108 IRWIN STREET E, Safety Harbor, FL 34695
Property image
Property image
FOR SALE
OPEN SAT, 1:30-3:30PM
NEW CONSTRUCTION
3D VIEW
0.25 ACRES

$1,299,000

Original price: $1,349,000
  • 3 Beds
  • 3 Baths
  • 2,634 sqft (on 0.25 acres)

108 IRWIN STREET E, Safety Harbor, FL 34695

Est. Mortgage $8,637/mo*
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Home Highlights

Parking
3 Car Garage
HOA
None
Price/Sqft
$493
Listed
149 days ago
Climate Control
Central, Electric & Central Air

Local Information

  • Map ViewExplore the area around 108 IRWIN STREET E.
  • Schools2 Preschool Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Virtually Staged. WITH AN ACCEPTABLE TERMS, SELLER IS OFFERING UP TO $25,000 BUYER CREDIT AT CLOSING — an exceptional opportunity to use toward allowable closing costs, financing options, or personalizing this brand-new Safety Harbor home to fit your lifestyle. Discover modern Florida living in the heart of Safety Harbor, where quality new construction, an open-concept design, and a thoughtfully planned split-bedroom floor plan come together on a rare quarter-acre homesite with NO HOA and Flood Zone X. Designed for modern living, this single-story home offers 3 bedrooms, 3 full baths, a private flex retreat/office, an executive primary suite, and an oversized 3-car garage. The split floor plan creates privacy between the primary suite and secondary bedrooms while keeping the kitchen, dining, and living spaces open, bright, and connected. At the center of the home is a modern kitchen designed for both everyday living and entertaining, featuring Cambria quartz surfaces, solid-wood cabinetry, premium stainless-steel appliances, a generous island, full-height quartz backsplash, and walk-in pantry. Ten-foot ceilings, designer lighting, and porcelain tile throughout create a clean, modern aesthetic look with easy Florida living in mind. The executive primary suite is positioned as its own private retreat, with a spacious bedroom, two custom walk-in closets, dual vanities, and a beautifully finished walk-in shower. Nearby, a separate flex room adds the versatility today’s buyers are looking for — ideal for a private executive home office, fitness or wellness room, nursery, sitting room, hobby space, or quiet personal retreat. Outdoor living is equally impressive. A massive approximately 400-square-foot raised covered lanai extends the living space outdoors and overlooks the large fenced backyard. There is plenty of room to design a future pool and outdoor oasis, while water and gas rough-ins are already in place for a future outdoor kitchen, along with a TV connection for the lanai. The home was built with long-term quality and Florida conditions in mind, including reinforced concrete-block construction, impact-rated hurricane windows, stem-wall foundation, peel-and-stick roofing underlayment, R-38 attic insulation, fiberglass exterior doors, and an in-wall pest-control system. Professional landscaping, irrigation, and a fenced yard with gate complete the property. Whether you’re looking for space to work from home, room to grow, easy single-story living, or simply a modern home close to the shopping and amenities of Safety Harbor, this floor plan provides flexibility without sacrificing privacy or entertaining space. Just minutes from Downtown Safety Harbor, the waterfront, marina, Philippe Park, restaurants, shopping, and entertainment, this home combines a desirable location with features increasingly difficult to find together: Brand-new construction. Modern open concept. Split-bedroom floor plan. Executive primary suite. Flexible home-office space. Quarter-acre homesite. Approximately 400 SF raised covered lanai. Flood Zone X. No HOA. Oversized 3-car garage. Room for a pool. A rare opportunity to enjoy a newly built Safety Harbor home with modern design, substantial indoor and outdoor living space, quality construction, privacy, and the flexibility to make it distinctly your own.
Last check for updates: about 4 hours ago
Listing Provided by: Emiliya Cogdill, (813) 777-4527
BUSINESS & REALTY CONSULTING OF FLORIDA, (813) 777-4527
Originating MLS: Suncoast Tampa
Source: Stellar MLS, MLS#TB8491819
Also Listed on Stellar MLS.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website.
Listing Information presented by local MLS brokerage: Zillow, Inc - (407) 904-3511

Open House

Saturday, August 29
1:30 PM to 3:30 PM

Home Details for 108 IRWIN STREET E

Interior Features

Interior Details
Number of Rooms: 11Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Primary Bathroom, Bathroom 2, Bathroom 3, Balcony Porch Lanai, Great Room, Kitchen, Laundry
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 3
Dimensions and Layout
Living Area: 2634 Square Feet
Appliances & Utilities
Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Water ConnectedAppliances: Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range Hood, Refrigerator, Water Filtration SystemDishwasherDisposalLaundry: Electric Dryer Hookup,Inside,Laundry Room,Washer HookupMicrowaveRefrigerator
Heating & Cooling
Heating: Central,ElectricHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Central
Fireplace & Spa
No Fireplace
Gas & Electric
Has Electric on Property
Windows, Doors, Floors & Walls
Flooring: Porcelain Tile, Tile
Levels, Entrance, & Accessibility
Stories: 1Levels: OneFloors: Porcelain Tile, Tile
View
No View

