Financing in Westfield : Questions & Answers

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Gp, Other/Just Looking in 07090
Gp asked:
Rate Lock My rate lock of 3.99% recently expried due to the bank (TD Bank) not being able to move quick enough to close. The rate a a bit lower now (3.85%), however the bank told me they are ext...
0 votes Share Flag Thu Jul 29, 2010 Financing in 07090
Mike B, Real Estate Pro in Raritan, NJ
Mike B answered:
Rate Lock
No, most lenders extend locks on a "worst case" scenario, meaning you get the worse of the market or previous rate, plus an extension fee. I wouldn't complain about a ra ... more
0 votes Share Flag Thu Jul 29, 2010 Financing in 07090
Rudy R. McDo…, Real Estate Pro in Bloomfield Hills, MI
Rudy R. McDowell answered:
Refi with an ARM.
GP

Based on current interest rates, and depending on your refi amount, whether or not its a rate and term or cash refi, the credit score, closing costs, and whether or not they' ... more
0 votes Share Flag Wed Jul 21, 2010 Financing in Westfield
Greg Knox, Real Estate Pro in Cedar Knolls, NJ
Greg Knox answered:
So do the 28% and 36% guidelines apply to higher income families?
Yes, they still apply, but they are just guidelines and usually are exceeded. Don't forget a $300k family needs the proper bling.
0 votes Share Flag Tue Sep 22, 2009 Financing in Westfield
Barbara Ostr…, Real Estate Pro in Oradell, NJ
Barbara Ostroth answered:
What are the expenses for an attorney to support my home purchase process?
It depends on whom you use, and whether they do alot of real estate law. The lawyer on the buyer's side sends for the title work, administers the contract, helps negotiate inspection i ... more
0 votes Share Flag Fri Mar 7, 2008 Financing in Westfield, NJ
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