Utica : Questions & Answers

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Sigrid Garri…, Real Estate Pro in Rochester Hills, MI
Sigrid Garrick answered:
Can you put a brand new manufactured home on a lot in ShelbyTwp or Rochester Hills area? Would be on a crawl or basement?
Lroe,

This is something that you need to check with the city. There could be restrictions on manufactured homes. Regualr homes need permits so this probably will as well.

Good Luc ... more
0 votes Share Flag Mon Mar 18, 2013 Home Buying in 48315
Edouard Stin…, Real Estate Pro in Michigan
Edouard Stines answered:
Hi, I am thinking to buy a home in 48316 area. Need to know if am I able to qualify for MSHDA loan with income 37k? Is 48316 declining area.?
Shelby Township does not appear to be a targeted area. However, if you are interested, I can put you in contact of a mortgage specialist who can take you thru the details of this progra ... more
0 votes Share Flag Sat Jan 5, 2013 Home Buying in 48316
Karen Paytas, Real Estate Pro in Macomb County, MI
Karen Paytas answered:
has there been any breaking and entering near or crimes comitted near 45367 joseph st
Barbara,

Good evening! As Real estate agents we are not allowed to discuss these issues. Contact the area police department or google crime stats for the area.

Good Luck,

Kar ... more
0 votes Share Flag Mon Nov 26, 2012 Crime & Safety in Utica
Jan Kleckner, Real Estate Pro in Venice, FL
Jan Kleckner answered:
WE HAVE BEEN TRYING TO REFINANCE. OUR HOUSE DID NOT APPRAISE HIGH ENOUGH. HOW CAN I SEE WHAT THE HOUSES ARE SELLING FOR IN MY NEIGHBORHOOD.?
I would recomend that you hire a professional Appraiser. He will be able to give you the information you need. You can then take this to your bank a chalenge the appraisal the
bank h ... more
0 votes Share Flag Tue Oct 30, 2012 In My Neighborhood in 48316
Vera Gonzalez, Real Estate Pro in Sterling Heights, MI
Vera Gonzalez answered:
Are there realtors in Metro Detroit that specialize in new home construction/purchasing?
Matt,

Me and my partner would be happy to assist you. Please contact me at versellshouses@gmail.com.
Loking forward to making this an enjoyable process.

Vera
0 votes Share Flag Wed Feb 13, 2013 Home Buying in 48317
MI Realty Gr…, Real Estate Pro in Sterling Heights, MI
MI Realty Group answered:
Looking for a private investor/hard money lender to finance property in Shelby Township LTV is about 54% and the loan about 350K.
Aren't you a realtor? The hard money lenders are expensive, but call Trent Dalrymple 248-547-3006 ... Good Luck!! Anne Piekarz, MI Realty Group
0 votes Share Flag Tue Oct 16, 2012 Financing in Utica
Sigrid Garri…, Real Estate Pro in Rochester Hills, MI
Sigrid Garrick answered:
Separating after refinance...Can I move out ?
Jim,,

July 2011 till july 2013 is 2 years. Did you mean you refinanced in july of 2012? You should speak to a loan officer where you refinanced & ask them.
0 votes Share Flag Mon Oct 15, 2012 Financing in 48316
Sigrid Garri…, Real Estate Pro in Rochester Hills, MI
Sigrid Garrick answered:
I am a small business owner for two years with a $50000 a year pay and $30000 profit on my business.Can I qualify for a mortgage ?
Sara,

Your income will qualify you for something but you need to have a credit score of at least 640. A mortgage professional can give you a preapproval & tell you how much home you ... more
0 votes Share Flag Mon Aug 6, 2012 Financing in 48317
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
i was wondering if you could tell me how much it costs to have an in ground pool? thanks.
No, I doubt that any of us can;
we are Realtors, not pool installers.

