Home Buying—questions & answers, advice and opinions page 989

Atascadero, Templeton or Paso Robles?
We are looking to buy a house with 0.5 acres or more land in Atascadero, Templeton or Paso Robles in the price range up to $700,000. We will be moving from the mid-west and retiring there. My spouse and…
Why do agencies continue to send out mailings with photos of an agent that is no longer affiliate with the agency?
I made a huge mistake with the agent I used when buying my home. I spoke with the broker of the agency when I realized what had happened and asked to be removed from the agency mailing list. She assured…
My husbands credit score is around 580 but mine is 720, he is the only income earner.. what recommendations do you have for how we can buy a home?
we are looking to move some time after June 2012 we want to be somewhere south of monument and east of Keran he is a veteran We will have about 5k for down payment/closings looking for a house that…
When buying an REO In Florida (this one is from Freddie Mac), are buyers ever responsible for unpaid bills, HOA dues, etc? More details below...
The home was formally foreclosed on at the end of October 2011, and the bank bought the property at auction. We will be buying the property from the bank and have had the property under contract since…
Is this okay to accept the sale agreement in Pennsylvania Downigtown?
A sale agreement dated 1/7 was to be signed by the seller on or before 1/9. Seller infact signed it on 1/9 but seller agent/buyer agent forwarded it to buyer on 1/11/2012. Buyer accepted it without…
What can we do if our agent(buyers) is not negotiating on our behal with seller? we have agreement signed till Jan 30th. Can we fire him now??
Its a new construction home and builder is not even giving us closing costs if we use other lenders. We feel our agent just agrees to whatever builders sales agent says and never questions back!!!??? I…
Is Commission Back same as Realtors rebate?
I got an answer about my question about realtors rebate. It indicates that it is called a commission back to buyer? Could you please elaborate how much we are talking about?
Buzz about Realtors Rebate?
Anybody knows anything about this new Realtors Rebate in San Jose area?
I do not have a credit score I want to buy a condo $70.000 money down 6% how much do you think bank will borrow me ?
temporary I pay rent $ 1.506 now. I can not stand to wasting money that much
How can you inspect a bank owned condo that has no electricity and has been winterized?
The bank is offering a warranty. Should I waive the inspection? I just want to know if you have any tips.
what does 'mobile home hold harmless addendum' mean?
my husband and i were looking on the internet for properties for sale in ocean springs, ms and we came across a mobile home that said you must sign a mobile home hold harmless addendum. what does that…
How long should an REO offer take?
I am trying to purchase the home we have been leasing. Wells Fargo bank is the mortgae holder. The property was foreclosed on the 4 Aug 2011. We were told at that time to make an offer, which we did.…
I'm looking to pay cash, rather than financing a home listed as short sale. Will the length of time to close be shortened because of this?
If the sellers sign the purchase agreement and it's under short sale contract, will the documents that are required be different if paying 100% cash? Or will the length of time to close be approx…
Rental market condition in Cape Coral, FL?
Think about buy one house for rent, how is the rental mareket condition there? it seems there are million homes for rent, how easy to find a tenant?
Today I was informed by my agent that ou short sale bid was rejected. I asked for a copy of the rejection letter only to be told no.
The low bid wad on a coop BoA short sale in Florida. I don't think th agent submitted my counter-offer and he's asking me to send a cancellation of contract to her. And, my agent doesn't…
I have a FICO of 580, make 38k, less then 3k in debt which is currently being paid off. i am ok w/flex downpayment & monthly payment.
lenders? lenders? My total monthly expenses including debt payoff is 1300. I found a modest condo for 64k, or one that I really like for 85k. I am simple and would love all advice/info that can be offered.…
Trying to find a lendor to get a home loan with bad credit
The husband and I are looking to get into a home in the Phoenix/Scottsdale area so our kids can have a more stable life than the apartment we are currently living in. After a rough last year our credit…
i need a lender
I'm in a transaction with wells fargo for a 35,000 house in atl, GA. I need to close by February 7 and I want to switch lenders. I have excellent credit, I will live in the property and I'm only…
How to find out if a certain property is able to be zone from Single Family Residential to a Multiplex usage?
Dear Fellow Agents or whoever is knowledgeable in this field, I have a client who is looking to buy a regular 3-story single family residential property and was wondering how can they go about finding…
On a short sale, offered 10% under asking with a $10,000 seller credit. Owners only owe about $40k over offer. At BofA , what're chances they
accept? Do banks usually counter or just accept/decline? Are they likely to help us with closing costs?
I am looking to purchase my first home. Instead of getting a loan my father would like to explore the idea of paying cash and then I would pay him.
I would be paying him the "mortgage" instead of a bank. This would allow me to get the best rate while allowing my dad to make more money on his money compared to a savings account. We would…
Can a Real Estate agent represent them self in a VA?
I want to represent myself on a VA buy can I do this
How can I find out if a certain business commercial property can be used for another type of business with that property BEFORE putting in an offer?
