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<rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/"><channel><link><![CDATA[http://www.trulia.com/voices/rss/activity/Chicago-Home_Buying-37-9158]]></link><description><![CDATA[Trulia Voices ]]></description><language><![CDATA[en-us]]></language><item><title><![CDATA[Rent to buy agreement]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/Rent_to_buy_agreement-177765]]></link><description><![CDATA[I am a new agent and has a question regarding buyer who wants home for Rent To Buy. What agreement should I have them signed to earn commission if they buy that property within say 2 years.

Please advice. Thanks]]></description><pubDate><![CDATA[Mon, 9 Nov 2009 18:27:49 PST]]></pubDate></item><item><title><![CDATA[The seller of the home I recently purchased needs more time to vacate.  He asked to rent the garage from me and I said no.  Now he is telling me, 4]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/The_seller_of_the_home_I_recently_purchased_needs_-176767]]></link><description><![CDATA[days before I take possession he is saying that he will be leaving some property in the house for at least another week. Should I call my lawyer or what do I do?]]></description><pubDate><![CDATA[Thu, 5 Nov 2009 10:03:13 PST]]></pubDate></item><item><title><![CDATA[I am a Realtor.  My client is interested in buying a bank owned property and need to know the code violations that exist on  a single family home in]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/I_am_a_Realtor_My_client_is_interested_in_buying-177681]]></link><description><![CDATA[chicago.  How do i find out]]></description><pubDate><![CDATA[Mon, 9 Nov 2009 13:17:43 PST]]></pubDate></item><item><title><![CDATA[Looking for the best agent to list a property in East Garfield Park Neighborhood? Any recommendations?  Thanks]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/Looking_for_the_best_agent_to_list_a_property_in_E-177507]]></link><description></description><pubDate><![CDATA[Sun, 8 Nov 2009 19:29:45 PST]]></pubDate></item><item><title><![CDATA[does a purchase of a second home qualify for homebuyers tax credit as propossed by senate   it would not be my primary residence?]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/does_a_purchase_of_a_second_home_qualify_for_homeb-176741]]></link><description></description><pubDate><![CDATA[Thu, 5 Nov 2009 08:44:31 PST]]></pubDate></item><item><title><![CDATA[I bought a condo in 6/09.  The seller paid his portion of 2008 and 2009 at a rate of 110% or 120% of 2007 rates.  I just got the 2008 bill, which, I]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/I_bought_a_condo_in_The_seller_paid_his_portio-176342]]></link><description><![CDATA[did not live there at this time and it is $1100 higher because he did not file a C of E.  The Escrow account that was set up is not enough to cover the taxes without the exemption.  I believe he may have owned another property in 2008.  Am I responsible for this extra tax amount?  Can he get a C of E on the condo if he owned another condo?]]></description><pubDate><![CDATA[Tue, 3 Nov 2009 13:11:41 PST]]></pubDate></item><item><title><![CDATA[i have lived in my house for 15 years     do i have to sell it to qualify or can i purchase a second home and still qualify?]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/i_have_lived_in_my_house_for_years_do_i_have_-176733]]></link><description></description><pubDate><![CDATA[Thu, 5 Nov 2009 08:16:15 PST]]></pubDate></item><item><title><![CDATA[My wife inherited a home in the past year that she has never lived in. We've already sold the home. Does this disqualify us for the first-time?]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/My_wife_inherited_a_home_in_the_past_year_that_she-176821]]></link><description><![CDATA[homebuyer credit?]]></description><pubDate><![CDATA[Thu, 5 Nov 2009 13:10:38 PST]]></pubDate></item><item><title><![CDATA[Bank of America and Short Sales]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/Bank_of_America_and_Short_Sales-176052]]></link><description><![CDATA[Does anybody have an idea how fast or slow Bank Of America handles short sales? We have an offer accepted by the seller and are waiting for their bank's (B of A) approval.]]></description><pubDate><![CDATA[Mon, 2 Nov 2009 12:42:56 PST]]></pubDate></item><item><title><![CDATA[how much does a home inspector cost?]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/how_much_does_a_home_inspector_cost_-118091]]></link><description></description><pubDate><![CDATA[Thu, 30 Apr 2009 13:33:41 PDT]]></pubDate></item><item><title><![CDATA[I am already a h/onr and looking to invest in a property that needs a total gut rehab.  My understanding on 203k loans is I must be a first time buyer]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/I_am_already_a_h_onr_and_looking_to_invest_in_a_pr-172956]]></link><description><![CDATA[I've done some research and it doesn't seem like any bank does rehab loans unless it's done through fha.  I know of finance companies that do rehab loans but at an expensive cost.  Can anybody recommend or know of any banks that do conventional rehab loans??]]></description><pubDate><![CDATA[Tue, 20 Oct 2009 10:56:36 PDT]]></pubDate></item><item><title><![CDATA[Is it a good time to buy a property in the 60616 and 60653 neighborhoods?]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/Is_it_a_good_time_to_buy_a_property_in_the_and_n-5804]]></link><description></description><pubDate><![CDATA[Fri, 13 Jul 2007 11:01:54 PDT]]></pubDate></item><item><title><![CDATA[I am looking to start buy in the Hyde Park Area.  I am looking for info on good brokers as well as agents.]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/I_am_looking_to_start_buy_in_the_Hyde_Park_Area_-154323]]></link><description><![CDATA[Timeframe is this fall. 2bed 1-2 bath condo...]]></description><pubDate><![CDATA[Wed, 12 Aug 2009 14:06:07 PDT]]></pubDate></item><item><title><![CDATA[hi all,
is there a way to have a zero interest loan with a 50% down.
Said from chicago]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/hi_all_is_there_a_way_to_have_a_zero_interest_lo-169027]]></link><description></description><pubDate><![CDATA[Sun, 4 Oct 2009 16:06:36 PDT]]></pubDate></item><item><title><![CDATA[I need a loan as a Self-Employed individual]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/I_need_a_loan_as_a_Self_Employed_individual-73380]]></link><description><![CDATA[Here is my situation:

