108 IRWIN STREET E, Safety Harbor, FL 34695
Property image
Property image
FOR SALE
NEW CONSTRUCTION
3D VIEW
0.25 ACRES

108 IRWIN STREET E
Safety Harbor, FL 34695

  • 3 Beds
  • 3 Baths
  • 2,634 sqft (on 0.25 acres)

$1,299,000

Original price: $1,349,000
Est. Mortgage $8,692/mo*
Get Pre-Qualified

$1,299,000

Original price: $1,349,000
Est. Mortgage $8,692/mo*
Get Pre-Qualified
3 Beds
3 Baths
2,634 sqft
(on 0.25 acres)

Home Highlights

Parking
3 Car Garage
HOA
None
Price/Sqft
$493
Listed
147 days ago
Climate Control
Central, Electric & Central Air

Local Information

  • Map ViewExplore the area around 108 IRWIN STREET E.
  • Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Virtually Staged. BRAND-NEW MODERN COASTAL HOME IN SAFETY HARBOR offering 3 spacious bedrooms plus an approximately 17’ x 10’ FLEX ROOM/OFFICE/BEDROOM, 3 full bathrooms, an oversized 3-car garage, and 2,634 sq ft of thoughtfully designed single-story living space on a rare quarter-acre homesite in Flood Zone X with NO HOA. Located near Downtown Safety Harbor and walking distance of Philippe Park, this move-in-ready custom home combines luxury finishes, exceptional construction, flexible living, and the low-maintenance advantages of owning a brand-new home. A brand-new home offers something an updated older home cannot—the entire structure is designed and built as one complete system to today’s Florida standards. Construction features include reinforced concrete block construction, integrated EPS insulation, reinforced concrete lintels, a reinforced stem-wall foundation, impact-rated hurricane windows, fiberglass exterior doors built to current Florida wind-load codes, Timberline HDZ architectural shingles with a peel-and-stick waterproof membrane, R-38 attic insulation, and a built-in in-wall pest control system. Hurricane protection, energy-efficient materials, modern construction standards, and all-new systems provide lasting value, lower maintenance, and peace of mind from day one. Inside, 10-foot ceilings, abundant natural light, porcelain tile flooring, designer lighting, and an expansive open-concept great room create a bright, easy living environment. The split floor plan provides privacy, while the dedicated flex room offers additional space for an executive home office, den, fitness studio, media room, playroom, nursery, hobby room, or guest space. The gourmet kitchen is the centerpiece of the home, featuring handcrafted solid-wood cabinetry, a large Cambria quartz island, full-height Cambria quartz backsplash, premium stainless-steel appliances, a spacious walk-in pantry, and an oversized laundry room. The kitchen flows seamlessly into the dining and great room areas, creating an inviting space for everyday living and entertaining. The approximately 17’ x 17’ primary suite is a private retreat featuring two oversized custom walk-in closets, dual vanities, and a designer walk-in shower. Two additional bedrooms and full bathrooms provide comfortable accommodations and privacy for family or guests. Outdoor living extends to an impressive 49-foot covered lanai, already equipped with a TV connection and water access for a future outdoor kitchen. It overlooks professionally designed new landscaping with a full irrigation system and newly installed privacy fencing and gates. The backyard offers plenty of room for a custom pool, with pool renderings available upon request. The oversized 3-car garage features 18’ x 8’ and 10’ x 8’ garage doors, providing exceptional space for multiple vehicles, oversized SUVs, a golf cart, recreational equipment, workshop space, or additional storage. The attached survey shows a finished floor elevation of 30.68 feet, and the property is located in FEMA Flood Zone X, offering potential insurance benefits. A rare opportunity to own a brand-new, move-in-ready custom home in Safety Harbor where premium finishes, strong construction, thoughtful design, generous indoor and outdoor living spaces, and low-maintenance ownership come together in one exceptional property.
Last check for updates: about 5 hours ago
Listing Provided by: Emiliya Cogdill, (813) 777-4527
BUSINESS & REALTY CONSULTING OF FLORIDA, (813) 777-4527
Originating MLS: Suncoast Tampa
Source: Stellar MLS, MLS#TB8491819
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Home Details for 108 IRWIN STREET E

