Home Insurance—questions & answers, advice and opinions page 4

I have a question regarding an investment property and property insurance. How much more would property insurance be for an investment property,?
single family home, nothing special, than a primary residence. I'm thinking about buying an investment property and need insurance.
Anyone know what basis is used for determining the replacement value of a 3 unit Edwardian condo?
This is for Hazard Insurance. Each unit has additional insurance for interiors. My insurance agent is using $189/square foot with 10% additional for meeting current code. I am thinking this is a bit low.…
Purchased townhouse IN '84 and have typical HOA policy as well as personal inside policy. Complex is 3 separate units. (4-4-2)
All this caused by neighbor refinancing and appraisal came PUD not Condo and HOA agent wants us to change to PUD policies (structural and personal).
How do I figure out what percentage of the FMV of my home is for my garage?
property is valued at $91,900 ...15,500 for land.....76,400 for structures Is there a certain percentage to determine the value of a garage?
If a home warranty is provided by a seller, can the buyer cancel it and get the refund in Michigan
A 2 year home warranty was given to me as a condition of the sale of a home purchased by the seller. I wish to cancel it and get the money instead. Does the home warranty agency have a legal obligation…
Does this area have high windstorm insurance rates?
-- This question was asked from this property: http://www.trulia.com/property/3075501907-2310-River-Reach-Dr-Naples-FL-34104
Any relief in sight for Fairhope residents paying high windstorm insurance rates. Are costs less east of 181 than to the west?
-- This question was asked from this property: http://www.trulia.com/property/3092038151-19739-Quail-Creek-Dr-Fairhope-AL-36532
agents ( insurance).....HELP HELP...URGENT...ASAP!
ANYONE KNOW OF ANY INSURANCE THAT ARE UNDERWRITING IN LA FOR MASTER HOA POLICY ON CONDOS/TOWNHOME COMMUNITY! STATE FARM IS RIPPING A HOLE N OWNERS POCKETS....
Insurer for a single-family "fixer" home on Sanibel?
Liveable but in need of updating - most plumbing and HVAC not updated since 1978. Had dwelling/fire insurance through Florida Family but now they are cancelling because they say the plumbing is too old.…
Home owners insurance was too high due to excess square footage. A refund given for that year, but was refused for the previous 6 yrs.
I was overcharged on my home owners insurance due to excess square footage. This was corrected and a refund given for that year. House value & contents $229,600 > $176.400. I inquired about refund…
Should I cash the refund of overpaid homeowners insurance, after my house was auctioned?
A portion of the refund belongs to me but the rest belongs to the bank. Am I required to turn it over to the bank?
Are you a homeowner in the San Francisco Bay Area and do you have earthquake insurance?
If you do, how much are you paying? If not, how do you plan on protecting your home against the big one?
I understand that Citizens can help with a primary residence. I was wondering, is it difficult to get home owners insurance on a rental home in Vero?
We live out of state and are considering a purchase to use as a rental. I was also wondering if financing could be an issue. Our current lender won't lend for a 2nd home in Florida even though they would…
where can I get house insurance on a home that was built in 1946 in North Fort Myers that is logical and economical?
I currently pay 290 for my interest and principal on my morgage but I pay almost 300 just for my insurance. I just got notice that I had a shortage in my escrow and they need to raise my payments to my…
Is property insurance required for a condo unit, even though the Condo has a Master Insurance?
I purchasing a condo unit in Virginia. On the loan application, the mortgage company added a line item for property insurance for $300. I understand having property insurance for single homes, but for…
Who does windstorm insurance in Galveston County?
Hello, I am a first time home buyer (learning everything as I go), and am currently in the process of purchasing a home in Dickinson, Tx. It is required by my mortgage lender that I have windstorm insurance.…
How many of your clients own flood insurance?
This is a great way to reintroduce yourselves to your past clients
For earthquake insurance, is "loss assessment" coverage not applicable for condominiums that have no association?
I live in a A/B type of condo (two units on a lot). From the writing it sounds like it's only covering what is "imposed by the association", since I don't have an association it doesn't…
Do I need more homeowners insurance than what is covered with my blanket association policy?
I am trying to refinance my mortgage. I am being told I need more insurance for my townhome than what is covered in the blanket policy of my association. Is this required? Also I need title insurance?…
Looking for best price on HO6 insurance the HOA covers the drywall.
