10 Democracy Cir, O'Fallon, MO 63368
OFF MARKET
Listed by Laura J Sanders, Compass Realty Group, (314) 347-1658 . Bought with Select Group Realty

10 Democracy Cir
O'Fallon, MO 63368

  • 4 Beds
  • 3 Baths
  • 2,647 sqft (on 0.29 acres)

$476,100

Trulia Estimate
as of Aug 4, 2026
Est. Refi. Payment $2,973/mo*
Refinance Your Home

$476,100

Trulia Estimate
as of Aug 4, 2026
Est. Refi. Payment $2,973/mo*
Refinance Your Home
4 Beds
3 Baths
2,647 sqft
(on 0.29 acres)

Local Information

  • Map ViewExplore the area around 10 Democracy Cir.
  • Schools1 Elementary School1 Middle School1 High School
  • Shop & Eat
-- mins to
Commute Destination

Home Highlights

Property Type
Single-Family Home
Year Built
1989
Lot Size
0.29 acres
Living Area
2,647 sqft
Price/Sqft
$180
Parking
2 Car Garage
HOA
$31/Monthly

About this House

Welcome to your own slice of paradise in Monticello! Tucked on a quiet cul-de-sac in one of the neighborhood's most desirable locations, this beautiful 2-story home offers the perfect blend of comfort, updates, & outdoor living. Step inside & instantly feel at home. The formal dining rm is ideal for hosting family dinners & celebrations, while the private office provides a quiet retreat for work or study. The heart of the home is the open kitchen & living area, where granite counters, ss appls, & a spacious bfast rm create the perfect backdrop for everyday life. Off the kitchen leads to your gorgeous cov’d deck, ideal for morning coffee or summer nights w/ friends. The cozy living rm, anchored by a warm woodburning FP, invites you to unwind & enjoy time together. Upstairs, escape to the luxurious primary suite, a true retreat w/ vaulted ceilings, a large WIC, & plenty of space to create your own private sanctuary. 3 add’l bdrms & a beautifully updated full bath complete the upper lvl. But the real showstopper is the backyard, your own private oasis! Relax or entertain by the inground pool, unwind on the cov’d patio, & enjoy the fully fenced yard that backs to peaceful common ground, offering extra privacy & space to play. All this, plus Monticello’s amazing nbhd amenities: 3 pools, clubhouse, tennis & pickleball courts, lakes, & beautiful walking trails. Mins from hwys, shopping, dining, & located in top-rated Ft. Zumwalt schools. This is the home you’ve been waiting for!
10 Democracy Cir, O'Fallon, MO 63368 is a 4 bedroom, 4 bathroom, 2,647 sqft single-family home built in 1989. It last sold for $468,000 on Jul 14, 2025 (4% above the $449,900 asking price). It is currently off market. The Trulia Estimate is $476,100, with a rent estimate of $3,165/month.

Home Details for 10 Democracy Cir

Active Status

MLS Status: Closed

Interior Features

Interior Details
Basement: Partially Finished,Walk-Out AccessNumber of Rooms: 15Types of Rooms: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bonus Room, Breakfast Room, Dining Room, Family Room, Kitchen, Living Room, Recreation Room
Beds & Baths
Number of Bedrooms: 4Number of Bathrooms: 4Number of Bathrooms (full): 2Number of Bathrooms (half): 2Number of Bathrooms (main level): 1
Dimensions and Layout
Living Area: 2647 Square Feet
Appliances & Utilities
Appliances: Dishwasher, Disposal, Electric Oven, Electric Range, Water Heater, Water SoftenerDishwasherDisposal
Heating & Cooling
Heating: Forced Air,Natural GasHas CoolingAir Conditioning: Central Air,ElectricHas HeatingHeating Fuel: Forced Air
Fireplace & Spa
Number of Fireplaces: 1Fireplace: Wood BurningHas a Fireplace
Windows, Doors, Floors & Walls
Door: Panel Door(s), Sliding DoorsFlooring: Carpet
Levels, Entrance, & Accessibility
Levels: TwoFloors: Carpet

