Financing—questions & answers, advice and opinions page 30

Anyone has any details or more info on Blackstone's Rental-Homes Finance Unit B2R?
Does anyone know if they have came out with the details of the program, and how they are distributed, whether it will be via a mortgage broker, or there would be a loan officer that I could deal with that…
How can I get a home loan when debt ratio in consider high?
My husband and I is trying to see if we will be able to get a home loan, before we go picking out houses in Florida. We will,like to purchase a home between Orlando and Tampa ASAP. However, we are told…
I am looking for a mortgage broker in the Raleigh NC area!
Need some help find a solid mortgage broker.
Own a studio worth 35K, got a recent HAMP at 80K through Ocwen. Can I do a short refi?
The 80K HAMP is adjustable, it replaced a GMAC loan I made no payment on for 4 years.on and was foreclosed. Payments now current. Is a short sale the only way out?
Negative Equity Refinance
We have a house in Deer park, NY 11729. I am looking to refinance, I had recently applied for Loan Mod which we were denied because of high Income. Current loan amount is $409,000, Current house…
How can I get home loan with debt ratio consider high?
My husband and I is trying to see if we will be able to get a home loan, before we go picking out houses in Florida. We will,like to purchase a home between Orlando and Tampa ASAP. However, we are told…
How can I purchase a house in Florida, when I have a house already in another state?
I have a multiple family home in one state, However, I was looking to relocate to Florida. I do not want to sell my home yet until I have another one set in place. Because I heard nightmares, that some…
Less than 20% down payment?
Hi All, I am starting to look at buying a first house (will be primary residence), and was wondering if it is possible in this market to get a mortgage with 80%? Thanks!
Getting a mortgage loan with less than 2yrs employment?
Me and my bf decided to start shopping for a home, the loan would be in my name most likely (he is currently unemployed due to taking time off for school). However i was told by a real estate agent that…
I recently filed app with JP Morgan Chase to pre-qualify for 902 Culver Lane in virginia beach. I'm basing the response time on the way it was
presented in the app--get prequalify right away--which way post on this website. Can you please see what happen and let me know either way if i qualified.
May I go through Urban Rual Development for a loan for this home?
-- This question was asked from this property: http://www.trulia.com/property/3054728267-11508-W-1100-N-Demotte-IN-46310
Looking for a mortgage broker or hard money lenders in order to purchase a home?
I am looking for mortgage broker or hard money lenders who offer different options. Some that will work with you on getting a home loan and not hold your debit ratio as a problem. Also who is willing to…
Rate lock and related question
Here is my scenario: Bought a house (then just a piece of land) in new development directly from the builder in June 2013. Went with the mortgage company of the builder. Paid 0.675% higher than the…
construction loan
i know credit is tight those days, i own a land outright, can i use that as Collateral to get a construction loan? then convert it to regular mortgage once it's done. the house is in Long Island,…
Foreign National Investor Financing in Texas
I'm a Foreign National looking for 6% financing for multiple investment properties under $100,000 in Texas. Properties that have been fixed up and fully rented in B and C class neighborhoods. I've found…
Construction financing before or after permit is in place?
Constructing new single family lot in Orlando and need to finance the construction. Have 20% deposit and plans are being finalized. Better to get the permit in hand along with contractor before we go…
Private lender for 20%LTV Somerville
Looking for about 300k against $1.7 in Real Property
What is the lowest credit score I can have and still be able to get home loan?
I am looking to purchase a home anywhere between Orlando and Tampa. However, the credit scores are consider poor. Me and my husband do not have any Bankruptcy, Foreclosure, short sale on the report. At…
Im a investor Looking for hardmoney lender short term and longterm lending with low rates for multiple properties
Im looking for hardmoney lender that does short term and longterm lending with low rates 6-9% for multiple properties (5- 10). Please Pm me if you know a good lender. Thank you
Credit score of 565 looking for FHA or USDA loan...
looking to purchase home in FL 80-90k with 3.5%down. same job for 4 yrs. can anyone work with this for FHA or USDA loan?
Will their be someway to purchase a home with low credit score?
I am looking to purchase a home anywhere between Orlando and Tampa. However, the credit scores are consider poor. Me and my husband do not have any Bankruptcy, Foreclosure, short sale on the report. At…
Heloc or Cash out loan, low 600s due to usage, never late, excellent credit besides that for a rented investment duplex? Any lenders out there?
I have two duplexes that i want to do a heloc or a cash out, preferably a heloc or home equity loan. I don't want the endless mortgage dilema of documents being requested. I have a low 600s due to using…
time for fha review
Can anyone tell me how long it will take my FHA loan to be reviewed? I was unaware until my loan was in underwriting that we are a test case. I would switch lenders but he hasn't logged my appraisal…
Looking for Condotel financing
Does anybody offer financing for Condotels in Virginia Beach, VA?
Can a person with 1 years of work experience, one and half six-digit salary after 5 years of career break get an FHA loan?
