Home Buying—questions & answers, advice and opinions page 479

Should I continue without any mortgage, re-fi, get a reverse mortgage or wait & see? I'm leaning toward a "reverse mortgage". I live in Bell Tower Par
I paid about $220,000.00 for a condo nearly a year ago. The original price when new was in the $400,000.00 plus vicinity. Presently it's in excellent condition. We like the neighborhood & the friends we've…
When we need the Power of Attorney when purchase the house?
We're ready to buy a house. However My husband and I are going oversea for several months for business. We would like to appoint my parent to sign all the purchase document. When we need to present…
Price starting at $262,000 - what can I anticipate for other expense?
Hi, There are so many signs on the highway that says "starting from, price from.." for new homes. The one I found is saying "Priced from $262,000" That price is probably the basic option for the house.…
Wanting to know if we are ok to be pre approved?
My wife and I found a home we like for $130,000. It would be our first home buy. My credit is 713. And we have 20% for down payment. We both have at least 15 years at same job and make 77,000 a year.…
i am interested in using streamline too, is it true that you can use 203k to purchase the home?i found a hud
home for 15,000,but i want to submit my bid for 8,000 would that be wise?
Do I really need a buyer's agent or can I eliminate another middle man and take a cut of the commission he would have received?
I'm looking to buy a house in Austin. I did some research on my own and found a suitable house. I contacted the listing agent for a tour. I would like to make an offer on the house. Is it worth…
We just rent a 2 bedroom home and signed a years lease, we would like to rent out the 2nd bedroom to a friend to help him out and our self.
When landlord found out we wanted to rent out the 2nd. bedroom he now wants to increase our rent 100.00 a month and screen whom we rent to room out to. Is this legal in Nv.? I can respect him wanting…
First time home buyers program in NY and mortgage amount?
I make just under the maximum income for 1 person to qualify for the first time home buyers program in my county which has a 4-1 savings program for down payment and other things. I make ~37k/yr currently,…
Are you the only one in Lake County whom does anything for the needy for supplies, maybe a resource center?
I was watching Channel 8 & they're doing a stuff the bus. I was wondering if anyone in the Lake county area has a resource center in order to do this for kids & families in Lake County, their…
Where can we find a lake front home or land in the Poconos that allows motor boats?
We would like to buy a second home or land that is on a lake that allows motor boats (preferably with its own dock) but also not too far from a ski resort. Wondering what is availble and how much we could…
are there any homes in northwest albany,ga or leesburg ga?
hi are there any homes in northwest Albany or in Leesburg ga that will do owner financing? my aunt bought a home the seller did owner financing and she has had no problems been living there for 5-6 years…
HUD second home
Can I purchase a HUD home as a second home
Do I qualify to buy a home?
Mortgage products change frequently so an early lender consultation will provide you information about what you need to do to align yourself for the best mortgage product (interest rates, term, down payment…
Mortgage with 607 middle score in indiana/kentucky
Can i qualify for a mortgage with a 607 score!? I make 50k a year, very little debt. I have a car payment 292 per month and a student loan 52 per month. Id have 6% down on a 75k loan and am interested…
I'm looking for a 1br apt to purchase under 100k.
I have a preapproval for that amount. Credit is at 680, have 20% down and enough for closing costs but no reserves after that. I've been rejected by a co-op in Mount Kisco. Anything in Peekskill that would…
Hello, I am wanting to see if there is any way I could as a first-time buyer qualify to purchase a home without a down payment? I
I am a single mother of two small children. However, any place that I can rent is either in a terrible neighborhood or in an apartment complex. I work very hard and want to be able to own a house. I can…
I'm having a terrible time w/ lack of help from realators with short sales & foreclosures. I have about 80k cash & really want a sfh in
broward county, FL. My credit is horrible, so my only hope is to find one of those homes to buy. I'm not worried about it taking monthsss to get in a short sale home as some realaters warn. Any suggestions…
Using a realtor for a BMR in San Francisco?
I'm a first-time buyer looking to buy a BMR in San Francisco. I've completed the educational classes and studied up on the restrictions, qualifications, etc. I'm unclear, though, as to what services a…
Will lowering my monthly student loan payment increase the amount of money I can borrow for a mortgage?
