Can F1 student apply for mortgage?
My husband and I are both PhD students with F1 visa. We have been lived in Toledo, Ohio for almost two years. We are planning to buy a house around $125,000. We already have 20% down payment. Good credit
Refinancing a duplex
I have about 15% equity on the original mortgage amount (80/20 loan - mortgage and equity loan - both at HIGH INTEREST RATES) on my owner occupied duplex. Going by the odds of my house appraisaing for
Jumbo loan options
I am looking to purchase a home in Atlanta for approx 650k. I will have to rent my current home (will not be a problem) as it is near 30k underwater. I have the means for the 20% down payment but after
5/1 JUMBO ARM....10% down payment??
I am being told I need to put 20% down on a 5/1 JUMBO ARM. Selling price is $510K, my credit score is 760 and debt to income ratio is fine. The BPO came back from the bank at $585K. I only wanted to
Rumors of 5% down for jumbo loans?
I have credit score of 800 and an income of $450k. I'm looking to buy in the $1.2M to $1.6M range. I heard that 5% down 95% LTV loans are back out there? Is this rumor true?
If so, are they 30 yr
Purchasing price potentially well below appraisal
We have an opportunity to buy a townhouse that is a new build for cost. The housing market where we live is very strong right now. I think the home will appraise for significantly more than what we will
Can closing costs be rolled into a VA loan?
My daughter is planning on buying a home in SoCal. Her husband is in the Navy. They do not want to put any money down, thus they planned to use his VA. Their realtor has informed them that if they want
VA Loan minimum credit score
Someone told me that the minimum credit score to qualify for a VA Loan was 680, is this true? I would really like to use my VA Loan to get into a house within the next year but if the minimum score is
Jumbo with 5% down?
Qualified for a $650K jumbo with Suntrust (760 FICO, good documentable income) but they are requiring 20% down...any lenders offering something with 5% down for a reasonably rate? Preferably without
Physician Mortgate San Francisco
Physician mortgage loan in California?
I'm a resident doctor looking to buy a condo in the San Francisco area. Does anyone offer physician mortgage loans in this area as I'm having trouble locating
Financing for non-FHA Condo in FL
Looking for a lender willing to finance a condo in Florida. I currently own 2 properties - both are rented (though 1 is where mother lives and pays mortgage). I am trying to buy 2 bedroom which will be
Contract Coming Due and No way to get a mortgage.
My wife and I purchased on contract so we could repair our credit. It is due in a month and out score are 560-590. We have high incomes and over 25% equity in the property. I am a disabled veteran and
After Ch. 7 is it possible to get a conventional loan after 4 years after reestablished credit?
How long does the USDA take to underwrite a RD loan?
I'm purchasing a home with the USDA rural development program in Missouri. We were expecting to hear something back on Tuesday 4/28/15. It is now 5/4/15 and all we have heard is that our loan is in underwriting.