Financing—questions & answers, advice and opinions page 50

How do I find out the fair market value of my home?
Need to know if my 2nd mtg is in or out of the money.
Which banks are providing loans for investment properties in the West palm Beach area?
-- This question was asked from this property: http://www.trulia.com/property/3073466404--N-82nd-St-West-Palm-Beach-FL-33412
Looking for a lender who can do litigation condo <600 sq/ft.
I have a client who is looking to refinance his condo. The building is in litigation and his unit is around 300 sq/ft. Please let me know if any lender can do the loan.
Can I change an uncontested divorce if I am paying on a mortgage my name isnt on?
My divorce was final in 2011. I agreed to pay on the mortgage until my ex refinanced to help her out financially. She has sense said she never intended to refinance. Can I get this changed now? My name…
FHA Coborrower Buyout?
I have a FHA loan and co-own the property with a friend. The preference for both parties is that one friend will buy the other out. However based on our research i appears that the value of the property…
Any banks that offer mortgage to F-1 student visa holders in New Jersey?
Currently pursuing Ph.D. and have valid SSN, work authorization (adjunct lecturer in university), excellent credit history, W-2 and tax returns since 2007, and visa is valid until Dec. 2017. Looking for…
Hard Money Lending in Chicago Area?
Greetings All - Any suggestions on any Hard Money Lenders in the Chicago Area? Credit is not too good but Loan to Value is < 50%. Long Time Property Manager looking to get some cash to rehab one of…
Can you get an FHA loan for a new construction?
I was just wondering if you can get an FHA loan for a new construction. If so, what percent down payment must you put down? How exactly does it work if you are buying a lot and having a home custom…
I am looking for brokers who would like a place to send their turn downs when they are unable to approve a clients loan request.
I am a Irvine-based private money lender looking to network with real estate brokers.
How Much Land Is required. Really?
When doing a VA home loan for a manufactured/modular home how much land is required. Is it enough to attatch the land to the home, or does it have to be a whole acre. Just curous bc im getting some land…
Fha- How much money do i really need
I have the 3.5 in savings but closing money is in 401k... Im really hoping to have sellers concession cover losing therefore i have no intentions of withdrawing from 401k.so my question is 1. Can i…
Is there anyone in sc that would work with a veteran who has a fico score of 617.?
Im a veteran recieving disability at 70% bah for school and has a great paying job. My score rose up from a 584 to 617 in 2 weeks due to challenges and will rise up more for other situations. My debt to…
Finding a bank to do a HARP loan on investment property
My husband and I own a home that we have recently rented out. The home qualifies for a HARP refinance. We rented another home to live in. We are wondering the best place to go to refinance an investment…
FHA Employment Guidelines
I am wanting to purchase my first home. The place I am looking at is relatively modest at a low price of 59900. My question is in regards to my employment. Currently, I work as 1099 for a non profit. I…
Hi I am a PhD student in the UK (Brit). Am looking 2 buy a condo in California 4 300k. I have $250k in cash 4 downpayment. Can anyone help?
So I am living in the UK and completing my PhD degree (cant show income). But I have a large savings account and would like to use that money to buy a condo in California. My idea is to then rent it…
What kind of mortgage interest rate can I expect after a foreclosure?
It was 4 years ago and I have rebuilt my credit, have good income and a stable job. Any experienced mortgage brokers out there to give me advice? I see such great rates at the moment but don't know if…
Are there any lenders offering doctor loans in Minnesota?
I am moving to Minneapolis in a few months, and I am trying to find a lender that is familiar with doctor loans or physician mortgages. Thank you!
Is there a lender out there that can give a 5% down loan?
My credit union reran our credit again and we were informed that we have dropped a tier. He said that Fannie Mae wont approve us because of a referal in caution? (i think thats what was said) our mid…
Can we buy a house with no down payment?
My husband and I are looking to buy a house in San Bernardino or Riverside County. We are first time buyer, have jobs and good credit scores but no savings for down payment
trying to buy a house
me and my husband drive a trk otr.we are paided per diem.that is stated on our w2's as other income.we made close to $95,000.00 last year with per diem and close to $61,000.00 without it.we are wanting…
Freaking out over my underwriting process.
My wife and I are now I'm the underwriting process and I'm a nervous wreck. We are using my va loan and were pre approved for 170k. We have a great real estate agent and found a house and put…
First time home buyer
I'm will be a first time home buyer I have a credit score of 612 and i work 2 jobs. I want to buy a house in the north dallas garland Plano area. I'm new to this so I would want to take advantage…
How much of a deposit is needed to buy a $650,000 3 family home as in New York? As an investment property, is it true that the bank wont give a loan..
Is it correct that a bank will not give a loan unless the apartments are already have tenants in them?
2 cars and need a house! What kind of loan if possible can/should we get??
We have 2 car loans and need a house! We are close to being able to afford a house we are looking at. We were hoping to get a house loan that can pay off our cars as well. Suggestions, ideas, types of…
Can a broker add points right before closing?
I received a GFE, sent the broker all materials requested, signed all the forms and the appraisal has been completed. We are set to close in days so i requested an updated GFE. It was $6000 greater due…
Having a problem pre-approving.
I met with a Wells Fargo loan officer and he pre-approved me for $375,000. We found a house and went into contracts and then he said he wasn't able to do my loan because I has unreimbursed expenses…
What are the best mortgage rates and offers out there right now? My son is thinking of buying a home.
He owns his own business, has taxes and all up to date. Preference is the Lakewood area.
Financing for a first time buyer, with FICOS in the 700 range & 3 to 5% down
Looking to buy my own piece of the American Dream. Looking for a PUD or townhouse, 2 2 or 3 2, etc., w/ a small pation or garden area big enough for a table, BBQ & my 2 small dogs. Using my current…
Home is worth 145,000. We owe 103,000 on our 1st mortgage and 42,000 on our 2nd mortgage. We do not have savings. Can we move to a new house?
We want to sell our house and move to a new house in order to cut down on a 1 1/2 - 2 hour commute to school and work. We got into our 2nd mortgage after I quit my job to become a stay at home mom - also…
Hi my name is Mike, i am a Canadian looking for financing in Florida. I already own four single family homes in the Hollywood, Fort- Lauderdale
area, where can i get financing I want to buy more properties in this area. I am not a resident nor have a green card,or social security #. I hare excellent credit in Canada.
Can underwriter make you file taxes?
Hi everyone- So my husband is self employed and going for this loan by himself. We are in underwriting and today my loan officer said that because we can't prove that we had 10 k of income come…
Need help getting mortgage with low score!
Please spare me the "score too low, clean it up" I have been working on my credit for more than a year now and it hasn't budged.. anyways.. 620 eq, 560 ex, 568 tu.. I have a car loan with…
I have no credit score. Are there lenders in Georgia who still use alternative or non traditional credit for FHA loans?
We are tired of rented and just do not have credit scores because we wanted no credit. We want to purchase a home soon. Can this be done?
Copyright © 2015 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer