10520 E  28th Ter S, Independence, MO 64052
Property image
Property image
FOR SALE
0.48 ACRES

10520 E 28th Ter S
Independence, MO 64052

Rock Creek
  • 3 Beds
  • 2 Baths
  • 1,758 sqft (on 0.48 acres)

$215,000

Original price: $225,000
Est. Mortgage $1,381/mo*

$215,000

Original price: $225,000
Est. Mortgage $1,381/mo*
3 Beds
2 Baths
1,758 sqft
(on 0.48 acres)
We estimate this home will sell faster than 81% nearby.

Home Highlights

Climate Control
Heating & Cooling
HOA
None
Price/Sqft
$122
Listed
46 days ago

Local Information

  • Map ViewExplore the area around 10520 E 28th Ter S.
  • Schools1 Preschool School1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

MOVE-IN READY. This ranch style home has LARGE MASTER BEDROOM W/PRIVATE MASTER BATHROOM. 2 fireplaces . Large eat in kitchen area walks out to OVERSIZED DECK and LARGE FENCED BACK YARD, Walking distance to middle school.
Seller replaced roof all windows and HVAC 13 years ago. Energy saving.
Back yard has double gate and shed.
We estimate this home will sell faster than 81% nearby.

Home Details for 10520 E 28th Ter S

Active Status

MLS Status: Active

Interior Features

Interior Details
Basement: Full,Walk-Out AccessNumber of Rooms: 7Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Master Bathroom, Bathroom 2, Kitchen, Living Room
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 2Number of Bathrooms (full): 2
Dimensions and Layout
Living Area: 1758 Square Feet
Appliances & Utilities
Laundry: In Basement
Heating & Cooling
Heating: Forced AirHas CoolingAir Conditioning: ElectricHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 2Fireplace: Living RoomHas a Fireplace

Exterior Features

Exterior Home Features
Roof: CompositionFencing: MetalNo Private Pool
Parking & Garage
No CarportNo GarageNo Attached GarageParking: Off Street
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1390Finished Area (below surface): 368

Days on Market

Days on Market: 46

Property Information

Year Built
Year Built: 1955
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building
Construction Materials: Brick Trim
Property Information
Parcel Number: 27720062900000000

Price & Status

Price
List Price: $215,000Price Per Sqft: $122

Location

Direction & Address
City: IndependenceCommunity: Rockwood Plaza
School Information
Elementary School: IndependenceJr High / Middle School: IndependenceHigh School: IndependenceHigh School District: Independence

Agent Information

Listing Agent
Listing ID: 2628673

Building

Building Area
Building Area: 1758 Square Feet

HOA

No HOAHOA Fee: No HOA Fee

Lot Information

Lot Area: 0.48 acres

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Private

Miscellaneous

BasementMls Number: 2628673Attribution Contact: 816-668-4136Above Grade Unfinished Area: 1390
Last check for updates: about 11 hours ago
Listing Provided by: Wei Reid, (816) 668-4136
Platinum Realty LLC
Source: Heartland MLS as distributed by MLS GRID, MLS#2628673

Market trends in Independence

Last updated July 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$229K
$6.67K
MoM
Sale-to-List Price
100.0%
Price per sq ft
$154
$4
MoM
Available listings
413
9
MoM

Price and Tax history

DateEventPrice
Aug 15, 2026
Source: Heartland MLS as distributed by MLS GRID #2628673
PriceChange
$215,000
Price decreased by 4%
Aug 6, 2026
Source: Heartland MLS as distributed by MLS GRID #2628673
PriceChange
$225,000
Price decreased by 4%
Jul 14, 2026
Source: Heartland MLS as distributed by MLS GRID #2628673
PriceChange
$235,000
Price decreased by 8%
Jul 2, 2026
Source: Heartland MLS as distributed by MLS GRID #2628673
Listed For Sale
$255,000
Jun 18, 2013
Source: Heartland MLS as distributed by MLS GRID #1831177
Sold
--

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Home Value

Trulia Estimate
$216K
Since last month
Decreased$20K (-8.5%)
Since last year
Increased$14K (+7%)
Since last sale
Increased$132K (+159.3%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by +166% in the last 10 years
MonthEstimated value
2026
August 2026$215K
July 2026$235K
June 2026$207K
May 2026$209K
April 2026$207K
March 2026$204K
February 2026$198K
January 2026$192K
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.16
Single-Family Home
-
11/12/25
3
1.5
1,754
0.31
Single-Family Home
-
03/25/26
3
2
2,100
0.19
Single-Family Home
-
09/26/25
3
2
1,659
0.27
Single-Family Home
-
04/29/26
3
2
1,296
0.49
Single-Family Home
-
10/22/25
3
1.5
1,508
0.29
Single-Family Home
-
03/24/26
3
2
1,517
0.57
Single-Family Home
-
10/17/25
3
2
1,592
0.62
Single-Family Home
-
01/15/26
3
2
1,395
0.52
Single-Family Home
-
07/27/26
3
2
1,114
0.22
Single-Family Home
-
02/27/26
2
2
1,121

