Home Buying—questions & answers, advice and opinions page 518

Invest in Northside Village? Good or not?
I'm looking at a new project in Northside village, Houston. I've read the neighborhood is known for being somewhat unsafe. But I'm also thinking It might be a good investment, because is inside the 610…
Who pays special assessment when a condo is being sold?
Hi There, We live in a 4 unit building in the Boston area. One absentee owner is selling his unit. We have some special assessments in place for repairs and maintenance that have already started. There…
Can I get a home loan with a credit score of 564?
I've been in my job for 15 years.
My credit score is 716 with close to maxed cards. I just got job can I buy a house that is under a 100,000. I will be making 50,000
Also my wife is currently working and she will get job their. I will also attend school part time and receive housing pay from post 9/11. Is their a way to get qualified for a loan for around 65,000 or…
If our realtor didn't assist us in finding a property, can we legally ask him to give us a gift after closing?
For example, can we ask him to give us a rebate/incentive/"kickback" from his earned commission from our purchase, e.g., buy us a refrigerator or washer/dryer, etc.? We hired him after we had initially…
I am looking for an agent / broker that can help me find and purchase several discounted/distressed properties.
I am an investor looking to acquire a few rental properties in Nevada (mainly Reno and Las Vegas). I am looking for an experienced agent that can help me acquire such properties. Not looking for something…
How is sq. ft. determined. Is there a standard that everyone follows? Seems to be a lot of inconsistency in various listings.
I believe it should be sq.ft. of interior air/conditioned/heated living space NOT to include lania or garage however the particular listing I am viewing today appears to include the entire building footprint.…
I am considering buying a property in Bayside in Selbyville, DE. There are a lot of short sale listed there and the community has not been finished.
How big is the risk of buying in this community if the builder will not fulfill its committeement to finish? Are there any risk for the builder to become default in the current market condition?
Delaying settlement/closing
I am in the process of buying a package of 3 properties. After both parties signed the contract, the bank asked for changes in the contract to be able to finance the deal. The seller never signed the…
What do buyers prefer?
Wood stairs with no carpet or carpet?
how to get condos fha approved?
I am thinking of buying a condo in an up and coming neighborhood. I found one at a great price but it is not FHA approved. I plan on staying there for a long time ( well over 10 years) Is it possible…
Can I get a mortgage loan with no job and no co signer?
I'm a current contractor who has just finish a one year contract. the money is there for the down payment (20%) plus plenty more but the contract is over so, I'm technically without a job until…
Looking for yearly rental houses in Carlsbad and Encinitas
Our family will be moving into the Carlsbad/Encinitas area this summer from Denver. We'd like to rent for a year or so to get a feel of the communities available. When is the best time to start looking…
How to Choose the Best Cubic Zirconia Jewelry?
Cubic zirconia jewelry is at the same as most of fashion jewelry.
how do I change my password?
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Land Contract in Hillsdale County, Mi
My husband and I is looking for a house with 18,000 cash and the rest will be a 5-7 years land contract. Does anyone knows in Hillsdale County, Michigan who is willing to do a land contract.
I live in Santa Cruz Calif.I got another 2months extension on my Section 8 voucher. I have a month left and then I have nothing. I need a place to liv
After June is up I loose my voucher. I have references but that is not enough. I don't do drugs, I don't smoke. My son and i are ideal tenants. But no one will give us a chance. Can someone help us?
Paying full asking price: what repairs are reasonable to ask for?
My husband and I are first-time home buyers purchasing a For Sale By Owner property. Because of the competitive market in Lafayette, we loved this house and offered full asking price. After the home inspection,…
We are in the process of closing on an reo home. We have had to push back our closing date twice and about to be our third time next week. The
sellers to do have a clear title and we haven't had much word on when this well be fixed. Any suggestions on what we could do.
Is Redmond, Or. a really good place to live?
We may be moving to Redmond or Bend, depends on what regular sale homes we can find. Our home is sold, in Dundee, but with a contingency for a successful closing, so we can't go with a short sale…
Outside of town
I really would like to search specifically outside of Redmond. I want to live far enough out that I don"t have to hear my neighbors but close enough that it will only take me 10 minutes to get to town.
