Shelby Township : Questions & Answers

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MI Realty Gr…, Real Estate Pro in Sterling Heights, MI
MI Realty Group answered:
how much value does a lakefront add to a property?
You've been searching for over a year. Have you considered getting a buyer's agent to work on your behalf and to answer all your questions? Just a thought. Anne@MIRealtyGroup.com
0 votes Share Flag Thu Feb 14, 2013 Home Buying in Shelby Township
Haig Istambo…, Real Estate Pro in Michigan
Haig Istamboulian answered:
how much are closing costs if the loan amount is 180k purchase price 225k?
Hello,

You left to many facts OUT of the question to answer it correctly. What are the taxes on the home,? Are you buying down the rate? Did you ask for and receive concessions?

... more
0 votes Share Flag Wed Feb 13, 2013 Home Buying in Shelby Township
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
will i get my earnest money back if my loan doesnt go through?
It will depend on how you write your offer and if you are within teh stated amount of days given. Check your contract for days and contingincies. You should also ask you buyer agent for ... more
0 votes Share Flag Sun Mar 23, 2014 Home Buying in Shelby Township
Pamala  Bava,…, Real Estate Pro in Macomb, MI
Pamala Bava, SRES answered:
Do most Real Estate Offices charge a buyer document fees? Keller Williams in Shelby Township charges a buyer $250.00 for document fees.
Yes, it s common practice. Some offices charge more. $250 is fair. Every buyer or seller pays it.

Thanks
Pam
0 votes Share Flag Thu Aug 16, 2012 Home Buying in Shelby Township
Pamala  Bava,…, Real Estate Pro in Macomb, MI
Pamala Bava, SRES answered:
where is a safe place, less crime area? shelby township, MI. looking for safe apartment to live.
What I would suggest you do is contact the police department in Shelby and ask about the crime rate is in the area you want. We cannot advise that or you.

Thanks
Pam
0 votes Share Flag Thu Jan 15, 2015 Crime & Safety in Shelby Township
Michael Emery, Real Estate Pro in Minneapolis, MN
Michael Emery answered:
Can I use my VA mortgage to purchase a short sale home or foreclosure? My real estate agent keeps telling me no but other people are telling me yes.
Yes, you can purchase a short sale home using a VA mortgage. But the VA appraisal may uncover issues with the home that the homeowner would be unable or unwilling to fix. Plus there are ... more
0 votes Share Flag Thu Aug 16, 2012 Home Buying in Shelby Township
Bob McClure-…, Real Estate Pro in Walled Lake, MI
Bob McClure- Real Estate Investing answered:
Can I get out of a owner occupant certification after buying a fannie mae property?
hi tara....you cannot sell on land contract because of the due-on-sale clause in your mortgage....it creates a transfer of interest..
the owner occupant affidavit you signed was mainly ... more
0 votes Share Flag Thu Jan 26, 2012 Home Buying in Shelby Township
Chip Andis, Real Estate Pro in Waterford, MI
Chip Andis answered:
I made an offer on a short sale condo that was accepted, listings on condos in same complex are for a lot less. Don't want to lose money on it.
There could be numerous reasons that prices vary within a condo complex. Every property is different in some way regardless of perceived similarities. You must consider the current cond ... more
0 votes Share Flag Sun Apr 3, 2011 Home Selling in Shelby Township
Cicely Brook…, Real Estate Pro in Birmingham, MI
Cicely Brookover answered:
Can someone tell me what a cooperative is? I posted this question earlier but, I don't see it anyplace. Thanks!
Ownership is by "shares". You live in a specific dwelling, but own shares in the whole "corporation". Which means you must pay cash for your home - you cannot get ... more
0 votes Share Flag Tue Jul 27, 2010 Home Buying in Shelby Township
James Gordon…, Real Estate Pro in Cincinnati, OH
James Gordon ABR PBD SFR SRS answered:
Is Realtytrac worth joining, or is it better to get foreclosed information directly from a realtor? Thanks
Leslie Realtytrac is more of a listing generation service for Realtors®. What is shown is republication of legal actions on a property. The properties are not listed for sale on Real ... more
0 votes Share Flag Fri Jul 23, 2010 Home Buying in Shelby Township
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I need to rent either a home or apartment that is in the Eisenhower / Malow school district. Any advice or help?
Any local agent can help you--contact any realty office(s) and inquire--or for by owner rentals-- look at local print media, Craig's List, any other real estate geared website, etc ... more
0 votes Share Flag Tue Jun 8, 2010 Rentals in Shelby Township
Realtor Nash…, Real Estate Pro in Oakland County, MI
Realtor Nash Group answered:
Other than a personal loan, are there options to cover the cost difference of what my home is valued at and what I owe on the mortgage?
Hello Andrea,

The answer to this question all depends. In some cases Short Sale is an option, and sometime lease is an option. Unless one understands the whole picture of the financi ... more
0 votes Share Flag Sun Jul 22, 2012 Home Selling in Shelby Township
Darlene Wall…, Real Estate Pro in 48073
Darlene Wallace answered:
What is the market/resale value like in Shelby and Rochester Hills? Can you suggest other areas comparable to Royal Oak with the same atmosphere?
Rochester Hills is probably the most comparable downtown area to Royal Oak. It has a distinctive main street with shops and restaurants. There is also a lovely park just North of the ... more
0 votes Share Flag Thu Apr 15, 2010 Home Buying in Shelby Township
Patrick Thies…, Real Estate Pro in Elmhurst, IL
Patrick Thies SFR, CNC answered:
hello, first time home buyer here. My wife and i have found a home we both adore but it seems i need a 203k loan for it so im looking to find an
They are pretty straight forward loans It's an FHA loan that has repair costs built into it. There are some restrictions and requirements though. You need a lender who is versed ... more
0 votes Share Flag Sun Sep 27, 2009 Home Buying in Shelby Township
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
will a potiential seller allow me to move in their property with no money down and just make monthly payments?
Any thing is possible, but it's doubtful you would be able to find someone willing to go along with no deposit. There are many horror stories about renters moving in and not paying rent ... more
0 votes Share Flag Tue Apr 7, 2009 Home Buying in Shelby Township
Robin Kay Co…, Real Estate Pro in Plymouth, MI
Robin Kay Cooke answered:
I listed my home last week with a realtor and after looking at the market feel it is too low. Can I ask to?
It's rather unusual, particularly in this market, to raise the price of a home unless there have been significant improvements done to the property that would merit the increase. My re ... more
0 votes Share Flag Tue Jan 13, 2009 Home Selling in Shelby Township
Brian Luck, Real Estate Pro in Chesterfield, MI
Brian Luck answered:
We are looking at this property and our insurance agent said that there was a water damage claim in the past.
You can order a "Clue Report" at www.ChoiceTrust.com for about $25, which should give you all the history you need to know about all insurance claims history against the property.
Rega ... more
0 votes Share Flag Thu Dec 11, 2008 For rent in Shelby Township
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