Home Buying—questions & answers, advice and opinions page 629

Need help with my scenario please.
I have two credit cards I bought in June 2013. I have had them for 8 months. MYFICO.com states my credit score is 687 and TransUnion is 680, Experian is 683. My lender states I have to wait 12 months (or…
What do u guys think of edgebrook at james creek community?
I am thinking of buying a property there ...any advice ?
A person offer to me an apartment that is a fraud. I This apartment apparently belongs to other person. Please contact me at (787) 946-5597
A person who name is ramirez only call and text me every day for a payment by mail for a rent apartment in 341 beacon st. apt. 6-a for $1,000. It's a very low rent for this apartment. Please help me…
Hello, I would like more information about HOA fees before we purchase a home with an association.
Can extra amenities be adding if we do not want them? Also, I know fees can increase but who determines the increase? Thanks
Location vs. House?
Realtor help me please!! Currently in pursue of getting a multi-family in Jersey City Heights. Property #1: ~$430K - Located close to Congress / 9th St Light Rail - Next to park - NYC views Property…
What area of Orlando is best for long term rental homes in the $100k range?
If I'm looking to purchase an Orlando area investment home for long term rental purposes and spend around the $100k mark ($80-120 maybe?), which areas would be best? I assume the lower the housing…
Can anyone tell me what the "optional memberships" COST in the Boca Club off Congress in Boca Raton? I understand there are various memberships.
Please provide price ranges, I understand it depends on the type of home/condo I purchase. WHY is this info so hard to find? Why is this NOT posted in the listing? It's maddening! Agents I've contacted…
So I live in Delaware but I plan on moving to Orlando so what would I need to do to get off on the right track
I have three kids but only two of them are in High school the other one already graduated.
Hi Everyone. I need some help please. Can I just notice my realtor that I don't want to buy the house anymore ?
it's been more than six months that I was trying to buy a short sale house, now I decided to give up. Fisrt reason I had to renew my lease today, so i did it. Second he told me the bank did the appraisal…
LOOKING FOR INVESTORS WHO ARE LOOKING FOR GREAT "CASH" INVESTMENT PROPERTIES IN AND AROUND THE CHARLOTTE AREA.
I am a seasoned investor with over 13 yrs of buying and holding properties. I help other investors obtain the American dream of owning investment properties. I deal with fixers, that have GREAT VALUE…
$40,000 - Enough for small house?
Me again! I have $40,000 to buy a small home, hopefully clean and repair what is needed, maybe add a half bath if necessary, etc. Outside of a city would be great. I see houses ranging from $15,000…
Buying a home while abroad, primary home, but due to job abroad cannot occupy it more than 30 days a year.
I'm purchasing a home while abroad which will be my primary home. I will have a relative occupy the property. The loan officer first wanted the mortgage to be a secondary home loan, but since I will…
Where should I look for Properties in Atlanta?
I am a active (tennis, biking, exercise,travel) 67 year old recent retiree. My daughter and grandson live in Atlanta (30306). I would like to live in an area where I might find some of my contemporaries.…
Looking for owners will carry property or very low down.
Moving to the Bonners Ferry area and hope to find something in the country that an owner will carry the contract or we can get into with very little down. Very good jobs and references. North of Bonners…
I am not yet ready to purchase a home in Roanoke Rapids and/or Weldon...but I will be purchasing one in near future (6 to 8 months).
We love the area and are looking for a retired project home. I can't seem to find and agent to get back to us...If the home is solid and under $100000 we will pay cash..I am very frustrate...We are booked…
Are individual condo unit inspections customary in NYC?
I'm interested in putting an offer on condo. I was prepared to get a home inspection on the unit, but I've just heard in NYC paying for individual unit inspections isn't necessary/ customary…
Needing an attorney???
We were sold a home where the sellers knew about a drainage issue and never disclosed the problem. We only found out because we called a company to do an inspection of the problem. They said they had…
what is the best advice you can give to a first time house hunter?
prior military, using va home loan. Wanting natural wood work.
How much does a typical management company charge for managing a rental?
I heard the number 15%. Can anyone confirm? Would that include filing with the court if the tenant is not paying the rent and making small repairs?
Have a question about Interest rate and APR
I was given a quote today by the builder's mortgage company of 4.5% locked for 6 months with .25% cap added so when the house is finally built in 5 months I will be guaranteed to be getting a 4.75% interest…
Want to buy a vacation rental home in Davenport area.
Had an agent take us to a few homes while vacationing there. What are the best areas to consider? Want to rent it out for a couple of years, then use it for ourselves. Tired of cold winters here in Canada.…
Buying a PMI upfront
I got a rate quote today and when I asked that how much will be able to buy the PMI for since I am paying 5% down the answer was that we cannot buy the PMI now and the option would be to add it in the…
I have a signed contract to purchase a home and the entire process is being held up by the inability to inspect the property.
Apparently the pipes underneath the house are frozen making the de- winteriztation process impossible and nothing is being done to remedy the situation, my mortgage lender is now telling me if the problem…
I was divorcee over 3 years ago and my credit score took a major hit. I have raise it up to 620 and still moving the right direction.
I got marry over 8 months ago and my wife has a score over 750 plus and we will be able to put down about 30% on a 175,000 home. what is my chance for a good mortage?
Credit 600 ish and have lots of delinquent credit cards... Would I be able to purchase a home?
Hi guys, I used to live in Vegas for 10 years, and have been working overseas for 2 years. I am now looking to go back to Vegas in couple months and trying to see what my options could be... I don't…
If a home is in its redemption period, can I make an offer directly to the bank for if/when they foreclose?
I recently made an offer on a house about 4 mos into its redemption period. Seller initially told his agent he'd accept the offer, then decided he couldn't come up with enough cash to close. He apparently…
Are there an abundance of homes to rent in Allen TX.?
Looking to stay in the area for our kids schooling.
What is the best way to get rid of Mortgage Insurance?
I have a 211k FHA mortgage at 3.25%. I have been paying extra and am already below 200k after 13 months. My home was also appraised at 225k and I think I read somewhere about getting it removed based on…
Are there jumbo loan options (>$417k?
I don't want 100% financing with a high rate, just less than a 20% down payment.
Moving to Oregon, rent or buy, selling house
We are in the process of finishing up our fixer, as far as we can fix it, and trying to sell in California. We want to move to Portland, OR. Our hope is to buy in Oregon, after we sell in Cali, but need…
I am a Active Duty soldier and been in for 16 months. My mid credit score is 620. I want to buy a home in the Houston area for 120,000 with VA loan.
I read in order to qualify for Va; VA lender want debt to income ration to be at 43%. Excluding the $1167 every month I paid for the home I am renting; my present DIT stand at 29.3. Will I be able to…
Full cost of owning a new home
So I am thinking of buying a brand new home and just wondering if some one can give me an estimate of how much it's gonna really cost apart from interest and insurance.. So say I get a loan of 320k…
Living in an RTO for 2years scheduled to purchase January 2015. Credit sucks, have made some late payments but never 30 days late. We pay $2800 a mont
Would like to start fixing credit now. 3 years out of a deed-in-lieu. Would love to have a low interest rate and payment where we'd be around $2000 per month instead of $2800. What are our options…
Home buying in western ranch
Is western ranch in Stockton, ca a bad place to buy a home?
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