If we gave you a figure it would be meaningless:
I suggest you contact a Pool Installer; they will give you a ... more
0 votes Share Flag Tue Oct 8, 2013 Home Buying in 48316
Mike Papanto…, Real Estate Pro in Arvada, CO
Mike Papantonakis answered:
Can anyone recommend a reputable mortgage company?
I have found that the best way to get a good mortgage company is to ask a local real estate agent in your area. Agents have experienced good and bad mortgage companies and ususally have ... more
0 votes Share Flag Fri Apr 3, 2015 Home Buying in Utica
Lori Ann Fis…, Real Estate Pro in Michigan
Lori Ann Fisher answered:
Is the condo on Clearwood Ct 48316 still for sale?
Looks like the home on Clearwood was just withdrawn from the market. If you would like help finding a home please feel free to contact me.

Lori Fisher
Coldwell Banker Weir Manuel ... more
0 votes Share Flag Mon Feb 6, 2012 Foreclosure in 48316
Roland Vinya…, Real Estate Pro in Sprakers, NY
Roland Vinyard answered:
How soon after refinancing can you close on an other primary residence?
I think this is a issue between you and your lender. Examine your mortgage. What it says rules - unless they relent. Am I correct to assume that it is the same company you are dealing w ... more
0 votes Share Flag Thu Jan 26, 2012 Financing in 48316
Haig Istambo…, Real Estate Pro in Michigan
Haig Istamboulian answered:
husband and i are getting divorced, the mortgage is in our names but we both signed a quit claim deed to his parents... what is my claim in ownership?
Hello,

You deeded the home to your in-laws but your name is still on the mortgage. You are still responsible for the mortgage, you can't get out of the mortgage until you refina ... more
0 votes Share Flag Wed Dec 7, 2011 Home Selling in 48315
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Will DTE remove a negative report on my credit report ?
If for some reason the negative appears on your credit report, do contact the credit bureau(s) and ask for it to be removed...
www.equifax.com
www.transunion.com
www.experian.com
0 votes Share Flag Sat Apr 9, 2011 Credit Score in 48317
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Why did foreclosed property listing price go down?
DAwn many times price decreases are 30 days in the works, it means that maybe 30 days agao the agent requested a price reduction, the bank when approving it drops it just like that with ... more
0 votes Share Flag Tue Mar 1, 2011 Foreclosure in 48316
Tanya Hutchi…, Real Estate Pro in Carlsbad, CA
Tanya Hutchison Brooking answered:
I'M looking for a hard money lender for residential property, kinda like a second chance credit i guess.. Any suggestions???????????
Hello,
I am a real estate professional, so I do receive a lot of marketing pieces via email from potential lenders, including hard money lenders. I can't say I've ever used ... more
0 votes Share Flag Tue Dec 21, 2010 Home Buying in 48317
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
If you make an offer on a bank owned home do you lose your options for concessions like help with closing cost
Not necessarily. You can always ask. It depends on the bank that owns the home. Some of them don't like to give seller concessions for some reason. Bear in mind though that if there ... more
0 votes Share Flag Mon Jul 13, 2009 Home Buying in 48317
Mary Novak,…, Real Estate Pro in Brighton, MI
Mary Novak, CDPE, SFR answered:
Condo Hunters Cir, Canton,Mi
I sold a condo in this complex a couple of years ago. Nice condo complex close to area shopping and highways. They are probably foreclosed or short sale explaining the low prices. If ... more
0 votes Share Flag Tue Apr 21, 2009 Home Buying in 48317
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
Condo Association fee
Laura,

As a voting member of the home owner's association each resident has a small amount of input into the overall process. These fees often increase because of increasing expenses ... more
0 votes Share Flag Tue Apr 7, 2009 Home Buying in Utica
Maureen Fran…, Real Estate Pro in Birmingham, MI
Maureen Francis answered:
I am looking to buy a house. How do I find out if the seller has over marked the value?
Hi Barnes,

I am not sure what you mean by over marked the value.

If you have a buyer's agent, they will do a market analysis for you before you make an offer. This will help you ... more
0 votes Share Flag Tue Mar 29, 2011 Home Buying in 48315
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