Interior Features

Interior Details
Number of Rooms: 11Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Primary Bathroom, Bathroom 2, Bathroom 3, Balcony Porch Lanai, Great Room, Kitchen, Laundry
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2634 Square Feet
Appliances & Utilities
Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Water ConnectedAppliances: Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range Hood, Refrigerator, Water Filtration SystemDishwasherDisposalLaundry: Electric Dryer Hookup,Inside,Laundry Room,Washer HookupMicrowaveRefrigerator
Heating & Cooling
Heating: Central,ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Porcelain Tile, Tile
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Porcelain Tile, Tile
View
No View

Exterior Features

Exterior Home Features
Roof: ShingleExterior: Irrigation System, Lighting, Private Mailbox, Private YardFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3No CarportHas a GarageHas an Attached GarageParking Spaces: 3Parking: Garage Attached
Frontage
Road Surface Type: ConcreteNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 145Days on Market: 147

Property Information

Year Built
Year Built: 2026
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Block, StuccoIs a New ConstructionNo Additional Parcels
Property Information
Condition: CompletedParcel Number: 342816950940030090

Price & Status

Price
List Price: $1,299,000Price Per Sqft: $493

Active Status

MLS Status: Active

Media

Location

Direction & Address
City: SAFETY HARBORCommunity: WATER VIEW HEIGHTS
School Information
Elementary School: Safety Harbor Elementary-PNJr High / Middle School: Safety Harbor Middle-PNHigh School: Countryside High-PN

Agent Information

Listing Agent
Listing ID: TB8491819

Building

Building Area
Building Area: 3962 Square Feet

Community

Not Senior Community

HOA

Association for this Listing: Suncoast TampaNo HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 10820 sqft

Listing Info

Special Conditions: None

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: TB8491819Showing Requirements: Appointment Only, Call Listing AgentUniversal Property Id: US-12103-N-342816950940030090-R-N

Around this home

What Locals Say about Safety Harbor

At least 119 Trulia users voted on each feature.

