Home Buying—questions & answers, advice and opinions page 1021

still need to know what a Sheriff's Deed does, how it works?
Does a sheriff's deed mean they've already lost the house, been forclosed upon? Or is the house still occupied? Or have they been evicted by the Bank/Sheriff? Why is there a difference if there is "more…
Is my real estate agent rude or not?
We've been following a short-sale that we liked, however, we've only seen pictures of it. Initially we asked our buyers agent to look into it, she told us that it was "pending lender approval,…
Are there any programs available that would allow someone who's above the $40K income requirements to obtain a reasonably priced condo in harlem?
I have been searching online for different types of opportunities and it looks like I missed out on the auctions that took place back in March. Are there any other types of programs to help someone get…
is radon problem a deal breaker when purchasing a house?
Hi, We are about to put in an offer, but we found the house had a history of radon problem. Shall we walk away from it? I think it could be very costly if the radon issue still hasn't been fixed.…
Using mortgage qualification calculators when we currently own and are looking to sell and buy a new home...?? Any suggestions??
If we are looking to move (i.e. buy a new home and sell the one we are currently in), does anyone know what the stipulations are of qualifying for a mortgage? When entering info into mortgage calculators…
Seller moved back in after we entered contract, what if he doesn't move out?
We are in the process of buying our first home. We submitted our offer with the understanding that if we entered contract by a certain day, the seller would not move back in. He moved back in anyway.…
How much sellers assist should we ask for?
We are looking to build a new home in a Rodrock community and have reserved a lot. We already have the pricing sheet with the options we requested. We are looking to finalize the contract soon and are…
I am a foreigner from Asia. I am interested to invest in US property. Need to find agent, investment recommendation and required procedure
I do not live in USA, I am buying property either for rental or for flipping. I am open to any locations in USA that makes good investment sense.
Regarding lots on Johns Island, SC
I see that over the past few years the price of lots on Johns Island have been falling. What is the state of that market today and your expectations over the next year or two? Is now the time to buy…
Is it legal to put multiple offers on short sales with the intent to buy the first one that accepts in writing?
We are in the market for a home and have found many good deals in short sales and foreclosures. We want to put offers on several of them and wait for the first one to respond. When that happens, we plan…
My husb is on workers compensation& I'm the primary wage earner.
Since he was injured our credit score has suffered. What is the chances of getting a mortgage with a low credit score?
Advertisement updates?
Why hasn't the ad for 255 North Rd #61 been updated? It says close by Dec 2010 = 6 months ago? Also the condo fees are misleading; they are really$506 per month. The property may have been painted…
There seems to be an abundance of homes for sale on Brant Dr. Is there some specific reason for this?
I'm interested in one of the homes listed on Brant Dr., however, during my searches, it appears that Brant Dr. is not a very long street and does not have an abundance of homes. Is there something…
I am looking to buy a house, but I have a mortgage on my credit. The mortgage is with my xboyfriend and he is still residing there.
Lender will not release me because he cant refinance on his own until he isnt upside down.
My house is about $60,000 under water. Will a new home builder buy my home and build the $60,000 into the cost of the new home?
I know this sound crazy but new home appraisels are give a very wide birth. I am trying to move down to a smaller, less expensive house before I retire and I'm kind of stuck....just an idea!!
If you have an agreed upon price in a short sale, can it be further negotiated if the inspection report shows thousands of dollars in needed repairs?
We reached an agreement with the owner first and then had to negotiate further with the bank. Once a price was agreed upon, we had an inspection done. The inspection report revealed multiple issues which…
how reliable is www.zillow.com on find comparbles for home? Do you have any other recommendation on websites?
If you resell a house is it base on the same type of home in that community (meaning 4 bed to 4bed room)?
We are experiencing title issues with a property we are buying with cash.
Just before the contract expired date we had the agent call us and tell us that HUD had not contacted her with a closeing date and she requested a contract exstension. Now four exstensions later we discover…
If you are a Teacher with CMS and Union County looking to buy call me about GNND and USDA programs?
The HUD GNND program is wonderful and aids our teachers in becoming home owners sooner. I pay a 25% referral fee and can usually get them closed in 30-45 days
Looking for a home in the Essex County area, but how do I know which areas flood?
The flooding is getting worse every year here in Fairfield.
We are looking to buy in Jacksonville Fl. What are houses actually selling for vs listed?
--Are houses being listed for 10-15% above, knowing they'll normally get less or can we expect to pay closer to what they're asking (we're coming from DC where this is the case still)?…
I am interested in buying one of the many homes in the Daytona/Ormond beachside area to hold as a rental, then use as retirement home. Who can help?
I can afford prob. up to $110,000 home and will have $30,000 down payment. Will need mgt, co, to manage
I recently placed an offer on a new home for the asking price, but my offer was rejected.
Apparently there was a second offer made on the home and they chose them over me. I already had 100% financing preapproved through a VA loan, so I cannot understand why my offer was rejected for another,…
I'm interested in purchasing a condo in Thea's Landing...anyone know if they offer lease options? I'd like to move in sometime before
the end of 2011. Im interested in moving in and signing a lease agreement with an "option to buy" at a later date. Most likely in early 2013. I've watched prices drop on condos in that building…
I can pay 500 USD monthly want to buy a house an apartment near or sea front pranagent who can arange this koperty in florida or california can i find
I need al land or an apartment or house Chalet sea front in florida state in one of the majore city i can pay 500 USD that should in clude all taxes if any one can please write me (ibrahim@almohanna.info)
Seeking 1800 Sq ft, 3-4 bdrm/2 bath (min.) SFR's, 600k <.*Needs to be in Whitney HS boundary*.