My realtor is charging me out of pocket.
My realtor said she's only getting 2.5% for some reason, and is charging me .05% at closing that I'm paying out of pocket. Is this normal?
Buying a house on non-continuing teaching contract.
My husband and I will close a house in 3 weeks. Everything is good except my contract status, non continuous. I'm a new teacher and at our district everyone was in non continuing when I was hired.…
Seller's lawyer gave incorrect information
We are purchasing a house and the sidewalk in front is torn up from tree roots. In our contract negotiations with the seller, they claim that it is the town's problem, and our lawyers agreed. Turns out…
Question about well that has never been tested...
The house I am looking at has a well that is 50 years old and has never been tested. What does this mean for me as a buyer? Should I be buying a well that has never, ever been tested?
360 harbor islandAnybody 2 bed for 200k is a good deal? or the area its not good for those type of property? please give me a true opinon
My agent telling me it's a good deal, some others tell me the area it's not good for this type of property too expansive for north bay village, i would appreciate a knowledgeable and logic answer.…
how much can i get approved for with a credit score of 644 and a annual income of 58,000?
looking at homes in the oak ridge,nj area but need to know can i get approved for around 300,000
Can I afford to buy in LA?
I am moving to LA from the Bay Area for a new job (and with the hope of buying my first house in LA). I am looking at two areas: DTLA (not near Staples--more arts district) and Silver Lake. I want to…
Can I get a conventional loan 4 years after short sale with 5% down?
We living in Arkansas and want to purchase a 340,000 home getting a conventional loan with 5% down and a credit score over 680, great income. Our short sale is from early 2010. Is this possible or does…
Looking for FHA loan or in house financing with a credit score of 600.
Hi, I am looking for a FHA loan with a credit score of 600. My credit debt utilization is about 50% total, and I had quite a few inquiries due to shopping for mortgage which adversely affected my credit…
VA loan with an IRS Direct Debit Installment?
Will we be able to get a VA loan even though we having been paying on a tax bill for the last 19 months and have 4 years to go? It is a Direct Debit Installment so we have never been late. It is not…
My broker lied to me in an effort to force me to use their recommended lender.
After pre-approval and receiving a good-faith estimate, I decided to seek out other lenders. That same day, my agent was meeting with seller's agent to discuss repairs I wanted to have done on the…
Helping my big brother keep his home and buy a short sale
So i currently live with my older brother in his house in SF. Before it was a nightmare being at the house because of our neighbor but they have finally moved out and we are at peace. Throughout two years…
Need advice on where the best areas in Atlanta and Texas are for multifamily passive cash flow properties
Hello all, So we are 3 new investors from Canada looking to purchase multifamily homes in Atlanta and Texas. We have taken many valuable seminars, have read a ton of books and are now ready to start investing…
How long after graduating from RN can I buy a home?
Hi, I will getting my Bachelor's of Science in Nursing in 2 weeks and I will be taking my boards in a month. I already attended 2 interviews and had a job offer from both. I will be getting paid $22/hr…
How long do I need to have been at my job for FHA?
I have been rebuilding my credit and finally have a middle score over 620 (as of today) and have everything but a couple of small medical bills paid off. I have enough for a 5 percent down payment in…
How do I really unsubscribe? I have tried to unsubscribe from your emails 3 times and I am still getting them.
Changed my preferences to NO emails about anything. Clicked the unsubscribe in the emails 3 times. Still getting them. Please delete any profile I have and remove me from any email lists. Thanks.
What are considered "outstanding shares" in a coop?
I very recently finished closing on a coop and just received my first maintenance charge. On the letter from management is an assessment for "outstanding shares" which is equal to my maintenance. So…
Are you aloud to switch real estate agents?
I had contacted a real estate agent and she put me in touch with a mortage guy, and now i am pre approved for a USDA loan. I've sent the realtor a list of houses that i am interested in and still haven't…
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