Home Insurance—questions & answers, advice and opinions page 6

What is the average monthly cost of homeowners insurance required for an FHA loan? What is the average cost of homeowners insurance per month?
I have been pre-approved for an FHA loan, and I'm trying to figure out how much my total monthly payments will be before I make an offer on a house so I don't get in over my head. I have figured in the…
For coop home owners insurance, what is a good dollar figure
just bought coop in Washington Heights. What is a good dollar figure for liability , structure , propoerty insurance. We have no furniture.
Structural issues, horizontal crack found after recent home purchase.
We recently purchased a home, done a pre-purchase inspection, inspector took photo of a vertical crack from exterior basement wall, stating it's cosmetic on report. After 6 months of living in the…
I HAVE A 1200 sq ft townhouse
how much will the hazard insurance cost? Not including personal items,just house itself?
Homeowners insurance
I was just curious what is the average price for homeowners insurance in garland, tx. I am buying a house for 111k. It is 3 br 2 ba, 1644 sq ft. It has a swimming pool w a self latching gate, fireplace…
Liability insurance
I buy home insurance, which is effected on 6/9. However, the purchased house is closed on 6/11. One claim is incurred on 6/10. Should home insurance covers that claim even we did not close house on 6/11?…
53 yr old home - West San Jose CA, current home ins deductible- 1000, premium- $365. If deductible is increased to 1500,premium is $320.
should we increase the deductible? Covers personal prop, dwelling, sep structures, lossof use, personal liability , med payments to others.
I'm in SF and am finalizing a 2-unit condo conversion. The HOA insurance quotes I've received are extremely expensive. Do I have any other?
options? I've been told I can't refinance until we have such HOA insurance but the cost is almost prohibitive.
Natural hazard risks in Ardenwood area of Fremont, CA?
I recently saw a listing for a couple of homes in the Ardenwood area that had a "Natural Hazard" disclosure. I would like to get an estimate about the nature of the hazards in this area and their…
Any body knows how to insure a vacant home?
We are selling our house in SC due to a job transfer. We need to move before the house gets sold. Our agent told us that all we need to do is to notify the insurance. But our current home insurance…
I just did an FHA streamline refi for my condo. Two months after funding, the bank is demanding I double my HO-6 coverage. Is this legal? Or normal?
My original loan was with Bank of America. They were cool with 10% HO-6 coverage. Can the new bank, Flagstar, change the terms of my loan *after* they've already agreed in the loan papers that my…
4-plexes insurance
for insurance purposes, does a 4-plexes or quadruplex falls under commercial or home insurance? Some of the insurance companies are telling us it falls under commercial and others under home insurance…
Closed on 1/31/12 but no deed or title ins. papers. How long shoujdl this take in Georgia and can I do it myslef??
Lawyers get paid and sit on their hands without further communication. What'sd wrong with this picture??
WHAT SHOULD ONE EXPECT TO HAVE TO PAY FOR FLOOD INSURANCE IN THE 34210 ZIP AREA WHEN BUYING A 1977 VILLA?
IF THERE IS A GRANDFATHER FLOOD INSURANCE POLICY, DOES IT HAVE TO BE INCREASED IF IT IS NOT THE SAME AS THE MORTGAGE LOAN?
above ground oil tank insurance
i live in a mobile home park. oil tank insurance is mandatory in new lease. above ground tank. any help greatly appreciated
how do I find fire hydrants on the satelite maps?
For insurance purposes, I need to know the distance from the closest fire hydrant to 931 Leyburn Drive - Saxxon Ridge subdivision - Deltona, FL 32725
We are considering buying a newer condo in Islamorada, but are concerned as to how much the insurance will
cost per year. Can someone give me a roundabout figure, this is a foreclosure condo under 100k purchase price.
how much does hurricane insurance cost?
Port Charlotte, Florida area
How frequency of the flood in this area?
How frequency of the flooding in this area between R-7 and Vestal Pkwy, near by R-26?
We need to look into Home Owners Insurance, any recommendations.
We just bought an older 1958 home - small only 800 square feet. We are just going to use it as a family getaway. It does not need flood insurance. Do we need home owners insurance? We will not have…
Do I need to set up an association if I live in a condex?