  • 93 % Say it's dog friendly

  • 91 % Say people would walk alone at night

  • 90 % Say there are sidewalks

  • 87 % Say yards are well-kept

  • 82 % Say car is needed

  • 82 % Say parking is easy

  • 81 % Say there's holiday spirit

  • 80 % Say it's quiet

  • 76 % Say streets are well-lit

  • 73 % Say they plan to stay for at least 5 years

  • 67 % Say kids play outside

  • 62 % Say neighbors are friendly

  • 60 % Say it's walkable to restaurants

  • 56 % Say there's wildlife

  • 45 % Say there are community events

  • 26 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • 8g4v8r5mv9
    "Great place to live been here 5 years safe and well maintained. Family orientated, Main Street is a great little city to eat and feel welcomed with, it is a great pick and fit for people to love I would recommend it to anyone. Allot of people own animals and look out for each other. Churches park fishing and restaurants, shops down town. "
    0
    Flag
  • Jayembee09
    "Excellent, safe community where the neighbors know each other and are friendly. A park is nearby, and a bike right away is Tampa Bay and another beautiful park. High and dry for hurricanes too!"
    0
    Flag
  • Ken Peterson
    "Beautiful and Clean Neighborhood. Mixed family environment and close to the middle school. We are so glad we bought here. Low HOA fees bit well maintained"
    0
    Flag
  • Jayembee09
    "I live in an area that is central to so many areas. I work from home so I don’t need to commute. However, it’s easy to get to Tampa airport from here, and easy to have access to other towns like Dunedin."
    0
    Flag
  • Jayembee09
    "This is a wonderful and safe neighborhood. A great place to grow up. Neighbors become friends. And there’s even a park nearby with slides, swings, and a soccer field!"
    0
    Flag
  • Bshs9j979f
    "Lived here 10 years and love it. Great location, great neighbors and great community. Lots of trees and parks."
    1
    Flag
  • Fabiola
    "Safety Harbor is a place where you can raise your children. There are parks, a libary, a wellness center. it is a small community, very pretty. things are close"
    4
    Flag
  • Brian D.
    "My wife and I work from home. We are 20 minutes from two airports and 30 minutes from two nice mid-sized city downtowns. "
    4
    Flag
  • Brittany D.
    "Safety Harbor has that small town charm and beautiful views of the bay. They have 3rd Friday every month which has music, merchant vendors, and food. They also have a Sunday Market on Main Street and a lot of other festivals throughout the year. "
    8
    Flag
  • Lucy L.
    "I love safety harbor! It’s quiet and safe. And my kids love it here. It is easy to get to where ever i need to go, close to my kids school. Far from work but worth the trip. "
    0
    Flag
  • Julie M.
    "Very friendly neighborhood. Lots of good restaurants and breweries. Able to walk to shopping areas and sit outside. "
    0
    Flag
  • Megwoodrow
    "Very safe, decent schools, great parks, lots of outdoor activities and events. We love safety harbor! "
    0
    Flag
  • Shawn
    "Every 3rd Friday the Main Street downtown has live music & artists display their work. Lots of food and drink. Great for families & a wonderful way to meet all the neighbors. It’s pet friendly also."
    1
    Flag
  • Missyworms
    "Shhh! It’s a secret. Great little town close to airports, beaches, shopping, hospitals. Great parks’s, community center, library, small town parades and lists of events."
    0
    Flag
  • Julie Krueger
    "Great little neighborhood where we all wave to each other and take care of our neighbors. If there is a car in front of the house my neighbors will call me."
    2
    Flag
  • Larissa H.
    "3rd Friday music series is the best! Neighbors are super friendly. Super cute boutique shops and local owned restaurants. Great place for families with children and dogs."
    1
    Flag
  • Lorelei W.
    "Centrally located, close to shopping, entertainment, parks, and recreation. Slight congestion during peak traffic hours due to smaller roadways."
    2
    Flag
  • Camille M. C.
    "Just moved here but fell in love with this town. It has small town charm and lots of activities. I love the artsy feel and small town charm but being centrally located to the Gulf, the Bay, the airport and larger cities. "
    2
    Flag
  • Moc66530
    "We have street fairs mostly every weekend, community events for kids and adults, it’s very safe, education is great,bike rides every day very green place it’s just the place you have always dream of leaving very friendly neighborhood "
    1
    Flag

Market trends in Safety Harbor

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$503K
$30.42KMoM
Sale-to-List Price
98.1%
Price per sq ft
$295
$2MoM
Available listings
86
3MoM

Home Value

Trulia Estimate
$1.28M
Since last month
Decreased$86K (-6.3%)
Since last year
Decreased$231K (-15.3%)
Since last sale
Increased$1M (+365.6%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value decreased by -15% in the last 10 years
MonthEstimated value
2026
August 2026$1.28M
July 2026$1.37M
June 2026$1.41M
May 2026$1.46M
April 2026$1.51M

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
55 MELROSE DRIVE, Safety Harbor, FL
0.26
Single-Family Home
$315,000
08/07/26
4
3
1,706
2115 PHILIPPE PARKWAY, Safety Harbor, FL
0.23
Single-Family Home
$510,000
07/02/26
3
3
1,380
40 IRWIN STREET W, Safety Harbor, FL
0.09
Single-Family Home
$450,000
10/10/25
3
2
1,136
50 IRWIN STREET W, Safety Harbor, FL
0.10
Single-Family Home
$427,000
11/07/25
3
2
1,049
1414 CADHAY COURT, Safety Harbor, FL
0.19
Single-Family Home
$253,000
05/22/26
3
2
1,445
1224 WILLOWICK CIRCLE, Safety Harbor, FL
0.23
Single-Family Home
$815,500
07/13/26
3
2
1,930
1211 WILLOWICK CIRCLE, Safety Harbor, FL
0.33
Single-Family Home
$783,500
06/18/26
3
2
2,238
1907 BAYSHORE COURT, Safety Harbor, FL
0.08
Single-Family Home
$430,000
02/27/26
2
2
1,235
44 RIDGECROFT LANE, Safety Harbor, FL
0.31
Single-Family Home
$710,000
03/25/26
3
2
2,146

