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<rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/"><channel><link><![CDATA[http://www.trulia.com/voices/rss/activity/New_York---26969]]></link><description><![CDATA[Trulia Voices ]]></description><language><![CDATA[en-us]]></language><item><title><![CDATA[Any suggestions of lenders for getting a great refinance rate on a Manhattan co-op?]]></title><link><![CDATA[http://www.trulia.com/voices/Financing/Any_suggestions_of_lenders_for_getting_a_great_ref-141246]]></link><description><![CDATA[I have high credit score (800) and want to refinance my adjustable rate mortgage for my co-op but am overwhelmed by all the choices in lenders.  I'm tempted to go with a big bank just because they seem to be the safest option, but I see lower rates from online lenders or lenders in other states that are licensed for NY.]]></description><pubDate><![CDATA[Mon, 29 Jun 2009 08:09:32 PDT]]></pubDate></item><item><title><![CDATA[what options and concerns regarding buying a property from owner financing vs. fha or conventional loan?]]></title><link><![CDATA[http://www.trulia.com/voices/Financing/what_options_and_concerns_regarding_buying_a_prope-142719]]></link><description></description><pubDate><![CDATA[Sat, 4 Jul 2009 13:05:19 PDT]]></pubDate></item><item><title><![CDATA[When real estate brokers purchase a home for themselves, do they get a commission?]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/When_real_estate_brokers_purchase_a_home_for_thems-140211]]></link><description><![CDATA[Can a licensed real estate broker collect the buyer's agent portion of a commission when buying a home?  (In essence, acting as their own buyer's agent)?]]></description><pubDate><![CDATA[Wed, 24 Jun 2009 20:44:41 PDT]]></pubDate></item><item><title><![CDATA[How do I start to get $8000 tax credit for down payment?]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/How_do_I_start_to_get_tax_credit_for_down_paymen-141353]]></link><description><![CDATA[I'm a first time home buyer. 
I heard that $8000 tax credit can be used for down payment or closing cost, and I'd love to take an advatage of it. I'd like to apply it for my down payment, but how do I start with?]]></description><pubDate><![CDATA[Mon, 29 Jun 2009 12:56:11 PDT]]></pubDate></item><item><title><![CDATA[NY State Question Re: Agent Purchasing Property for Self]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Selling/NY_State_Question_Re_Agent_Purchasing_Property_fo-142539]]></link><description><![CDATA[I'm currently interviewing some local agents to list a property. I have not decided yet as to who I will use, but one of these agents has expressed a keen interest in purchasing the property for themselves.  Am I able to proceed with this transaction as a private sale and avoid paying a commission? Or is there some state law that forces me to go through this realtors brokerage? Thank You!]]></description><pubDate><![CDATA[Fri, 3 Jul 2009 10:59:51 PDT]]></pubDate></item><item><title><![CDATA[Will there be any first time home buyer incentives in 2010?]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/Will_there_be_any_first_time_home_buyer_incentives-142035]]></link><description><![CDATA[I am considering purchasing a short sale. That said, I fear I will not close until December thus losing out on the first time home buyer $8000 tax credit. 

Thanks

Johnny]]></description><pubDate><![CDATA[Wed, 1 Jul 2009 12:07:07 PDT]]></pubDate></item><item><title><![CDATA[Origninally from the East Coast. We have lived in Colorado since 1974. I recently retired and would like to]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/Origninally_from_the_East_Coast_We_have_lived_in_-11491]]></link><description><![CDATA[re-locate to NY. Where is the cheapest area with best location to but a home? We own our own home outright. Looking for an area in thw woods away from any city. Recently heard that Elmira, NY is cheap but we want a safe area. Looking for a home 225,00 - 300000, if feasible.
Paul Carreras]]></description><pubDate><![CDATA[Fri, 19 Oct 2007 10:11:44 PDT]]></pubDate></item><item><title><![CDATA[How does one determine “fair market value” on a home?]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/How_does_one_determine_fair_market_value_on_-142275]]></link><description><![CDATA[I recently made a bid on a home that I fear was too high. It was below the asking price but I fear that it does not reflect the decline in the home values of the area. When the bank does its appraisal they may adjust what they will lend based on “fair market value” I want to retract my bid and issue a new bid based on FMV. How does one do this or where can I research this? thanks]]></description><pubDate><![CDATA[Thu, 2 Jul 2009 09:31:45 PDT]]></pubDate></item><item><title><![CDATA[What is the usual real Estate taxes in Upper east side and Yorkville? Do these taxes get adjusted/ rebated in?]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/What_is_the_usual_real_Estate_taxes_in_Upper_east_-32428]]></link><description><![CDATA[the annual personal taxes?]]></description><pubDate><![CDATA[Wed, 23 Apr 2008 11:28:40 PDT]]></pubDate></item><item><title><![CDATA[Has anyone heard of brokerage houses in nyc (elliman, corcoran etc) going lower than .05 for their comission?]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Selling/Has_anyone_heard_of_brokerage_houses_in_nyc_ellim-88451]]></link><description><![CDATA[Especially in todays climate.  I am facing a loss due to the $ I would owe my broker on the comission of around 50K or more.  Im trying to figure out the best strategy for getting my apt sold and NOT taking this 50k loss given todays prices at ~1000sqft for new loft condo bldg in the flatiron/chelsea.  If anyone has current (jan09 or later) pricing info on recent condo sales, please post a link.]]></description><pubDate><![CDATA[Fri, 13 Feb 2009 15:21:45 PST]]></pubDate></item><item><title><![CDATA[Is the Morningside hights area safe?]]></title><link><![CDATA[http://www.trulia.com/voices/Crime_and_Safety/Is_the_Morningside_hights_area_safe_-128280]]></link><description><![CDATA[I am thinking of staying in the Morningside Inn Hotel (235 West 107 Street, New York, NY 10025). Only looking for a bed for the night as planning on being out and about all day to do some sight seeing. Is it safe? 
