104 River Oaks Dr, Cold Spring, MN 56320
SOLD
OCT 17, 2025

104 River Oaks Dr
Cold Spring, MN 56320

  • 3 Beds
  • 2.5 Baths
  • 2,530 sqft

$370,000

Last Sold: Oct 17, 2025
1% below list $375K
$146/sqft
Est. Refi. Payment $2,230/mo*
Refinance Your Home

$370,000

Last Sold: Oct 17, 2025
1% below list $375K
$146/sqft
Est. Refi. Payment $2,230/mo*
Refinance Your Home
3 Beds
2.5 Baths
2,530 sqft

Local Information

  • Map ViewExplore the area around 104 River Oaks Dr.
  • Schools1 Preschool School1 Elementary School2 Middle Schools1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
2001
Living Area
2,530 sqft
Price/Sqft
$146/sqft
Parking
2 Car Garage
HOA
$110/Monthly

About this House

Live on the Golf Course at River Oaks Villas! Welcome to carefree living at the River Oaks Villas, perfectly nestled along the scenic River Oaks Golf Club in historic Cold Spring. This spacious rambler offers over 2,500 finished square feet, featuring 3 bedrooms, 3 bathrooms, and a thoughtfully designed layout that’s sure to impress.

Enjoy the convenience of main-level living, including a large owner’s suite with a ¾ bath and an expansive 9’ x 8.5’ walk-in closet. An additional bedroom, half bath, and laundry are also located on the main floor—plus there’s another laundry hookup in the lower level for added flexibility.

The kitchen is outfitted with granite countertops and flows seamlessly into the bright dining and living areas, where large windows fill the space with natural light. Step outside to a generous 14’ x 12’ deck with serene views of the backyard and 14th tee box—perfect for your morning coffee or evening unwind.

The walk-out lower level boasts in-floor heating throughout, a spacious third bedroom with a large walk-in closet, and a full bathroom. You'll also find a wide open family room ideal for entertaining, opening to a 40’ x 12’ patio shaded by the deck above. A bonus room provides extra space for a home gym, craft studio, or whatever suits your lifestyle.

Recent updates include:
New roof (2024)
New water heater (2025)
New water softener (2024)
New garage door (2023)
All appliances, including washer/dryer, replaced between 2021–2022.

The low monthly HOA fee of $110 covers lawn care, snow removal, and exterior paint (every 5 years), giving you more time to enjoy everything this incredible golf course community has to offer.
This is your opportunity to live the good life at River Oaks Villas—schedule your private showing today!
104 River Oaks Dr, Cold Spring, MN 56320 is a 3 bedroom, 3 bathroom, 2,530 sqft single-family home built in 2001. It last sold for $370,000 on Oct 17, 2025 (1% below the $374,900 asking price). It is currently off market. The Trulia Estimate is $381,000, with a rent estimate of $2,333/month.

Home Details for 104 River Oaks Dr

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Finished,FullNumber of Rooms: 11Types of Rooms: Bedroom, Bedroom 2, Bedroom 3, Bonus Room, Deck, Dining Room, Family Room, Garage, Kitchen, Patio
Beds & Baths
Number of Bedrooms: 3Number of Bathrooms: 3Number of Bathrooms (full): 1Number of Bathrooms (three quarters): 1Number of Bathrooms (half): 1
Dimensions and Layout
Living Area: 2530 Square FeetFoundation Area: 1176
Appliances & Utilities
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener OwnedDishwasherDryerLaundry: Main LevelMicrowaveRefrigeratorWasher
Heating & Cooling
Heating: Forced Air,In-Floor HeatingHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 1Fireplace: GasHas a Fireplace
Gas & Electric
Electric: Circuit BreakersGas: Natural Gas
Levels, Entrance, & Accessibility
Stories: 1Levels: OneAccessibility: None
View
No View

Exterior Features

Exterior Home Features
Roof: Age 8 Years Or Less AsphaltPatio / Porch: Awning(s), Composite Decking, PatioFencing: None
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2Other Parking: Garage Dimensions (22x24), Garage Door Height (8), Garage Door Width (16)No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Attached,Concrete
Frontage
Road Frontage: City StreetResponsible for Road Maintenance: Public Maintained RoadNot on Waterfront
Water & Sewer
Sewer: City Sewer/Connected
Finished Area
Finished Area (above surface): 1428 Square FeetFinished Area (below surface): 1102 Square Feet

Days on Market

Cumulative Days on Market: 73

Property Information

Year Built
Year Built: 2001
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family Residence
Building
Construction Materials: FrameNot a New ConstructionNot Attached PropertyNo Additional Parcels
Property Information
Parcel Number: 48297030054

Price & Status

Price
List Price: $374,900Price Per Sqft: $146/sqft
Status Change & Dates
Off Market Date: Mon Sep 29 2025

Location

Direction & Address
City: Cold SpringCommunity: River Oaks Villa
School Information
High School District: Rocori

