1044 Prospect St, Elgin, IL 60120
OFF MARKET

1044 Prospect St
Elgin, IL 60120

Northeastern Elgin
  • 2 Beds
  • 1 Bath
  • 1,200 sqft

$273,000

Trulia Estimate
as of May 20, 2026
Est. Refi. Payment $1,919/mo*
Refinance Your Home

$273,000

Trulia Estimate
as of May 20, 2026
Est. Refi. Payment $1,919/mo*
Refinance Your Home
2 Beds
1 Bath
1,200 sqft

Local Information

Map showing home location
© Google
-- mins to
Commute Destination

Description

CHARMING HOUSE ON A LARGE CORNER LOT JUST BLOCKS FROM THE SCENIC FOX RIVER IS WAITING FOR YOU TO CALL HOME~ COVERED FRONT DOOR ENTRY~SUNNY AND BRIGHT LIVING ROOM FEATURES LOTS OF WINDOWS & REAL HARDWOOD FLOORS ~ BEAUTIFUL BUILT IN CABINETS AROUND THE PICTURE WINDOW IS PERFECT FOR A DINING TABLE OR DESK ~ LARGE COAT CLOSET UPON THE ENTRY IS ADORABLE AND OFFERS LOTS OF STORAGE~ 2 BEDROOMS BOTH FEATURING HARDWOOD FLOORS ON THE 1ST LEVEL & LOTS OF NATURAL LIGHT ~HALLWAY WITH BUILT IN STORAGE~UPDATED KITCHEN WITH NEW SS APPLIANCES, 6 BURNER STOVE, DISHWASHER ,AND BUTCHER BLOCK COUNTERS~BASEMENT IS USEABLE & FEATURE FUNCTIONAL LAUNDRY SPACE WITH NEW WASHER & DRYER~NEW H2O HEATER~2 CAR GARAGE HAS LOTS OF ATTIC STORAGE~PRIVATE YARD IS LANDSCAPED AND HAS TONS OF POTENTIAL~JUST BLOCKS FROM THE BOAT LAUNCH AND WALKING PATHS THE NEIGHBORHOOD IS QUIET AND SCENIC AMONGST HISTORICAL PROPERTIES~MAKE THIS HOUSE YOUR HOME TODAY
This property is off market, which means it's not currently listed for sale or rent on Trulia. This may be different from what's available on other websites or public sources. This description is from October 22, 2025

Home Highlights

Parking
Garage
Outdoor
No Info
A/C
Heating & Cooling
HOA
None
Price/Sqft
No Info
Listed
180+ days ago

Home Details for 1044 Prospect St

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Partially Finished,PartialNumber of Rooms: 5Types of Rooms: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Dining Room, Family Room, Kitchen, Laundry, Living Room
Beds & Baths
Number of Bedrooms: 2Number of Bathrooms: 1Number of Bathrooms (full): 1
Dimensions and Layout
Living Area: 1200 Square Feet
Appliances & Utilities
Appliances: Double Oven, Dishwasher, Refrigerator, Washer, DryerDishwasherDryerRefrigeratorWasher
Heating & Cooling
Heating: Natural GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Natural Gas
Levels, Entrance, & Accessibility
Stories: 1Accessibility: No Disability Access

Exterior Features

Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Has a GarageNo Attached GarageParking Spaces: 2Parking: On Site,Garage Owned,Detached,Garage
Frontage
Not on Waterfront
Water & Sewer
Sewer: Public Sewer

Property Information

Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: Vinyl SidingNot a New ConstructionNo Additional Parcels
Property Information
Parcel Number: 0612106007

Price & Status

Price
List Price: $250,000
Status Change & Dates
Off Market Date: Thu Aug 29 2024Possession Timing: Close Of Escrow

Location

Direction & Address
City: Elgin
School Information
Elementary School: Coleman Elementary SchoolElementary School District: 46Jr High / Middle School: Larsen Middle SchoolJr High / Middle School District: 46High School: Elgin High SchoolHigh School District: 46

HOA

HOA Fee Includes: None

Lot Information

Lot Area: 9363 sqft

Listing Info

Special Conditions: Court Approval Required

Offer

Listing Terms: FHA

Business

Business Information
Ownership: Fee Simple

Miscellaneous

BasementMls Number: 12142903Back On Market Date: Fri Aug 30 2024
Last check for updates: about 8 hours ago
Listed by Melissa Bowers, (630) 253-0094
Realty Group Marino
Bought with: Gustavo Nieto, (630) 917-9146, Realty of Chicago LLC
Source: MRED as distributed by MLS GRID, MLS#12142903

