Financing in Scottsdale : Questions & Answers

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Joella Sartin, Real Estate Pro in Scottsdale, AZ
Joella Sartin answered:
Looking for lot loan in Maricopa County (Cave Creek) AZ. ?
Hello Scott, you might check directly with US Bank, Washington Federal or credit union if you are associated with one. The Lot loans and construction phase is just returning to the mar ... more
0 votes Share Flag Sun Apr 14, 2013 Financing in Scottsdale
Jason Watton, Real Estate Pro in Scottsdale, AZ
Jason Watton answered:
I am looking for a 10% down jumbo loan in Scottsdale, AZ
I did some research recently and found the best program to be at US Bank. Contact:

Jake Bryant
US Bank Home Mortgage
Mortgage Loan Officer
(480)515-7760 Office
(602)750-2855 ... more
0 votes Share Flag Thu Mar 20, 2014 Financing in 85260
Camille Swan…, Real Estate Pro in Scottsdale, AZ
Camille Swanson answered:
Does anyone know of a lender doing raw land loans in Showlow, AZ?? 6acres
You might try a smaller mortgage bank that will do a portfolio loan. Bankers Trust is IA based and has offices locally. I recently had a meeting with on of their loan officers there & I ... more
0 votes Share Flag Wed Apr 30, 2014 Financing in Scottsdale
Terry S. Smi…, Real Estate Pro in Scottsdale, AZ
Terry S. Smith answered:
Looking for a 80/10, 90% LTV Jumbo Loan in Arizona. Can anyone help?
Dear Jason Watton:

Call my lender, and ask her if she can do your deal

Amy Swaney
Office 480-822-6264
Direct 480-529-3008

Amy@AmySwaney.com

Hope this helps.

Terry S. Sm ... more
0 votes Share Flag Tue Nov 26, 2013 Financing in 85254
Doug McVinua, Real Estate Pro in 85295
Doug McVinua answered:
We are refinancing our FHA loan and are wondering what is the best time to close... at the beginning, middle or end of the month?
End of the month is likely the best time, avoids another months interest on your current loan and will be lower out of pocket as well.

Your lender should be able to provide exact num ... more
0 votes Share Flag Sat Oct 20, 2012 Financing in Scottsdale
Howard L Rud…, Real Estate Pro in Scottsdale, AZ
Howard L Rudin answered:
Can you get an 80-10-10 loan in Arizona?
Lenders look at each individual on a one-on-one basis these days because of the high risk of loss. Here are the names of two lenders to contact about your needs. I utilize both of them ... more
0 votes Share Flag Sat Jul 28, 2012 Financing in Scottsdale
Tan Johnson, Real Estate Pro in Miami, FL
Tan Johnson answered:
I am an investor from Canada. I would like to purchase a cconvenience store with gas station located 1 hr north of Orlando, Florida Can you help?
My name is Tan Johnson. I am with the commercial division of Keyes Realty. Your information was sent to me by one of my associates that read your request, online. I would like to hel ... more
0 votes Share Flag Fri Dec 30, 2011 Financing in Scottsdale
Jerry Cecil…, Real Estate Pro in Prescott, AZ
Jerry Cecil PLLC answered:
Looking for a few local Phoenix professionals (lender, CPA, etc.) for some near-future real estate investment. Would love references if available.?
Jim,
Phoenix is out of my area, I am a Realtor in Prescott, AZ. There are some pretty good deals in Prescott on duplexes, triplexes and fourplexes. I work pretty closely with a real ... more
0 votes Share Flag Mon Nov 11, 2013 Financing in 85251
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
Are there any programs in Arizona offering down payment and/or closing costs assistance to first time home buyers?
Simple answer no: Charities then entire country would be lined up for this.

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dall ... more
0 votes Share Flag Wed Oct 15, 2014 Financing in Scottsdale
Judi Monday,…, Real Estate Pro in Green Valley, AZ
Judi Monday, CRS answered:
I am looking for financing for a revenue property in Phoenix. As a Canadian (non-resident alien), which banks provide financing to foreign investors?
I work with a number of Canadian Buyers in Green Valley, AZ and one of the banks that I know will lend to Canadians ( at least they were 6 months ago) is Washington Federal--not sure if ... more
0 votes Share Flag Tue Nov 9, 2010 Financing in Scottsdale
Scottsdalesc…, Real Estate Pro in Scottsdale, AZ
Scottsdalescott answered:
I am looking for a 90% Jumbo purchase, $600K PP in North scottsdale. Any lenders that will allow 10% down????
Jumbo loans are still really difficult to qualify for in a perfect scenario. You may need to do a seller carry or lease purchase which in this buyers market might possibly work out wel ... more
0 votes Share Flag Sat Oct 16, 2010 Financing in 85255
The Canto Te…, Real Estate Pro in Maricopa, AZ
The Canto Team answered:
The loan I want is too small, who lends under $50k?
This is correct, It actually costs money to do this small loan, There is a long story to this but basically federal laws trigger a limitation to the costs. The smallest loan still co ... more
0 votes Share Flag Thu Aug 23, 2012 Financing in 85254
DONALD KEYS, Real Estate Pro in Phoenix, AZ
DONALD KEYS answered:
Looking to buy in 85255. Have 500K to put down and Fico score of 700. Have lived overseas for the last 3 years.
Scott, you would need to talk to a mortgage professional but I would say you are in good shape to purchase a home.

Here is a lender in the Scottsdale area you can talk to:

Mark T ... more
0 votes Share Flag Thu Jul 5, 2012 Financing in 85255
Keane Ng, Real Estate Pro in Seattle, WA
Keane Ng answered:
What jumbo loans are available today? What % down is needed. I am getting conflicting stories. Some brokers are tell us 20%, others 30%.
Most are 30% down or more but you can find some lenders who will take 20% down on transactions under a million if you look hard enough.
0 votes Share Flag Mon Oct 4, 2010 Financing in 85255
Roswell Moore…, Real Estate Pro in Scottsdale, AZ
Roswell Moore, CMPS answered:
Are low doc or no doc loans available to the self employed? If so what % down on a jumbo loan. Looking to buy a home for 1.6 - 2 MM in Scottsdale.
Hi Dan,

Low doc & no doc loans are a thing of the past. You can get a hard money loan, but I don't think that is what you are looking for in that they usually require a lar ... more
0 votes Share Flag Tue Nov 26, 2013 Financing in 85255
DONALD KEYS, Real Estate Pro in Phoenix, AZ
DONALD KEYS answered:
I was curious how FHA loans worked.
They work great :)
Just contact a lender (mortgage broker or mortgage banker) and they can explain them to you.
General terms: You can buy a home with a 3.5% down payment as long as t ... more
0 votes Share Flag Wed May 26, 2010 Financing in Scottsdale
Gerard Dunn, Real Estate Pro in Potomac, MD
Gerard Dunn answered:
I have a question about buying in the US as an overseas expat. Any mortgage brokers out there that can help with a jumbo loan? We want to purchase a
The guidelines have changed regarding down payment requirements for Jumbo loans.

2mm will require a down payment of 25 to 30% in this post-mortgage meltdown market.

Good Luck!

... more
0 votes Share Flag Wed Apr 21, 2010 Financing in Scottsdale
Hannah, Real Estate Pro in Corte Madera, CA
Hannah answered:
Has anyone successfully completed a balance reduction program?
Hi Denny,

You can try these resources, they are free and government sponsored programs.

http://www.Hud.gov
This is a hud counselor who can discuss the various government program ... more
0 votes Share Flag Tue Feb 1, 2011 Financing in Scottsdale
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