Dear Miami Homebuyer,
It is possible to obtain a mortgage even if you have no reporting credit scorse. Lender will require alternate credit: cell phone bill, gym membership, electic or water bill.
Please feel free to contact me for further information.... more
If you credit issues are less than 2 years old you need wait till your debt seasons over 2 years. Then for credit repair based on statues .
If you credit issues are over 2 years BASED on issues can take 60 - 90 days clear IF completed correctly. I owned a credit repair company for 10 years consultant to many
It is your mid score concerned about
Confer with mortgage broker determine if your can secure a loan IF YES GREAT
You would need 2 years solid employment, 3.5% or more down payment, debt to income ratio in check