How much would a taxi cost from times square?]]></description><pubDate><![CDATA[Sun, 24 May 2009 13:44:31 PDT]]></pubDate></item><item><title><![CDATA[Should we pay minimum down payment and keep more cash,  or pay more down payment and borrow less?]]></title><link><![CDATA[http://www.trulia.com/voices/Financing/Should_we_pay_minimum_down_payment_and_keep_more_c-140629]]></link><description><![CDATA[Say if we purchase a house worth $700K.  We can afford to pay more than the minimum down payment(20%).  But with the current low mortgage rate,  should we pay minimum down payment and keep more cash,  or pay more down payment and borrow less?]]></description><pubDate><![CDATA[Fri, 26 Jun 2009 13:28:40 PDT]]></pubDate></item><item><title><![CDATA[We are thinking of selling our condo.  We have lived her 18 months, due to the economy we will sell at a]]></title><link><![CDATA[http://www.trulia.com/voices/Financing/We_are_thinking_of_selling_our_condo_We_have_liv-140821]]></link><description><![CDATA[loss, but put down 20% when we bought.  We are hoping to walk away with $20,000 after the mortage is paid.  Will we have any tax implications because we sold before 2 years?]]></description><pubDate><![CDATA[Sat, 27 Jun 2009 10:55:09 PDT]]></pubDate></item><item><title><![CDATA[We recently became a self-managed co-op. What documents do we as a co-op have to provide as part of the sale?]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Selling/We_recently_became_a_self_managed_co_op_What_docu-142243]]></link><description><![CDATA[process when someone sells a place in the building?]]></description><pubDate><![CDATA[Thu, 2 Jul 2009 08:28:03 PDT]]></pubDate></item><item><title><![CDATA[Does anyone do mortgages for a seasonal home in New York?]]></title><link><![CDATA[http://www.trulia.com/voices/Financing/Does_anyone_do_mortgages_for_a_seasonal_home_in_Ne-142277]]></link><description><![CDATA[Our primary home is in NYC, and the seasonal is 90 miles away - a cabin on a lake.  It is not heated and does have a seasonal C of O.  We are pre-qualified if only we could find a mortagee!]]></description><pubDate><![CDATA[Thu, 2 Jul 2009 09:39:46 PDT]]></pubDate></item><item><title><![CDATA[Are the real estate listings on Natefind.com current and how do they get them?]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/Are_the_real_estate_listings_on_Natefind_com_curre-141402]]></link><description></description><pubDate><![CDATA[Mon, 29 Jun 2009 15:14:21 PDT]]></pubDate></item><item><title><![CDATA[What is the best burrough in nyc to live in with family?]]></title><link><![CDATA[http://www.trulia.com/voices/General_Area/What_is_the_best_burrough_in_nyc_to_live_in_with_f-141983]]></link><description></description><pubDate><![CDATA[Wed, 1 Jul 2009 09:21:37 PDT]]></pubDate></item><item><title><![CDATA[How do you get the best possible 30 year, fixed home loan? I already own an apt for 3 yrs now, but i want to]]></title><link><![CDATA[http://www.trulia.com/voices/Financing/How_do_you_get_the_best_possible_year_fixed_home-141980]]></link><description><![CDATA[buy a new primary single-fam residence with my fiance. I won't sell my current apartment but will rent it out. I have perfect credit score and his score is terrible (probably sub-prime score). But, we have over 50% down payment and he is the one with all the cash. What's the best way to maneuver in order to get the best loan ?]]></description><pubDate><![CDATA[Wed, 1 Jul 2009 09:14:20 PDT]]></pubDate></item><item><title><![CDATA[My wife and I made a big mistake. We saw a property (short sale) and we liked it we gave offer on the spot]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Buying/My_wife_and_I_made_a_big_mistake_We_saw_a_propert-141151]]></link><description><![CDATA[and the seller agent write down a binder and ask for 26k contract money. He told us take a real estate attorney which he managed for us. The attorney told us rules and regulation but he did not ask us to read the contract although we will pay for his service. We are first time buyer and with good faith we signed the contract. Once we came home we realized it was big mistake in our first step. SO, we are trying to contact with layer to get a copy on our signed contract. By the way, we signed 7:30 pm on Friday and the attorney says he cannot contract with seller attorney before Monday or Tuesday.]]></description><pubDate><![CDATA[Sun, 28 Jun 2009 19:37:34 PDT]]></pubDate></item><item><title><![CDATA[I own and am currently living in a studio apartment condo, in Lower Manhattan and am looking to sell.  The]]></title><link><![CDATA[http://www.trulia.com/voices/Home_Selling/I_own_and_am_currently_living_in_a_studio_apartmen-123746]]></link><description><![CDATA[building is a new conversion of an art deco style office building from the 1930's.  My question is, why should I sacrifice the 6% in potential return to use a broker?  Why not just use Craigslist, For Sale By Owner, Condo.com, Zillow.com, etc.  I need every dollar I can get to why vive up the 6%?]]></description><pubDate><![CDATA[Wed, 13 May 2009 14:36:21 PDT]]></pubDate></item></channel></rss>
