Where/When to prequalify?
I'm currently employed in NYC, but planning on moving back to IL and buying a house (1st time homebuyer). I know I need to get prequalified for a mortgage to help be ready for when I find a house.
Loan for $280k-$300k possible on a $52k income?
I am thinking of possibly purchasing my first home next year, preferably in the $300k-$335k range. I will have 10% of cash to put as down payment (~$35k) and I make $52k annually. I know my salary is not
Bad credit but not drastic
I am moving back to the US having just sold my house in France. I pulled my credit report. I have 3 credit cards I was unable to keep paying when I moved here due to the fall in the dollar. The rest of
Financing: San Diego CA
Hi All. Would you please let me know what are my chance to get a loan in San diego Ca with the following assets. Out of work for 1 year. 120k in assets mostly cash. looking for a condo in the 150-175k
Hello everyone. I know most of you are prospective buyers/sellers and/or agents, but I have seen some mortgage brokers/lenders floating around, and know agents are usually tied into a broker or two.
Is there finance available?
This question is about this property: http://www.trulia.com/property/photos/1073426659-6608-Gulf-Boulevard-South-Padre-Island-TX-78597
Fanny / Freddy - Social Dues
We have applied for a loan on a condo in Oasis Country Club, in Palm Desert, CA. Our lender has informed us the the property is unlendable due tothe social dues collected under the CCRs. The social dues
Reg. $8K federal tax credit
I bought a home earlier in Apr 2006 & sold it in Aug 2006 (just after 4 months of buying).
I did buy another one 2-nd week of June 2009. The price was good enough to pass up at that point and
Upper limit on sellers rebate
I am thinking of purchasing a property in the next few months. I was talking to my banker at Wells Fargo and was told that Wells has an upper limit on the amount of sellers credit that can be
How much I can afford and what the rate likes?
raise next year (if the market is not so bad as right now.) Cash in hand, 50,000. However, my wife does not work and I have a son. Tell me how much house I can afford and what the interests rate I can
What is an interest only loan?
I have a car loan and student loans. I want to stay in BayRidge but the prices are really high. My financial situation will be better in 4 years. I will have at least $700.00 more to spend per month and
Seasonal layoff during time of closing
I've done some research regarding our USDA loan and how my husband is on seasonal layoff. He has been with the same company for 2 years, our settlement date is scheduled for Feb. 26th, 2010. He won't
Hi, where can I ask a question on refi's and rates? Is this board appropriate for this? Can someone else direct me to a board where I can ask refi related questions? Can I post here and maybe somebody
Can I get approved?
I have been out of work for two years, but recently (Sept '09) took a job and make $75k annually. I am looking for a conventional loan and will put 20% down (property is < $300k). Do you believe