Exterior Features

Exterior Home Features
Roof: ShinglePatio / Porch: Composite, Covered, Deck, Rear PorchFencing: FencedOther Structures: Shed(s)Exterior: Private Yard, Rain GuttersHas a Private Pool
Parking & Garage
Number of Garage Spaces: 2Number of Covered Spaces: 2No CarportHas a GarageHas an Attached GarageParking Spaces: 2Parking: Attached
Pool
Pool: Diving Board, Heated, In Ground, PrivatePool
Frontage
Road Surface Type: ConcreteNot on Waterfront
Water & Sewer
Sewer: Public Sewer
Finished Area
Finished Area (above surface): 1864 Square FeetFinished Area (below surface): 783

Days on Market

Cumulative Days on Market: 2

Property Information

Year Built
Year Built: 1989
Property Type / Style
Property Type: ResidentialProperty Subtype: Single Family ResidenceArchitecture: Traditional
Building
Construction Materials: Vinyl SidingDoes Not Include Home Warranty
Property Information
Parcel Number: 201296537000074.0000000

Price & Status

Price
List Price: $449,900
Status Change & Dates
Off Market Date: Sun Jun 15 2025Possession Timing: Close Of Escrow

Location

Direction & Address
City: O'FallonCommunity: Monticello Village C
School Information
Elementary School: Pheasant Point Elem.Jr High / Middle School: Ft. Zumwalt West MiddleHigh School: Ft. Zumwalt West HighHigh School District: Ft. Zumwalt R-II

Building

Building Area
Building Area: 2647 Square Feet

Community

Not Senior Community

HOA

HOA Fee Includes: Clubhouse, Common Area Maintenance, PoolHOA Name: Monticello WestAssociation for this Listing: St. Louis Association of REALTORSHas an HOAHOA Fee: $374/Annually

Lot Information

Lot Area: 0.29 acres

Listing Info

Special Conditions: Standard

Offer

Listing Terms: Cash, Conventional, FHA, VA Loan

Business

Business Information
Ownership: Private

Miscellaneous

BasementMls Number: 25040905Above Grade Unfinished Area: 1864Showing Requirements: Appointment Only

Additional Information

HOA Amenities: Clubhouse,Pool,Tennis Court(s)
Last check for updates: about 23 hours ago
Listed by Laura J Sanders, (314) 605-2581
Compass Realty Group
Bought with: De Lynn Klosterhoff, (314) 503-6779, Select Group Realty
Originating MLS: St. Louis Association of REALTORS
Source: MARIS, MLS#25040905

Price History for 10 Democracy Cir

DatePriceEventSource
07/14/2025--Sold
MARIS #25040905
06/16/2025$449,900PendingMARIS #25040905
06/13/2025$449,900Listed For SaleMARIS #25040905

Market trends in O Fallon

Last updated June 2026
Buyer'sMarketSeller'sMarket
Avg. sale price
$369K
$7.01KMoM
Sale-to-List Price
100.1%
0.1%MoM
Price per sq ft
$177
$1MoM
Available listings
286
60MoM
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Property Tax and Assessment

Year2025
Tax$4,555
Assessment$367,534
Home facts updated by county records

Comparable Sales for 10 Democracy Cir

Address
Distance
Property Type
Sold Price
Sold Date
Bed
Bath
Sqft
2 Democracy Cir, O'Fallon, MO
0.08
Single-Family Home
-
07/27/26
4
3.5
3,109
14 Beckewith Trl, O'Fallon, MO
0.15
Single-Family Home
-
06/25/26
3
3
3,114
21 Dunmore Cir, O'Fallon, MO
0.29
Single-Family Home
-
07/14/26
4
2.5
2,309
3 Palladio Park Ct, O'Fallon, MO
0.41
Single-Family Home
-
12/05/25
4
3
2,800
6 Beckewith Trl, O'Fallon, MO
0.20
Single-Family Home
-
07/23/26
3
2.5
2,042
8 Statesman Dr, O'Fallon, MO
0.30
Single-Family Home
-
08/03/26
4
2.5
2,188
4 Georgetown Ct, O'Fallon, MO
0.25
Single-Family Home
-
07/06/26
4
3.5
3,215
5922 Saddlehorn Ct, Saint Charles, MO
0.41
Single-Family Home
-
08/13/25
3
3
2,678
8038 Knights Crossing Dr, O'Fallon, MO
0.35
Single-Family Home
-
08/29/25
6
3
3,356
2310 Federalist Pl, O'Fallon, MO
0.51
Single-Family Home
-
10/31/25
4
2.5
2,513

