Foreclosure—questions & answers, advice and opinions page 176

Some interesting Light Reading this morning...Bank of America Alledgedly Reposses a woman's Parrot during Foreclosure...
http://www.msnbc.msn.com/id/35776956 This is the link to the article. Strange things going on these days!!
can i get my home back from son who they forclosed on?
my house was in sons name and he mesed up real bad with a bad lender at a young age i am so upset w\hat can i do i think it was even auctioned of with no buyers
How do I get into property preservation technician for foreclosed homes in the Sacramento area?
Hi my name is Christine my email is jimnchristine@surewest.net. I wish to clean the interiors and do yard work as well as generate business for my husband Jim's Painting service (916) 723-8632. JPS…
How can I sell 11 foreclosure homes in Detroit?
I have 11 homes in in Detroit that I purchased from a Bank in Foreclosure... They need a lot of work and have been vacant for 6 months. At this point, I'm willing to try anything.
My son, a nurse, wants to buy a small house for me, I too am a nurse but am 60. Where are there less expensive safe areas close to PA/ NJ border?
What about senior housing, what exactly is that? Also, we have a short time to move so we have to move quickly. TU
We are currently renting a home in Winter Garden, Florida - guess what? It's in foreclosure! Shocking, I know. This is the 2nd home
we've rented in Florida, 2nd home to go into foreclosure. However, the circumstances here are a little different. We are currently under lease until the end of December - our landlord has notified…
Cant afford property tax. What are our options?
a year ago we purchased a new home never lived in. we were always told our property tax was going to be around 1.5%, thus equaling a pymt of 1700. A year later, we are advised that mortage pymt is going…
With all the home deals out there, low interest rates, buyer credits.. Where are the buyers?
What has to happen for people to feel comfortable in buying homes?
I am in the process of bying a home. In the seller`s discloser th bayer said that was not tank and no contamination. During the atty review we found
out that there been an underground oil tank that was removed 1 year ago and the underground water, not the soil, resulted contaminated. The seller did not do the remidiation. Since the contract was signed…
Corporate owned property, proof of funds / pre approval offer, will I even get a lender to pre-approve me or should I not even bother with this house?
"Corporate owned property being sold in as is condition only. Proof of funds or pre-approval are required with all offers. Buyer pays both sides of transfer tax." Just reduced to 109, 000 I…
Can any agent help me to buy a foreclosure, or are there special agents for that? Re: Realty Trac Foreclosure properties listings for hundreds of $$$
OK, I am single mom with one child, a middle class income, and credit card debt that I am trying to fix and get rid of now. I am looking to move back to Bensalem and I would really like to buy a little…
Options when short sale, deed in lieu, or re-fi are not available? How can we avoid foreclosure?
My long-term boyfriend owns a property in FL -- he had a job relocation and therefore had to rent his property out. Unfortunately, after a year nobody will rent it because the rent price is too high for…
Is there any way to find foreclosure auction results?
Right now, I am looking at a house that was foreclosed and bought by a company that fixed it up a bit and is now trying to sell it. I want to know how to find the results of the auction so I can see how…
my property is mortgaged for £ 650000 and I cannot afford the mortgage payments.If the mortgage company
foreclose on the property and sells it for less thn $650000 am I liable for the difference?
Can anyone recommend good Real Estate Attorney in the state of Indiana?
Mainly looking for RE attorneys who are familiar with foreclosure procedures for Lake, Marion, Allen, and St. Joseph counties. Your advice & recommendation is appreciated, thank you!
I live in South Tampa Florida, there are so many vacant homes. My husband is retired and I employed. Together
we bring home over $4000 a month, we can not buy a home due to poor credit should we look at the buy preforclosure even though they want 210.00 to get a list?
We are interested in a foreclosed home. Was for sale for about 5 months, went to auction, didn't sell (bids were low). So, property is still
for sale. Fanny Mae owns (?) the home. What happens now. Will they be willing to take a low offer?
What to do when you can't reach a seller's agent for a short sale listing and you feel the seller may be selling to his friends/family?
I have encountered this on 3 short sales recently. For one, the seller agent listed a wrong phone number on mlslistings.com and there was no way to contact her. I called the company she listed she worked…
Bank of America says investor is countering at higher price. Counter price is way out of line what do we do? We believe investor is FNMA.
