Financing in Temple Hills : Questions & Answers

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Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
is it possible to get 100% financing on an investment home loan?
No, the best you can do is 90% and only on a property that qualifies for HomePath financing; otherwise you will need 20% down. (Note that putting 25% down saves you 1.25 points in fees, ... more
0 votes Share Flag Mon May 16, 2011 Financing in 20748
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Is it easier to buy a foreclosed home with not-so-perfect credit, and how long does it typically take to get pre-approved?
Work on getting your not so perfect credit to almost perfect first--visit with any qualified loan officer(s) and see exactly what your budget can handle and check your credit score--he/ ... more
0 votes Share Flag Wed May 19, 2010 Financing in Temple Hills
Luke Allison, Real Estate Pro in Asheville, NC
Luke Allison answered:
Is it possible to get a financing for $135,000 with about 6% down w/bad credit?
Describe "bad." You have a good down payment and if your income is strong enough, you could very well qualify for an FHA loan. I just qualified a 497 score so I guess anythi ... more
0 votes Share Flag Thu Dec 5, 2013 Financing in 20748
Dan Castagna, Real Estate Pro in Mount Laurel, NJ
Dan Castagna answered:
Are there any programs for clients with less than a 620 score ?
Lenard,

Yes, Some lenders will go down to a 560 or so for a purchase with those scores. I can put you in touch with a couple if you need me to. Just send me an email and I will giv ... more
0 votes Share Flag Sun Sep 20, 2009 Financing in 20748
Ramesh Chand…, Real Estate Pro in Arlington County, VA
Ramesh Chandra answered:
How do I find a decent, ethical mortgage broker that specializes in less-than-perfect credit in MD?
Mostly by referal.
It may be hard for a newbee to find whom to ask.
If u want me to recommend somebody call me at 703 635 8209.
0 votes Share Flag Wed Sep 9, 2009 Financing in Temple Hills
Sandra Willi…, Real Estate Pro in District of Columbia
Sandra Williams answered:
I want to buy a home but I have less than perfect credit, what type of financing is available to me? Is seller financing a thing of the past now?
FHA is the absolute best finanancing available to you. The first step in the homebuying process is to speak with a lender who will give you guidance as to how to proceed. I can defina ... more
0 votes Share Flag Wed Sep 9, 2009 Financing in Temple Hills
Total Mortga…, Real Estate Pro in Connecticut
Total Mortgage Services, LLC answered:
How do you get a loan in today's market with bad credit?
Ashley,

I guess the answer to this question really depends on exactly how bad your credit is. If your credit score is at least 620, you may be eligible to be approved for an FHA mor ... more
0 votes Share Flag Sun Sep 20, 2009 Financing in 20748
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