Prefer large back yard, quiet track, 2 car garage...foreclosure needing min.-to-mod. repairs, Okay.
Does Prudential offer a property management service in Tacoma?
I've used Prudential before (in Tennessee) and I'd like to use them again if posible.
Short Sale disappeared
I was looking at a short sale home today that has been on the market since late last year. About an hour ago, I went to show my husband and its gone! Says listing is "no longer acitve". What…
Can I apply for a first time home buyer loan with my husband who filed bankruptcy 5 years ago? He used his benefits then...
My husband filed for bankruptcy 5 years ago due to a bad divorce from his marriage. We want to purchase a new home in Orlando, I am a first time buyer. can I apply alone to receive the lower rate benefits?since…
Appraisal
We are undercontract right now purchasing a home that I a foreclosure @ asking price of 119.000 and we offered 125.000. They excepted offer . Now the home I s bring appraised at 125.000 how is that possible?…
What are the steps in buying a fannie mae forclosure?
We found a house, got pre approved for a loan, now what? Is this going to be different than buying a regular resale home?
I'm making an offer on an FHA-backed short sale. What price discount will be accepted?
I understand the 88/86/84% guidelines as to what HUD needs to make back in net when the transaction closes. However, if the property has been listed A LONG time, say, more than 120 days, don't those…
How do I find the owner of the house next door?
i need to contact him he is the landlord.
Thanks for the prompt answer.
Do you have a foreclosure specialist in your team? I am looking for one to purchase a deep discount property in the following areas: Apex, Cary, Morrisville, Northwest Raleigh (west of Rt 50) - desired…
We received a call from someone saying it was a lawyer offer to work with us to get President Obama's stimulus but he told us we have to pay Ten
thous We received a call from someone pretending to be lawyer offer to work with us to get President OBam'A'S STIMULUS, BUT HE WAS CHARGING TEN THOUSAND DOLLARS. iS THESE ILEGAL OR NOT.. wE REFUS3ED…
Is a lender obligated to ask client if they want their rate locked? And what the interest rate is before locking them in?
My lender drew up loan docs and I found out later what the rate was and that he had "locked" me in and could "float" me down to a lower rate for a fee after I found a lower rate offered…
How to get escrow deposit back from Short Sale contract offer expiring-bank didnt get to-now can't find seller to signoff as per FLORIDA law?
With a good pre-qual loan we put $1000 into escrow for offer of SSale. The bank did not "get to" considering offer before time on contract expired. House went into foreclosure 2 months later…
We are looking for a minimum of 200 acres for a cattle operation. Need nearby lease land to also graze cattle on. Horse facility/classroom/homes/
I am interested in a 200 plus acre ranch that has grazing land for cattle. Fences and crossfences a plus. Need land nearby for cattle lease. Interested in a classroom/horse facilities/ one to three…
Tax value vs. asking/selling price in McKinney?
How close should the asking price be to the tax value for a house in McKinney, TX? Is there a rule of thumb that it s/b close or does that even matter when the owner/agent sets an asking price? I see some…
i would like to be contact to see the house in 764 North Seville Circle #95, Palm Springs CA 92262, but i did not see any contact in the add. Please
contact me at 301-326-9220. I will be off on Tuesday, maybe i can make an appointment e-mail: malenatorres@yahoo.com
Can I purchase a house with a Credit Score of $550? My credit to debt ratio is very high (75%) but in actuality I don't have much debt, just $2k.
I make $20K a year so my debt is only 10%, the problem is renting in NY State right now is far more expensive than owning a home. If I keep having to shell out $800 a month for rent plus utilities I will…
What do I do? --My agent is Seller's agent!
I've had an agent showing me a few different properties. Many were not hers, but the house I fell in love with is her listing. She had mentioned from the get go that if I were interested in that house,…
We are considering a home in the Hills of Sullivan in Avondale. I've heard that there are lots of mushroom
houses in the area. Does anyone know how bad and how often themushroom odor is? Thanx!
I've been approved for a USDA guaraneteed loan. If the home is $70000 and is appraised for $85000 can the loan be approved for 85000 for
closing? I am worried because the loan specialist keeps telling me that I will need to have the seller committ to 6% seller concession due to my lack of funds. I have been reading through the USDA Rural…
I want to move to the Atlanta area but have never been there. I can afford $85k or less. Any suggestions on up and coming n'hoods in my price?
range? I'm finding beautiful homes in that price range but not sure if the areas are nice. I'm looking for a home in a nice neighborhood that is up and coming and I can hopefully make money off…
I see prices in Great Neck remain near late 2006, 2007 bubble prices but sales are down over 65% YOY for the
most recent 3 month period indicating that sellers need to lower their price to get sales activity to increase. When do you think realtors will start advising their clients to lower their prices Great…
condo or co op
i am looking for an apt. in 700k$ i have 200k$ DP - the apt. is for investment- i am looking in UES , what will be the net profit from rent ? also condo or coop? what is the difference? what kind of…
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