Thousand Oaks : Questions & Answers

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Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
Can you file a lis pendens without an attorney in order to prevent the lender from selling our property? The lender foreclosed on our property
Hello Es,
This is an excellent question. Lis pendens foreclosures are properties which have a pending suit against them due to the failure on the part of the home owners (you) in payi ... more
0 votes Share Flag Tue Aug 3, 2010 Home Buying in 91362
Matthew A. B…, Real Estate Pro in Glendora, CA
Matthew A. Bartlett answered:
Casa de Oaks. What is the crime % there? Gang violence? I looked on meganslaw.com and no sex offenders listed, but that doesnt mean there isnt any.
Hi Cynthia,

I recommend that you speak with the local Police department. They will be able to answer your questions regarding neighborhood safety better that anybody. Best of luck!
... more
0 votes Share Flag Wed Mar 17, 2010 In My Neighborhood in 91360
Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
My husband bought home before we were married. we lived in it 11yrs. we are faced with short sale. I am not on title. can my daughter and fiance buy?
Hello SGold,
I would be very careful to ask an attorney and tax professional for advice, since it appears you have refinanced your home to pull out equity. Purchase money is non-recou ... more
0 votes Share Flag Sat Mar 20, 2010 Home Selling in Thousand Oaks
Robin Silver…, Real Estate Pro in Garden City, NY
Robin Silverberg answered:
About rescinding a mortgage.
Martha, I don't think we are really clear about what is happening here. Did you have a loan on your home from a bank who we will call "Bank A". You wanted to refinance wi ... more
0 votes Share Flag Sat Mar 20, 2010 Foreclosure in Thousand Oaks
Sean Dawes, Other/Just Looking in Philadelphia, PA
Sean Dawes answered:
Blocked from housing market
As far as a real estate agent to go with, have you looked under the advice and opinions section on trulia? There is a find a pro feature which you can then look up a local agent that is ... more
0 votes Share Flag Mon Mar 8, 2010 Home Buying in Thousand Oaks
Steven Tustin, Real Estate Pro in Laguna Beach, CA
Steven Tustin answered:
i am upside down on my house,want to quit working, stay home w kids & and have no rent. how bad would it be to buy a mobile home and then short?
The problem is the bank has to approve to sell your home short (less than the value of the loan) based on a consideration of your personal hardship (i.e. you got laid off, etc.) not som ... more
0 votes Share Flag Sat Mar 20, 2010 Home Buying in 91360
Ryan Mills, Real Estate Pro in Westlake Village, CA
Ryan Mills answered:
how expensive house can I buy for 1000.00 monthly payment taxes and ins. first time home buyers
My guess would be somewhere between $150,000 and $175,000. That's if you were to put 10% down, paying a 5.5% rate on a 30 year fixed mortgage. I estimated your taxes would be aro ... more
0 votes Share Flag Tue Feb 23, 2010 Home Buying in Thousand Oaks
Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
Can I have a lis pendens filed if I am a tenant in a lease option contract?
Markart,

#1: Consult with a Real Estate Attorney immediately.
#2: Consult with a Real Estate Attorney immediately.
#3: Consult with a Real Estate Attorney immediately.

If you do ... more
0 votes Share Flag Thu Oct 1, 2009 Home Buying in 91362
Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
Is it possible to buy a house that needs some work, and have the money that is needed for the redo, wrapped into the sale price?
Brenda,

Look into the 203(k) Rehabilitation Program (& Fixer loans). They can be pretty tricky, especially if you are competing with all-cash or conventional Buyers.

Most b ... more
0 votes Share Flag Mon Sep 28, 2009 Home Buying in Thousand Oaks
Pacita C Dim…, Real Estate Pro in Alameda, CA
Pacita C Dimacali answered:
Hello, I have a question about permits.
It is always a big issue whenever work is done without permits.

And yes, the onus is upon the buyer to do due diligence and research the property.