Nearby homes

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Assigned Schools

These are the assigned schools for 10 Democracy Cir.
View nearby schools on GreatSchools
The GreatSchools Rating compares schools on a variety of school quality indicators including test scores, college readiness, equity and more. Learn more.

What Locals Say about O Fallon

At least 269 Trulia users voted on each feature.

  • 91 % Say car is needed

  • 90 % Say it's dog friendly

  • 90 % Say parking is easy

  • 83 % Say yards are well-kept

  • 83 % Say kids play outside

  • 79 % Say there are sidewalks

  • 78 % Say people would walk alone at night

  • 77 % Say there's holiday spirit

  • 72 % Say streets are well-lit

  • 67 % Say it's quiet

  • 57 % Say neighbors are friendly

  • 47 % Say there's wildlife

  • 47 % Say they plan to stay for at least 5 years

  • 36 % Say it's walkable to restaurants

  • 36 % Say there are community events

  • 31 % Say it's walkable to grocery stores

Sourced by Trulia users. Learn more about our methodology.
  • Savannahep
    "Good parks. Feels safe. Everything you need is close by: grocery stores, gas stations, restaurants. "
    0
    Flag
  • Katie M Gough
    "My town is about 45 minutes from the city of St. Louis. It has access to all three major highways through St. Charles County. "
    0
    Flag
  • Roshan Bhattarai
    "Friendly neighbors, great community. Safe for the family. We are happy to find such a good place to live."
    0
    Flag
  • Miah Berka
    "It’s a fantastic place to raise a family. I feel safe & protected since living here. There are times I forget to lock my doors & I am not worried one bit. I feel like my area is very friendly as well!"
    0
    Flag
  • Trulia User
    "Safe neighbors , clean city, some great parks and lots of activities such as food. Shopping, schools are good"
    0
    Flag
  • Erellis81
    "My commute is down a country road into Defiance which is relatively quiet and peaceful. There’s definitely more homes popping up so more cars are around "
    0
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  • Candice Brown
    "Feels like Pleasantville living in this area all the neighbors are friendly and welcoming I love living here."
    0
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  • Melody Bridges
    "Quaint and affordable (if that is possible in this economy) and perfect for a family or single person. "
    0
    Flag
  • Lmedlin0101
    "Way too populated, really high taxes and high crime rate. Expensive utilities. I do not recommend living here. "
    1
    Flag
  • Ashley M.
    "Great schools Safe neighborhoods Resturants Larks are great and trails. It’s a great place to raise a family "
    0
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  • Brittany0628
    "This area is great bc it’s quaint but still near everything you want. Just off north main st. Fire dept is super close, Walgreens at the corner! It’s great!"
    0
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  • Ben C.
    "It’s nice with multiple dog parks around the area. There’s a lot to do with your pets and I think anyone with a dog would find plenty to do"
    0
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  • Couponshaneygirls
    "A constant barking outside dog. Other than that, it is ok. Not many sidewalks. You would have to use the middle of the streets! "
    0
    Flag
  • Jeff T.
    "It’s great here, I just love the neighborhood and the people here. Our elementary school could be better but it’s the only bad rated one in the entire school district. "
    0
    Flag
  • Shannon P.
    "We see people walking their dogs all the time. Just pick up your poop! She did parks available, multiple vets, daycares and groomers. "
    0
    Flag
  • Wehrehsvave
    "There are many friendly families in the area and respectful children. Would recommend to anyone to live here! "
    0
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  • Christopher P.
    "nice area with access to everything you could want. really close to shopping centers in Chesterfield. wentzville area is just down the road. school district is great and the teacher this far have been amazing. "
    0
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  • Kathy D. S.
    "It is such a vibrant Neighborhood! I’m so glad I moved my elderly Mother here! We feel so safe! And everyone takes pride in their homes and keeping the Neighborhood looking great!"
    1
    Flag
  • Kyra.chap
    "The O'Fallon Freedom Fest is a fun local event held once a year that is looked forward to by children and adults alike. "
    0
    Flag
  • Carole S.
    "Nothing happens as far as get together in the area I believe at one time people would get together but not any more area is changing too much low income housing"
    0
    Flag