I am currently living in a Condex in Hudson NH .It's like a duplex I own my side my neighbor the other side. Unfortunetly my husband and I didn't really know about what it's like to buy…
please provide names of single family home insurers for 33437
purchased home last year aand got bill for 2012 , increased 22%
Can I get the legal description of a property on line?
I need to know where my property lines are, so my fence is in the right place.
home warranty & home insurance
is there a difference btw these two? and if so, what is it and do you aleays need both?
How do I get history on a home?
I am very close in closing on a home. when looking for insurance, one of the insurers told me there had been a previous claim of water damage on the property. How do I find out what specifically was wrong…
I'm shopping for rates on home owner insurances and just about all of them are quoting me over $100 month for a policy. This is so frustrating,
HELP! I'm in the process of getting financed for my first home. It will be a fha loan so I will need home owner insurance. These quotes seem very high any advice? Thanks in advance.
Title insurance? How to buy?
I'm closing on a foreclosure in March and noticed on my closing cost worksheet that the lender has title insurance, for around $300........but the "owner's title insurance" is left…
My A/C compressor went out several months ago. I pay HOA insurace that covers the a/c unit( i've been told by insurance personnel) yet, they do
NADA! I am a disabled man on a fixed income. I have done everything they advised. This in not acceptable. Please, advise. Thank you.
property insurance for part-time home in Sarasota County, FL?
What kind of property insurance rates are there for a typical 2,000 sq ft home in SW Florida?
Have a 2 bedroom house the location is Watts would like fire insurance only can you suggest a company?
I would just like for someone to email me so they can come out and give me a quote!
How can a seller maintain insurance on his vacant house until it's sold?
Allstate told my son that, since the house he's trying to sell is now vacant, they are voiding his fire & casualty policy (they don't insure vacant homes). We are worried about a loss…
I'm wondering what one might expect to pay for homeowners insurance in St Pete for someone with good credit, house value around 120,000. And how
much additional might one expect to pay when the home has an in-ground pool. I'm just looking for a ballpark range. Thanks.
If I decline owner's insurance on a refinance but purchased owner's insurance during original purchase, would I be covered if something
went wrong? I purchased a new home 16 months ago and got lenders and owners title insurance. Now I am refinancing and am thinking of declining owners title insurance to save money. My question is whether…
My lender and escrow servicer sent me a letter saying they will not pay my homeowner ins. anymore since it's not required!!
I only have the mortgage for about 7 months with Wells Fargo and it's an FHA loan, with lower than 20% down, so when I was getting the loan they kept bugging me about the homeowner insurance and made…
Home replacement costs in zip code 75068
looking for Homowners insurance and need to know how much for replacement costs for a 1604 sf home in Little Elm, Tx 75068.
Insurance Q?
How do I find out what HO ins cost will be bf make a purchase & if it's in a flood zone?
HOA AND ACTUAL OWNER RIGHTS. IF A FIRE BURNS CONDO, WHO IS RESPONSIBLE FOR ADMISTRATING INSURANCE FUNDS OR DOES ALL MONIES GO TO UNIT OWNER W/O HOA
A FIRE DESTROYS A UNIT, INSURANCE IS FILED UNDER THE HOA POLICY. THE INSURANCE PAYS OUT ON TWO UNITS DAMAGED. WHO IS RESPONSIBLE FOR DISPERING INSURANCE CHECK/FUNDS TO OWNERS, OR IS THE CHECK DIVIDED B/W…
For insurance purposes, how much would it cost to rebuild a 2250 sq. ft. masonry house in Palm Harbor, FL.
For insurance purposes, how much would it cost to rebuild my house if a hurricane blew it off the slab. The slab, lot & pool would obviously remain after a storm. The house is a 2250 sq. ft. masonry,…
I have four houses in Flint, but now I have difficulty getting them insure...what do I do?
Insurance are putting limit on what zip codes they insure and so what people in Flint with houses can do?
Is Pmi Tax Deductible 2012?
Is Pmi Tax Deductible 2012
My home was built in 1960, but it has been greatly renovated. How can I get affordable home insurance?
New wind mitigated roof. New heating and cooling system. Electrical updated and is 80% brick. No flood zone area.
anybody knows any home insurance companies providing coverage for primary residences that are held in the name of LLC? California, LA
anybody knows any home insurance companies providing coverage for primary residences that are held in the name of LLC? The property is located in Los Angeles, CA
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