Lower APR vs Lender pay closing cost
Well, we are looking to lock in the rate today. We have the contract. But here's the thing. Our loan officer said we can either take the 3.25% and she will pay $150 toward the closing cost or 3.75% with
Adjustments on rate lock confirmation from Lender
I got a rate lock confirmation from the lender via my broker. It has a rate sheet item saying 100.625 and then adjustment of .375 so net price is 100.25 . in the adjustment is .25 for LTV 75-80. My broker
Small mortgage with fair credit?
I have a credit score of about 671, although I don't have much credit history. What I do have is small and not very good (delinquent cable bills and the like). I paid off all my debt just over a
Qualifying for new mortgage with rental property
We are planning on purchasing a new home in the next few months. My boyfriend and I each currently own separate townhouses. We will be selling his, but I am on the fence about mine. I have it leased
Financing in Houston
Potential first-time home buyer here. I want to buy a $120k property. I have no verifiable income, but receive more than enough monthly financial support from well-off family members. I have a perfect
Jumbo mortgages in Douglas County - max CLTV?
We are interested in purchasing a home for $900k and $1M in Douglas County. Would be interested to know what programs are out there for 90 % CLTV at that pricepoint - 780 FICOs....
Financing Second Multi Family house
Hey, My question is how much do i have to put down for a down payment on my second multi family home? I currently own a 2 family (which i live in and is primary residence) that was appraised at $375,000
Self-employed - Doc or no doc?
My husband and I are both self-employed and are looking at stated income loans. Our broker says stated income loans are few and far between these days. We have a 20% for our down payment and excellent
Conventional Loan with low or no downpayment
My wife and I are trying to buy a condo in the Victorian Village/Harrison West/Short North area. Unfortunately there are not any condos that can get approve for an FHA loan. Are there any lenders out
Can I afford to buy?
I have a 600 credit rating earining 60K/yr gross with student loans payments each month. Is it possible for me to buy a Single Family home in the 100-200K range?
Will my Wife's income qualify?
I am in the process of having to relocate to be closer to my job. My wife left her job of 5 years at the begining of 2012 when our son was born and spent his first yeat at home with him. At the end of
FICO score in regards to mortgage loan
when paying off delinquent accounts on your credit is it ok to pay a settlement amount, or is paying the full amount more beneficial to your FICO score?