2nd BPO was done 2 weeks ago and there is no way it is anywhere close to the counter price. Last firm sale in neighborhood was over $200,000 less than counter. The highest list price in this neigborhood…
i am trying to do a modification on my house w/ bofa. my sister lives there with me. i do claim her on my taxes now as a renter due to income .
have claimed losses and gain.now the bank said they cannot modify loan. (think it is a rental) how do i correct them.
I would like to start a Forcloser cleanouts buisness. And I am trying to find out what I need to get started and get in the door. To get work. Have
years of exsperance working for someone else. Want to turn it into work for myself. I live in AZ any help would be appreceated..Thanks.
Short Sales......A year Later
I am curious about understanding the aftermath of a typical Short sale. A bank forgives 100k in mortgage debt and agrees to sell home. The following year issues a 1099 to seller for income of same amount.…
We're starting to make alittle head way on these Short (not really short) Sales.
Just this last week our short sales that we've been working on for so long seem to finally be getting somewhere. From what we can tell there seems to be levels you graduate to when you've jumped…
Are these houses still on sale/foreclosure? How can I tell? 651 Nesting Ridge Dr Rochester Hills, MI 48309 and 3608 Heron Ridge Dr Rochester
Hills The Heron ridge according to realty trac is 109,000. How is that? This is all coming from realty trac.com So, I'm not sure about the reliability of the website.
what happens to a second mortgage on a foreclosed investment property in virginia?
am I responsible for the debt or is it forgiven? Can they come after my primary home or other assets?
The home that my clients want to purchase is a foreclosure, where do I start to get information about this property, it is not in mls or courthouse
i am a fairly new agent; I have never sold a foreclosure property. The home that my clients want to purchase in not in MLS nor is there any information at the courthouse besides the original owners.
Can anyone tell me how much I can expect to pay to de-winterize a townhouse for inspection? The seller (bank) accepted our offer today & my
realtor said to expect about $100-$150.... is this realistic? He is a fairly new realtor & hasn't sold a foreclosed home in over a year. I do not have a plumber of my own, my realtor said he could…
I bought a house on the online miami clerk of courts foreclosure auction. I have the certificate of sale. The defendant has filed an objection to the
sale claiming she paid the judgement at the last minute. It was after the auction closed. What happens now???
My house was set for foreclosure sale at the last week in March. My lease is up April 24th, and the Bank which has assumed the role of the landlord,
never gave me any agreement in terms of my two months of security deposits other than a "we'll try to give you your money back" What is their recourse if I simply refuse to pay them my last…
how can i get a house at this price?
what do i need to do? please let me know.
looking for help w/ Good Neighbor Next Door Program for teachers?
My husband teaches in PasadenaISD and I'm a teacher's aide for the same, we would like to buy a house but don't have funds for down payment. I know there are several programs out there but…
my sister is doing a short sale. Escrow is now ready to close however the bank has now requested that she pay $19k before escrow closes.My sister
doesnt have that kind of $$ and her agent says she made a deal with the bank to pay $100 month (doesnt sound right) She told my sister to sign for the $19k and then just file bankruptcy right away so she…
I have a rental that is $200K underwater in value with $3K a month inout of pocket expense. Can I foreclose?
How do I foreclose without having it affect my credit score? My wife and I would like to buy a new house soon. This was an overall poor investment.
I signed a home loan for a friend of mine with bad credit. I am the sole holder of the loan. Is there any way to get my name off this loan?
The property, which is a residential investment property, is about to go into foreclosure. If we can't negotiate a short-sale she plans to pay off the late payments and go back into repayment on the…
need some legal advice for buyer. I was in contract with a bank owned property. The deal fell through after many extensions due to conditions needed
by broker for mortgage. specifically, the termite treatment was approved by seller/bank and listing agent sent our agent email confirming that the seller would pay out of the hud at closing. closing…
I have a question I have a neighbor who I have had problems since I bought my home in 2005. This neighbor had a loan with indymac loan and her last
payment was in April of 2008. She filed for bankruptcy and her home became an REO on June 22, 2009 as no one bid on house at the auction. I went to the recorders office and have a copy of the new trustees…
In a forclosure, what is meant by "No deficiency judgment; 6 month redemption period"?
In a forclosure, what is meant by "No deficiency judgment; 6 month redemption period"?
