Migrate Movers

Zen — Thu, 10 Dec 2009 13:50:02 PST

Migrate Movers

SF Penninsula - South Bay - East Bay

$115 can move you!!

Commercial & Residential

24/7 Local & Long Distance

Licensed & insured

(650) 834-5789

(650) 240-6373

You name it! We move it!

migratebros@gmail.com

Lic. #B62679

Migrate Movers

SF Penninsula - South Bay - East Bay

$115 can move you!!

Commercial & Residential

24/7 Local & Long Distance

Licensed & insured

(650) 834-5789

(650) 240-6373

You name it! We move it!

migratebros@gmail.com

Lic. #B62679

Virtual Staging Brings Homes to Life

Denise Laugesen — Tue, 29 Sep 2009 21:10:56 PDT

I have been in the business of selling homes for over 22 years and recently have found this amazing resource. Virtual Staging, What is this: computer technology to add furniture and other decor to photos of listings, especially when you are listing a home that is empty or a home that is dated and not up to today's expectations. Most of the homes that sell in the Hillsborough, Burlingame area run at least $6000 for 60 days of complete staging with furniture and accessories. Many sellers are not in a position to contribute to such an expenditure. That is why some salespeople are turning to virtual staging.

Since many buyers today narrow their choices based on on-line photos, virtual staging is an economical way to show the potential of a property. Agents have been hesitant in the past to use virtual staging solutions because the images looked computer-generated, however a new generation of these services allows you to create realistic images using photographs of actual furniture.

The idea of the virtual staging is not to deceive prospects but rather rather to help them envision what the house could look like and how each space could be used. Of course all would be disclosed that the property is virtual staged. In selling many fine homes in the Burlingame Hillsborough area I am always looking for ways that my listings will out shine the others. To see how this new marketing technology works, give me a call.

Denise Laugesen
Cashin Company
#1 Producing Agent
430 N. El Camino
San Mateo, CA 94401
Direct Line: 650-403-6225
Cell:            650-465-5742
Web:           www.deniselaugesenteam.com
DRE:           01011089

How To Buy The Home You Want Without Insulting The Seller

Phil Caulfield — Wed, 1 Apr 2009 16:32:30 PDT

Let's face it - most of us would like to buy more home than we can afford. We all want more room, a bigger back yard, and/or a pool, but we just can't seem to make the numbers work. We either can't come up with a larger down payment, or we just don't have enough income to qualify for a bigger loan. Most home buyers think the only way they can get the home they truly want is to make a low-ball offer, and hope the seller is desperate enough to accept. Unfortunately, this tactic usually insults the sellers and dismisses you in their minds as a serious buyer.

What if there was a way to stretch your dollars so that you could afford that bigger house without insulting the seller. Would that be something you would want to know about? Of course you would.

This strategy has been around for a long time, but few people understand it and how to utilize it. This strategy is called a seller paid buy-down.

Here is how it works. Suppose you see a house that you really like that is listed for sale for $800,000. You are going to make a 20% down payment. You want to offer $775,000.

Let's look at the numbers at $775,000. The down payment is $155,000. Let's assume a 30 year fixed rate, no point loan is at 5.625%. The payment would be $3569 per month, and the property taxes roughly $710 per month, for a total of $4279 per month.

You are worried that the seller is not going to accept this reduced price offer, and you certainly don't want to insult them, because you truly want the house. So you decide to use the seller paid buydown strategy.

Instead of offering $775,000, you make a full price offer of $800,000, and you ask the seller to credit $25,000 toward your closing costs.

What do you do with this $25,000 credit? You buy the interest rate down to 4.25% by paying almost 4 points, for example.

By buying the rate down to 4.25%, your monthly payment has been reduced to $3149 per month. The property taxes are slightly higher, $733 per month. The down payment is $5000 more. But look at the impact this strategy has - a monthly savings of $397 per month!

Now, here is the icing on the cake - although the seller made a contribution to buy your rate down, you get the tax deduction for the $25,000 in points paid all in the year that you purchase (check with your tax preparer to verify)!

This strategy is not only important financially, it is important psychologically to the seller. By presenting a full price offer you are telling the seller you are a serious buyer. The message you are sending is "I want your home, I just need help with the financing". This type of offer will be taken more seriously than a low-ball offer.

There are some technical details that are important to know with the seller paid buy-down strategy. Make sure you are working with both a real estate professional and mortgage professional who are familiar with this strategy and know how to implement it.

15 things to tell sellers

Denise Laugesen — Sun, 30 Aug 2009 10:08:06 PDT

Carl
Most of your information is correct, I will say in our market area and current market conditions I find open houses to be very effective in selling a property. Buyers go to many websites to find homes, visit them on open houses and many think the best way to purchase is by approaching the listing agent who I am sure directs them back to their own agent. We are all so busy that so many buyers would prefer to find the home of their dreams on their own and contact the agent. Open Houses are critical in this market and in our market place.

thank you

denise a laugesen

The Denise Laugesen Team

#1 Top Producing Agent

Cashin Company

Web: www.deniselaugesenteam.com