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
309 PLYMOUTH STREET, Safety Harbor, FL 34695
0.02
$314,200
3
2
1,313
Off Market
313 PLYMOUTH STREET, Safety Harbor, FL 34695
0.03
$286,900
2
1
939
Off Market
337 PLYMOUTH STREET, Safety Harbor, FL 34695
0.06
$300,000
2
1
939
Recently Sold
0 IRWIN STREET E LOT 8-12, Safety Harbor, FL 34695
0.03
-
-
-
-
Off Market
349 PLYMOUTH STREET, Safety Harbor, FL 34695
0.07
$317,000
2
2
1,013
Recently Sold
301 KENT PLACE, Safety Harbor, FL 34695
0.06
$281,300
2
1
939
Off Market
119 IRWIN, Safety Harbor, FL 34695
0.07
$426,100
3
2
1,305
Off Market
208 LIGHTHOUSE COURT, Safety Harbor, FL 34695
0.08
$439,900
3
2.5
1,505
Recently Sold
284 KENT PLACE, Safety Harbor, FL 34695
0.09
$205,700
1
1
703
Off Market
280 KENT PLACE, Safety Harbor, FL 34695
0.09
$290,000
2
2
1,013
Recently Sold
1901 BAYSHORE COURT, Safety Harbor, FL 34695
0.08
$471,500
2
2
1,505
Off Market

Price and Tax history

DateEventPrice
Aug 19, 2026
Source: Stellar MLS #TB8491819
PriceChange
$1,299,000
Price decreased by 4%
Aug 2, 2026
Source: Stellar MLS #TB8491819
PriceChange
$1,349,000
Price decreased by 4%
Jul 13, 2026
Source: Stellar MLS #TB8491819
PriceChange
$1,399,000
Price decreased by 3%
Jun 2, 2026
Source: Stellar MLS #TB8491819
PriceChange
$1,449,000
Price decreased by 3%
May 11, 2026
Source: Stellar MLS #TB8491819
PriceChange
$1,499,000
Price decreased by 3%

LGBTQ Local Legal Protections

Emiliya Cogdill, BUSINESS & REALTY CONSULTING OF FLORIDA, (813) 777-4527
Agent Phone: (813) 777-4527

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Frequently asked questions about 108 IRWIN STREET E

  • What is the estimated monthly payment for 108 IRWIN STREET E?
    Based on a $1,299,000 list price with 20% down at today's rates, the estimated monthly payment for 108 IRWIN STREET E in Safety Harbor, FL is approximately $8,798 (about $6,764 principal & interest, $1,959 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 108 IRWIN STREET E compare to homes in Safety Harbor?
    108 IRWIN STREET E in Safety Harbor, FL is listed at $1,299,000, about 158% above the $503K median sale price in Safety Harbor.
  • What do residents say about Safety Harbor?
    Residents describe Safety Harbor, FL as dog-friendly, pedestrian-friendly, and well-kept. See homes for sale in Safety Harbor, FL.
  • What are the closest schools to 108 IRWIN STREET E?
    The closest schools to 108 IRWIN STREET E in Safety Harbor, FL are Countryside High School (Pre-K, rated 5/10), Safety Harbor Elementary School (Pre-K, rated 10/10), Safety Harbor Middle School (rated 6/10).
  • Does 108 IRWIN STREET E have air conditioning?
    Yes, 108 IRWIN STREET E in Safety Harbor, FL has air conditioning.
  • Does 108 IRWIN STREET E have laundry facilities?
    Yes, 108 IRWIN STREET E in Safety Harbor, FL has laundry facilities.
108 IRWIN STREET E, Safety Harbor, FL 34695 is a 3 bedroom, 3 bathroom, 2,634 sqft single-family home built in 2026. This property is currently available for sale and was listed by Stellar MLS on Mar 30, 2026. The MLS # for this home is MLS# TB8491819.