We need agents that want to work with us searching the MLS for SHORT SALE Make up to 7.5% per each deal
We are looking for an agent that can search Rockland County and Westchester county for short sale. We are CASH BUYER and can provide prove of fund. We will buy any single family home short sale you can…
4 months behind on mortgage payments, filed a damage claim w/ insurance, paid repairs myself. Can mortgage company hold/keep insurance check?
I am now 4 months behind on mortgage payments for rental property that I am currently working with attorney and realtor to short sale. When tenant moved out 2 months ago the AC unit was stolen. I have…
What is the market like in Louisville, KY for low cost government tax foreclosures, and where can is the best?
What is the market like in Louisville, KY for low cost government tax foreclosures, and where can is the best place to find information on what is available and at what costs?
How can I verify that an apartment complex that was up for auction was sold, and who it was sold to?
There was an apartment building in Lynwood CA, that was up for auction on 2/25/2010, and I would like to know if the building was sold and to whom it was auctioned off to. The address is 11185 Carson st,…
I recently signed a contract for a foreclosed single family home in the amount of 120k...
I recently signed a contract for a foreclosed single family home in the amount of 120k. The appraisal came in at 100k and the bank is refusing to reduce the price. They are arguing the accuracy of the…
If you have a foreclosure on your property can the condo association come after you for their fee's? Can the city come after you for property?
taxes? Can they garnish my pension or take my Ira's or 401K monies? I have a mortage of $114,000 on a Condo that is now worth $75,000 (if I find a buyer). I am thinking of walking away from this…
my home is about to go into foreclouser and i don't know what to do
i am a recently divorced mother of 2 i got the home in the divorce with a hugh mortgage i was laid off in june 2009 i found a job in august 2009 with a great pay cut i can not afford the mortgage i turned…
In California. I bought a home in 2005 and immediately moved into the home. I lived in it for THREE years. The home was purchased as a primary
owner occupied home. In mid-2008, I moved out of the home and rented it hoping values would come back. I did NOT refinance. One attorney is saying that I can walk away because the house was bought with…
I saw on "Nightline" that there are some nice foreclosed single family houses in Florida for a low as $50,000.
In what area of Florida are these or other low priced ($50,000-90,0000) homes available?
so i see the foreclosure bargains for homes they have prices like example: $48,000 -* so whats the catch with the houses being so cheap????
do you really by the houses for this price how does it work can you by these house with a FHA LOAN?
I have a big problem buying a foreclosure in Linden VA on Granny Smith Road, I have the funding from the bank, but the selling agent can't find
deed I thought the deed was required to sell, additionally I've found out that the listing agent isn't licensed to list or sell properties in Virginia. It's been under contract with me for…
HUD property and agent commission disclosure
Guys, I have hired an agent to help me buy my 1st home in Atlanta. We came across a HUD property that I'd like to place a bid on. Historically, theHUD homes are subject to a huge demand and a lot…
My condo is being foreclosed in FL. Should I still pay HOA dues and if so until when?
I had owned the property for use by my daughter in school. She left, I tried to sell AND rent to no avail. Lost my job and couldnt keep up the payments. The bank has initiated foreclosure even though we've…
Where are the foreclosed homes in 07722 Colts Neck, NJ?
How do I get a list of addresses of foreclosed properties - or preforeclosure - in Colts Neck, NJ
I bought my home 7 years ago. Prices have dropped so rapidly that the home which was actually my first choice back then is selling for less than a
third of what I owe on mine! I have the cash to pay for this house so besides bad credit what legally can the bank do if I walk away? By the way, selling is out of the question because I wouldn't…
In June of 2007 me and my children father brought a house. i was not gonna be on the deed but he told be he need me on for my income and they not
need to look at my credit, which they didn't because my credit is bad. i sign my name a co-borrower. in 2008 eight a year later we went our separate ways. i left the house with the kids and he said…
Mortgage with dcu(digital credit union)
Has anyone had loanmod done with dcu?We have been dealing with them for several months now and no one seems to care about us and they are pushing us to foreclosure.Also is there difference in dealing with…
I just walked away from mortgage
When I saw that the houses in my neighborhood where selling for about half what I bought it for I decided to stop paying my mortgage 6 months ago. Since one west bank and Deutche bank would not give me…
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