Woodridge : Questions & Answers

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Evelyn Santi…, Real Estate Pro in Oswego, IL
Evelyn Santiago answered:
How do I know if a property is for sale, there is contract, pre-foreclosure? etc. It also says "public records". First time buyer.
The best way to find out is to align yourself with a realtor that has access to the MLS. It has the latest information on a listing that is for sale and our site is updated in minutes ... more
0 votes Share Flag Sat Mar 29, 2014 Home Buying in 60517
Jeff Kincaid,…, Real Estate Pro in Wheaton, IL
Jeff Kincaid, Loan Officer, Wheaton IL answered:
Anyone with information on repairing credit reports and scores?
We refer our clients to Jim or Kevin at Illinois Credit Services, Inc. http://www.illinoiscreditservices.com/. They are a fee-based service but I believe are much cheaper than Lexingt ... more
0 votes Share Flag Wed May 29, 2013 Home Buying in 60517
Mike Long, Real Estate Pro in Naperville, IL
Mike Long answered:
Anyone with information on repairing credit reports and scores?
Joanne Sworan w/ Real Estate CSO is a great resource for repairing credit:

http://realestatecso.info/Home.html

she is a friend of mine and a Realtor in the Lemont area but mainly ... more
0 votes Share Flag Mon Jul 9, 2012 Credit Score in 60517
Jerry Hix, Real Estate Pro in Illinois
Jerry Hix answered:
Help! First time home buyer!
Yes, there is help available. I can work with you on the home selection and pricing various scenarios. My loan consultant can assess your best path to obtaining a mortgage. Credit sc ... more
0 votes Share Flag Fri Nov 9, 2012 Financing in 60517
Jeff Kincaid,…, Real Estate Pro in Wheaton, IL
Jeff Kincaid, Loan Officer, Wheaton IL answered:
Help needed! First time home buyer!!
Hello Alcantara,
You will probably want to look into an FHA loan based on what you listed in your question. FHA loans are more forgiving with regards to credit score, allow as little ... more
0 votes Share Flag Sat Mar 29, 2014 Home Buying in 60517
sally, Both Buyer and Seller in 60517
sally answered:
I'm a home buyer. Is it time for a new realtor?
To sum up, I feel like I'm always asking him to do things (like a CMA). Is it time for a new realtor or are these experiences common?
0 votes Share Flag Wed Jun 6, 2012 Home Buying in Woodridge
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
5 months security deposit, this seems wrong
I think 5 months "security" is outrageous!

Did the landlord tell you why he is asking for so much? Is he asking that amount from everyone, or just you?

Check with a local agent or ... more
0 votes Share Flag Tue May 8, 2012 Rental Basics in 60517
Sandy Hanley, Real Estate Pro in 60514
Sandy Hanley answered:
We are first time home buyers with about $5,000 as of right now to put towards a down payment. Our income together is about $80,000. Are there any?
There are no grants that I am aware of at the moment, (the first-time buyers program from the government ended a few months ago)but you can purchase a home with an FHA loan with 3.5% do ... more
0 votes Share Flag Sun May 25, 2014 In My Neighborhood in 60517
Stephen Fitz…, Real Estate Pro in Portland, OR
Stephen FitzMaurice, Realtor answered:
How can I make my first showing my last?
A few small tips for showings -

Turn on all the lights!
Bake cookies and set them on the counter!
Make sure all the window coverings are 100% open (during daylight hours at least) ... more
0 votes Share Flag Sat Apr 16, 2011 Home Selling in Woodridge
Cherrie Cata…, Real Estate Pro in Chicago, IL
Cherrie Catama-Smith answered:
I am a PA Resident and am 1 payment behind on mortgage. I have continued to make payments but am still 1 payment behind. Can I go into foreclosure?
Hi Marie,

From my experience, the bank will not foreclose on you for being one payment behind. These days, the bank is willing to work with you to catch up to your mortgage rather ... more
0 votes Share Flag Wed Sep 26, 2012 Foreclosure in Woodridge
Gina, Real Estate Pro in Turnersville, NJ
Gina answered:
My house has been on the market in Woodridge, IL for 8 months, 6 of those since my divorce. My house is very
Hello Ann:

I know how frustrating it can get. The market is tough so we all need to be patient right now.
Maybe you can offer an incentive to buyers such as a Home Warranty Plan. ... more
0 votes Share Flag Tue Aug 6, 2013 Home Selling in 60517
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
Hi I am in a initial stage of the short sale process-Does the seller have the responsibility to immediately
GREAT QUESTIONS: Listing agent forwards to the bank for their approval. Seller is aware an offer has been presented, bank has to approve offer. Banks are overwhelmed with foreclosure ... more
0 votes Share Flag Mon May 28, 2012 Home Buying in 60517
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
How much are typical closings costs in Illinois?
Have you considered taking all the information you have obtained place on an excel spreadsheet compare the information. Ask the mortgage brokers participate in the comparison where you ... more
0 votes Share Flag Mon Jul 28, 2008 Financing in Woodridge, IL
Christopher…, Real Estate Pro in 92543
Christopher Walker answered:
Foreclosure ?Short sale period ended with no sale and auction date was 1/24/08. The trustee bank says that
Pretty much the only way will be to wait for the property to become available as a listing with a Realtor. Countrywide will not be able to provide much information to you before then. I ... more
0 votes Share Flag Thu Mar 6, 2008 Home Buying in Woodridge, IL
Sylvia Barry,…, Real Estate Pro in Marin County, CA
Sylvia Barry, MAS, CIPS, SRES answered:
If I'am 1 payment behind is there a chance they could foreclose? Thanks
Hi Dan:

I don't know about Illinois, but in california, there is a set procedures and very strict timeline before they can foreclose on your house; it takes more than missing one pay ... more
0 votes Share Flag Sat Aug 9, 2008 Foreclosure in Woodridge, IL
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