109 Carter Rd, Monroe, NC 28110
SOLD
DEC 16, 2025

109 Carter Rd
Monroe, NC 28110

  • 4 Beds
  • 2 Baths
  • 1,972 sqft (on 1.89 acres)

$383,500

Last Sold: Dec 16, 2025
4% below list $400K
$194/sqft
Est. Refi. Payment $2,151/mo*
Refinance Your Home

$383,500

Last Sold: Dec 16, 2025
4% below list $400K
$194/sqft
Est. Refi. Payment $2,151/mo*
Refinance Your Home
4 Beds
2 Baths
1,972 sqft
(on 1.89 acres)

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

Yowza!
Welcome home to 109 Carter rd. An all brick home with a wooded buffer on one side, a fenced back yard AND a cleared lot on the other side of the home (perfect for an extra large garage, workshop, shed, kickball- go ahead dream it)! No HOA and almost 2 acres minutes from numerous conveniences. USDA eligible. Indian Trail schools.

Enter the home and be greeted by a light filled, expansive family room with dental crown molding, fresh paint and a wood burning stove. This room flows to the kitchen with custom backsplash & an ideal sized dining area again both rooms basking in natural light. The dining room gives access to the backyard (we will get there in a minute) and an extra large pantry/storage/laundry room which conveniently also has access to the fenced backyard.
One of the favorite spaces in the home is the bonus room with a gorgeous brick hearth & fireplace. This room has served many purposes: primary bedroom, play room, office, extra den. The walls on either side of the fireplace could be opened up to the current primary bedroom & you have a phenomenal primary suite opportunity. Add the closet & bathroom of your dreams and wow! (you would want to remove the one bathroom in the original primary bathroom to make it compliant with current septic permit or maybe leave it and enlarge your septic-please research if this option is desirable)
The 3 bedrooms are nice in size and lend to many uses. One bedroom (the original primary) has it's own bathroom. The other 2 bedrooms share the hall bathroom.
Ok, now to the yard and land! Off the dining room you step onto a 20x22 deck with gates. Perfect for privacy, entertaining and gazing over your fenced back yard. To the right of the fenced yard is a ginormous cleared lot with a wood buffer. It could handle a non conventional septic or as stated above, create your dreams! To the left of the enclosed yard is a beautiful wooded area complete with dry bed stream & plenty of spots for your nature, wood loving self/kids/family/friends. Do not miss the storage shed out back AND the detached oversized 1 car garage out front and did you see the front steps? precious!
As you can tell from this write up, this home is ready for your loving and living! Please see the seller love letter in attachments.

A few items of note: NO HOA, no popcorn (that's for movies)ceilings, original wood floors in many parts of home, large attic, Summer 2025 seller preemptive repairs: Foundation repair work with sistered joints, Support posts added under all drop girders, Replaced main drop girder, Two additional drop girders added, New hvac ductwork replaced, Crawlspace insulation added, 6mil vapor barrier installed, Additional crawlspace door added, New LVP flooring, Popcorn ceilings removed, Fresh paint throughout home, New custom tile backsplash added in kitchen,
Freshly painted kitchen cabinetry, New vanities and toilets installed in both bathrooms, New metal roof!!

20 x 22 new deck – Summer 2022

All foundation repair work was signed off on by Post Oak Engineering and Union County inspector

HVAC ductwork was also inspected and signed off on by Union County inspector

So a better than new home! You have land AND an amazing, well cared for brick ranch.
See you soon.
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from December 17, 2025

Home Highlights

Parking
Garage
Outdoor
Porch, Deck
A/C
Heating & Cooling
HOA
None
Price/Sqft
$194/sqft
Listed
180+ days ago

Home Details for 109 Carter Rd

Active Status

MLS Status: Closed

Interior Features

Interior Details
Number of Rooms: 9Types of Rooms: Primary Bedroom, Bedroom S, Bathroom Full, Dining Room, Family Room, Kitchen, Laundry, Play Room
Beds & Baths
Number of Bedrooms: 4Main Level Bedrooms: 4Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1972 Square Feet
Appliances & Utilities
Appliances: DishwasherDishwasherLaundry: Laundry Room,Main Level
Heating & Cooling
Heating: CentralHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
Fireplace: Bonus Room, Family Room, Wood Burning, Wood Burning Stove
Windows, Doors, Floors & Walls
Flooring: Tile, Vinyl, Wood
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Tile, Vinyl, Wood
View
No View