Price History for 1044 Prospect St

DatePriceEventSource
10/03/2024$250,000Sold
MRED as distributed by MLS GRID #12142903
08/28/2024ListingRemovedMRED as distributed by MLS GRID #12142903
08/20/2024$250,000Listed For SaleMRED as distributed by MLS GRID #12142903
06/16/2024ListingRemovedMRED as distributed by MLS GRID #12082890
06/13/2024$240,000Listed For SaleMRED as distributed by MLS GRID #12082890
04/07/2021$174,700Sold
MRED as distributed by MLS GRID #10996443
03/02/2021$174,700PendingAgent Provided
02/26/2021$174,700PendingToActiveAgent Provided
02/21/2021$174,700PendingColdwell Banker Real Estate Group #10996443
02/17/2021$174,700Listed For SaleAgent Provided
07/02/2019$150,000Sold
N/A
05/15/2019$154,900PendingAgent Provided
05/10/2019$154,900PriceChange
Agent Provided
05/01/2019$159,900Listed For SaleAgent Provided
09/21/1995$88,500Sold
N/A
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Property Tax and Assessment

Year2024
Tax$3,732
Assessment$187,896
Home facts updated by county records

Comparable Sales for 1044 Prospect St

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
939 Prospect St, Elgin, IL
0.13
Single-Family Home
$300,000
12/30/25
4
1
1,300
1150 Cedar Ave, Elgin, IL
0.30
Single-Family Home
$295,042
04/24/26
2
1
873
1050 Bellevue Ave, Elgin, IL
0.35
Single-Family Home
$250,000
06/27/25
2
1
845
925 Prospect St, Elgin, IL
0.15
Single-Family Home
$251,000
05/23/25
3
2
1,471
1127 Bellevue Ave, Elgin, IL
0.39
Single-Family Home
$285,000
09/23/25
3
1
1,250
508 River Bluff Rd, Elgin, IL
0.52
Single-Family Home
$250,000
09/29/25
2
1
900
1127 Morton Ave, Elgin, IL
0.57
Single-Family Home
$315,000
04/20/26
2
1
1,060
851 N Grove Ave, Elgin, IL
0.41
Single-Family Home
$255,000
03/10/26
2
1
2,422
1014 Saint John St, Elgin, IL
0.09
Single-Family Home
$327,500
10/03/25
3
1.5
1,718

Assigned Schools

These are the assigned schools for 1044 Prospect St.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

Neighborhood Overview

Northeastern Elgin
See Local Highlights
Neighborhood stats provided by third party data sources.

What Locals Say about Northeastern Elgin

At least 27 Trulia users voted on each feature.

  • 97 % Say there are sidewalks

  • 84 % Say it's dog friendly

  • 77 % Say parking is easy

  • 77 % Say yards are well-kept

  • 76 % Say streets are well-lit

  • 74 % Say kids play outside

  • 70 % Say there's holiday spirit

  • 69 % Say car is needed

  • 65 % Say it's walkable to restaurants

  • 64 % Say people would walk alone at night

  • 59 % Say it's quiet

  • 56 % Say they plan to stay for at least 5 years

  • 55 % Say it's walkable to grocery stores

  • 53 % Say there's wildlife

  • 45 % Say neighbors are friendly

  • 35 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Maya S.
    "Many families with children. Parents help Watch all kids. Right on bus line. Close to I-90. Grocery stores are nearby and lots of parks for kids to play at. "
    7
    Flag
  • Tarantula.paul
    "There are no fences allowed for big dogs and, no open off leash spaces, but there are a couple on leash parks around."
    0
    Flag
  • Gavina777
    "Very family oriented, safe, and great neighbors. Easy access to route 90. Also, not a lot of traffic or cars on the street. "
    3
    Flag
  • Stormyjl
    "The street parking from other neighbors in front of our house was terrible! Too much noise and drama "
    1
    Flag
  • scruz
    "Live here. Quiet and friendly neighbors. Very clean area."
    1
    Flag
  • historicelgin
    "Everyone loves our neighborhood! We have an organized neighborhood association and many friendly neighbors who host weekly get togethers in the summer. Many neighbors are active in the community and are long time residents. Caring neighbors, historic homes, and true friendliness make this the neighborhood many people aspire to move to. The amenities include a community built play park at McKinley School, easy access to the bike path, close to downtown with wonderful ethnic restaurants, close to The Centre (Elgin's rec center), 10 minutes from Metra trains into Chicago, 5 minutes from a library that garnered the top national library award last year. "
    0
    Flag
  • Carlos R.
    "I have visit this area and stay around, so I recommend this area because is safe, Nice people, Good for families with kids, for couples and for any retiree"
    4
    Flag

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Apartments for Rent

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Homes for sale near 1044 Prospect St

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Off Market Homes Near 1044 Prospect St

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Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Click here for more information

Homes for rent near 1044 Prospect St

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1044 Prospect St, Elgin, IL 60120 is a 2 bedroom, 1 bathroom, 1,200 sqft single-family home. 1044 Prospect St is located in Northeastern Elgin, Elgin. This property is not currently available for sale. 1044 Prospect St was last sold on Oct 3, 2024 for $250,000 (0% higher than the asking price of $250,000). The current Trulia Estimate for 1044 Prospect St is $273,000.