There have been several question ... more
0 votes Share Flag Tue Apr 10, 2012 Home Buying in 91362
Jacob Varghe…, Real Estate Pro in San Jose, CA
Jacob Varghese answered:
how to determine if to pay points or not on a mortage loan?we plan to stay 3-5 years but we wonder if we
I could answer your question in a better manner, if I know the loan amount, duration of the loan, the proposed interest rate with points and without points.

Prima facie, it is not a ... more
0 votes Share Flag Tue Aug 18, 2009 Financing in 91360
Vickie Layton, Real Estate Pro in Jacksonville, FL
Vickie Layton answered:
how long wll a home be in foreclosure before you have to move out?
Your will first receive a Lis Pende. That means that you are behind in payments and foreclosure preceeding have started. When you get a final summary of judgment and sale date then yo ... more
0 votes Share Flag Fri Aug 28, 2009 Foreclosure in 91360
Ted Mackel, Real Estate Pro in 93065
Ted Mackel answered:
is there an reo buyers agent out there?
Yes, How can I help you?

http://homebuysblog.com/2008/10/22/12-tips-to-make-your-reo-offer-more-attractive/
0 votes Share Flag Tue Aug 11, 2009 In My Neighborhood in 91362
Ryan Mills, Real Estate Pro in Westlake Village, CA
Ryan Mills answered:
Thank you guys for your answers. I was told that my offer was higher than what it was sold for, but the bank
I think of it this way... It wasn't meant to be! You'll find another house! Possibly and even better one! Keep your chin up and let us know if we can help.

Ryan
0 votes Share Flag Thu Jul 2, 2009 Home Buying in Thousand Oaks
Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
I submitted an offer, signed a purchase agreement for a property,was told I had 98% chance.
JEB,
That specific question is best answered by whoever told you what odds were of you having your offer accepted. If the property was a new house listing under $450K and you offered ... more
0 votes Share Flag Sun Jun 28, 2009 Home Buying in Thousand Oaks
Barry Shapiro, Real Estate Pro in Camarillo, CA
Barry Shapiro answered:
Is it possible to find at least 2 or 3 bed & 2 bath SFR around Conejo Valley for under 340K , not short sale?
Hello JEB,

The question you pose is an interesting one in today's (sellers) market. First, to be specific, YES it IS POSSIBLE to find a property as you describe for under $340K. Th ... more
0 votes Share Flag Sun Jun 14, 2009 Home Buying in 91360
Heidi Golff, Real Estate Pro in Ventura County, CA
Heidi Golff answered:
what is the best way to estimate the cost of cosmetic fixes? e.g. carpeting , external paint, internal
Hello Vimo,
The best way to go about this is to take an experienced interior designer with you to look at the home. They work hand in hand with contractors all the time and therefore k ... more
0 votes Share Flag Mon Nov 3, 2014 Home Buying in 91362
Matthew A. B…, Real Estate Pro in Glendora, CA
Matthew A. Bartlett answered:
I submitted an offer for a short sale property four months ago. About a week ago, I was notified that the
Hi Dave,

It will be hard to really give a good answer without seeing your purchase offer paperwork. However, I will give it a try. I have several questions. First, what time frame d ... more
0 votes Share Flag Thu Oct 8, 2009 Home Buying in Thousand Oaks
Brad Davidson, Real Estate Pro in Anaheim Hlls, Anaheim,...
Brad Davidson answered:
My loan will reset in a year, so I have to sell my home for as much as possible quickly. I don't think I can
Send me your address and I'll be happy to do a comparative market analysis for you. We can talk about what your house has to offer and adjust the price to the comparable sales. I can ... more
0 votes Share Flag Wed Nov 17, 2010 Home Selling in Thousand Oaks
Joyce Zangme…, Real Estate Pro in Ventura County, CA
Joyce Zangmeister answered:
I want a SFR, atleast 3 BR 2BA, 1500 SQFt in Toaks area (preferably in 91360 or 91361 or 91362 zips)
Wow! Don't we all wish we had that! Only problem -- there would definitely be MULTIPLE offers.

It sounds like you are looking for a house in the Conejo Valley for less than $260,00 ... more
0 votes Share Flag Wed Aug 19, 2009 Home Buying in Thousand Oaks
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