How to help with Medical debt affecting my score?
A few years ago right after I graduated I became very sick and no insurance as I had just graduated college and wasnt on my parents insurance anymore.
I've paid off my debt up to this point, but they
Credit problems and buying a home
My husband and I have decided that we want to buy a house. The problem is with our credit. Neither of us have great credit. Mine is a little better than his though. The problem with that, thoughis he is
Improving my credit score.
I am renting a house. How do I go about getting my payment information recognized by the credit bureaus?
I need to improve my FICO score.
I am in my second year of renting, and have never been late
580 credit score and medical debt
Hello I wanted to know of the possibilities of getting a loan with a credit score of 580, I have a student loan that I'm paying monthly (automatic pay) no default there but I do have a lot of medical
i have bad credit and need a loan
I am a first time home buyer. A single mother. I do have money saved for a down payment. I don't have a job but have an income of about 10k each year from a limited partnership. I do receive child
Getting a home loan with a 610-641 credit score
Hi. We are looking into buying a home. We looked up my husband's credit score and it has increased but is still low. On one report, his score was 610. On Experian, it was 641. He had a couple negatives
Poor credit home loans
My husband and I credit scores are in the mid 400s, but we have a great income. We currently pay $1200 for rent. Is there anyway we can qualify for a home loan
Credit 602 to 640 for FHA loan???
My current score is 602 the only loans out are student loans (2) and a guy from Union Savings Bank said i need around 640 jow do i raise my score fast because i need a home IMMEDIATLY. Are there any banks
Which VA lenders offer manual underwriting?
I'm trying to purchase a home and have bad credit. About 550 to be exact. I'm looking for a lender that offers manual underwriting. My income is 100,000 a year, and my only debt is my car.
credit score 618 on the mend.
I am working on repairing my credit and have the ability to do a lease to own. I need to close on the house in 3 months or less. I know i can get a score of 620 to qualify..however, i need a hard approval
Can I get a home loan if I am a homemaker?
My credit score is a 661 and I am a homemaker since my husband works extreme hours I stay home to take care of the place we are renting and our pets. I was wondering can I get a home loan? My husband has
Help me understand
The same financial bank approved a car loan that added up to $32,000.00 but said no to a mortgage loan from $50.000. I don't understand the standard a home is more important than a car. No I am not
Can I rent with good income but poor credit?
My husband and I currently make close to $90K/yr, combined. But two years ago I didn't make close to what I make now (I just finished my Masters) and I ran into some credit problems. I also became
Is a credit score all that is looked at now days?
I have lived in our own home since 1974. The past seven years have been filled with illness (mine and my loved ones) and death. For a couple of years my husband or I lost members of our family every year.