Whittier : Questions & Answers

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Bob Khalsa, Real Estate Pro in Santa Clarita, CA
Bob Khalsa answered:
I just asked a question regarding house that was extended without a permit.
The only person authorized to get permits is the owner or a contractor on his behalf. You cannot pull permits. Your best bet would be to engage a licensed contractor to check the proper ... more
0 votes Share Flag Wed Mar 28, 2012 Home Buying in 90603
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
If I purchase a house that was extended without a permit, what happens?
First Q: How long ago was the work done?
Second Q: How's the quality of work?
Third Q: Do you think was done up to Code?

Assuming that you answered: "Long Time", &qu ... more
0 votes Share Flag Sun Mar 15, 2015 Home Buying in 90603
David Martin…, Real Estate Pro in Whittier, CA
David Martinez answered:
1% home loan program, does it need to be paid back?
Hello faithful81,
This Cal HFA program is available to low to median income levels. This program will allow for a 3% second mortgage that can be used for down payment or closing costs. ... more
0 votes Share Flag Tue Nov 15, 2011 Home Buying in Whittier
Emily S. Kne…, Real Estate Pro in Huntington Beach, CA
Emily S. Knell answered:
CHIP program availability
Only certain homes are approved for Homepath financing.

Regarding other programs like Cal-Access or this CHIP program, you have the mortgage lender your agent hooked you up with, th ... more
0 votes Share Flag Sun Oct 30, 2011 Financing in Whittier
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
My real estate agent recommended that we look at several homes and make offers on the ones we liked. Is it a good idea to make offers all at once?
I am not going to agree with your agent and they need to take a few classes in real estate 101. What would happen if all your offers were accepted? You would be on the hook for 4 homes ... more
0 votes Share Flag Thu May 10, 2012 Home Buying in Whittier
Kevin Olson…, Real Estate Pro in Colorado Springs, CO
Kevin Olson and Jessica Laude answered:
How long do I have to be employed before I can buy a house?
The shortest amount of time I've seen is 6 months, but many lenders are requiring 2 years at this point in time.
0 votes Share Flag Thu Sep 22, 2011 Home Buying in Whittier
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
what happens if the lender wire the funds to the WRONG escrow account?
Did that happen to you?

When you have an escrow the escrow officer provides the wiring instructions. Then the lender uses those instructions to wire the money. The escrow officer w ... more
0 votes Share Flag Mon Aug 15, 2011 Financing in 90604
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Is getting a mortgage loan one of those things you shop around for?
You choice of a Realtor is completely independent of your choice for a Lender (and the Mortgage Agent).

You should definitely look at different loans and difference loan officers.

... more
0 votes Share Flag Mon Apr 2, 2012 Home Buying in 90603
Melissa Krch…, Real Estate Pro in Rancho Cucamonga, CA
Melissa Krchnak answered:
my offer on a short sale was accepted by the bank but the inspection showed too many problems. do banks accept lower offers after they approve?
I would ask for the repairs. They may do all or some and then you can ask for a price reduction or stay where you are. I've had clients get most of their repairs taken care of so w ... more
0 votes Share Flag Sun Jul 10, 2011 Home Buying in Whittier
Spirit Messi…, Real Estate Pro in 85718
Spirit Messingham answered:
If the median household income in Whittier is $66,000 (2009 data), why isn't the average home in Whittier selling for 2-3 times ($198,00)?
Interesting question, I see no correlation between the average income here in Tucson and what a house is priced at or sold at.
0 votes Share Flag Tue Jun 14, 2011 Home Buying in Whittier
Babygirl9198…, Home Buyer in Whittier, CA
Babygirl919816 answered:
trying to buy a home but i have no tax return & no credit, I'm a licensed pharmacist intern, can i get a preapproved for loan based on
I'm still New here, and i never landed a job before, but i can put 20% down payment if i got approved, i have a source of income from the country i was in so will that be takin int ... more
0 votes Share Flag Sat May 21, 2011 Home Buying in Whittier
Boulder Suz, Real Estate Pro in Longmont, CO
Boulder Suz answered:
Can a 2nd lien holder Foreclosure (worth $50k), when homeowner owes $400K on the 1st and home is only worth $275K?
Hello Carlos,
That's a bad situation for your friend. Sorry to hear about your friend's troubles.

