Chelsea you need to be approved by the underwriter before the file is sent to USDA. Currently USDA is running 25 days for approval in my area. To get a short sale approved and approval by USDA by Oct 1 is not something that is going to happen in my opinion.
Yes USDA is changing the map effective Oct 1 based on the 2010 census.... more
It's hard to say without know the details of the converstation. Do you have an agent? You should really have the agent call the bank and grill them on the details. Keeping customers informed should be their priority.... more