Second floor in a three story built in 2006 , Sarasota FL . Purchase price is 89000 . Owners have never had a claim and have great credit . Want lowest amt available since it would be a very…
Rental Property Insurance for LLC
I am planning to transfer my properties (all fully paid) to under a LLC. Does anyone have a good insurance agent to recommend who can handle this? I am a foreigner and not based in US. But I have existing…
looking for home insurance. Who offers the most at the best price?
-- This question was asked from this property: http://www.trulia.com/property/3094575669-4680-S-Cascade-Ave-Inverness-FL-34452
What can one do about a bank placing lenders insurance on a home.?
Morgage balance is 31,000. But yet the are saying that they placed lenders insurance for 165,000. House was assesed for 26,000
Need recommendation for reputable and reliable home warranty provider
Currently have AHS and they have raised their rates and deductible again. They always find a way not to cover. Need something better.
Sewage pipe broke outside of the "paint-to-paint" boundary. Am responsible for the bill.?
Because the break was outside the "paint-to-paint" boundary, my condo insurance does not cover the repair. Please advise me. We use the standard condo convenants and bylaws for Washington…
Sewage pipe broke outside of the "paint-to-paint" boundary. Am responsible for the bill.?
Because the break was outside the "paint-to-paint" boundary, my condo insurance does not cover the repair. Please advise me. We use the standard condo convenants and bylaws for Washington…
Sewage pipe broke outside of the "paint-to-paint" boundary. Am responsible for the bill.?
Because the break was outside the "paint-to-paint" boundary, my condo insurance does not cover the repair. Please advise me. We use the standard condo convenants and bylaws for Washington…
Sewage pipe broke outside of the "paint-to-paint" boundary. Am responsible for the bill.?
Because the break was outside the "paint-to-paint" boundary, my condo insurance does not cover the repair. Please advise me. We use the standard condo convenants and bylaws for Washington…
I put an offer on a home - 5736 Flamingo Drive, Cape Coral. Just under 2500 square feet. Built in '73.Cost of wind, flood, home insurance?
I'm Canadian. Does that make a difference in insurance costs. Will be using house for our family and possibly as a vacation rental. Thanks. Darrell.
Are the home insurance rates higher on a shore house than they would be for an inland house?
I'm looking a houses in Avalon and was concerned about the possible high cost of home insurance near the beach.
Electrical fire on my home which was moving towards foreclosure. They responded with modification processing for over a year and kept losing papers
This Bank is not my original lender, when they went to foreclose I asked for the original contract, it was delayed, no word from them. House was not even worth the value. I would had the home up to par…
Who is responsible for carrying home insurance if I sell my home, but reside in the home for a short time?
Moving across country and closing on new home purchase later than closing on home sale, per selling contract, have 30 days to vacate.
Why is my home being foreclosed on when the house next door continues on with a short sale?
We put the house up for short sale in June. Every month since we have gotten foreclosure notices-even the month we received an offer (buyer has since pulled his offer). The house next door went up for…
How much should i expect to pay for homeowners insurance on a 200k house that is outside of the 500yr flood zone, no pool etc.?
I am looking to buy a house in Lafayette LA and i cant find a good way to estimate how much insurance is. Thanks for any help offered
House Insurance
I am looking to buy a house in North Alabama and want to factor in my insurance costs (monthly) with my mortgage payment. What should I expect to spend? I have no idea where to look (price range wise)…
In Florida is a buyer's inability to obtain affordable homeowners' insurance a basis to rescind a contract for purchase of residential property?
The lender has conditionally approved the loan with procurement of homeowners' insurance as the only remaining condition. All homeowners' insurance premium quotes have been well-above (~2-3K/year with…
Will I get prepaid homeowners insurance back if I change policies right after closing?
I have worked with the same insurance agent for the past 6 years for my auto policy. I am going to be closing on my first home tomorrow, and mistakenly went with the homeowners quote that I received from…
I work for State Farm Ins. in Park City and need to take pictures of a house at 2494 High and Dry Cir. in Wanship, UT 84017 I can't locate it.
Can you tell me where this address is located. I would surely appreciate it. gardaybell@yahoo.com
I put an offer on a home - 5736 Flamingo Drive, Cape Coral. Just under 2500 square feet. Built in '73.Cost of wind, flood, home insurance?
I'm Canadian. Does that make a difference in insurance costs. Will be using house for our family and possibly as a vacation rental. Thanks. Darrell.
fire and flood insurance
how much is fire and flood insurance in canada,ottawa and which insurer is great to contact?
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