Exterior Features

Exterior Home Features
Roof: ShingleExterior: Irrigation System, Lighting, Private Mailbox, Private YardFoundation: SlabNo Private Pool
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3No CarportHas a GarageHas an Attached GarageParking Spaces: 3Parking: Garage Attached
Frontage
Road Surface Type: ConcreteNot on Waterfront
Water & Sewer
Sewer: Public Sewer

Days on Market

Cumulative Days on Market: 149Days on Market: 149

Property Information

Year Built
Year Built: 2026
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Block, StuccoIs a New ConstructionNo Additional Parcels
Property Information
Condition: CompletedParcel Number: 342816950940030090

Price & Status

Price
List Price: $1,299,000Price Per Sqft: $493

Active Status

MLS Status: Active

Location

Direction & Address
City: SAFETY HARBORCommunity: WATER VIEW HEIGHTS
School Information
Elementary School: Safety Harbor Elementary-PNJr High / Middle School: Safety Harbor Middle-PNHigh School: Countryside High-PN

Agent Information

Listing Agent
Listing ID: TB8491819

Building

Building Area
Building Area: 3962 Square Feet

Community

Not Senior Community

HOA

Association for this Listing: Suncoast TampaNo HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 10820 sqft

Listing Info

Special Conditions: None

Business

Business Information
Ownership: Fee Simple

Miscellaneous

Mls Number: TB8491819Showing Requirements: Appointment Only, Call Listing AgentUniversal Property Id: US-12103-N-342816950940030090-R-N

What Locals Say about Safety Harbor

At least 119 Trulia users voted on each feature.
  • 93 % Say it's dog friendly

  • 91 % Say people would walk alone at night

  • 90 % Say there are sidewalks

  • 87 % Say yards are well-kept

  • 82 % Say car is needed

  • 82 % Say parking is easy

  • 81 % Say there's holiday spirit

  • 80 % Say it's quiet

  • 76 % Say streets are well-lit

  • 73 % Say they plan to stay for at least 5 years

  • 67 % Say kids play outside

  • 62 % Say neighbors are friendly

  • 60 % Say it's walkable to restaurants

  • 56 % Say there's wildlife

  • 45 % Say there are community events

  • 26 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • 8g4v8r5mv9
    "Great place to live been here 5 years safe and well maintained. Family orientated, Main Street is a great little city to eat and feel welcomed with, it is a great pick and fit for people to love I would recommend it to anyone. Allot of people own animals and look out for each other. Churches park fishing and restaurants, shops down town. "
  • Jayembee09
    "Excellent, safe community where the neighbors know each other and are friendly. A park is nearby, and a bike right away is Tampa Bay and another beautiful park. High and dry for hurricanes too!"
  • Ken Peterson
    "Beautiful and Clean Neighborhood. Mixed family environment and close to the middle school. We are so glad we bought here. Low HOA fees bit well maintained"
  • Jayembee09
    "I live in an area that is central to so many areas. I work from home so I don’t need to commute. However, it’s easy to get to Tampa airport from here, and easy to have access to other towns like Dunedin."
  • Jayembee09
    "This is a wonderful and safe neighborhood. A great place to grow up. Neighbors become friends. And there’s even a park nearby with slides, swings, and a soccer field!"
  • Bshs9j979f
    "Lived here 10 years and love it. Great location, great neighbors and great community. Lots of trees and parks."
  • Fabiola
    "Safety Harbor is a place where you can raise your children. There are parks, a libary, a wellness center. it is a small community, very pretty. things are close"
  • Brian D.
    "My wife and I work from home. We are 20 minutes from two airports and 30 minutes from two nice mid-sized city downtowns. "
  • Brittany D.
    "Safety Harbor has that small town charm and beautiful views of the bay. They have 3rd Friday every month which has music, merchant vendors, and food. They also have a Sunday Market on Main Street and a lot of other festivals throughout the year. "
  • Lucy L.
    "I love safety harbor! It’s quiet and safe. And my kids love it here. It is easy to get to where ever i need to go, close to my kids school. Far from work but worth the trip. "
  • Julie M.
    "Very friendly neighborhood. Lots of good restaurants and breweries. Able to walk to shopping areas and sit outside. "
  • Megwoodrow
    "Very safe, decent schools, great parks, lots of outdoor activities and events. We love safety harbor! "
  • Shawn
    "Every 3rd Friday the Main Street downtown has live music & artists display their work. Lots of food and drink. Great for families & a wonderful way to meet all the neighbors. It’s pet friendly also."
  • Missyworms
    "Shhh! It’s a secret. Great little town close to airports, beaches, shopping, hospitals. Great parks’s, community center, library, small town parades and lists of events."
  • Julie Krueger
    "Great little neighborhood where we all wave to each other and take care of our neighbors. If there is a car in front of the house my neighbors will call me."
  • Larissa H.
    "3rd Friday music series is the best! Neighbors are super friendly. Super cute boutique shops and local owned restaurants. Great place for families with children and dogs."
  • Lorelei W.
    "Centrally located, close to shopping, entertainment, parks, and recreation. Slight congestion during peak traffic hours due to smaller roadways."
  • Camille M. C.
    "Just moved here but fell in love with this town. It has small town charm and lots of activities. I love the artsy feel and small town charm but being centrally located to the Gulf, the Bay, the airport and larger cities. "
  • Moc66530
    "We have street fairs mostly every weekend, community events for kids and adults, it’s very safe, education is great,bike rides every day very green place it’s just the place you have always dream of leaving very friendly neighborhood "

