10028 E  Pineridge Dr, Effingham, IL 62401
Property image
Property image
FOR SALE
0.52 ACRES

$1,595,000

Original price: $1,625,000
  • 4 Beds
  • 3 Baths
  • 4,700 sqft (on 0.52 acres)

10028 E Pineridge Dr, Effingham, IL 62401

Est. Mortgage $10,409/mo*
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Home Highlights

Single-Family Home
Built in 2021
0.52 acre lot
$339/sqft
3 Car Garage

Local Information

  • Map ViewExplore the area around 10028 E Pineridge Dr.
  • Schools3 Elementary Schools1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

About this House

Wake each morning to the peaceful setting of this custom lakefront home on the shores of Lake Sara, with water views and surrounding natural landscape. Enjoy mornings on the covered deck overlooking the lake. Inside, the home offers 22-foot vaulted ceilings with custom exposed cedar beams, Andersen windows and doors, and abundant natural light throughout. The main living area connects to a well-designed kitchen featuring quartzite countertops, a large island, premium appliances, and space for gathering and entertaining. The primary suite is a spa-like retreat, featuring custom walnut cabinetry, a double vanity, soaking tub, and large windows that bring in natural light and views of the surrounding landscape. Bedrooms are generously sized; two upstairs rooms feature exposed beams. The finished walkout lower level includes additional bedrooms, a full bath, family room, game room, and storage. It opens to a covered porch with a gas fireplace. Outdoor living is a standout feature, with a covered 32-foot upper deck and an expansive waterside concrete patio lined with seating areas. The private dock, waterside patio and covered boat slip provide easy access to boating, fishing, and time on the lake. The property sits on over half an acre and includes upgraded mechanical systems, a three-car oversized attached garage, an extended driveway, a fenced dog run, and space for a future in-ground pool.
Last check for updates: about 23 hours ago
Listing courtesy of Brian Henning, (217) 821-3338
Full Circle Realty
Originating MLS: Central Illinois Board Of REALTORS

Home Details for 10028 E Pineridge Dr

Interior Features

Interior Details
Basement: Finished,Walk-Out Access,FullNumber of Rooms: 12Types of Rooms: Primary Bedroom, Bedroom, Primary Bathroom, Bathroom, Bonus Room, Dining Room, Family Room, Full Bath, Game Room, Kitchen, Laundry, Living Room, Office
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 3Number of Bathrooms (full): 3
Appliances & Utilities
Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator, Tankless Water HeaterDishwasherDisposalLaundry: Main LevelMicrowaveRefrigerator
Heating & Cooling
Heating: Forced Air,GasHas CoolingAir Conditioning: Central AirHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 3Fireplace: Gas, Family/Living/Great RoomHas a Fireplace
Windows, Doors, Floors & Walls
Window: Skylight(s)
Levels, Entrance, & Accessibility
Stories: 1Number of Stories: 1Levels: One
View
Has a ViewView: Lake

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Front Porch, Patio, DeckExterior: Deck, Dock, WorkshopFoundation: Basement
Parking & Garage
Number of Garage Spaces: 3Number of Covered Spaces: 3Has a GarageHas an Attached GarageParking Spaces: 3Parking: Attached,Garage
Frontage
WaterfrontWaterfront: Lake PrivilegesFrontage Type: WaterfrontRoad Surface Type: ConcreteOn Waterfront
Water & Sewer
Sewer: Septic TankWater Body: Lake Sara
Finished Area
Finished Area (above surface): 2500 Square FeetFinished Area (below surface): 2200 Square Feet

Days on Market

Cumulative Days on Market: 88Days on Market: 176

Property Information

Year Built
Year Built: 2021
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Ranch
Building
Construction Materials: Wood Siding
Property Information
Parcel Number: 1107221031

Price & Status

Price
List Price: $1,595,000Price Per Sqft: $339
Status Change & Dates
Possession Timing: Closing

Active Status

MLS Status: Active

Location

Direction & Address
City: EffinghamCommunity: Lakeshore Estate
School Information
Elementary School District: Effingham Dist. 40Jr High / Middle School District: Effingham Dist. 40High School District: Effingham Dist. 40

Agent Information

Listing Agent
Listing ID: 6256716

Building

Building Area
Building Area: 4700 Square Feet

HOA

Association for this Listing: Central Illinois Board Of REALTORS

Lot Information

Lot Area: 0.52 acres

Listing Info

Special Conditions: None

Miscellaneous

BasementMls Number: 6256716Living Area Range Units: Square FeetWater ViewWater View: LakeAbove Grade Unfinished Area: 2500

What Locals Say about Effingham

At least 38 Trulia users voted on each feature.
  • 92 % Say yards are well-kept

  • 86 % Say parking is easy

  • 85 % Say it's dog friendly

  • 80 % Say car is needed

  • 78 % Say there's holiday spirit

  • 77 % Say people would walk alone at night

  • 73 % Say they plan to stay for at least 5 years

  • 72 % Say there are sidewalks

  • 67 % Say kids play outside

  • 64 % Say streets are well-lit

  • 60 % Say it's quiet

  • 55 % Say it's walkable to grocery stores

  • 45 % Say it's walkable to restaurants

  • 40 % Say neighbors are friendly

  • 40 % Say there's wildlife

  • 27 % Say there are community events

Sourced by Trulia users. Learn more about our methodology.
  • Laynetyler18
    "It’s been about 10 years since I lived here but I remember everybody was real nice and neighborly. And the city employees do a great job maintaining the community "
  • Kathy V. D.
    "Christ church, AMCTheater, schools, park, skate park, edge of town, shopping, minutes from down town."
  • Kathleen T.
    "Farmers market! And just so many alcohol in the courtyard events. I mean, there’s the artisan fair with the craft beer, craft wine, and craft whiskey as the big event. Then there’s the food events featuring spirits as the main event. And also, of course, the craft beer and craft liquor events."
  • Kathleen W.
    "Public and private schools are excellent. There’s a surprising amount of predators in such a small town."
  • Lee.querubin
    "Area has limited public transportation. Mostly residents use private vehicles but roads are not crowded."

