West Rogers Park : Questions & Answers

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Philip Sencer, Real Estate Pro in Chicago, IL
Philip Sencer answered:
As a graduating medical student with 160,000 in loans, will I be eligible for a mortgage?
My web site has some lender references. Give them a call ans see. There is no charge for speaking with them.
0 votes Share Flag Thu May 16, 2013 Home Buying in West Rogers Park
Ivan Sagel,…, Real Estate Pro in Chicago, IL
Ivan Sagel, ABR, SFR answered:
Given increasing interest rates, does it make sense to pay off your mortgage debt or should one invest in bank deposits, equity, etc.? Why?
We are currently at historically low interest rates, 2.5-3% on a fifteen year fixed loan. I would not pay off my mortgage early, I would invest in more properties. With 25% down, you ca ... more
0 votes Share Flag Wed Feb 13, 2013 Financing in West Rogers Park
Bill J Delig…, Real Estate Pro in Chicago, IL
Bill J Deligiannis answered:
thinting about buying a property on N Bell, is the area safe enough?
http://chicago.everyblock.com/crime


Due some drivebys at differnt times of the day and see if the are meets your needs as far as shopping, schools, transportation, etc.
0 votes Share Flag Fri Feb 15, 2013 Crime & Safety in West Rogers Park
Philip Sencer, Real Estate Pro in Chicago, IL
Philip Sencer answered:
2150 West Devon Avenue #5W, Chicago IL 60659. Right time to buy this property?
You need to do some homework on the HOA as it is unclear if they allow rentals or if the commercial units are part of the association or if you can get financing in the building. If you ... more
0 votes Share Flag Thu May 16, 2013 Home Buying in West Rogers Park
Bill J Delig…, Real Estate Pro in Chicago, IL
Bill J Deligiannis answered:
Loan approval to buy a 3bedroom townhome. When one is self employed (cab driver)?
Yes you can be approved.

Your lender will verify your reported income (last 2 tax returns + YTD P&L statement), credit scores, assets and amount of down payment.

If the numbers ma ... more
0 votes Share Flag Tue Oct 8, 2013 Home Buying in West Rogers Park
Jay Ruhm, Real Estate Pro in Schaumburg, IL
Jay Ruhm answered:
is this house under contract?
The property is still active in the MLS. Please let me know if I can help you!

-Jay
JayRuhm@kw.com
Direct - (847) 613-5189
0 votes Share Flag Sat Jul 6, 2013 Market Conditions in West Rogers Park
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
If I want to buy this property. How much will I have to pay for the property?
You should find yourself a trusted real estate agent and have them work some numbers for you.

Have an amazing day!
0 votes Share Flag Sat Jun 23, 2012 Foreclosure in West Rogers Park
Joe Finnerty, Real Estate Pro in Bethlehem, PA
Joe Finnerty answered:
Is it typical for the seller's side to be nonresponsive when the appraisal is lower than the offer price in hopes that we terminate the contract?
Hi Roger,