I am self-employed individual looking to buy a home for the first time.  I will be able to show tax returns from the past 2 years.  I'm not sure about my FICO score, but when my credit is run from the 3 agencies it ranges from 640-670. 

The problem that I am worried about is that my actual net income is somewhat higher than what is listed on the tax returns.  This is due to deductions that self-employed individuals are allowed to take.  In '07 I was on taxed on around 100k and in '08 I will be taxed on around 180-200k.   I have a current net worth of around $300k with most of it in liquid investments.

I will be looking to buy a place in June/July of this year.  I am looking at places in the 500k-600k range.  I will be able to put down around 120-150k on the house, so the loan should be lower than $450k.

Anyway, with my si]]></description><pubDate><![CDATA[Tue, 16 Dec 2008 00:33:16 PST]]></pubDate></item><item><title><![CDATA[I am getting divorce and looking for rent with an option to buy. what should i do to get the best deal.?]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/I_am_getting_divorce_and_looking_for_rent_with_an_-175864]]></link><description><![CDATA[where should i go to get an agent that can help me fine Rent with option to buy home. In berwyn ill or crest hill ill]]></description><pubDate><![CDATA[Sun, 1 Nov 2009 17:21:33 PST]]></pubDate></item><item><title><![CDATA[Mysterious closing cost: ILAPLD Certificate Fee]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/Mysterious_closing_cost_ILAPLD_Certificate_Fee-117758]]></link><description><![CDATA[My GFE lists this strange fee. I Googled ILAPLD, and it stands for Illinois Anti-Predatory Lending Database. Why am I being charged for this? Since I've already signed the GFE (and am waiting for the appraisal), can I still wiggle out of it?]]></description><pubDate><![CDATA[Wed, 29 Apr 2009 18:59:40 PDT]]></pubDate></item><item><title><![CDATA[Value of an extra bath for a Chicago Condo]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/Value_of_an_extra_bath_for_a_Chicago_Condo-152148]]></link><description><![CDATA[How much would an additional bathroom add to a two bedroom 1.5 bath condo (i.e. going from 1.5 to 2.5) in Chicago's Lincoln Park/Lakeview/Bucktown (historical, predownturn estimates are fine) [marble, jacuzzi].  Trying to guage how to set my offer.]]></description><pubDate><![CDATA[Wed, 5 Aug 2009 12:06:40 PDT]]></pubDate></item><item><title><![CDATA[I used to be  a student back in the late 70's and I was wondering is Mrs Margarita Remigio still at Hawthorne]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/I_used_to_be_a_student_back_in_the_late_s_and_I_-139926]]></link><description><![CDATA[I am  a Hispanic male who graduated in 1984 and now I recently received my Masters in Criminal Justice in 2007 and about to start a Doctorate Degree. I am Proud of being and Alumni of Hawthorne Academi]]></description><pubDate><![CDATA[Wed, 24 Jun 2009 07:07:13 PDT]]></pubDate></item><item><title><![CDATA[who owns the property on 605 e 111th street in historic pullman, illinois 60628?]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/who_owns_the_property_on_e_th_street_in_historic_-174959]]></link><description><![CDATA[i'd like to know if this property is for sale and for how much]]></description><pubDate><![CDATA[Wed, 28 Oct 2009 08:49:55 PDT]]></pubDate></item></channel></rss>