I was discussing with a friend and he was not sure and I thought I will post for him - here is the question: . Can a person with 1 year of work experience after 5 years of career break (with continued…
I currently have a owner occupied FHA loan, what are the penalties if I rent the home as I am unable to sale it? I have owned the home for 5 years.
The bank has informed me that I cannot rent it per my loan, I am unable to sell as I owe more than it is worth, what are my options if any??
Mortgage for non-resident US citizen in Truckee, CA.
I am a non-resident US citizen looking to buy a property in Truckee, CA. I have a 75% down payment and am looking to take a mortgage on the remainder (~100k). Does anyone if this is possible and can help…
I am looking to refinance my ( 5/1) arm Loan on my primary residence. My LTV ratio is 85% according to
apraisor of local bank. I am having hard time to get somebody refinance the loan unless I pay down the loan. Is there any other option other than paying down the loan?
Planning to take a confirming loan for buying home and confused between 5/1 ARM and 30 yr fixed loan. Interest rate difference is 1.5 which is better
Planning to take confirming loan of 417k with LTV less than 75%.Difference of interest rates between 5/1 ARM and 30 yr fixed loan is 1.625%. a) Which would be better b) What are the chances of interest…
Post-Ch. 13 Discharge Interest Rates
Can I get a ballpark range of interest rates for someone whose Ch. 13 bankruptcy was recently discharged (Dec. 2013)? I'd like to know rates for a 15 year loan of $350k with 5% down. Thank you!…
Refi or 2nd Mortgage - or something else
I have a FHA mortgage with fixed rate of 4.38% - currently paying PMI of $218/mth. Good equity in the home - purchased it in 2011 for $158K and after extensive renovations, worth approximately $410K. In…
Need help finding a lender that does not adhere to Fannie Mae/Freddie Mac guidelines.
HOA has filed a structural defects lawsuit against the builder. We need to refinance before we could consider converting unit to a rental. Tried a local lender, but they said their underwriter couldn't…
Are there fees associated with setting up an impound account? ie. Does the mortgage company/bank charge you for an impound account? Thanks!
I understand that likely the impound account is non interest bearing, and the lending institution may forget to pay out on it. My concern is that they charge to upkeep/admin this account in closing costs.…
FHA for second home
Hi everyone, We own a house with probably 75% equity, non FHA financed and I am hoping to use the "unreasonable commute close to purchase a second home using an FHA loan. I will be commuting 120 miles,…
Any lenders that will take people with poor credit score?
My Husband and I moved here from ny we have been renting the home since the day we arrived in Aug 2013 we have Horrible credit low scores of 500 due to (can personally email me for further information…
Is there a work around for the 90 day seasoning rule?
Looking for a legal way to continue to do business the way I have.
Anyone out there experienced in buying discount notes? I'm just new in the business and would like to buy lunch for someone willing to share.
Discount notes as in the secondary paper market, private or bank loans, either performing or nonperforming. Also, if you have a note to sell, I'd like to buy it.
Chances of a mortgage
Chances of securing a mortgage? My wife and I would like to buy a house here in Long Island, New York, but we have a few issues that may hurt us.... She earns $75k as a nurse and has only been employed…
Looking for options for cash out re-fi on an investment property, including home equity or collateralized loan.
we are both self employed and the property brings in $12,000 a year. Owned it for over a year.
Any lenders that will take people with poor credit score?
I am looking to purchase a home anywhere between Orlando and Tampa. However, the credit scores are in consider poor. Me and my husband do not have any Bankruptcy, Foreclosure, no pay, short sale on the…
Any Lender that will take people with poor credit score to purchase a home?
I am looking to purchase a home anywhere between Orlando and Tampa. However, the credit scores are in consider poor. Me and my husband do not have any Bankruptcy, Foreclosure, no pay, short sale on the…
Mortgage- Self Employed
Hello, I have very low income and do not get pay stubs or W2. Is there possibility of getting a loan?
Can i change my lender after i decided to work with builder's lender?
I am past the deadline to choose another lender. My home is about to close in 30 days. Is this too late to choose another lender. I am not happy with current lender's terms. I was wondering if i have the…
Can I qualify for a conventional loan with inconsistent income?
I'm coming out of a foreclosure, (3 years in May), and credit score is 650. I get disability when not working and consult when possible. '13 gross income while only working 6 months is $85k, previous yr…
We have been trying to get our "condo" on the approved va listing;;our building is the ONLY BUILDING in the assoc!
The builder listed it with the city of West Bend WI...as a condo! We have no fees...we have very sketchy assoc condo docs. We have been trying to refit at a much lower interest rate & cannot because…
My closing costs increased by $2,000.00. Can they do that??
We are purchasing a house through USDA for 157,000 and the seller is paying $4,000.00 in closing costs. We just received an updated HUD statement settlement that is $1820.00 more that the original one.…
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