Home Buying in Winter Haven : Questions & Answers

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Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
I am looking at a listing that qualifies for USDA mortgage. Can someone advise the pros and cons?
Paula,
Have you met with a lender and qualified for USDA? There are location and income limitations for this program. Your first step is to make sure you earn enough, but not too mu ... more
0 votes Share Flag Sun Apr 7, 2013 Home Buying in Winter Haven
Dan & Barbara…, Home Buyer in Winter Haven, FL
Dan & Barbara Hughey asked:
How much are condo fees and is tax rate for 6 mo. or for the year --
This question was asked from this property: http://www.trulia.com/property/3106498536-7707-Waterview-Way-Winter-Haven-FL-33884?ecampaign=con_day_post_lead_welcome_fr&eurl=www.tru...
0 votes Share Flag Mon Jan 21, 2013 Home Buying in Winter Haven
David D'Agos…, Real Estate Pro in Winter Haven, FL
David D'Agostino answered:
How often is flooding an issue around Lake Lulu, although once is too often but I would like a history of what/ when and how bad?
Lake Lulu is behind the former Cleveland Indians spring training facilities. The lake sits somewhat lower than the land around it. I don't have any statistics. But, it seems that the li ... more
0 votes Share Flag Sat Nov 3, 2012 Home Buying in Winter Haven
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
How hard is it to buy a foreclosure?
Depends on what you are calling a foreclosure. Most people incorrectly use the term to mean a house that has gone through a foreclosure and is now owned by the bank. Bank owned home or ... more
0 votes Share Flag Fri Mar 15, 2013 Home Buying in Winter Haven
Kevin Tison, Real Estate Pro in Lakeland, FL
Kevin Tison answered:
what is the asking price for 5942 silver fox dr and whatn size is the lot winter haven fl?
5945 and 5942 were just over 1/4 +/- acre. 5942 was not found on my search.
0 votes Share Flag Fri Jun 22, 2012 Home Buying in Winter Haven
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
CONDE FEE PER MONTH AND TAXES.
Since no link is visible, either contact the listing agent, or any local agent/realty office can also help, they all have access to the same information, or if you know who management i ... more
0 votes Share Flag Sun Oct 30, 2011 Home Buying in Winter Haven
Nathan Tutas, Real Estate Pro in Davenport, FL
Nathan Tutas answered:
Looking for an Agent that wants a referral in the Haines City/Winter Haven Area- 50-90k
Hi Tabetha,

I'd be glad to help if you haven't found someone else already. My farm area is Haines City, Winter Haven, and Davenport. Just let me know. Have a great day.

... more
0 votes Share Flag Thu Feb 24, 2011 Home Buying in Winter Haven
Jane.Sweetpe…, Real Estate Pro in Winter Haven, FL
Jane.Sweetpea.Sasinek, CHMS,CRS,SFR,SRES answered:
I was set to close on a fannie mae property 2/18/11. The title company called 2/14 and said they needed a thirty day extension! Whats the deal?
It sounds like it is a bank owned property. It's hard to answer your question without any details about the situation. Many title companies that work for the banks that have forecl ... more
0 votes Share Flag Sat Feb 19, 2011 Home Buying in Winter Haven
Fran Rokicki, Real Estate Pro in Manchester, CT
Fran Rokicki answered:
Is there any way to tell when a short sale will go into foreclosure? I am looking at a home that has had a Lis Pend for over a year?
If the home is listed, check with the agent. If it is not listed by a Realtor, then, check at the town hall. In the town clerk's office, you can find out who the current owner is ... more
0 votes Share Flag Wed Sep 8, 2010 Home Buying in Winter Haven
Bob McClure-…, Real Estate Pro in Walled Lake, MI
Bob McClure- Real Estate Investing answered:
We are 65 with good credit. Can we get a mortgage on any property up to $50,000 with a 10% deposit over 10 yea?
good evening...possibly... a ten year amortization...if for any reason you cannot qualify for it..then take a fifteen or thirty year, and pay the appropriate payment so the home is paid ... more
0 votes Share Flag Sun Feb 26, 2012 Home Buying in Winter Haven
Pat and Steve…, Real Estate Pro in Westlake, OH
Pat and Steve Pribisko answered:
My husband and I really like these 2 houses but both are already in contract. How do we know if they are sold already?
You can ask any Realtor if the sale is complete. You could call the listing agent directly. Also, you can check on-line for the info by going to your local County Assessor's/Audi ... more
0 votes Share Flag Sun Mar 28, 2010 Home Buying in Winter Haven
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
What are some of the loopholes that buyers of a condo need to be aware of? I am particularly concerned about home owner association rules.
I'm assuming you mean "gotchas" rather than "loopholes." Things to watch out for.