Market trends in Effingham

Last updated August 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
Sale-to-List Price
Price per sq ft
Available listings
63
2
MoM

Home Value

Trulia Estimate
$1.48M
Since last month
Increased$4K (+0.2%)
Since last year
Decreased$76K (-4.9%)
Learn more about this home's value by checking out its Trulia Estimate, the value of nearby homes, and how much similar homes have sold for.

Trulia Estimate

The of this home's value increased by 0% in the last 10 years
MonthEstimated value
2026
August 2026$1.48M
August 2026$1.47M
July 2026$1.47M
June 2026$1.48M
May 2026$1.51M
April 2026$1.52M
March 2026$1.58M
February 2026$1.55M
January 2026$1.55M
2025
2024

Comparable sales

These are recently sold homes that have a similar location or other similar features to this home, like bedrooms, bathrooms, and square footage. Get a sense of the expected prices in the area by viewing these homes.
Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
0.34
Single-Family Home
$928,000
09/25/25
3
3
3,528
0.21
Single-Family Home
$510,000
08/07/26
3
2
2,183
0.56
Single-Family Home
$315,000
10/20/25
4
3
2,642
0.68
Single-Family Home
$75,000
01/14/26
5
3
3,136
0.47
Single-Family Home
$633,500
06/18/26
5
3.5
4,943
0.57
Single-Family Home
$295,000
03/03/26
3
2.5
1,836
0.77
Single-Family Home
$307,500
09/11/26
4
2.5
2,376
0.47
Single-Family Home
$860,000
02/04/26
4
3.5
4,143
0.95
Single-Family Home
$715,000
10/23/25
3
2.5
2,525

Nearby home prices

Get a sense of expected prices in the area by checking the value of nearby homes.
Address
Distance
Price
Bed
Bath
Sqft
Status
0.02
$249,900
-
-
-
For Sale
0.05
$239,900
-
-
-
For Sale
0.04
-
-
-
-
Off Market
0.19
$295,000
1
1
522
Recently Sold
0.21
$510,000
3
2
2,183
Recently Sold
0.23
-
-
-
-
Off Market
0.30
-
-
-
-
Off Market
0.28
$1,220,900
5
3.5
3,363
Off Market
0.25
$380,200
3
2.5
2,270
Off Market
0.29
$449,900
5
3
3,362
For Sale
0.30
-
-
-
-
Off Market

Price and Tax history

DateEventPrice
Jun 5, 2026
Source: CIBR #6256716
PriceChange
$1,595,000
Price decreased by 2%
Mar 20, 2026
Source: MRED as distributed by MLS GRID #12596836
Listed For Sale
$1,625,000
Nov 8, 2025
Source: CIBR #6251886
ListingRemoved
$1,699,000
May 7, 2025
Source: CIBR #6251886
Listed For Sale
$1,699,000
Jul 18, 2024
Source: CIBR #6243134
ListingRemoved

LGBTQ Local Legal Protections

Brian Henning, Full Circle Realty
Agent Phone: (217) 821-3338
Copyright Central Illinois Board of REALTORS® (CIBR). All rights reserved. Information is deemed reliable but not guaranteed.

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Frequently asked questions about 10028 E Pineridge Dr

  • What is the estimated monthly payment for 10028 E Pineridge Dr?
    Based on a $1,595,000 list price with 20% down at today's rates, the estimated monthly payment for 10028 E Pineridge Dr in Effingham, IL is approximately $10,717 (about $8,635 principal & interest, $2,007 property taxes, and $75 homeowner's insurance). This is an estimate. Actual payment depends on your loan terms.
  • What do residents say about Effingham?
    Residents describe Effingham, IL as well-kept, easy to park in, and dog-friendly. Most residents say you need a car. See homes for sale in Effingham, IL.
  • What are the closest schools to 10028 E Pineridge Dr?
    The closest schools to 10028 E Pineridge Dr in Effingham, IL are Central Grade School (Elementary, rated 5/10), Early Learning Center (Elementary), Effingham High School (rated 8/10).
  • What is 10028 E Pineridge Dr estimated to be worth?
    Trulia's estimated value for 10028 E Pineridge Dr in Effingham, IL is $1,475,800.
  • Does 10028 E Pineridge Dr have air conditioning?
    Yes, 10028 E Pineridge Dr in Effingham, IL has air conditioning.
  • Does 10028 E Pineridge Dr have laundry facilities?
    Yes, 10028 E Pineridge Dr in Effingham, IL has laundry facilities.
10028 E Pineridge Dr, Effingham, IL 62401 is a 4 bedroom, 3 bathroom, 4,700 sqft single-family home built in 2021. This property is currently available for sale and was listed by CIBR on Mar 20, 2026. The MLS # for this home is MLS# 6256716.