 | Townhouse | $1,000,000 | 10/27/25 | 4 | 3.5 | 2,377 | |
0.10 | Townhouse | $875,000 | 03/06/26 | 3 | 3.5 | 1,607 | |
0.01 | Townhouse | $630,000 | 05/15/26 | 3 | 3 | 1,760 |
Nearby home prices
Get a sense of expected prices in the area by checking the value of nearby homes.Address | Distance | Price | Bed | Bath | Sqft | Status |
|---|---|---|---|---|---|---|
0.03 | $365,000 | 2 | 2.5 | 1,104 | Recently Sold | |
0.01 | $630,000 | 3 | 3 | 1,760 | Recently Sold | |
0.01 | $673,700 | 3 | 3 | 1,416 | Off Market | |
0.05 | $372,500 | 2 | 2.5 | 1,501 | For Sale | |
0.04 | $234,000 | 1 | 1 | 700 | For Sale | |
0.04 | $243,800 | 1 | 1 | 700 | Off Market | |
0.04 | $295,200 | 1 | 1 | 700 | Off Market | |
0.04 | $248,000 | 1 | 1 | 700 | Recently Sold | |
0.03 | $715,000 | 3 | 3 | 1,416 | Recently Sold | |
0.03 | $1,099,000 | 3 | 3 | 1,552 | For Sale | |
0.04 | $1,490,200 | 4 | 3 | 2,484 | Off Market |
Price and Tax history
| Date | Event | Price |
|---|---|---|
Sep 7, 2026 Source: ECAOR #1011521 | Listed For Sale | $995,000 |
Jun 1, 2026 Source: ECAOR #996465 | Sold | $795,000 |
Mar 20, 2026 Source: ECAOR #996465 | Pending | $845,000 |
Feb 27, 2026 Source: ECAOR #996465 | Listed For Sale | $845,000 |
Dec 9, 2023 Source: Zillow Rentals | ListingRemoved | |
Nov 8, 2023 Source: Zillow Rentals | Listed For Rent | $4,500 |
Sep 23, 2022 Source: Zillow Rental Network_1 | ListingRemoved | |
Aug 19, 2022 Source: Zillow Rental Network Premium | PriceChange | $4,995 Price decreased by 8% |
Jul 29, 2022 Source: Zillow Rental Network_1 | Listed For Rent | $5,400 |
| Year | Property tax | Tax assessment |
|---|---|---|
| 2025 | $6,362 | $537,174 |
Home facts updated by county records
LGBTQ Local Legal Protections
LGBTQ Local Legal Protections
The Neals, Berkshire Hathaway HomeServices
Agent Phone: (850) 598-1655
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Member number: 28189
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Frequently asked questions about 109 Durango Rd
- What is the estimated monthly payment for 109 Durango Rd?Based on a $995,000 list price with 20% down at today's rates, the estimated monthly payment for 109 Durango Rd in Destin, FL is approximately $6,501 (about $5,406 principal & interest, $1,020 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
- How does the list price for 109 Durango Rd compare to homes in Destin?109 Durango Rd in Destin, FL is listed at $995,000, about 72% above the $578K median sale price in Destin.
- What do residents say about Destin?Residents describe Destin, FL as dog-friendly, pedestrian-friendly, and well-kept. See homes for sale in Destin, FL.
- What are the closest schools to 109 Durango Rd?The closest schools to 109 Durango Rd in Destin, FL are Destin Elementary School (Pre-K, rated 10/10), Destin Middle School (Elementary, rated 9/10), Fort Walton Beach High School (rated 5/10).
- Does 109 Durango Rd have air conditioning?Yes, 109 Durango Rd in Destin, FL has air conditioning.
- Does 109 Durango Rd have laundry facilities?Yes, 109 Durango Rd in Destin, FL has laundry facilities.
109 Durango Rd, Destin, FL 32541 is a 3 bedroom, 3 bathroom, 1,576 sqft townhouse built in 1982. This property is currently available for sale and was listed by ECAOR on Sep 7, 2026. The MLS # for this home is MLS# 1011521.