Mortgage or Personal Loan
What are the rules on buying lots with intentions of building personal residence, but waiting 2 or more years to do so?
mortgage for renovations
We live in a house my husbands grandfather owns. With his permission is there a way to take out a renovation loan of some sort?
How can I qualify for a self-employed mortgage?
I am a first time homebuyer working and living overseas, wanting to buy a house in MA. I have good credit, low overhead, and am self-employed for 8 months. Before that working for 5 years in the same
Looking for a reliable lender-
Looking for a LEGITIMATE bank/lender who can help with a first time home buyer. We are looking to down 10-15%, no PMI on a condo less than 400k in Atlanta suburb. Good credit score (high 700s). I've heard
Stated income mortgages in Oregon
My husband and I are looking to buy a house and have the required 20% down as well as savings to show 12 months of cash for a mortgage payment so are interested in stated income mortgages. Currently
"Lease Purchase Option" vs "Owner Financing"
Am desiring to buy the Th I'm renting, however, my Credit has dings. Owner of TH tried to sell with no success after a number of months. She lives out of State and I strongly believe she wants to
USDA Loan Question
I am looking into a direct loan through USDA. My credit score is a 660, income at $72,000 (with 4 kids), so I would qualify for the direct program. I also have about $10,000 in savings and money in 401K.
"Demand Feature" checked on Closing Disclosure
Our lender just sent me Closing Disclosure and it has "Demand Feature" checked saying that "has a demand feature, which permits your lender to require early
repayment of the loan. You should
Lower interest rate or lower closing costs?
Given these two loan options, which would be the better choice if I'm planning to stay in the house for more than 5 years?:
3.625% with $2500 in closing costs
3.250% with $9000 in closing
Refinancing a home
What is the best way to go when refinancing? Is it better to go with a local and or a big known bank? And do we have to pay anything out of pocket when we do refinance?
Is a standard refi in CA recourse or non-recourse?
I'm refinancing a single family residence in CA that is the only home I own. The original purchase money loan was entered into 2 years ago, and no additional money will be taken out during the refinance
Mortgage with 10% down?
Our mortgage broker has us approved for a $1,100,000 loan with 15%down, but we only have 10%. Are there options out there for us? Are there mortgage brokers that are better than others with more resources?