  • Lisa D.
    "Easy access to all major highways easy commute for all locations. Love the neighborhood. Close to food and shopping. "
    0
    Flag
  • Trudence T.
    "My neighborhood is quite friendly and nice....filled with great shopping and eating places....comfortable living Beautiful surroundings. "
    0
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  • Jennifermerzlicker
    "I am a stay at home mom so I don’t commute anywhere. We are convenient to highways though and there are a ton of options for shopping and eating."
    0
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  • Trulia User
    "You see people walking their dogs all the time and there are areas to dispose of your dog’s waste. People tend to drive too fast."
    0
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  • Diana M.
    "Everything is close and I really enjoy being in proximity to everything, but the feel of not being in a big city."
    0
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  • Mxfx
    "Lots of beige plastic siding can be seen in every direction. It’s really quite comforting to know that everyone else in my neighborhood is just like me. Diversity is overrated. "
    0
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  • Meghan F.
    "I’ve lived here most of my life and love the safe community and schools. My daughters both love their school and I feel good about sending them daily "
    1
    Flag
  • Chasity J.
    "OFallon is a great city with a small town feel. i feel safe here, feel safe to go to any part of OFallon. You can live in a subdivision or you can find plenty of homes on 1 to 30 acres on these outskirts of town and only be 5 to 10 from large malls, mini malls and just about every well known stores or small local stores. During rush hour traffic can get a little backed up but it's only a 10 minute backup at most. "
    0
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  • Deneen S.
    "Great place to raise your kids the school district is great. People for the most part are friendly. Great atmosphere "
    0
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  • Slw2364
    "family's are friendly and have lots of get togethers. there is a neighborhood easter egg hunt, 4th of july social, movie nights and lots of trick or treats at Halloween. "
    0
    Flag
  • Natkor03
    "Everyone is friendly!! Dogs are always on a leash if they are being walked. If they aren't on a leash they are well trained and stay in their front yards. "
    0
    Flag
  • Amy
    "There are lots of communal events in Twin Chimneys, and in OFallon in general. It’s a large suburban town, but close enough to St. Louis that it’s easy to head in for a Cards game, etc. Great value for the $$$ out here."
    0
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  • carly s
    "tons of options when it comes to kid friendly holiday themed events and even non holiday oriented activities. shopping/dining/movies/parks and more, all less than 10 minute drive depending on what you're looking for"
    0
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  • Rashae C.
    "I enjoy this area very family friendly! very peaceful, I would walk outside any time if day or night."
    0
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  • Cindydodd
    "We have lived in Monticello West for 16 years and love it! People keep up their homes, it’s quiet, and close to everything! "
    0
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  • Tlbourn1549
    "Very neighbor friendly. Everyone looks out for one another. Long time residents along with others on our street. "
    0
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  • Copgal1953
    "Wonderful area for walking dogs. There are dog waste receptacles on just about every corner. Owners for the most part keep their dogs on a leash. "
    0
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  • Wynterwebb S.
    "All of the fairs are held walking distance away. Good people and layed back atmosphere. We are all very happy with this neighborhood"
    1
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  • Megan K.
    "Friendly people and family focused with neighborhood get-togethers and a neighborhood pool and tennis courts. "
    0
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  • Katherineb m.
    "Yes! Plenty of places to walk and many options for dogs of all sizes and abilities. Paved or unpaved and flat or hiking all avalible within a short distance. "
    0
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Explore by feature - Pet Friendly

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Homes for sale near 10 Democracy Cir

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Off Market Homes Near 10 Democracy Cir

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