Did your agent pull SOLD comps before you made the offer? An appraiser will only use sold comparable properties since the price on available properties means nothing. A sel ... more
0 votes Share Flag Tue Oct 8, 2013 Home Buying in West Rogers Park
John Walin, Real Estate Pro in Libertyville, IL
John Walin answered:
Is it typical for the seller's side to be nonresponsive when the appraisal is lower than the offer price in hopes that we terminate the contract?
"Roger"
What I have here is not legal advice, I am surprised your agent and attorney cannot address this concern. The ball is in your court as a buyer until the mortgage con ... more
0 votes Share Flag Thu Feb 17, 2011 Home Buying in West Rogers Park
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Who own this property and who is the contact person to find out if a apartment is available for rent?
Since no link is visible and no address given, you may wish to ask your question again--in the meantime any local agent(s) can help you, contact any realty office(s) and inquire--or to ... more
0 votes Share Flag Thu May 16, 2013 Home Buying in West Rogers Park
Philip Sencer, Real Estate Pro in Chicago, IL
Philip Sencer answered:
I would like to know if it is a safe place to raise children 14 and up
R E agents are not allowed to answer that question because it could violate Fed anti discrimination laws. One of our 'standard' answers is to have you check with police crime ... more
0 votes Share Flag Mon Aug 9, 2010 In My Neighborhood in West Rogers Park (West Ridge)
Robert Jarvis, Real Estate Pro in Chicago, IL
Robert Jarvis answered:
Am thinking of putting my 2bd/1ba condo up for rent(60659). How long are comparable properties waiting to be rented?
Zipppy, Thats would be a tough question to answer without understanding the condition of the condo, the location of your condo (60659 is a large territory) and what your financial needs ... more
0 votes Share Flag Tue Jul 6, 2010 Rentals in West Rogers Park (West Ridge)
Mark Malave,…, Real Estate Pro in 60626
Mark Malave, Buyer's Agent answered:
Who owns 1717 W Pratt? This property is a complete dump and a total embarrassment to my neighborhood.
I always go by the mantra "If you can't say something nice, don't say anything" I live in Rogers Park and there are many houses that can use some TLC. From what I ca ... more
0 votes Share Flag Sat Feb 6, 2010 In My Neighborhood in West Rogers Park (West Ridge)
Maria Clark, Real Estate Pro in Chicago, IL
Maria Clark answered:
I have a house and now I try to buy condominium but some people who do the mortgage say I can not get any loan because of my this house .
Dear Hase Hukic:

Are you current on your mortgage? How long have you owned it? Are you selling your current home?
These questions come into play when considering a loan to purchase ... more
0 votes Share Flag Tue Jan 3, 2012 Financing in West Rogers Park
Sandra Matson, Real Estate Pro in Chicago, IL
Sandra Matson answered:
We have two units out of four going into forclosure and we are going to have a special asst. How do we?
Scott,

Generally, if units are going into foreclosure they are behind in their assessments. The remaining owners will have to cover all expenses. If the property goes into foreclo ... more
0 votes Share Flag Thu Aug 27, 2009 Foreclosure in West Rogers Park (West Ridge)
Cherrie Cata…, Real Estate Pro in Chicago, IL
Cherrie Catama-Smith answered:
Is there a way to bid on a foreclosed home that has reportedly already received an 'acceptable' bid?
I would not waste my time. There are so many properties available out there. Bank owned properties can recieve 30 offers within a day of going on the market. Once they accept a bid, t ... more
0 votes Share Flag Fri May 17, 2013 Home Buying in West Rogers Park
Vassi Saviano, Real Estate Pro in Elk Grove Village, IL
Vassi Saviano answered:
is roger park a safe place to live? is it consider good location? east roger park, around jarvis? or is it
Soheila, you should personally visit the area and make your own conclusions on how you feel about the area. You may want to visit the police department and ask questions. There are va ... more
0 votes Share Flag Mon May 20, 2013 Crime & Safety in West Rogers Park
Voices Member,  in
Voices Member answered:
We want to make an offer on a new construction condo in West Ridge. The asking price is $290K. It does not
Hi New Buyer, if you are working with a realtor I would certainly review recent closing prices on comp properties to solidify your intitial offer price. Certainly everything is negotia ... more
0 votes Share Flag Thu May 16, 2013 Home Buying in West Rogers Park
Richard Rawd…, Real Estate Pro in Southampton, NY
Richard Rawdin answered:
Is it time to change the realtor? Our 1BR condo was on the market last year already from March through
It is probably market conditions,maybe! Do you think that your realtor has been doing a good job marketing the property? If the answer is yes,stick with him,if not,it's time to change r ... more
Jim Roth, Real Estate Pro in Chicago, IL
Jim Roth answered:
How do we protect our property values by not allowing other unit owners in our condo building to rent?I
G.P, your by-laws do not have any restrictions with respect to the % of rentals allowed at any one time? If not then you need your board to add them. Plan and simple with too many ren ... more
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