Do you live here in the U.S.? If so, how long? Are you here on a Visa? If so, what type of Visa? Are you employed here? If so, for how long have you received income/reported income on your tax returns?
Or... do you live in Canada and do not have any permanent or non-permanent residency in the U.S.?
Depending on which will determine what options there are.... more
If it is your primary residence, I would try a short sale. Even if it does not work, at least you have tried. It will save your credit some, and any consequences will be lessoned.. We always recommend seeking legal advice, but everything points to short sale.
Let me know if I can help you in any way!
Joan Wilson (Realtor, SRES, Ecobroker, Certified REO, HAFA, and Short Sale Specialist)
California Cool 4 Sale
Prudential California Realty
Direct Phone: 760-757-3468
800-975-7481 x 111
Know Your Rights Home Affordable Foreclosure Alternatives (HAFA) Program
Co-author of â€œShould I Short Sale My Home?â€ Advice on what options are available.
Many feel much mor comfortable working with their own agent as opposed to one that is representing both the seller and you.
If you really trust your present agent....perhaps it is time for a down to earth conversation about your needs, his/her service, and your motivation to buy now. Ask them to honestly, tell you why you have been unable to find a home after nearly a year of looking.
Do you need to adjust your expectations, change your focus, or throw more money in the pot? A concersation that is open and honest can only help your situation..try this before anything else....
Hi there K.All great questions. Banks are swapmed with foreclosures right now so the 3 months is not abnormal.It may still be in the process. If you drop me a line with the property address I can research ot further for you.
First Team Real Estate
(714) 552-6817... more