Dear Fellow Agents or whoever is knowledgeable in this field, I have a client who is looking to buy a corner commercial property that is currently a clothing store and was wondering how can they go…
the price of the house
what is the market value of 1511 narcissus st, weslaco tx ?
i am interested in 1765 cristo loop, but need APPROX. cost of insurance on it. whats reqd & how much.
tried talking to a local ins. person but cant get them to understand im only asking for approx. cost of all reqd ins.we are in our 70s and retired military.we have the 20% down & closing costs. but…
We are thinking of buying a home in starcreek, allen. Is this property great to invest into? We are going for a 5k premium lot with a farm behind us.
We had options between going for a negative lot and this one and though it's true that we don't know what might become of that farm 2-3 yrs down the road, do you think it's okay to invest…
Are there more homes available for sale than what is on the MLS? Can someone explain the different types (foreclosure, bank owned, short sale, etc.)
We are in the very beginning stages of looking to buy our first home. We have a real estate agent "picked out" but havent started really working with her. We are taking care of some credit issues…
I live next to a Deerfield house that has been vacant for more than 30 years. It is boarded up and hard to see from the street due to the abundance
of buckthorn. The village says that no laws or codes are being violated and they can do nothing. My question is, How much is the value of my property being effected by this vacant property next door?
Question regarding new home purchase and Homepath loan
First, just want to say thanks for all the answers. I just want to double check to make sure my agent is "correct" about the things he's telling me. I just went under contract on a…
deed not recorded
Hello I closed on a dry closing about 2 weeks ago. i was told by the agent everything is closed. but the title/deed has not been recorded. funds have been dispersed i was never given any keys but…
Is now a good time to buy a condo in Asheville, NC?
Are the prices at a likely low in this market?
We will be in Panama City Beach..tomorrow..1/12/2012..to start our search for a home. Any CANADIAN BORN agents available? Thank you!
My fiance is from Canada..I am from USA. He wants to work with someone who knows the ends and outs of being a Canadian..buying property here..in Florida. We are looking in zip codes..32407..32408..and…
We are looking to buy investment properties for rent, which areas to avoid?
My husband and I are looking to invest in rental property. I am from the area but do not know Elmira very well. I know there are sketchy parts. Could anyone give us an idea of which streets or blocks…
looking for advice from local mortgage experts
I own a property in Florida that I am underwater on with no intention to bail on it(may rent it out). I am in the process of relocating for my company to pennsylvania. My question, if i have no problem…
We will be in Panama City Beach..tomorrow..1/12/2012..to start our search for a home. Any CANADIAN BORN agents available? Thank you!
My fiance is from Canada..I am from USA. He wants to work with someone who knows the ends and outs of being a Canadian..buying property here..in Florida. We are looking in zip codes..32407..32408..and…
Is Buckeye a viable rental market?
I live in NM and am thinking of investing in a property in Buckeye to use as a rental. Two different agents I have talked to there in AZ say the market in Buckeye is very soft for rentals and it is too…
Is it legal for a seller to accept cash and subtract the amount from reported house price?
My agent asked me if I want to pay some money to the seller in cash, and take that amount off from the house price. Is that legal? What's the consequence the seller, the agents, and the buyer have…
In your opinion what the most stable area in Atlanta for condo's and townhomes?
After staying put a while longer while my parent's recovered from surgery, I'm beginning to look again at condo's and townhomes. With my work schedule a SFH seems to be too much upkeep.…
FHA approved loft/condo east Atlanta?
I'm a first time buyer looking for a loft in or around the Inman Park area. I thought I found a found a good option at IPV Lofts, but in doing some research found that it's not on the FHA approved…
I have found the perfect REO home that I would like to purchase. Just ONE set back......
The only problem is that when the seller went into foreclosure they had a tenant still living on the property. The listing agent told my agent that the tenant is month to month. I am just wondering how…
I am 26yrs old looking to buy my first condo/home in the Atlanta area. How limited are my options?
I make around $70K yr, Im single, no major debt, stable career, good/average credit. I want to buy a condo because I am a very busy person and cannot commit to the upkeep of a house right now. Most of…
Has anyone toured 130 Oakview Drive in San Carlos?
Seems like a great price. I drove by the house and the driveway is extremely steep and house next door seems very close. Any thoughts or comments would be much appreciated.
How do I make my home buy contract expire after 4 days from when I submit it?
Since the "ONE TO FOUR FAMILY RESIDENTIAL CONTRACT (RESALE)" promulgated by TREC in Texas does not have an expiration date, what is the best way to add an expiration 4 days after I submit the…
Are there any grants/first time home buyer programs for families w/ disabled persons?
My wife & I are fortunately in a position to start thinking about buying a house, finally, but we don't have a lot of room to save the way we want to due to the financial constraints of my wife…
How important is a survey when buying a resale home?
I'm buying a home that has been sold appx. 5-6 times since 1993. It's in a "track" subdivision, with other homes and lots just like it. The seller is a bank that will not provide…
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