Exterior Features

Exterior Home Features
Roof: MetalPatio / Porch: Deck, Front PorchFencing: Back Yard, PartialFoundation: Crawl Space, Slab
Parking & Garage
Number of Garage Spaces: 1Number of Covered Spaces: 1No CarportHas a GarageNo Attached GarageHas Open ParkingParking Spaces: 1Parking: Driveway,Detached Garage,Parking Space(s),Garage on Main Level
Frontage
Responsible for Road Maintenance: Publicly Maintained RoadRoad Surface Type: Gravel, Paved
Water & Sewer
Sewer: Septic Installed
Surface & Elevation
Elevation Units: Feet
Finished Area
Finished Area (above surface): 1972 Square Feet

Days on Market

Cumulative Days on Market: 105

Property Information

Year Built
Year Built: 1962
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Brick FullNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 09405027

Price & Status

Price
List Price: $400,000Price Per Sqft: $194/sqft

Media

Location

Direction & Address
City: MonroeCommunity: None
School Information
Elementary School: Rocky RiverJr High / Middle School: Sun ValleyHigh School: Sun Valley

Building

Building Area
Building Area: 1972 Square Feet

Community

Not Senior Community

Lot Information

Lot Area: 1.89 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Miscellaneous

Mls Number: 4312358Attic: Pull Down StairsAttribution Contact: robin@soldinthecarolinas.comAbove Grade Unfinished Area: 1972
Last check for updates: about 18 hours ago
Listed by Robin Mann
EXP Realty LLC Mooresville
Bought with: Galina Iancu, (704) 254-9704, EXP Realty LLC Ballantyne
Source: Canopy MLS as distributed by MLS GRID, MLS#4312358

Price History for 109 Carter Rd

DatePriceEventSource
12/16/2025$383,500Sold
Canopy MLS as distributed by MLS GRID #4312358
11/05/2025$400,000PriceChange
Canopy MLS as distributed by MLS GRID #4312358
10/24/2025$415,000PriceChange
Canopy MLS as distributed by MLS GRID #4312358
10/17/2025$425,000Listed For SaleCanopy MLS as distributed by MLS GRID #4312358
10/12/2025$425,000ListingRemovedCanopy MLS as distributed by MLS GRID #4278700
09/17/2025$425,000PriceChange
Canopy MLS as distributed by MLS GRID #4278700
08/13/2025$445,000Listed For SaleCanopy MLS as distributed by MLS GRID #4278700
07/25/2025$385,000ListingRemovedCanopy MLS as distributed by MLS GRID #4278700
07/11/2025$385,000Listed For SaleCanopy MLS as distributed by MLS GRID #4278700
08/29/2013$120,000Sold
Canopy MLS as distributed by MLS GRID #2168628
07/23/2013$119,900Listed For SaleAgent Provided
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Property Tax and Assessment

Year2025
Tax$1,550
Assessment$320,300
Home facts updated by county records

Comparable Sales for 109 Carter Rd

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
3920 Weddington Rd, Monroe, NC
0.40
Single-Family Home
$375,000
11/14/25
3
2
1,843
3900 Matthew Dr, Monroe, NC
0.49
Single-Family Home
$409,900
10/28/25
3
2
1,418
4424 Red Hook Rd, Monroe, NC
0.28
Single-Family Home
$390,000
06/20/25
4
2.5
2,196
4400 Kiddle Ln, Monroe, NC
0.33
Single-Family Home
$354,000
05/04/26
4
2.5
2,318
4513 Red Hook Rd, Monroe, NC
0.37
Single-Family Home
$368,000
09/11/25
4
2.5
2,087
4419 Red Hook Rd, Monroe, NC
0.25
Single-Family Home
$330,000
02/26/26
3
2.5
1,815
305 Lameshur Ln, Monroe, NC
0.23
Single-Family Home
$330,000
09/03/25
3
2.5
2,274
5009 Manchineel Ln, Monroe, NC
0.27
Single-Family Home
$320,000
09/26/25
3
2.5
1,636
4418 Kiddle Ln, Monroe, NC
0.37
Single-Family Home
$360,000
02/27/26
4
2.5
2,682

Nearby homes

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Assigned Schools

These are the assigned schools for 109 Carter Rd.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Monroe

At least 233 Trulia users voted on each feature.