Your friend should obtain legal advice from a lawyer. It is curious that ... more
0 votes Share Flag Thu Jun 28, 2012 Foreclosure in Whittier
Abel Ayala, Real Estate Pro in Whittier, CA
Abel Ayala answered:
Update...We received short sale approval only 4 weeks after we submitted our offer!
Yes, Lenders are playing games with short sales by asking for more money and they are doing it very nice and easy. I am a short sale listing agent and I see how the lenders are incre ... more
0 votes Share Flag Sun May 8, 2011 Home Buying in Whittier
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
Better to sale a house staged or empty?
Simple answer : Always staged

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
972-6 ... more
0 votes Share Flag Mon May 27, 2013 Home Selling in 90603
David Martin…, Real Estate Pro in Whittier, CA
David Martinez answered:
hi, my husband commutes to torrance ca. andwe're living in anaheim now. considering of buying home in anaheim or whittier fullerton e.t.c.
Whittier is great place to raise a family. I have a 3 yr old and 10 month old. Living here in the Michigan Park area is very safe. It's not close to the freeways and police officer ... more
0 votes Share Flag Mon Feb 21, 2011 Home Buying in Whittier
Melissa Krch…, Real Estate Pro in Rancho Cucamonga, CA
Melissa Krchnak answered:
MY SON IS ATTENDING COLLEGE. SECTION 8 AGENT TOLD ME: EVERY VACATION TIME AWAY FROM COLLEGE I WOULD HAVE TO PAY EXTRA 100.OO . IS THIS THE RULE...
Your best bet is to contact HUD or a HUD Approved Housing Agency. Here's a link for the latter: http://www.hud.gov/offices/hsg/sfh/hcc/hcs_print.cfm?&webListAction=search&s ... more
0 votes Share Flag Tue Feb 15, 2011 Rental Basics in 90602
Walter 'Skip'…, Real Estate Pro in 92870
Walter 'Skip' Kersten answered:
can anybody advice me on 13711 crewe st, whittier,ca. 90605 as to what is wrong with this house,as to asking price etc.
Hi AJ,
It is a bank owned, foreclosed property. It went into escrow yesterday.
Hope that helps,
0 votes Share Flag Thu Feb 10, 2011 Home Buying in Whittier
Fernando, Real Estate Pro in Austin Addition, Round...
Fernando answered:
me di cuenta que la casa que rento va a subasta le dije al dueno y el dijo que no que estaba en medio de una modificacion que puedo hacer
Hola soy Fernando Tovar agente de bienes raices en Austin Texas si la casa llega a ser subastada los nuevos duenos peden pedir una horden de evicion y desafortunadamente ustedes tendran ... more
0 votes Share Flag Wed Jan 12, 2011 Foreclosure in Whittier
Marge Bennett, Real Estate Pro in Fort Myers, FL
Marge Bennett answered:
Is it against official policy to ask my Realtor for the seller's contact information in order to inquire about any information?
it is not normal for the buyer and seller to communicate directly. As REALTORs that makes us very nervous that one will say something that will totally kill the deal. Write your questi ... more
0 votes Share Flag Sun Feb 6, 2011 Home Buying in Whittier
Sally Grenier, Real Estate Pro in Erie, CO
Sally Grenier answered:
Loc: SoCal. Was offering 10k over the list price using Home Path to buy a condo in order to sway the sellers to cover closing cost. Good idea?
Sure! It's pretty common to increase your purchase price, if you're asking for any "seller concessions" such as closing costs.

Sally
sally.grenier@coloradohomes. ... more
0 votes Share Flag Sun Jan 9, 2011 Home Buying in Whittier
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