Selden : Questions & Answers

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Tom Brady, Real Estate Pro in Suffolk County, NY
Tom Brady answered:
Chase bank gave my dad a 80 000. home equity loan with the stipulation he has insurance on the loan and maintains it. The Silver Package.
Hi John. You need to consult an attorney. No-one here can advise you on this.
Tom Brady SFR, e-PRO, SRES, GREEN, BPOR
Licensed Real Estate Salesperson
Notary Public, Retired N.Y.P.D. ... more
0 votes Share Flag Sat Oct 13, 2012 Home Buying in 11784
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
i looking for a 2 bet.. house in port jeff or selden.. anabody know abaut it ..pleaseee...becouse my girl she gone star school.
Check www.mlsli.com for available area rentals; check local print media for by owner rentals, always verify ownership before exchanging any money; word of mouth, etc.
0 votes Share Flag Sun Aug 26, 2012 Rentals in Selden
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Help can I work with anthor agent from same office,
Without a signed agreement you are free to work with any agent you like....therefore choose your agent with care....
0 votes Share Flag Sun Aug 5, 2012 Home Buying in Selden
Dm891968, Home Buyer in Centereach, NY
Dm891968 answered:
Conflict of intrest
Working with an agent who is not great, hard to get and even did not show up for an appt. So the office manager has offered to help us, the house I like is in this office. I have not si ... more
0 votes Share Flag Sat Aug 4, 2012 Home Buying in Selden
Helena Genti…, Real Estate Pro in Massapequa, NY
Helena Gentile answered:
Im living in a shelter, seem like no one wants to take programs. Is there any Brokers that can help a family of 3 (me, my fiance and our 2 yr old son?
Bethani
Please call me at 347-806-2225 I will work with you and do my best to get you out of the shelter.
Helena Gentile
Realtor
Charles Rutenberg Realty
0 votes Share Flag Wed May 23, 2012 General Area in Selden
Flora Moghad…, Real Estate Pro in New York
Flora Moghadam answered:
I rent house in Selden, NY and my landlord lives in Ohio. Don't think the rental is legal. It's a hi-ranch w/ another apt. downstairs. Who?
The owner can live anywhere. The question is the apt downstains is leggal or not.
0 votes Share Flag Mon Jul 8, 2013 Rentals in Selden
Gail Gladsto…, Real Estate Pro in Huntington, NY
Gail Gladstone answered:
if i buy a house where taxes are 9200 with star, do i automatically pay taxes with basic star or do i have to pay true taxes the first year.
Each new owner must apply for the STAR reduction and you need to be prepared to possibly paying the full taxes the first year.

Just be sure to apply for STAR as soon as you close.
... more
0 votes Share Flag Thu Feb 23, 2012 Home Buying in 11784
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
how many people can you rent to in a one family house?
You can check with the local buildings department regarding occupancy rules, permits, etc.
0 votes Share Flag Wed Jan 15, 2014 Rentals in 11784
Gail Gladsto…, Real Estate Pro in Huntington, NY
Gail Gladstone answered:
My husband and I are starting to saving for a house. I know we need 20% down.. But for a $300k house, how much should we save on top of the $60k
Be ready with 4-5% of the sales price and leave the closing table with $ in your pocket and a smile on your face.
0 votes Share Flag Sat Oct 13, 2012 Home Buying in 11784
Myra Gouger, Real Estate Pro in 89135
Myra Gouger answered:
My uncle has a house and i want it. he is currently 5 month behind. and i cant get a mortage loan what options do i have to try to get it?
Slim to none - if you can't pay the delinquency and can't get a mortgage, the bank is going to foreclose unless your uncle can modify his original loan.
0 votes Share Flag Tue Aug 7, 2012 Home Buying in 11784
Donna Lomenzo, Real Estate Pro in Middle Island, NY
Donna Lomenzo answered:
Any real estate attorneys out there who do double closings or simultaneous closings?
Most attorneys will do a double closing or simultaneous closing as long as the funds are available from the 1st closing (I am assuming you are selling and buying). Here are a few attorn ... more
0 votes Share Flag Mon Jan 9, 2012 Home Buying in Selden
John Shellin…, Real Estate Pro in Houston Suburban Hei...
John Shellington answered:
When a CAIVER alert number does show up when applying for a FHA loan, what can I do? I am trying to purchase a new home in Arizona,
When your lender pulls a credit alert and it's negative, this generally means that you have a balance owing to the government for a program you used in the past. This could be an ... more
0 votes Share Flag Mon Dec 14, 2009 Financing in 11784
Thomas Martin…, Real Estate Pro in Fort Lauderdale, FL
Thomas Martin 954-667-9110 answered:
Question regarding caivrs list and closing on a FHA loan.
Most lenders will not fund the loan until its removed from the Caivers list. FHA like most insurance companies will try to find anyway not to pay the claim if the FHA homeloan goes int ... more
0 votes Share Flag Sat Nov 7, 2009 Financing in 11784
J R, Real Estate Pro in New York, NY
J R answered:
Can you make an offer to the with SUBJET TO INSPECTION.?
Yes, you can, and most buyers do. I would advise you to move quickly, however. In your area we do not sign contracts until AFTER the inspection, and until contracts are fully executed, ... more
0 votes Share Flag Wed Aug 8, 2012 Foreclosure in 11784
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
what is ashort sale?
Hi Fdafoo

To keep this simple............
A short sale is a situation in which the seller owes more to the bank than the property is worth. Rather than having to bring money to the ... more
0 votes Share Flag Wed Aug 8, 2012 Home Buying in 11784
Barbara E. N…, Real Estate Pro in Oceanside, NY
Barbara E. Nowak, CDPE, CBR answered:
i am currently a little over 3 months behind on my mortgage payment, and bank is demanding payment in full.
Hi Michael
Communicate with your mortgage lender at once. Discuss with them if you can set-up a partial mortgage payment plan. Because you are 3 months behind, it would be difficult ... more
0 votes Share Flag Tue Nov 23, 2010 Financing in 11784
Pascual Paul…, Real Estate Pro in Westchester County, NY
Pascual Paul Tarrats Jr. answered:
how long can i stay in my home once foreclosure has begun in suffolk county, new york ?
You should speak to an agent specializing in short sales to see your options. They can speak to the bank.
0 votes Share Flag Tue Aug 7, 2012 Foreclosure in 11784
Nilda Tejada, Real Estate Pro in Shirley, NY
Nilda Tejada answered:
where can i go for the course?
You can look on the MLSLI.com website in the section titled Education. This should give you some kind of idea what class you might need. Or you can call LIBOR direct and ask them. LIBOR ... more
0 votes Share Flag Sun Dec 7, 2008 Foreclosure in 11784
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