Obama Housing Plan All Locations : Questions & Answers

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Dave, Real Estate Pro in 61016
Dave asked:
Is it possible to refinance a Ginnie Mae loan? Please help! My fiance owns a home that has recently become a rental property. He wants to refinance the home, but has been told that he cannot because it is a Ginnie Mae loan. He has been 100% cu...
0 votes Share Flag Tue Sep 2, 2014 Financing in 33309
Vay, Both Buyer and Seller in 20003
Vay asked:
I have a studio on Capitol Hill. I would like to sell. It is in a great location and newly renovated. Is now a good time to sell or should I rent?
0 votes Share Flag Wed May 7, 2014 Home Selling in 20003
Frank Dolski…, Real Estate Pro in Lahaska, PA
Frank Dolski Associate Broker asked:
What challenges are you and your buyers facing in reagrds to the mortgage industry? The mortgage industry changes everyday. In my opinion, not to the better because they are overcompensating for mistakes that they made in years past. What are your thouhghts?
0 votes Share Flag Tue Jan 14, 2014 Agent2Agent in 18901
Sonu, Home Buyer in San Jose, CA
Sonu asked:
Need advice which loan option is best for $600,000 first time home buyer mortgage loan? I'm first time home buyer taking home loan of $600,000 for purchasing home. I would like your suggestion which one is better option- 7 ARM @ 3.125%, 10 ARM @ 3.5% or 30 year fixed @ 4.1...
0 votes Share Flag Wed Dec 11, 2013 Financing in San Jose
Pin, Home Buyer in Chicago, IL
Pin asked:
When is the best time for house hunting in Hyde Park? My family will move to Hyde park in the summer and we are looking for 3 -4 br, 2ba and with parking. There are so few of them to see and I wonder is the market always like this or just ...
0 votes Share Flag Mon Nov 11, 2013 Home Buying in Hyde Park
Cindy, Home Buyer in Chicago, IL
Cindy asked:
Does any lender give out purchase loans less than 2years after bankruptcy? My chapter 7 was discharged in late 2010. Now i am currently looking for a new house and dont know what my options are since i have a bankruptcy in my credit. Since my bankruptcy, i hav...
0 votes Share Flag Fri Nov 1, 2013 Home Buying in Chicago
Adam Singer, Other/Just Looking in
Adam Singer asked:
I'm looking to buy in the Castro. Is now a bad time? I'm not in a huge hurry to buy, but would ideally like to move within six months or so. I've been looking at the charts for average sale price, and price per square foot, and it looks l...
0 votes Share Flag Sun Oct 13, 2013 Home Buying in San Francisco
Lisa, Home Owner in Long Beach, CA
Lisa asked:
House is 40% underwater. We can afford payments, but PITI is 36% of net income. Would love advice on best exit strategy.? Hello, and thanks for any good advice! We bought our home for $515K and it currently Zillows for $320K. (The house is built in 1944, 1,000 sq ft, one bathroom, 60 year old furnace, etc,...
0 votes Share Flag Sat Sep 7, 2013 Foreclosure in 90807
Outsicktoday, Both Buyer and Seller in Victorville, CA
Outsicktoday asked:
Any word on new programs to help underwater homeowners? Should we all just walk en masse? Seems as if the Gov hasn't paid attention to the problem of underwater mortgages, and the Banks think we're going to just sit in the house and overpay. Any word on new program...
0 votes Share Flag Thu Aug 15, 2013 Financing in Victorville
Atljetmech, Home Buyer in Dallas, GA
Atljetmech asked:
I have great credit, great job and am in a house that I am upside down on. Should I just let the bank have it back? Please dont give an "easy" answer. I know that the quick and easy answer is something like ... to this overinflation of housing prices and the responsible people in this country are shouldering ...
0 votes Share Flag Tue Jun 18, 2013 Home Buying in Dallas
Bart Betz, Other/Just Looking in Portland, OR
Bart Betz asked:
Sell ASAP or wait until Early Fall? I've been working on my house, doing upgrades and renovations, preparing to sell it in 2013. As I'm nearing completion on my projects, I'm starting to think of when I will list.
I spoke...
0 votes Share Flag Mon Jun 17, 2013 Home Selling in Portland
sdsadi01, Home Buyer in Las Vegas, NV
sdsadi01 asked:
The Mortgage Deduction: Sacred or Superfluous?
0 votes Share Flag Mon Jun 3, 2013 Home Buying in Las Vegas
Contact40, Home Owner in Taylor, MI
Contact40 asked:
My landlord has allowed our home to go into foreclosure, we had a lease for the first year, but after the lease was up we have been paying monthly. When we first moved in, we signed a 1-year lease and after the lease was up, the landlord asked us if, since our landlord/tenant relationship was good if we just wanted to continue payi...
0 votes Share Flag Sat Jun 1, 2013 Foreclosure in Dearborn Heights
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