Market trends in Safety Harbor

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$503K
$30.42K
MoM
Sale-to-List Price
98.1%
Price per sq ft
$295
$2
MoM
Available listings
86
3
MoM

Home Value

Trulia Estimate
$1.28M
Since last month
Decreased$88K (-6.4%)
Since last year
Decreased$232K (-15.4%)
Since last sale
Increased$1M (+365%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value decreased by -15% in the last 10 years
MonthEstimated value
2026
August 2026$1.28M
July 2026$1.37M
June 2026$1.41M
May 2026$1.46M
April 2026$1.51M

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.26
Single-Family Home
$315,000
08/07/26
4
3
1,706
0.23
Single-Family Home
$510,000
07/02/26
3
3
1,380
0.09
Single-Family Home
$450,000
10/10/25
3
2
1,136
0.10
Single-Family Home
$427,000
11/07/25
3
2
1,049
0.19
Single-Family Home
$253,000
05/22/26
3
2
1,445
0.23
Single-Family Home
$815,500
07/13/26
3
2
1,930
0.33
Single-Family Home
$783,500
06/18/26
3
2
2,238
0.08
Single-Family Home
$430,000
02/27/26
2
2
1,235
0.31
Single-Family Home
$710,000
03/25/26
3
2
2,146

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.02
-
3
2
1,313
Off Market
0.03
$286,900
2
1
939
Off Market
0.06
$300,000
2
1
939
Recently Sold
0.03
-
-
-
-
Off Market
0.07
$317,000
2
2
1,013
Recently Sold
0.06
$283,200
2
1
939
Off Market
0.07
$426,100
3
2
1,305
Off Market
0.08
$439,900
3
2.5
1,505
Recently Sold
0.09
-
1
1
703
Off Market
0.09
$290,000
2
2
1,013
Recently Sold
0.08
$473,500
2
2
1,505
Off Market

Price and Tax history

DateEventPrice
Aug 19, 2026
Source: Stellar MLS #TB8491819
PriceChange
$1,299,000
Price decreased by 4%
Aug 2, 2026
Source: Stellar MLS #TB8491819
PriceChange
$1,349,000
Price decreased by 4%
Jul 13, 2026
Source: Stellar MLS #TB8491819
PriceChange
$1,399,000
Price decreased by 3%
Jun 2, 2026
Source: Stellar MLS #TB8491819
PriceChange
$1,449,000
Price decreased by 3%
May 11, 2026
Source: Stellar MLS #TB8491819
PriceChange
$1,499,000
Price decreased by 3%

LGBTQ Local Legal Protections

Emiliya Cogdill, BUSINESS & REALTY CONSULTING OF FLORIDA, (813) 777-4527
Agent Phone: (813) 777-4527

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Frequently asked questions about 108 IRWIN STREET E

  • What is the estimated monthly payment for 108 IRWIN STREET E?
    Based on a $1,299,000 list price with 20% down at today's rates, the estimated monthly payment for 108 IRWIN STREET E in Safety Harbor, FL is approximately $8,742 (about $6,708 principal & interest, $1,959 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 108 IRWIN STREET E compare to homes in Safety Harbor?
    108 IRWIN STREET E in Safety Harbor, FL is listed at $1,299,000, about 158% above the $503K median sale price in Safety Harbor.
  • What do residents say about Safety Harbor?
    Residents describe Safety Harbor, FL as dog-friendly, pedestrian-friendly, and well-kept. See homes for sale in Safety Harbor, FL.
  • What are the closest schools to 108 IRWIN STREET E?
    The closest schools to 108 IRWIN STREET E in Safety Harbor, FL are Countryside High School (Pre-K, rated 5/10), Safety Harbor Elementary School (Pre-K, rated 10/10), Safety Harbor Middle School (rated 6/10).
  • Does 108 IRWIN STREET E have air conditioning?
    Yes, 108 IRWIN STREET E in Safety Harbor, FL has air conditioning.
  • Does 108 IRWIN STREET E have laundry facilities?
    Yes, 108 IRWIN STREET E in Safety Harbor, FL has laundry facilities.
108 IRWIN STREET E, Safety Harbor, FL 34695 is a 3 bedroom, 3 bathroom, 2,634 sqft single-family home built in 2026. This property is currently available for sale and was listed by Stellar MLS on Mar 30, 2026. The MLS # for this home is MLS# TB8491819.