Here are a few things:

Check the financials. See if the condo is in good ... more
0 votes Share Flag Fri Nov 20, 2009 Home Buying in Winter Haven
Nancy Lee, Real Estate Pro in Conway, SC
Nancy Lee answered:
do realtors ever assist in home trades?
Yes, but they do get paid for their efforts. One of the most important things to remember in a trade is that you are trading equity not sales price. If you have a 200K home that you owe ... more
0 votes Share Flag Thu Dec 17, 2009 Home Buying in Winter Haven
Voices Member,  in
Voices Member answered:
Lebanon tn buying a short sale from wells fargo only been a week but want to close by mid november any advice?
Short sales often take longer because of the paperwork and the back and forth that happens between lien holders. Patience and a pushy realtor will go a long way towards getting it done. ... more
0 votes Share Flag Thu Jan 28, 2010 Home Buying in Winter Haven
Broker Bryant, Real Estate Pro in Kissimmee, FL
Broker Bryant answered:
My husband is paying off a student loan. If we purchase a home together, can I file separately and still receive the tax credit?
Hi Marty, That's a very good question. My suggestion would be to ask whoever does your taxes. You can also find info here that may help http://www.federalhousingtaxcredit.com/2009/ ... more
0 votes Share Flag Fri Sep 4, 2009 Home Buying in Winter Haven
Hannah, Real Estate Pro in Corte Madera, CA
Hannah answered:
We are buying a wells fargo short sale.They've asked for the seller to sign contract & for 30 days to close
Hi Ginam,

Hang in there. You can be agressive and pull your offer or threaten to pull your offer if you do not hear back by a certain date. I think that patience is key here. If y ... more
0 votes Share Flag Fri Jul 24, 2009 Home Buying in Winter Haven
Ginam, Home Buyer in Winter Haven, FL
Ginam asked:
We are working on a short sale inFl.They were asking $99,000 & we offered $90,000 & we'll pay the closing costs.The bank did the appraisal and got all info from seller & now we wait for negotiator (lender asked her for deadline to be on July 21st)We are also the only offer on this house rig...
0 votes Share Flag Wed Jul 8, 2009 Home Buying in Winter Haven
Michael Stone, Real Estate Pro in Winter Haven, FL
Michael Stone answered:
We have a buyer for my husband's home in the UK and want to make cash offer for bank owned home in FL. Would?
Lisa,

Unfortunately, when dealing with bank-owned properties the bank will not accept an offer contingent upon the sale of another property. What property is it that you the interest ... more
0 votes Share Flag Thu Jun 4, 2009 Home Buying in Winter Haven
Donna Barron, Real Estate Pro in 33859
Donna Barron answered:
What are the HOA dues and what do they cover?
Hi Anna,
Thank you for your inquiry on 3344 Livingston Way. The HOA dues there is $224/ mo, Approx. half of it is the mainenance dues and pays for the upkeep of the common areas, th ... more
0 votes Share Flag Sun Jan 16, 2011 Home Buying in Winter Haven
Rod Bostic, Real Estate Pro in Lakeland, FL
Rod Bostic answered:
OK. I read one thing on one website then something different on another. I continuously hear that short sales
THAT IS SOMETHING THATS NORMAL DEALT WITH ON THE SELLERS END. THE NORMAL LATELY HAS BEEN 3 PERCENT ON THE SHORT SALES AND 6 PERCENT ON THE BANK OWNED.
0 votes Share Flag Thu Jan 6, 2011 Home Buying in 33880
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