Building

Building Area
Building Area: 2530 Square Feet

HOA

HOA Fee Includes: Lawn Care, Maintenance Grounds, Snow RemovalHOA Name: River Oaks Villa Townhome AssociationHOA Phone: 612-963-9141Has an HOAHOA Fee: $110/Monthly

Lot Information

Lot Area: 5662.8 sqft

Offer

Contingencies: None

Miscellaneous

BasementMls Number: 6753476Above Grade Unfinished Area: 1428Activation Date: Fri Jul 18 2025
Last check for updates: about 3 hours ago
Listed by Evan Warnert, (320) 241-3683
Agency North Real Estate, Inc
Bought with: Jon Dold, (320) 492-7010, Century 21 First Realty, Inc.
Source: NorthstarMLS as distributed by MLS GRID, MLS#6753476

Price History for 104 River Oaks Dr

DatePriceEventSource
10/17/2025$370,000Sold
NorthstarMLS as distributed by MLS GRID #6753476
09/29/2025$374,900PendingNorthstarMLS as distributed by MLS GRID #6753476
08/05/2025$374,900PriceChange
NorthstarMLS as distributed by MLS GRID #6753476
07/18/2025$399,900Listed For SaleNorthstarMLS as distributed by MLS GRID #6753476

Market trends in Cold Spring

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
—
Sale-to-List Price
—
Price per sq ft
—
Available listings
25
5MoM
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Property Tax and Assessment

Year2025
Tax$3,932
Assessment$355,600
Home facts updated by county records

Comparable Sales for 104 River Oaks Dr

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
202 River Oaks Dr, Cold Spring, MN
0.18
Single-Family Home
$429,900
03/11/26
2
2.5
3,616
406 2nd St N, Cold Spring, MN
0.27
Single-Family Home
$275,000
06/17/26
3
2
1,848
215 River Oaks Dr, Cold Spring, MN
0.25
Single-Family Home
$300,000
08/14/25
3
2
2,174
104 5th Ave N, Cold Spring, MN
0.32
Single-Family Home
$210,000
11/10/25
3
1.5
1,379
440 7th Ave N, Cold Spring, MN
0.30
Single-Family Home
$247,900
02/20/26
3
2
1,600
420 6th Ave N, Cold Spring, MN
0.22
Single-Family Home
$379,000
08/03/26
4
3.5
3,319
814 5 1/2 St N, Cold Spring, MN
0.49
Single-Family Home
$240,000
03/04/26
3
2
1,990
213 2nd St N, Cold Spring, MN
0.18
Single-Family Home
$340,500
02/27/26
5
2
4,109
420 6th Ave N, Cold Spring, MN
0.22
Single-Family Home
$240,000
10/15/25
4
3.5
3,319

Nearby homes

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Assigned Schools

These are the assigned schools for 104 River Oaks Dr.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about Cold Spring

At least 15 Trulia users voted on each feature.

  • 93 % Say yards are well-kept

  • 90 % Say it's dog friendly

  • 83 % Say parking is easy

  • 79 % Say there's holiday spirit

  • 78 % Say kids play outside

  • 74 % Say car is needed

  • 71 % Say people would walk alone at night

  • 66 % Say neighbors are friendly

  • 56 % Say there are sidewalks

  • 56 % Say streets are well-lit

  • 55 % Say they plan to stay for at least 5 years

  • 55 % Say it's quiet

  • 52 % Say it's walkable to restaurants

  • 50 % Say it's walkable to grocery stores

  • 45 % Say there's wildlife

  • 32 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Bridget R. H.
    "Lake community comprised of such friendly people. Very safe place to live. Everyone is ready to help put each other. "
    0
    Flag
  • Nick J.
    "Only one way into the neighborhood. Baseball park and walking path available. Lots of room for kids to play"
    0
    Flag
  • Jon H. P.
    "live and work in the area"
    0
    Flag

LGBTQ Local Legal Protections

Apartments for Rent

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Homes for sale near 104 River Oaks Dr

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Off Market Homes Near 104 River Oaks Dr

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Frequently asked questions about 104 River Oaks Dr

  • What is 104 River Oaks Dr estimated to be worth?
    Trulia's estimated value for 104 River Oaks Dr in Cold Spring, MN is $381,000.
  • What is the price history for 104 River Oaks Dr?
    104 River Oaks Dr in Cold Spring, MN last sold for $370,000 in October 2025.
  • Is Cold Spring a buyer's or seller's market?
    Cold Spring is currently a seller's market, based on recent for-sale activity.
  • What do residents say about Cold Spring?
    Residents describe Cold Spring, MN as well-kept, dog-friendly, and easy to park in. Most residents say you need a car. See recently sold homes in Cold Spring, MN.
  • Does 104 River Oaks Dr have air conditioning?
    Yes, 104 River Oaks Dr in Cold Spring, MN has air conditioning.
  • Does 104 River Oaks Dr have laundry facilities?
    Yes, 104 River Oaks Dr in Cold Spring, MN has in-unit laundry.
Based on information submitted to the MLS GRID as of 2026-08-07 17:03:10 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Click here for more information
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