I currently pay $405 a month towards my student loans. I will be done paying them off in about 15 years. If I did an income based repayment plan, my monthly payments would drop to $280 and would take about…
Question about short sale addendum
Hello, in the middle of buying my first home which like many homes is a short sale. I would like some advice/insight with what is on my contract. I have one line in the contract stating: "Buyer's right…
Realtors with real estate investing experience in Greater Los Angeles, CA
Hi My husband and I have started to get into real estate investment and are still relatively new. We gotten some education and training, researched and studied on our own as well. We want to focus…
New Mexican family want to buy a house, but my credit is 514 :(
My husband and I were hit hard a few years ago when we both lost our jobs. My husband has been our primary income for sometime and I recently have got back to work after finishing school. We currently…
Doesn't the real estate agent have a duty to protect your house from a potential buyer's kids ransacking through your house?
The parents obviously didn't control their kids. The piano had been played with, ping pong paddles were thrown on the floor, towels and lotions were misplaced etc. Shouldn't the real estate…
Assessed Area v/s Listed area
The home we bid has a far lower assessed area that what is advertised as the liveable area. It is a split and looks like assessor did not include finished lower level . Adding the lower level will…
Should I get preapproved?
My wife and I want to start looking for a house seriously now. However, we have one small problem. We're $2000 short in savings of what we want to have when we actually buy the house. We'll have that…
Offer to buy a condominium - additional contingencies
I'd like to make an offer to buy a unit in a complex with about 50 units total. The listing broker prepared an initial offer (MAR Form #501) with the standard (mortgage, inspection) contingencies.…
Interest rates (and projection) for first time buyers
I worry that $5k now is ultimately better than $15k next year (IF interest rates go up.) What is the typical interest rate for a first time buyer? I know interest rates are expected to go up in the next…
I understand totally after 35 years why buyers who speak another language want a mortgage rep who speaks their language to attain a mortgage. WHY?
You can not dictate who buyers should use for a mortgage. But when a commitment takes 4 weeks longer, more paper work required, than the norm it is exhausting. Top it off with buyer bought here in Middle…
Slightly odd question...
Can a senior who's on disability,social security,and also recieving a deceased spouses social security buy a home ? My daughter recently read somewhere that it's possible,and if so,how difficult would…
Keep submitting corrections and yet my home still has inaccurate information listed with Trulia.
I've claimed my home and reclaimed it and made numerous correction submittals over the past month, yet the old inaccurate information keeps coming back.
What do you think of Cambridge lakes in pingree grove.?
If anyone lives there please let me know I am looking at a townhome there and it looks amazing. Let me know what the you think.
Lake Mohawk lake community membership fee
I'm considering purchasing a house in the Lake Mohawk section of Sparta, NJ. I've heard that I need to be a membership fee for the lake community. How much do I need to pay and is it any way that I can…
Can a seller let our contract expire to accept another offer?
We are 2 days away from closing and the 2nd appraisal on the house came back low. We then asked the sellers to split the cost since they refused to lower the price for full amount. In the meantime their…
Is there a way to search San Francisco VA approved homes/condos that are for sale easily?
We are looking to buy a place in San Francisco using a VA loan but it seems like it's a ridiculous procedure to find any places that are VA approved that are for sale. Any websites or Realtors we…
I am a first time home buyer and we but a bid in on a house and the sellers excepted it but since it is a
short sale the bank has to say yes also, last I heard it was with a negotiator how long can this take? I have a loan locked. I am just getting very discouraged, my realator says she calls the other realator…
We have put offers on 2 empty short sale houses, after 2 weeks people move in with no explanation, is this coincidence or is this becoming more common
Both houses are not short sale approved but are in the process. The frist house was empty and 3 weeks after we looked at it a family moved in. The listing agent said that she was unaware thet there were…
ARE THERE RENTAL HOMES IN HUMBLE, TX?
We need a rental home with the master suite on the first floor AND (here's the biggie) we HAVE to modify the shower to roll in status. My husband is in a motorized wheelchair and I need to shower him…
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