  • 83 % Say car is needed

  • 83 % Say parking is easy

  • 77 % Say yards are well-kept

  • 67 % Say there's holiday spirit

  • 64 % Say kids play outside

  • 64 % Say it's dog friendly

  • 56 % Say it's quiet

  • 49 % Say streets are well-lit

  • 48 % Say they plan to stay for at least 5 years

  • 45 % Say there are sidewalks

  • 45 % Say people would walk alone at night

  • 43 % Say neighbors are friendly

  • 38 % Say there's wildlife

  • 34 % Say it's walkable to grocery stores

  • 26 % Say it's walkable to restaurants

  • 24 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Kate Earp
    "Quick and easy to get to everywhere that I need to go. Traffic has definitely picked up over the past few years "
    0
    Flag
  • Antoine Moore
    "Don’t know yet, people seem friendly. Will update with important information should I find out. It has a close park but not walkable."
    0
    Flag
  • Workingmichael101
    "Yes, I see many people walking theirs! Usually women. It’s Very safe here. Very family oriented and no thru traffic whatsoever. We even leave the doors unlocked if gone for a dhort period. "
    0
    Flag
  • Kadeshia M.
    "Neighborhoods have sidewalks, everyone here is dog friendly for the most part, and dog owners pick up after their dogs on walks. "
    0
    Flag
  • Nachet D.
    "The YMCA is always hosting events for the youth in this neighborhood... the YMCA also has an after school and summer program"
    9
    Flag
  • Paul L.
    "great friendly neighborhood great neighbors safe and quiet. well maintained yards and people help each other "
    2
    Flag
  • Jessica D.
    "I love this neighborhood but the houses here are made with pretty cheap material I wish I could live here"
    0
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  • Marcelino W.
    "I lived in this area before for a few years and I absolutely loved it. The people are friendly and it is a good place to raise a family. "
    0
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  • Meg
    "The people are sociable and family oriented. Its a safe neighborhood. I moved here and I wouldn't have chosen anywhere else"
    5
    Flag
  • Mary W
    "Neighbors look out for each other. Children can play all day without worry or incident. Very calm and family oriented neighborhood. "
    5
    Flag
  • Michael A.
    "We've lived here for 19 years. Very nice, quiet, close to shopping. Neighbors are good, all different cultures and ages. "
    8
    Flag
  • Shelby B.
    "That our children are safe and that there are safe places where they can go to the neighborhood enjoy themselves."
    7
    Flag
  • Natalia P.
    "It’s easy to get into Charlotte and the surrounding areas from Monroe. We are close to 485 so highway access is easy. "
    5
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  • Jagabry03
    "my neighborhood does not have access to public transportation. I have older neighbors that are pretty nice and great citizens. I feel safe in my neighborhood and think we look out for one another, if out of town."
    1
    Flag
  • Morganhollow
    "20 min to New Town. Leave at 5am. Roads are free of traffic delays. Back home at 9:30. Leave again ar 1:00."
    0
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  • Tedwards52
    "It’s quieter than most neighborhoods, and there’s a wide variety of people here including children, the elderly, and wonderful people from the LGBTQ+ community. Everyone is friendly!"
    2
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  • Angelek H.
    "There is nothing unique about my neighborhood. it looks the same as all the new neighborhoods that are being built."
    0
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  • Kendramrtn
    "Awesome family neighborhood we have been a part of for five years! Cannot stand the thought of leaving. Very safe!"
    2
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Apartments for Rent

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Homes for sale near 109 Carter Rd

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Off Market Homes Near 109 Carter Rd

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Based on information submitted to the MLS GRID as of 2026-06-02 16:48:24 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information

Homes for rent near 109 Carter Rd

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109 Carter Rd, Monroe, NC 28110 is a 4 bedroom, 2 bathroom, 1,972 sqft single-family home built in 1962. This property is not currently available for sale. 109 Carter Rd was last sold on Dec 16, 2025 for $383,500 (4% lower than the asking price of $400,000). The current Trulia Estimate for 109 Carter Rd is $392,500.