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.02
$211,300
3
1.5
2,220
Off Market
0.05
$188,600
2
2
1,381
Off Market
0.08
$171,900
2
1
1,018
Off Market
0.07
$201,400
3
1.5
986
Off Market
0.11
$186,500
2
1
1,185
Off Market
0.09
$168,800
3
1
938
Off Market
0.07
$169,200
2
1
800
Off Market
0.10
$173,100
2
1.5
1,368
Off Market
0.10
-
3
1
1,140
Recently Sold
0.12
$214,900
3
2
1,548
Off Market
0.18
$177,100
2
1
1,316
Off Market

Neighborhood Overview

Neighborhood stats provided by third party data sources.

What Locals Say about Rock Creek

At least 35 Trulia users voted on each feature.
  • 85 % Say parking is easy

  • 79 % Say yards are well-kept

  • 75 % Say there's holiday spirit

  • 73 % Say car is needed

  • 63 % Say there's wildlife

  • 58 % Say kids play outside

  • 55 % Say it's dog friendly

  • 54 % Say they plan to stay for at least 5 years

  • 54 % Say it's walkable to grocery stores

  • 49 % Say it's quiet

  • 44 % Say people would walk alone at night

  • 42 % Say neighbors are friendly

  • 29 % Say streets are well-lit

  • 29 % Say it's walkable to restaurants

  • 28 % Say there are sidewalks

  • 15 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Trulia User
    "I'm sure they will like it it's really nice quiet we get along woth the neighbors everything is close by "
  • Pjm6162
    "its a good neighborhood and close to schoola.plus park is nearby.i enjoy this area. It is extremely convenient."
  • Wellwellwellic
    "Quiet neighborhood for the most part. There are still many people in the neighborhood who care well for their homes. It will only get better, as more nice people move into the area. "
  • Sam_m k.
    "the rate of growing crime and city negligence to tax payers money as well as the sound of sirens at LEAST once a day. don't forget the rising drug problem anyone can tell you first hand. Don't move here...dont do this to yourself. please. "

LGBTQ Local Legal Protections

Frequently asked questions about 10520 E 28th Ter S

  • What is the estimated monthly payment for 10520 E 28th Ter S?
    Based on a $215,000 list price with 20% down at today's rates, the estimated monthly payment for 10520 E 28th Ter S in Independence, MO is approximately $1,403 (about $1,117 principal & interest, $211 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • How does the list price for 10520 E 28th Ter S compare to homes in Independence?
    10520 E 28th Ter S in Independence, MO is listed at $215,000, about 6% below the $229K median sale price in Independence.
  • What do residents say about the Rock Creek neighborhood?
    Residents describe the Rock Creek neighborhood in Independence, MO as easy to park in, well-kept, and dog-friendly. Most residents say you need a car. See homes for sale in Rock Creek, Independence.
  • What are the closest schools to 10520 E 28th Ter S?
    The closest schools to 10520 E 28th Ter S in Independence, MO are Clifford H. Nowlin Middle School (rated 6/10), Three Trails Elementary School (Pre-K, rated 5/10), Van Horn High School (rated 3/10).
  • Does 10520 E 28th Ter S have air conditioning?
    Yes, 10520 E 28th Ter S in Independence, MO has air conditioning.
  • Does 10520 E 28th Ter S have laundry facilities?
    Yes, 10520 E 28th Ter S in Independence, MO has laundry facilities.
Wei Reid, Platinum Realty LLC
Agent Phone: (816) 668-4136
Based on information submitted to the MLS GRID as of 2026-08-17 16:43:00 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Prices displayed on all Sold listings are the Last Known Listing Price and may not be the actual selling price. Click here for more information
Listing Information presented by local MLS brokerage: Zillow, Inc., local REALTOR®- Terry York - (913) 213-6604
10520 E 28th Ter S, Independence, MO 64052 is a 3 bedroom, 2 bathroom, 1,758 sqft single-family home built in 1955. 10520 E 28th Ter S is located in Rock Creek, Independence. This property is currently available for sale and was listed by Heartland MLS as distributed by MLS GRID on Jul 2, 2026. The MLS # for this home is MLS# 2628673.