Home Buying in Santa Rosa : Questions & Answers

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Yarrow Kubrin, Real Estate Pro in Santa Rosa, CA
Yarrow Kubrin answered:
What is the property tax base in Sonoma County and what areas of Santa Rosa should I shy away from that carry the Mello-Roos tax?
Good morning Peter, I am only working on the first cup of coffee but I think county tax is1.25% per year. I know one is not supposed to answer a question with a question but why would y ... more
0 votes Share Flag Thu Jun 28, 2012 Home Buying in Santa Rosa
Craig Saxon, Real Estate Pro in Santa Rosa, CA
Craig Saxon answered:
Rules for counting rental income
I think the best advice is to shop around with various, reputable lenders to find out what their guidelines are: Mortgage Brokers, Mortgage Bankers, Credit Unions, local or regional ban ... more
0 votes Share Flag Thu Aug 28, 2014 Home Buying in 95401
Glenn Pope, Real Estate Pro in Santa Rosa, CA
Glenn Pope answered:
Whats the best way for a first time home buyer, to obtain a home with help from my parents?
Speak with knowledgeable lender. Call me on my cell and I will give you a couple of names. 217-6319, Glenn
0 votes Share Flag Wed Jul 31, 2013 Home Buying in Santa Rosa
Terry Bell, Real Estate Pro in Santa Rosa, CA
Terry Bell answered:
How do you present an offer on a home that is lower than the price quoted?
It depends what the circumstances are, whether it's a bank foreclosure, a short sale, VA loan or regular sale. Your agent most likely would call and talk to the listing agent and find ... more
0 votes Share Flag Mon May 7, 2012 Home Buying in Santa Rosa
Jolene Cortr…, Real Estate Pro in Santa Rosa, CA
Jolene Cortright answered:
Hello, A 100 percent disabled Vet above 55 Wants to buy or rent by November 2012..I had a chapter 13. VA says OK need help
Hello. Thank you for your inquiry. I am an Oakmont Century 21 REALTOR with a disabled daughter and would be happy to help you out. Please give me a call at 707-477-6529 on Monday or ... more
0 votes Share Flag Wed Oct 31, 2012 Home Buying in Oakmont Village Association
CJ Holmes, Real Estate Pro in Sonoma County, CA
CJ Holmes answered:
are land contracts or seller financing properties available in santa rosa, ca or sonoma county?
Right now there are 33 properties that claim they can be purchased with seller financing ranging in price from $199k to just under $10M. Only 4 properties are under $300k. If you' ... more
0 votes Share Flag Mon May 7, 2012 Home Buying in Santa Rosa
Linda Homer, Real Estate Pro in Santa Rosa, CA
Linda Homer answered:
Will the market in Santa Rosa, CA, open up?
Inventory is low compared to last year, and properties that are priced right do sell immediately. You may want to look a little higher. Some properties in the higher range may come do ... more
0 votes Share Flag Mon Dec 16, 2013 Home Buying in 95404
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
can I sell my home on short sale and then rent to own from the short sale in mn?
That would be a terrible idea for the buyer and a bad idea for you. Don't consider it. Just move on with your life.
0 votes Share Flag Fri Apr 27, 2012 Home Buying in Santa Rosa
Marie Souza…, Real Estate Pro in Centerville, MA
Marie Souza Team answered:
We are planning on buying a home or condo in Tracy, can you recomend ua the area (s) with less crime?
Ortis - We cannot tell you which area are "better" crime wise. You should call the local police department who can give you the fact/figures.
0 votes Share Flag Thu Feb 16, 2012 Home Buying in Santa Rosa
Brian Rayl, Real Estate Pro in Frisco, TX
Brian Rayl answered:
Breaking a lease to buy a house
In most areas, it is cheaper to buy than it is to rent.

What if you offered to pay the $300 extra per month but stay on a month to month lease? Do you think the landlord would go fo ... more
0 votes Share Flag Wed Feb 8, 2012 Home Buying in Santa Rosa
Mark Altes, Real Estate Pro in Santa Rosa, CA
Mark Altes answered:
Living out-of-state, would like to know how close Santa Rosa is to Healdsburg, CA, also, if there are any waterski lakes nearby?
Hello,

Santa Rosa is about 10-15 minutes from Healdsburg. There are multiple lakes within 30 minutes to an hour from Santa Rosa. Lake Sonoma, Lake Mendocino, Lake Berryessa, and ot ... more
0 votes Share Flag Mon Dec 26, 2011 Home Buying in Bennett Valley Homeowners Association
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Escrow/mostly cash purchase
From your previous question, I am assuming that this a Shortsale,
and I ask again; Why are you not using a Buyer's Agent,
especially when this is a free service to you?

With a ... more
0 votes Share Flag Thu Dec 8, 2011 Home Buying in Santa Rosa
Voices Member,  in
Voices Member answered:
Short sales-California
Yes, you can withdraw your offer anytime. Just because the seller has accepted it doesn't mean their lender will.
0 votes Share Flag Thu Dec 8, 2011 Home Buying in Santa Rosa
NonRealtor, Other/Just Looking in 23456
NonRealtor answered:
So many of the more reasonably priced listings are up for "Auction" what does this mean for the average buyer?
Hi Renting Woes,
It means that they'll be foreclosures soon. They will eventually be listed with all the other houses for sale. Wait another year to buy, prices are declining. ... more
0 votes Share Flag Thu Jun 28, 2012 Home Buying in 95404
Michael Cheng, Real Estate Pro in San Jose, CA
Michael Cheng answered:
can you please explain what a lottery entails?
Sara,

As a general term, this explanation for what's a lottery from Wikipedia is pretty thorough: http://en.wikipedia.org/wiki/Lottery

Are you inquiring about something more ... more
0 votes Share Flag Thu Oct 20, 2011 Home Buying in Santa Rosa
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
we want to use some of our 401k $ for down payment, we are first time buyers in our 50's. good idea?
No.

Check with your accountant for the reasons why it's not a good idea.
0 votes Share Flag Sun Jun 30, 2013 Home Buying in 95405
Gerard Dunn, Real Estate Pro in Potomac, MD
Gerard Dunn answered:
After a short sale of my home, when can I enter into a lease to own situation?
You can immediately enter into a rent to own lease.

There are not any prohibitions because of bankruptcy, poor credit or income.

You need to find someone that understands your sit ... more
0 votes Share Flag Sun Nov 20, 2011 Home Buying in Santa Rosa
Joshua A. Le…, Real Estate Pro in Saint Petersburg, FL
Joshua A. Lerette answered:
Looking to invest in property in Santa Rosa, under $300. What should my first steps be? Should I get preapproved for a loan, get a realtor?
Hello Rebecca,

That is a great question! Any successful, good, realtor probably won't even talk to you unless you are pre approved for a mortgage. Otherwise it is almost a waste ... more
0 votes Share Flag Thu Mar 21, 2013 Home Buying in 95403
Corey Buck M…, Real Estate Pro in Jacksonville, FL
Corey Buck Mann answered:
What is best? Buying at a cheaper price with a higher rate or a little more on the price but at a cheaper rate? A lot of buyers I bet get this wrong.
Well after the $8,000 tax incentive went away last year, it was reported that Buyers would actually save about $20K more over the lifetime of their loan due to interest rates having fal ... more
0 votes Share Flag Fri Feb 11, 2011 Home Buying in Santa Rosa
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